| ZIP Codes: | 17 ZIP Codes (11 Standard, 6 PO Box, 0 Unique) [See All] |
| Area Codes: | 448 / 850 |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 2:11:36 PM |
| Population: | 186,434 [See All] |
| FIPS: | 12005 |
| CBSA: | Panama City-Panama City Beach, FL |
| Land Area: | 843 sq mi |
| Water Area: | 136 sq mi |
| Coordinates: | 30.2062, -85.6453 |
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186,434 residents live across 17 ZIPs covering 843 sq mi, served by 6 distinct USPS-recognized cities.
Population moved from 174,164 to 186,434 from 2014 to 2024 — a +7.0% change. 7 ZIPs gained residents, 5 lost.
The county's wealthiest ZIP 32444 (Lynn Haven, $83,160 median) and poorest ZIP 32438 (Fountain, $50,000) are 23.1 miles apart — a 1.7× income gap across local geography.
Median home values vary 2.9× across this county — from $153,700 in 32438 (Fountain) to $441,300 in 32413 (Panama City Beach).
Density varies 74× across the county — from 27 people/sq mi in 32466 (Youngstown) to 2,014 in 32444 (Lynn Haven).
Educational attainment ranges from 13.1% bachelor's+ in 32438 (Fountain) to 40.0% in 32407 (Panama City Beach) — the breadth of educational profiles across the area.
Within Florida, this is the #30 most populous of 67 counties and ranks #30 for median household income with the #37 fastest decade growth .
Weighted by population, the typical household earns about $73,181 across the county — reflecting what a typical resident sees, not a simple ZIP average.
29.5% of adults age 25+ hold a bachelor's degree or higher (39,235 of 132,936 reporting). The most-educated ZIPs cluster around Panama City Beach.
11 Standard delivery, 6 PO Box only, 0 single-entity Unique ZIPs serve this county.
| ZIP | City | Type | Population | Median Income | Area (sq mi) | 10-yr Growth |
|---|---|---|---|---|---|---|
| 32404 | Panama City | Standard | 42,514 | $74,708 | 204.0 | 13.3% |
| 32405 | Panama City | Standard | 29,984 | $73,373 | 18.8 | -4.7% |
| 32444 | Lynn Haven | Standard | 21,459 | $83,160 | 10.7 | 7.5% |
| 32401 | Panama City | Standard | 18,947 | $52,523 | 11.4 | -18.9% |
| 32408 | Panama City | Standard | 18,832 | $80,822 | 9.4 | 17.7% |
| 32407 | Panama City Beach | Standard | 16,404 | $80,831 | 19.1 | 69.1% |
| 32413 | Panama City Beach | Standard | 15,453 | $80,039 | 91.4 | 14.2% |
| 32409 | Panama City | Standard | 11,113 | $64,516 | 161.1 | 27.5% |
| 32466 | Youngstown | Standard | 5,916 | $60,337 | 216.1 | -2.7% |
| 32438 | Fountain | Standard | 4,815 | $50,000 | 56.9 | 39.9% |
| 32410 | Mexico Beach | PO Box | 550 | $63,606 | 0.0 | -48.8% |
| 32403 | Panama City | Standard | 447 | $118,594 | 44.4 | -86.6% |
| 32411 | Panama City | PO Box | — | — | 0.0 | — |
| 32402 | Panama City | PO Box | — | — | 0.0 | — |
| 32412 | Panama City | PO Box | — | — | 0.0 | — |
| 32406 | Panama City | PO Box | — | — | 0.0 | — |
| 32417 | Panama City | PO Box | — | — | 0.0 | — |