ZIP Code 32402 in Panama City, FL

Data Last Updated: January 1, 2026
City:Panama City, Florida
County:Bay County
Timezone:Central (GMT -06:00)
Local Time:10:04:12 PM
Population:No Population Data
Area Codes:448 / 850
Classification:PO Box
Coordinates:30.1588, -85.6603
Quick Link:
https://www.zip-codes.com/zip-code/32402/zip-code-32402.asp

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32402 Panama City, FL - Downtown Post Office

ZIP Code 32402, Panama City

Small Town Unique ZIP No Census Data
LocationBay County, FL
Area0 sq mi Single Point
Delivery Points537 (1 homes, 290 businesses)
PO Boxes246
ZIP CreatedBefore Oct 2004
Enclosed InZIP Code 32401
Key Facts
  • This ZIP code covers a single post office building on Jenks Avenue in downtown Panama City, with no geographic territory of its own.
  • All 246 PO Boxes serve people who live or work in the surrounding area, since no one actually resides within this ZIP's boundaries.
  • The 290 registered businesses use this address for commercial mail, making it a downtown business mail hub.
  • Street delivery is available through the surrounding ZIP 32401, so PO Box users here have chosen this option for convenience or privacy.
  • Neighborhoods within half a mile include Gulf Coast, Bunkers Cove, Bay Improvement, and Gulfview.

What 32402 Actually Is

ZIP code 32402 isn't a town or neighborhood. It's a single post office location in downtown Panama City, Florida. All 246 PO Boxes and the 107 business address records trace to one street: Jenks Avenue. The ZIP exists entirely within the boundaries of 32401, Panama City's main ZIP code.

A Commercial Mail Hub

This is a PO Box-classified ZIP that serves the downtown business district. With 290 businesses registered and 17 establishments reporting employment data, it functions as a commercial mail hub. The postal classification dates to before October 2004, making it one of the original Panama City postal designations.

Street Delivery Alternatives

Residents in the surrounding area receive street delivery through ZIP 32401, so anyone with a 32402 address has specifically chosen a PO Box at this downtown location. The nearby neighborhoods of Gulf Coast, Bunkers Cove, Bay Improvement, and Gulfview are all within half a mile. These Panama City residents can access the downtown post office for PO Box service while receiving regular mail through their home addresses in 32401.

Street Name Patterns

Single Location

Only Jenks Avenue appears in this ZIP, indicating a single building location rather than a delivery area.

Nearby Areas

Gulf Coast Bunkers Cove Bay Improvement Gulfview Massalina Bayou Amended Plat

Business & Employment Statistics


ZIP Code 32402 supports both business and residential activity. According to the Business Census (2024), there are 15 business establishments, employing about 238 people with an annual payroll of $9,011,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:2,539Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:15Source: CBP
1st Quarter Payroll:$2,105,000Source: CBP
Annual Payroll:$9,011,000Source: CBP
# of Employees:238Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 32402 is located in Bay County, Florida, within the Panama City-Panama City Beach, FL Metropolitan Statistical Area (CBSA 37460) and Florida's 2nd Congressional District. This Metro area has a population of 206,627 people, about 0.00% of whom live in ZIP Code 32402. It covers 0 sq mi of land and a water area of 0 sq mi.

CBSA Name:Panama City-Panama City Beach, FLSource: Census
CBSA Number:37460Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:206,627Source: Census
MSA:Panama City, FL MSASource: Census
Land Area:--Source: Census
Water Area:--Source: Census
Congressional District:02Source: USPS
Congressional Land Area:8613.58 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1254700Source: Census
Place Name:Panama City city; FloridaSource: Census

Adjacent & Nearby ZIP Codes


32403 | | 32401

Schools in ZIP Code 32402


We could not locate which school district 32402 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Amikids Maritime Academy 200 E. Beach Drive
Panama City, FL 32401
District: Bay County School DistrictNearby
Bay Regional Juvenile Detention Center 450 E 11th St
Panama City, FL 32401
District: Bay County School DistrictNearby
Chautauqua Charter School 1118 Magnolia Ave
Panama City, FL 32401
District: Bay County School DistrictNearby
Bay High School 1200 Harrison Ave
Panama City, FL 32401
District: Bay County School DistrictNearby
Jinks Middle School 600 W 11th St
Panama City, FL 32401
District: Bay County School DistrictNearby
St John Catholic School 1005 Fortune Ave
Panama City, FL 32401
District: Private SchoolNearby
Covenant Christian School 2350 Frankford Ave
Panama City, FL 32405
District: Private SchoolNearby
Bacot Academy 2211 Saint Andrews Blvd
Panama City, FL 32405
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 32402


Tom P Haney Technical Center 3016 Hwy 77 N
Panama City, FL 32405
Type: Post Secondary
Gulf Coast State College 5230 West U.s. Highway 98
Panama City, FL 32401
Type: Post Secondary
Florida Panhandle Technical College 757 Hoyt Street
Chipley, FL 32428-1618
Type: Post Secondary
Emerald Coast Technical College 761 N 20th St
Defuniak Springs, FL 32433
Type: Post Secondary
Chipola College 3094 Indian Circle
Marianna, FL 32446-2053
Type: Post Secondary
Northwest Florida State College 100 College Boulevard
Niceville, FL 32578-1295
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.

  1. U.S. Postal Service [Last Updated: 1/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 1/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 1/1/2026], https://nces.ed.gov