ZIP Code 87365 in Smith Lake, NM

Data Last Updated: March 1, 2026
City:Smith Lake, New Mexico
County:Mckinley County
Timezone:Mountain (GMT -07:00)
Local Time:10:24:09 AM
Population:57 [See All]
Area Code:505
Classification:PO Box
Coordinates:35.5226, -108.1405
Land Area:0.031 sq mi
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87365 Smith Lake, NM - Serving the Navajo Nation

ZIP Code 87365, Smith Lake

Tribal
LocationMckinley County, NM
Area58.6 sq mi
Population57
Households14
PO Boxes103 Regional Hub (736%)
Median Age36.1 years
ZIP CreatedBefore Oct 2004
Key Facts
  • This post office maintains 103 PO Boxes for a community of just 14 households, serving as a mail hub for surrounding Navajo Nation communities.
  • Every resident of Smith Lake is Native American, located within the Navajo Nation in northwestern New Mexico.
  • The post office serves 7 times more PO Boxes than local households, meaning families from miles around travel here to collect their mail.
  • Households average 4.1 people, reflecting the Navajo tradition of extended family living under one roof.
  • All 14 occupied homes are owner-occupied, with no rental properties. Most housing dates to before 1939.
  • The community covers 58.5 square miles along State Highway 371, the main route connecting Thoreau and Crownpoint.

Community Overview

Smith Lake sits on the Navajo Nation in McKinley County, New Mexico. All 57 residents are Native American. The community spans 58.5 square miles of high desert along State Highway 371, roughly midway between Thoreau and Crownpoint.

A Regional Mail Hub

With 103 PO Boxes serving just 14 households, this post office functions as a regional hub. The adoption rate of 7.4 boxes per household shows that families from surrounding areas travel here to pick up mail. That's common in Navajo country, where distances are long and addressing infrastructure doesn't exist.

Population and Households

Households here average 4.1 people, larger than the national norm of 2.5. Extended family living is traditional across the Navajo Nation. All 14 occupied homes are owner-occupied, and 13 of the 19 housing units were built before 1939, pointing to a long-established community.

Economic Context

Per capita income runs about $20,400. There are no business establishments recorded in the ZIP. Workers commute to jobs in Crownpoint, Gallup, or elsewhere on the reservation. Public transit and carpooling each account for a share of commutes, practical in a rural area where not every household has multiple vehicles.

Street Name Patterns

Highway Corridor

State Highway 371 is the only named road in ZIP+4 records, serving as the main corridor through this rural Navajo community.

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Population & Demographics


ZIP Code 87365 has 57 residents and 14 households (average 4.07 persons per household). The median age is 36.1 years, younger than the state (39.2) and slightly younger than the nation (38.8). The gender split is 68.4% male and 31.6% female, which is much higher than the national male share (49.1%), making this a male-majority area. Largest groups are American Indian & Alaska Native (100.0%, much higher than the state average of 10.0% and well above the national average of 1.1%) and Hispanic or Latino (1.8%); Hispanic or Latino residents make up 1.8%, which is much lower than the state average (47.7%), and American Indian & Alaska Native share is much higher than both the state (10.0%) and national averages (1.1%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:57Source: Census DHC
2024 ACS Population Estimate:9Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:1,838.7 people per sq mile
Average Income:$0Source: Census ACS
Households:14Source: Census DHC
Average House Value:$666,666,666Source: Census ACS
Persons Per Household:4.07Source: Census DHC
Average Family Size:4.75Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--00000000003332129
Decennial Census0------------------57--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 36.1

Male Median Age: 36.9

Female Median Age: 27

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male242105260704114000
Female200423021100200100
Total442528281804314100
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:00%
Black:00%
Hispanic:*11.72%
Asian:00%
American Indian:5798.28%
Hawaiian:00%
Other:00%
Total:58100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:3968.42%36.9 years
Females:1831.58%27.0 years
Total:57100%36.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:9100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:9100%
Total Native Population:9100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is well under the national median ($80,734), and above its 2019 pre-pandemic level by $0. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $0 that has stayed about the same from 2011 to 2024. The labor-force participation rate is 44.4%, which is markedly below the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Service (50.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$0$0$0$0$0$0$0$0$0$0$16,667$19,500$0$0
Median Family Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median NonFamily Income$0$0$0$0$0$0$0$0$0$0$2,499$2,499$0$0
Median Male Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Female Income$0$0$0$0$0$0$0$0$0$0$0$25,417$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:444.44%
Unemployed:00.00%
Not In Labor Force:555.56%
Total:9100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:00.00%
Service:250.00%
Sales and Office:00.00%
Natural resources, construction, and maintenance:250.00%
Production, transportation, and material moving:00.00%
Total Civilian Employed Population:4100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $0, which is much lower than the national median ($332,700), and above its 2019 pre-pandemic level by $0. The median gross rent is $0, which is well under the national median ($1,413), and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00%
$500 to $999:00%
$1,000 to $1,499:00%
$1,500 to $1,999:00%
$2,000 to $2,499:00%
$2,500 to $2,999:00%
$3,000 or more:00%
No Rent:00%
Total:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):00.00%
Owner Occupied (free and clear, no mortgage):4100.00%
Renter Occupied:00.00%
Total Occupied Housing Units:4100%

Occupied Housing Units:450.00%
Vacant Housing Units (not graphed):450.00%
Total Housing Units:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:8100.00%
Multi-Family Units:00.00%
Other Units:00.00%
Total Housing Units:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 100.00%, which is comparable to the national rate (89.60%). The uninsured rate is 0.00%, which is comparable to the national rate (8.40%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):222.22%
Some college, no degree:444.44%
Associate's degree:333.33%
Bachelor's degree:00.00%
Graduate or professional degree:00.00%
Total:9100%
High school or higher:9100.00%
Bachelor's degree or higher:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:444.44%
Public Insurance:555.56%
No Insurance:00.00%
Total:9100%
Has Health Insurance:9100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00%
Kindergarten:00%
Elementary school (grades 1-8):00%
High school (grades 9-12):00%
College or graduate school:00%
Total:0100%
Early Childhood:00%
K-12 (Primary & Secondary School):00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 87365 is designated for PO Box delivery only; business establishment and employment data are not available.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:97Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:0Source: CBP
1st Quarter Payroll:$0Source: CBP
Annual Payroll:$0Source: CBP
# of Employees:0Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 87365 is located in Mckinley County, New Mexico, within the Gallup, NM Metropolitan Statistical Area (CBSA 23700) and New Mexico's 3rd Congressional District. This Micro area has a population of 71,492 people, about 0.08% of whom live in ZIP Code 87365. It covers 0.031 sq mi of land and a water area of 0 sq mi.

CBSA Name:Gallup, NMSource: Census
CBSA Number:23700Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:71,492Source: Census
MSA:Source: Census
Land Area:0.031 sq miSource: Census
Water Area:--Source: Census
Congressional District:03Source: USPS
Congressional Land Area:44958.52 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


87375 | | 87364

Schools in ZIP Code 87365


We could not locate which school district 87365 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Dibe Yazhi Habitiin Olta' Inc. Co Rd 19
Crownpoint, NM 87313
District: UnknownNearby
Thoreau High 4 Hawk Circle
Thoreau, NM 87323
District: Gallup-McKinley County SchoolsNearby
Thoreau Middle 8 Hawk Circle
Thoreau, NM 87323
District: Gallup-McKinley County SchoolsNearby
Thoreau Elementary #6 Fourth Ave
Thoreau, NM 87323
District: Gallup-McKinley County SchoolsNearby
Crownpoint Elementary #1 Codetalker Dr.
Crownpoint, NM 87313
District: Gallup-McKinley County SchoolsNearby
Dibe Yazhi Habitiin Community School 13 Miles E Of Crownpoint County Road 19
Crownpoint, NM 87313
District: Private SchoolNearby
St Bonaventure School 8 Lenore Ave
Thoreau, NM 87323
District: Private SchoolNearby
Rehoboth Christian School 211 Tse Yaaniichii St
Rehoboth, NM 87322
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 87365


Navajo Technical University Lower Point Road, State Road 371
Crownpoint, NM 87313-0849
Type: Post Secondary
New Mexico State University-Grants 1500 Third Street
Grants, NM 87020-2025
Type: Post Secondary
University Of New Mexico-Gallup Campus 705 Gurley Ave.
Gallup, NM 87301
Type: Post Secondary
Dine College Route 12, One Circle Drive
Tsaile, AZ 86556
Type: Post Secondary
Urban Academy Of Beauty 1001 Golf Course Road #104 & #105
Rio Rancho, NM 87124-2575
Type: Post Secondary
San Juan College 4601 College Blvd
Farmington, NM 87402-4699
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov