| City: | Mexico Beach, Florida |
| County: | Bay County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 7:28:39 PM |
| Population: | 439 [See All] |
| Area Codes: | 448 / 850 |
| Classification: | PO Box |
| Coordinates: | 29.9452, -85.4140 |
| Land Area: | 1.56 sq mi |
| Quick Link: |
The post office serves 222 households across a compact area of just 1.56 square miles of land. Highway 98 runs through town as the main route, connecting Mexico Beach to Panama City and Port St. Joe. Street delivery exists here, with one city carrier route handling the residential addresses along the coast and inland streets like Jambeari. The Mexico Beach Branch post office maintains PO Boxes primarily for business use and seasonal residents who need year-round mail collection.
Housing stock tells the seasonal story. Of 573 total housing units, only 222 are occupied year-round. That means 61% sit vacant most of the year, waiting for owners who visit during winter months or rent them to beach tourists. Median home values reach $362,900, reflecting waterfront location and post-Hurricane Michael reconstruction. Household income sits at $63,125, typical for coastal Florida retirees living on fixed incomes and investment returns.
Highway 98 dominates as the main coastal route connecting Panama City to Port St. Joe. Jambeari represents one of the few interior streets in this compact beach town. The limited street count (just 2) reflects Mexico Beach's small footprint and linear development along the Gulf shoreline.
ZIP Code 32410 has 439 residents and 222 households (average 1.98 persons per household). The median age is 56.6 years, significantly older than the state (43.0) and significantly older than the nation (38.8). The gender split is 42.1% male and 57.9% female, which is lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (90.4%, much higher than the state average of 57.7% and well above the national average of 61.6%) and Hispanic or Latino (3.9%); Hispanic or Latino residents make up 3.9%, which is much lower than the state average (26.5%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 439Source: Census DHC |
| 2024 ACS Population Estimate: | 550Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 281.4 people per sq mile |
| Average Income: | $63,606Source: Census ACS |
| Households: | 222Source: Census DHC |
| Average House Value: | $460,900Source: Census ACS |
| Persons Per Household: | 1.98Source: Census DHC |
| Average Family Size: | 3.20Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 862 | 823 | 1,065 | 1,074 | 1,061 | 987 | 1,089 | 987 | 964 | 901 | 517 | 412 | 499 | 550 |
| Decennial Census | 740 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 439 | -- | -- | -- | -- |
Median Age: 56.6
Male Median Age: 55.5
Female Median Age: 58.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 6 | 10 | 6 | 7 | 5 | 8 | 4 | 6 | 10 | 8 | 19 | 18 | 14 | 22 | 11 | 20 | 7 | 4 |
| Female | 10 | 4 | 2 | 14 | 7 | 6 | 11 | 11 | 15 | 14 | 19 | 27 | 45 | 28 | 10 | 19 | 8 | 4 |
| Total | 16 | 14 | 8 | 21 | 12 | 14 | 15 | 17 | 25 | 22 | 38 | 45 | 59 | 50 | 21 | 39 | 15 | 8 |
| White: | 397 | 92.11% |
| Black: | 7 | 1.62% |
| Hispanic:* | 17 | 3.94% |
| Asian: | 4 | 0.93% |
| American Indian: | 1 | 0.23% |
| Hawaiian: | 0 | 0% |
| Other: | 5 | 1.16% |
| Total: | 431 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 185 | 42.14% | 55.5 years |
| Females: | 254 | 57.86% | 58.5 years |
| Total: | 439 | 100% | 56.6 years |
| Native, born in the United States: | 513 | 93.27% |
| Native, born in PR, Island Areas, or abroad: | 17 | 3.09% |
| Foreign born, naturalized U.S. citizen: | 20 | 3.64% |
| Foreign born, not a U.S. citizen: | 0 | 3.64% |
| Total Population: | 550 | 100% |
| Total Native Population: | 530 | 96.36% |
| Total Foreign-born Population: | 20 | 3.64% |
In 2024, the Median household income is $63,606, which is much lower than the national median ($80,734), is up $17,929 (39.3%) since 2011 and above its 2019 pre-pandemic level by $83. Family households earn a median of $77,917 versus $48,438 for nonfamily households (a difference of $29,479). By gender, male median income is $75,978 and female is $120,104, which is much higher than the national female median ($55,274), with a current gap of $44,126 that has narrowed from 2011 to 2024. The labor-force participation rate is 47.5%, which is considerably lower than the national rate (63.5%). The unemployment rate is 13.9%, which is much higher than the national rate (5.2%). The largest occupation group is Management (57.3%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $45,677 | $49,107 | $51,357 | $53,125 | $54,214 | $56,094 | $59,375 | $55,417 | $63,523 | $52,607 | $56,875 | $60,152 | $63,125 | $63,606 |
| Median Family Income | $46,650 | $49,256 | $54,167 | $60,673 | $69,135 | $64,766 | $73,500 | $75,855 | $73,750 | $71,188 | $74,118 | $62,452 | $75,188 | $77,917 |
| Median NonFamily Income | $36,818 | $41,528 | $41,875 | $39,688 | $41,406 | $42,438 | $39,583 | $40,750 | $43,214 | $48,393 | $47,639 | $46,563 | $46,923 | $48,438 |
| Median Male Income | $44,167 | $47,929 | $48,780 | $48,333 | $0 | $64,286 | $62,656 | $65,750 | $64,524 | $74,107 | $66,625 | $72,000 | $74,145 | $75,978 |
| Median Female Income | $39,276 | $52,500 | $48,250 | $42,500 | $0 | $46,528 | $41,458 | $41,346 | $44,554 | $44,911 | $59,063 | $85,893 | $78,750 | $120,104 |
| Employed: | 199 | 40.95% |
| Unemployed: | 32 | 6.58% |
| Not In Labor Force: | 255 | 52.47% |
| Total: | 486 | 100% |
| Management, business, science, and arts: | 114 | 57.29% |
| Service: | 3 | 1.51% |
| Sales and Office: | 59 | 29.65% |
| Natural resources, construction, and maintenance: | 3 | 1.51% |
| Production, transportation, and material moving: | 20 | 10.05% |
| Total Civilian Employed Population: | 199 | 100% |
In 2024, the median home value is $460,900, which is far above the national median ($332,700), is up $202,700 (78.51%) since 2011 and above its 2019 pre-pandemic level by $212,200. The median gross rent is $2,000, which is much higher than the national median ($1,413), is up $1,024 (104.92%) since 2011 and above its 2019 pre-pandemic level by $644. Of occupied housing, owners make up 73.22% (39.35% with a mortgage, 60.65% free-and-clear) and renters 26.78% - making this ZIP Code under national rental averages. The vacancy rate is 58.04%, which is considerably higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $258,200 | $244,200 | $241,700 | $192,700 | $195,700 | $194,400 | $209,700 | $220,800 | $248,700 | $265,300 | $262,200 | $308,300 | $362,900 | $460,900 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 0 | 0.00% |
| $1,000 to $1,499: | 0 | 0.00% |
| $1,500 to $1,999: | 38 | 48.10% |
| $2,000 to $2,499: | 38 | 48.10% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 3 | 3.80% |
| Total: | 79 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $976 | $1,091 | $1,063 | $1,074 | $1,175 | $1,146 | $1,181 | $1,241 | $1,356 | $1,396 | $1,423 | $1,434 | $2,049 | $2,000 |
| Owner Occupied (with mortgage): | 85 | 28.81% |
| Owner Occupied (free and clear, no mortgage): | 131 | 44.41% |
| Renter Occupied: | 79 | 26.78% |
| Total Occupied Housing Units: | 295 | 100% |
| Occupied Housing Units: | 295 | 41.96% |
| Vacant Housing Units (not graphed): | 408 | 58.04% |
| Total Housing Units: | 703 | 100% |
| Single-Family Units: | 377 | 53.63% |
| Multi-Family Units: | 261 | 37.13% |
| Other Units: | 65 | 9.25% |
| Total Housing Units: | 703 | 100% |
In 2024, 37.80% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 95.40%, which is far higher than the national rate (89.60%). The uninsured rate is 32.50%, which is far higher than the national rate (8.40%). The share of people in poverty is 4.00%, which is comparable to the national rate (8.80%), down 11.40 percentage points since 2011 and below its 2019 pre-pandemic level by 4.90 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (55.71%). College enrollment is 8.57%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 4 | 0.84% |
| 9th to 12th grade, no diploma: | 18 | 3.78% |
| High school graduate (includes equivalency): | 119 | 25.00% |
| Some college, no degree: | 60 | 12.61% |
| Associate's degree: | 95 | 19.96% |
| Bachelor's degree: | 130 | 27.31% |
| Graduate or professional degree: | 50 | 10.50% |
| Total: | 476 | 100% |
| High school or higher: | 454 | 95.38% |
| Bachelor's degree or higher: | 180 | 37.82% |
| Private Insurance: | 343 | 47.91% |
| Public Insurance: | 194 | 27.09% |
| No Insurance: | 179 | 25.00% |
| Total: | 716 | 100% |
| Has Health Insurance: | 537 | 75.00% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 14.5% | 14.7% | 12.7% | 12.5% | 5.4% | 5.9% | 6.1% | 5.6% | 8.0% | 4.6% | 1.8% | 1.6% | 3.1% | 4.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 18 | 25.71% |
| Elementary school (grades 1-8): | 39 | 55.71% |
| High school (grades 9-12): | 7 | 10.00% |
| College or graduate school: | 6 | 8.57% |
| Total: | 70 | 100% |
| Early Childhood: | 18 | 25.71% |
| K-12 (Primary & Secondary School): | 64 | 91.43% |
ZIP Code 32410 supports both business and residential activity. According to the Business Census (2024), there are 6 business establishments, employing about 39 people with an annual payroll of $1,742,000. USPS data shows 0 residential mailboxes and 1 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 1Source: USPS |
| Total Delivery Receptacles: | 663Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 6Source: CBP |
| 1st Quarter Payroll: | $428,000Source: CBP |
| Annual Payroll: | $1,742,000Source: CBP |
| # of Employees: | 39Source: CBP |
ZIP Code 32410 is located in Bay County, Florida, within the Panama City-Panama City Beach, FL Metropolitan Statistical Area (CBSA 37460) and Florida's 2nd Congressional District. This Metro area has a population of 168,852 people, about 0.26% of whom live in ZIP Code 32410. It covers 1.56 sq mi of land and a water area of 0.923 sq mi.
| CBSA Name: | Panama City-Panama City Beach, FLSource: Census |
| CBSA Number: | 37460Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 168,852Source: Census |
| MSA: | Panama City, FL MSASource: Census |
| Land Area: | 1.56 sq miSource: Census |
| Water Area: | 0.923 sq miSource: Census |
| Congressional District: | 02Source: USPS |
| Congressional Land Area: | 8613.58 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 1244300Source: Census |
| Place Name: | Mexico Beach city; FloridaSource: Census |
We could not locate which school district 32410 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.