ZIP Code 32406 in Panama City, FL

Data Last Updated: February 1, 2026
City:Panama City, Florida
County:Bay County
Timezone:Central (GMT -06:00)
Local Time:7:28:36 PM
Population:No Population Data
Area Codes:448 / 850
Classification:PO Box
Coordinates:30.1588, -85.6603
Quick Link:
https://www.zip-codes.com/zip-code/32406/zip-code-32406.asp

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32406 - Panama City, FL

ZIP Code 32406, Panama City

Small Town Unique ZIP No Census Data
LocationBay County, FL
Area0 sq mi Single Point
Delivery Points378 (1 homes, 178 businesses)
PO Boxes199
ZIP CreatedBefore Oct 2004
Enclosed InZIP Code 32405
Key Facts
  • This ZIP code maintains 199 PO Boxes but has virtually no geographic footprint, functioning as a PO Box facility within the larger 32405 ZIP boundary.
  • W 17th Street is the only street with carrier delivery in this ZIP, containing 77 delivery points with unit designations that suggest a multi-family or commercial building.
  • The facility serves 178 business accounts, indicating significant commercial use of PO Box services at this location.
  • This is classified as a city delivery route rather than a rural or highway route, making it part of Panama City's urban postal infrastructure.
  • The ZIP has a standard sibling (likely 32405), meaning residents and businesses here can receive mail under multiple ZIP codes depending on delivery method.

Postal Operations

The post office manages 178 business accounts alongside residential boxes, reflecting the mixed commercial and personal use typical of urban PO Box facilities. W 17th Street contains 77 delivery records with unit designations, suggesting an apartment complex or multi-tenant building served by this address. The facility operates as a city carrier route station, meaning it's integrated into Panama City's urban delivery network rather than functioning as an isolated rural outpost. This setup is common in medium-sized cities where PO Box demand exceeds what the main post office can accommodate.

Street Name Patterns

Single Street Delivery Urban Grid

Only one street appears in this ZIP's delivery records. W 17th Street contains all 77 street delivery points, with unit designations indicating a multi-tenant building. This single-street footprint is characteristic of PO Box-focused facilities that maintain minimal street delivery territory.

Nearby Areas

Crestview Sunnyland Heights Pan Andrews Northside Estates Delwood Estates

Business & Employment Statistics


ZIP Code 32406 supports both business and residential activity. According to the Business Census (2024), there are 12 business establishments, employing about 107 people with an annual payroll of $11,777,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:5,154Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:12Source: CBP
1st Quarter Payroll:$3,239,000Source: CBP
Annual Payroll:$11,777,000Source: CBP
# of Employees:107Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 32406 is located in Bay County, Florida, within the Panama City-Panama City Beach, FL Metropolitan Statistical Area (CBSA 37460) and Florida's 2nd Congressional District. This Metro area has a population of 168,852 people, about 0.00% of whom live in ZIP Code 32406. It covers 0 sq mi of land and a water area of 0 sq mi.

CBSA Name:Panama City-Panama City Beach, FLSource: Census
CBSA Number:37460Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:168,852Source: Census
MSA:Panama City, FL MSASource: Census
Land Area:--Source: Census
Water Area:--Source: Census
Congressional District:02Source: USPS
Congressional Land Area:8613.58 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1254700Source: Census
Place Name:Panama City city; FloridaSource: Census

Adjacent & Nearby ZIP Codes


32407 | | 32405

Schools in ZIP Code 32406


We could not locate which school district 32406 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Amikids Maritime Academy 200 E. Beach Drive
Panama City, FL 32401
District: Bay County School DistrictNearby
Bay Regional Juvenile Detention Center 450 E 11th St
Panama City, FL 32401
District: Bay County School DistrictNearby
Chautauqua Charter School 1118 Magnolia Ave
Panama City, FL 32401
District: Bay County School DistrictNearby
Bay High School 1200 Harrison Ave
Panama City, FL 32401
District: Bay County School DistrictNearby
Jinks Middle School 600 W 11th St
Panama City, FL 32401
District: Bay County School DistrictNearby
Square Pegs Learning Center 757 Jenks Ave
Panama City, FL 32401
District: Private SchoolNearby
Holy Nativity Episcopal School 205 Hamilton Ave
Panama City, FL 32401
District: Private SchoolNearby
Panama City Trilingual School 420 N Bonita Ave
Panama City, FL 32401
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 32406


Tom P. Haney Technical College 3016 Hwy 77 N
Panama City, FL 32405
Type: Post Secondary
Gulf Coast State College 5230 West U.s. Highway 98
Panama City, FL 32401
Type: Post Secondary
Florida Panhandle Technical College 757 Hoyt Street
Chipley, FL 32428-1618
Type: Post Secondary
Emerald Coast Technical College 761 N 20th St
Defuniak Springs, FL 32433
Type: Post Secondary
Chipola College 3094 Indian Circle
Marianna, FL 32446-2053
Type: Post Secondary
Northwest Florida State College 100 College Boulevard
Niceville, FL 32578-1295
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov