| City: | Navajo, New Mexico |
| Names to Avoid: | Crystal |
| County: | Mckinley County |
| Timezone: | Mountain (GMT -07:00) |
| Local Time: | 10:26:31 PM |
| Population: | 2,965 [See All] |
| Area Code: | 505 |
| Classification: | PO Box |
| Coordinates: | 35.8634, -108.8869 |
| Land Area: | 352.775 sq mi |
| Quick Link: |
Navajo, New Mexico serves a Navajo Nation community in McKinley County where 96% of residents are Native American. Of the 2,965 people living here, 2,856 identify as American Indian or Alaska Native. It's a young community with a median age of 27.8 years and large extended family households averaging 3.5 people per home.
This ZIP covers 238 square miles of Navajo Nation territory. Street delivery operates through one rural carrier route and one highway contract route, but many residents prefer PO boxes. The post office maintains 622 PO boxes for 836 occupied homes, meaning 74% of households use box service. That's typical for tribal communities where homes may lack standard addressing or sit far from paved roads.
Street names tell two stories. Tribal roads like Navajo 12, Navajo 276, and Red Lake 3164 follow the Navajo Nation's road numbering system and reach across the reservation. Meanwhile, streets named Spruce, Juniper, Aspen, and Cedar mark the central community. This mix shows both the scattered reservation geography and the settlement core.
The community also goes by Crystal, an alternative name USPS recognizes but doesn't accept for mailing. Crystal refers to a specific area within the ZIP's territory. Use "Navajo, NM 87328" for all mail.
Most working residents commute. Only 97 people work from home (30% of the workforce), while 192 drive alone and 216 carpool to jobs. Government work dominates employment at 245 workers, likely with the tribal government or federal agencies. Transportation and warehousing employ another 474 people, while educational services and healthcare account for 242 jobs.
Income levels stay modest. Median household income is $29,833 and per capita income is $13,776. These figures match the rural tribal context where cash economies mix with traditional subsistence patterns and extended family support networks matter more than individual earnings.
Housing is affordable but mixed. Median home values sit at $60,500, with 336 owner-occupied homes and 500 renter-occupied units. Most housing is newer development, though 86 mobile homes provide additional shelter. Educational attainment is low at 10% with bachelor's degrees or higher among adults 25 and over.
For reliable delivery, use PO Box addresses when available. Street delivery exists but covers limited areas. Address format:
PO Box Format:
Recipient Name
PO Box [Number]
Navajo, NM 87328
Street Format (when applicable):
Recipient Name
[Street Address]
Navajo, NM 87328
Street names combine Navajo Nation tribal road numbering system with tree-themed residential streets for the settlement core.
ZIP Code 87328 has 2,965 residents and 836 households (average 3.55 persons per household). The median age is 27.8 years, significantly younger than the state (39.2) and significantly younger than the nation (38.8). The gender split is 46.9% male and 53.1% female, which is slightly lower than the state male share (49.3%), making this a female-majority area. Largest groups are American Indian & Alaska Native (96.3%, much higher than the state average of 10.0% and well above the national average of 1.1%) and Hispanic or Latino (1.3%); Hispanic or Latino residents make up 1.3%, which is much lower than the state average (47.7%), and American Indian & Alaska Native share is much higher than both the state (10.0%) and national averages (1.1%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 2,965Source: Census DHC |
| 2024 ACS Population Estimate: | 3,017Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 8.4 people per sq mile |
| Average Income: | $29,833Source: Census ACS |
| Households: | 836Source: Census DHC |
| Average House Value: | $60,500Source: Census ACS |
| Persons Per Household: | 3.55Source: Census DHC |
| Average Family Size: | 3.90Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 3,115 | 3,189 | 3,461 | 3,109 | 2,941 | 2,890 | 2,674 | 2,411 | 2,372 | 2,709 | 2,841 | 2,920 | 3,017 |
| Decennial Census | 2,668 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2,965 | -- | -- | -- |
Median Age: 27.8
Male Median Age: 25.7
Female Median Age: 29.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 123 | 156 | 152 | 151 | 101 | 91 | 104 | 92 | 67 | 60 | 45 | 55 | 44 | 43 | 55 | 21 | 21 | 10 |
| Female | 100 | 169 | 216 | 123 | 84 | 108 | 111 | 103 | 97 | 75 | 58 | 74 | 56 | 73 | 37 | 50 | 18 | 22 |
| Total | 223 | 325 | 368 | 274 | 185 | 199 | 215 | 195 | 164 | 135 | 103 | 129 | 100 | 116 | 92 | 71 | 39 | 32 |
| White: | 20 | 0.68% |
| Black: | 13 | 0.44% |
| Hispanic:* | 40 | 1.35% |
| Asian: | 25 | 0.85% |
| American Indian: | 2,856 | 96.58% |
| Hawaiian: | 1 | 0.03% |
| Other: | 2 | 0.07% |
| Total: | 2,957 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 1,391 | 46.91% | 25.7 years |
| Females: | 1,574 | 53.09% | 29.5 years |
| Total: | 2,965 | 100% | 27.8 years |
| Native, born in the United States: | 2,995 | 99.27% |
| Native, born in PR, Island Areas, or abroad: | 15 | 0.50% |
| Foreign born, naturalized U.S. citizen: | 4 | 0.13% |
| Foreign born, not a U.S. citizen: | 3 | 0.23% |
| Total Population: | 3,017 | 100% |
| Total Native Population: | 3,010 | 99.77% |
| Total Foreign-born Population: | 7 | 0.23% |
In 2023, the Median household income is $29,833, which is considerably lower than the national median ($78,538), is up $5,341 (21.8%) since 2011 and above its 2019 pre-pandemic level by $2,662. Family households earn a median of $30,000 versus $20,313 for nonfamily households (a difference of $9,687). By gender, male median income is $36,190 and female is $35,288, which is much lower than the national female median ($53,445), with a current gap of $902 that has narrowed from 2011 to 2023. The labor-force participation rate is 41.2%, which is considerably lower than the national rate (63.5%). The unemployment rate is 17.4%, which is markedly higher than the national rate (5.2%). The largest occupation group is Service (29.6%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $24,492 | $25,903 | $27,993 | $24,193 | $22,708 | $22,788 | $22,614 | $24,083 | $27,171 | $26,714 | $27,931 | $29,063 | $29,833 |
| Median Family Income | $25,417 | $26,458 | $27,438 | $22,708 | $22,438 | $23,333 | $25,278 | $28,355 | $30,231 | $30,917 | $29,135 | $29,934 | $30,000 |
| Median NonFamily Income | $18,558 | $19,063 | $24,091 | $23,214 | $15,313 | $14,342 | $12,868 | $10,714 | $11,500 | $12,708 | $13,929 | $13,889 | $20,313 |
| Median Male Income | $40,357 | $43,958 | $45,250 | $49,000 | $33,438 | $32,273 | $36,131 | $37,981 | $38,036 | $36,964 | $32,396 | $35,972 | $36,190 |
| Median Female Income | $30,673 | $30,486 | $28,750 | $28,654 | $26,154 | $26,016 | $29,853 | $35,417 | $32,333 | $32,311 | $33,229 | $35,900 | $35,288 |
| Employed: | 729 | 34.00% |
| Unemployed: | 154 | 7.18% |
| Not In Labor Force: | 1,261 | 58.82% |
| Total: | 2,144 | 100% |
| Management, business, science, and arts: | 192 | 26.34% |
| Service: | 216 | 29.63% |
| Sales and Office: | 172 | 23.59% |
| Natural resources, construction, and maintenance: | 56 | 7.68% |
| Production, transportation, and material moving: | 93 | 12.76% |
| Total Civilian Employed Population: | 729 | 100% |
In 2023, the median home value is $60,500, which is well under the national median ($303,400), is down $16,200 (21.12%) since 2011 and above its 2019 pre-pandemic level by $8,000. The median gross rent is $636, which is much lower than the national median ($1,348), is up $206 (47.91%) since 2011 and above its 2019 pre-pandemic level by $187. Of occupied housing, owners make up 32.44% (4.66% with a mortgage, 95.34% free-and-clear) and renters 67.56% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 21.03%, which is considerably higher than the national rate (10.43%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $76,700 | $81,000 | $71,000 | $55,200 | $56,000 | $60,600 | $51,900 | $47,500 | $52,500 | $52,200 | $42,300 | $48,400 | $60,500 |
| Less than $500: | 146 | 25.13% |
| $500 to $999: | 346 | 59.55% |
| $1,000 to $1,499: | 21 | 3.61% |
| $1,500 to $1,999: | 3 | 0.52% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 65 | 11.19% |
| Total: | 581 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $430 | $465 | $422 | $384 | $387 | $399 | $423 | $437 | $449 | $534 | $561 | $588 | $636 |
| Owner Occupied (with mortgage): | 13 | 1.51% |
| Owner Occupied (free and clear, no mortgage): | 266 | 30.93% |
| Renter Occupied: | 581 | 67.56% |
| Total Occupied Housing Units: | 860 | 100% |
| Occupied Housing Units: | 860 | 78.97% |
| Vacant Housing Units (not graphed): | 229 | 21.03% |
| Total Housing Units: | 1,089 | 100% |
| Single-Family Units: | 922 | 84.66% |
| Multi-Family Units: | 81 | 7.44% |
| Other Units: | 86 | 7.90% |
| Total Housing Units: | 1,089 | 100% |
In 2023, 10.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 82.50%, which is far lower than the national rate (89.40%). The uninsured rate is 22.30%, which is far higher than the national rate (8.60%). Private coverage is 10.60%, which is far lower than the national rate (67.30%). Public coverage is 71.90%, which is far higher than the national rate (36.30%). The share of people in poverty is 44.00%, which is far higher than the national rate (8.70%), up 2.10 percentage points since 2011 and above its 2019 pre-pandemic level by 2.60 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (48.16%). College enrollment is 16.62%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 111 | 6.54% |
| 9th to 12th grade, no diploma: | 186 | 10.96% |
| High school graduate (includes equivalency): | 673 | 39.66% |
| Some college, no degree: | 491 | 28.93% |
| Associate's degree: | 65 | 3.83% |
| Bachelor's degree: | 79 | 4.66% |
| Graduate or professional degree: | 92 | 5.42% |
| Total: | 1,697 | 100% |
| High school or higher: | 1,400 | 82.50% |
| Bachelor's degree or higher: | 171 | 10.08% |
| Private Insurance: | 320 | 10.12% |
| Public Insurance: | 2,168 | 68.56% |
| No Insurance: | 674 | 21.32% |
| Total: | 3,162 | 100% |
| Has Health Insurance: | 2,488 | 78.68% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 41.9% | 43.5% | 45.5% | 48.6% | 48.6% | 47.8% | 45.7% | 42.4% | 41.4% | 41.4% | 43.1% | 41.7% | 44.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 24 | 2.39% |
| Kindergarten: | 50 | 4.98% |
| Elementary school (grades 1-8): | 484 | 48.16% |
| High school (grades 9-12): | 280 | 27.86% |
| College or graduate school: | 167 | 16.62% |
| Total: | 1,005 | 100% |
| Early Childhood: | 74 | 7.36% |
| K-12 (Primary & Secondary School): | 814 | 81.00% |
ZIP Code 87328 supports both business and residential activity. According to the Business Census (2024), there are 7 business establishments, employing about 66 people with an annual payroll of $2,473,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 641Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 7Source: CBP |
| 1st Quarter Payroll: | $665,000Source: CBP |
| Annual Payroll: | $2,473,000Source: CBP |
| # of Employees: | 66Source: CBP |
ZIP Code 87328 is located in Mckinley County, New Mexico, within the Gallup, NM Metropolitan Statistical Area (CBSA 23700) and New Mexico's 3rd Congressional District. This Micro area has a population of 71,172 people, about 4.17% of whom live in ZIP Code 87328. It covers 352.775 sq mi of land and a water area of 1.585 sq mi.
| CBSA Name: | Gallup, NMSource: Census |
| CBSA Number: | 23700Source: Census |
| CBSA Type: | MicroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 71,172Source: Census |
| MSA: | Source: Census |
| Land Area: | 352.775 sq miSource: Census |
| Water Area: | 1.585 sq miSource: Census |
| Congressional District: | 03Source: USPS |
| Congressional Land Area: | 44958.52 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3551420Source: Census |
| Place Name: | Navajo CDP; New MexicoSource: Census |
ZIP Code 87328 is in the Gallup-McKinley County Schools, which serves grades Pre-Kindergarten thru 12th. There are 5 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.