ZIP Code 49440 in Muskegon, MI

Data Last Updated: November 1, 2025
City:Muskegon, Michigan
Names to Avoid:
Meskegon
County:Muskegon County
Timezone:Eastern (GMT -05:00)
Local Time:7:44:12 PM
Population:1,320 [See All]
Area Code:231
Classification:Standard [Normal Street Delivery]
Coordinates:43.2374, -86.2533
Land Area:0.605 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/49440/zip-code-49440.asp

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Population & Demographics


ZIP Code 49440 has 1,320 residents and 810 households (average 1.63 persons per household). The median age is 45.4 years, older than the state (40.1) and older than the nation (38.8). The gender split is 46.4% male and 53.6% female, which is slightly lower than the state male share (49.3%), making this a female-majority area. Largest groups are White (69.7%, much higher than the national average of 61.6%) and Black or African American (18.4%, higher than the national average of 12.4%); Hispanic or Latino residents make up 7.9%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,320Source: Census DHC
2023 ACS Population Estimate:1,319Source: Census ACS
2025 ZC Population Estimate:1,721Source: ZIP-Codes.com
Population Density:2,181.8 people per sq mile
Average Income:$42,500Source: Census ACS
Households:810Source: Census DHC
Average House Value:$163,100Source: Census ACS
Persons Per Household:1.63Source: Census DHC
Average Family Size:4.33Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--1,1671,1491,0081,0338248078619838118009061,2971,319
Decennial Census953------------------1,320------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.4

Male Median Age: 47.6

Female Median Age: 44.3

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male32223623335033462233444444674524114
Female372022265563625218433941735357112312
Total6942584988113959840768385117120102353416
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:92069.91%
Black:24318.47%
Hispanic:*1047.90%
Asian:10.08%
American Indian:90.68%
Hawaiian:00%
Other:392.96%
Total:1,316100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:61346.44%47.6 years
Females:70753.56%44.3 years
Total:1,320100%45.4 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,27596.66%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:10.08%
Foreign born, not a U.S. citizen:433.34%
Total Population:1,319100%
Total Native Population:1,27596.66%
Total Foreign-born Population:443.34%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $42,500, which is considerably lower than the national median ($78,538), is up $20,671 (94.7%) since 2011 and above its 2019 pre-pandemic level by $27,635. Family households earn a median of $88,641 versus $29,420 for nonfamily households (a difference of $59,221). By gender, male median income is $42,697 and female is $46,201, which is well under the national female median ($53,445), with a current gap of $3,504 that has widened from 2011 to 2023. The labor-force participation rate is 61.9%, which is a bit lower than the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the state rate (5.8%). The largest occupation group is Sales (31.5%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$21,829$20,740$21,397$21,019$21,466$14,634$15,606$14,649$14,865$17,049$23,820$31,218$42,500
Median Family Income$57,105$57,153$58,661$31,607$31,080$28,958$31,146$42,961$47,188$55,875$61,250$73,333$88,641
Median NonFamily Income$16,250$13,934$15,219$15,240$14,861$13,635$14,227$13,804$14,099$14,952$19,356$25,755$29,420
Median Male Income$31,304$30,208$28,603$31,042$0$30,795$31,563$32,708$33,382$36,719$46,087$51,786$42,697
Median Female Income$36,915$37,264$45,286$60,781$0$67,763$0$56,250$35,000$34,643$39,792$34,441$46,201
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:67261.31%
Unemployed:00.00%
Not In Labor Force:42438.69%
Total:1,096100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:15322.77%
Service:15523.07%
Sales and Office:21231.55%
Natural resources, construction, and maintenance:213.13%
Production, transportation, and material moving:13119.49%
Total Civilian Employed Population:672100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $163,100, which is much lower than the national median ($303,400), is up $77,900 (91.43%) since 2011 and above its 2019 pre-pandemic level by $59,800. The median gross rent is $791, which is well under the national median ($1,348), is up $338 (74.61%) since 2011 and above its 2019 pre-pandemic level by $302. Of occupied housing, owners make up 27.95% (41.24% with a mortgage, 58.76% free-and-clear) and renters 72.05% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 19.30%, which is much higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$85,200$86,200$77,100$82,200$82,100$88,300$106,300$113,600$103,300$111,500$157,100$151,300$163,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:9418.80%
$500 to $999:20641.20%
$1,000 to $1,499:13326.60%
$1,500 to $1,999:6713.40%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:500100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$453$463$473$517$527$551$496$534$489$480$540$686$791
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):8011.53%
Owner Occupied (free and clear, no mortgage):11416.43%
Renter Occupied:50072.05%
Total Occupied Housing Units:694100%

Occupied Housing Units:69480.70%
Vacant Housing Units (not graphed):16619.30%
Total Housing Units:860100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:23126.86%
Multi-Family Units:62973.14%
Other Units:00.00%
Total Housing Units:860100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 36.00% of adults (25+) have a bachelor's degree or higher, which is on par with the state rate (31.80%). High school or higher is 93.40%, which is comparable to the national rate (89.40%). The uninsured rate is 5.30%, which is comparable to the national rate (8.60%). Public coverage is 60.30%, which is far higher than the national rate (36.30%). The share of people in poverty is 14.20%, which is comparable to the national rate (8.70%), down 14.00 percentage points since 2011 and below its 2019 pre-pandemic level by 3.10 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is high school (44.07%). College enrollment is 6.36%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:586.64%
High school graduate (includes equivalency):18421.05%
Some college, no degree:24027.46%
Associate's degree:778.81%
Bachelor's degree:20923.91%
Graduate or professional degree:10612.13%
Total:874100%
High school or higher:81693.36%
Bachelor's degree or higher:31536.04%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:71545.40%
Public Insurance:79150.22%
No Insurance:694.38%
Total:1,575100%
Has Health Insurance:1,50695.62%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty28.2%24.5%22.4%27.9%27.2%33.6%38.8%37.6%17.3%17.5%6.3%18.6%14.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:93.81%
Kindergarten:4117.37%
Elementary school (grades 1-8):6728.39%
High school (grades 9-12):10444.07%
College or graduate school:156.36%
Total:236100%
Early Childhood:5021.19%
K-12 (Primary & Secondary School):21289.83%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 49440 supports both business and residential activity. According to the Business Census (2023), there are 150 business establishments, employing about 1,616 people with an annual payroll of $105,352,000. USPS data shows 1,056 residential mailboxes and 242 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:1,056Source: USPS
# Business Mailboxes:242Source: USPS
Total Delivery Receptacles:1,318Source: USPS
Single Family Delivery Units:303Source: USPS
Multi Family Delivery Units:440Source: USPS
# of Businesses:150Source: CBP
1st Quarter Payroll:$22,576,000Source: CBP
Annual Payroll:$105,352,000Source: CBP
# of Employees:1,616Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 49440 is located in Muskegon County, Michigan, within the Muskegon-Norton Shores, MI Metropolitan Statistical Area (CBSA 34740) and Michigan's 3rd Congressional District. This Metro area has a population of 175,378 people, about 0.75% of whom live in ZIP Code 49440. It covers 0.605 sq mi of land and a water area of 0.262 sq mi.

CBSA Name:Muskegon-Norton Shores, MISource: Census
CBSA Number:34740Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:175,378Source: Census
MSA:Grand Rapids-Muskegon-Holland, MI MSASource: Census
Land Area:0.605 sq miSource: Census
Water Area:0.262 sq miSource: Census
Congressional District:03Source: USPS
Congressional Land Area:2628.74 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2656320Source: Census
Place Name:Muskegon city; MichiganSource: Census

Adjacent & Nearby ZIP Codes


49441 | | 49437

Schools in ZIP Code 49440


We could not locate which school district 49440 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Muskegon County Juvenile Transition Center 205 E Apple Ave
Muskegon, MI 49442
District: UnknownNearby
Muskegon Covenant Academy 125 Catherine Ave
Muskegon, MI 49442
District: UnknownNearby
Muskegon High School 80 West Southern Ave
Muskegon, MI 49441
District: Muskegon City School DistrictNearby
Muskegon Community Education Center 80 W Southern Ave
Muskegon, MI 49441
District: Muskegon City School DistrictNearby
Moon Elementary School 1826 Hoyt St
Muskegon, MI 49442
District: Muskegon City School DistrictNearby
Muskegon Catholic Central 1145 W Laketon Ave
Muskegon, MI 49441
District: Private SchoolNearby
Muskegon Christian School 1220 Eastgate St
Muskegon, MI 49442
District: Private SchoolNearby
Western Michigan Christian High School 455 E Ellis Rd
Norton Shores, MI 49441
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 49440


Baker College Of Muskegon 1903 Marquette Ave
Muskegon, MI 49442-1290
Type: Post Secondary
Muskegon Community College 221 S Quarterline Rd
Muskegon, MI 49442-1432
Type: Post Secondary
Ross Medical Education Center-Roosevelt Park 950 W. Norton Avenue, Suite D
Roosevelt Park, MI 49441
Type: Post Secondary
Nuvo College Of Cosmetology 919 W Norton Ave
Norton Shores, MI 49441
Type: Post Secondary
French Academy Of Cosmetology 111 W Exchange St Ste A
Spring Lake, MI 49456
Type: Post Secondary
Grand Valley State University 1 Campus Dr
Allendale, MI 49401-9403
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on November 1, 2025.

  1. U.S. Postal Service [Last Updated: 11/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 11/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 11/1/2025], https://nces.ed.gov