| City: | Rock Point, Arizona |
| County: | Apache County |
| Timezone: | Mountain (GMT -07:00) |
| Local Time: | 10:22:35 AM |
| Population: | 1,414 [See All] |
| Area Code: | 928 |
| Classification: | PO Box |
| Coordinates: | 36.6677, -109.5558 |
| Land Area: | 392.213 sq mi |
| Quick Link: |
Rock Point sits in the northeastern corner of Arizona, a Navajo Nation community spanning 314 square miles of high desert terrain. Of the 1,414 residents, 1,367 are Native American (97%), making this one of Arizona's most concentrated Native communities. The population reflects traditional Navajo extended family structures, with an average of 3.63 people per household.
The Rock Point post office maintains 387 PO Boxes for 389 households, a near-universal adoption rate of 99.5%. With only one documented street address (Highway 191), this isn't a community built on conventional addressing. Families scattered across the territory rely on PO Boxes as their primary connection to the postal system. A highway contract route (H001) serves some locations, and general delivery is available for those who need it.
The nearest major routes pass along Highway 191, which runs north-south through Navajo Nation territory. The landscape here is remote. Homes are spread across hundreds of square miles of land where formal street addressing doesn't exist. The post office becomes the central point where residents collect mail, packages, prescriptions, and government documents.
This is a young community with a median age of 33.6 years. About 80% of adults work in the local economy, with 106 people employed in public administration (likely tribal government) and 110 in transportation and warehousing. Median household income is $24,167, well below state and national averages. Most residents own their homes (313 owner-occupied vs 76 renter-occupied), with a median home value of $36,300.
All mail should be addressed to PO Boxes in Rock Point, AZ 86545. Standard street addressing doesn't apply here. Contact the post office for specific box assignments.
With only Highway 191 documented, this community relies almost entirely on PO Box delivery rather than street addressing.
ZIP Code 86545 has 1,414 residents and 389 households (average 3.63 persons per household). The median age is 33.6 years, younger than the state (38.9) and younger than the nation (38.8). The gender split is 53.7% male and 46.3% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are American Indian & Alaska Native (96.7%, much higher than the state average of 4.5% and well above the national average of 1.1%) and Hispanic or Latino (1.2%); Hispanic or Latino residents make up 1.2%, which is much lower than the state average (30.7%), and American Indian & Alaska Native share is much higher than both the state (4.5%) and national averages (1.1%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 1,414Source: Census DHC |
| 2024 ACS Population Estimate: | 780Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 3.6 people per sq mile |
| Average Income: | $26,071Source: Census ACS |
| Households: | 389Source: Census DHC |
| Average House Value: | $47,100Source: Census ACS |
| Persons Per Household: | 3.63Source: Census DHC |
| Average Family Size: | 4.57Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 1,564 | 1,479 | 1,690 | 1,500 | 1,466 | 1,430 | 1,436 | 1,373 | 1,469 | 1,264 | 1,268 | 1,136 | 821 | 780 |
| Decennial Census | 1,650 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1,414 | -- | -- | -- | -- |
Median Age: 33.6
Male Median Age: 33
Female Median Age: 34.3
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 45 | 48 | 72 | 69 | 54 | 53 | 46 | 41 | 37 | 33 | 37 | 55 | 54 | 46 | 36 | 9 | 17 | 8 |
| Female | 45 | 56 | 64 | 52 | 40 | 37 | 36 | 24 | 27 | 45 | 32 | 42 | 49 | 35 | 24 | 15 | 6 | 25 |
| Total | 90 | 104 | 136 | 121 | 94 | 90 | 82 | 65 | 64 | 78 | 69 | 97 | 103 | 81 | 60 | 24 | 23 | 33 |
| White: | 11 | 0.78% |
| Black: | 4 | 0.28% |
| Hispanic:* | 17 | 1.20% |
| Asian: | 12 | 0.85% |
| American Indian: | 1,367 | 96.61% |
| Hawaiian: | 2 | 0.14% |
| Other: | 2 | 0.14% |
| Total: | 1,415 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 760 | 53.75% | 33.0 years |
| Females: | 654 | 46.25% | 34.3 years |
| Total: | 1,414 | 100% | 33.6 years |
| Native, born in the United States: | 773 | 99.10% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 5 | 0.64% |
| Foreign born, not a U.S. citizen: | 2 | 0.90% |
| Total Population: | 780 | 100% |
| Total Native Population: | 773 | 99.10% |
| Total Foreign-born Population: | 7 | 0.90% |
In 2024, the Median household income is $26,071, which is far less than the national median ($80,734), is up $1,744 (7.2%) since 2011 and above its 2019 pre-pandemic level by $3,511. Family households earn a median of $31,944 versus $15,750 for nonfamily households (a difference of $16,194). By gender, male median income is $42,000 and female is $37,031, which is considerably lower than the national female median ($55,274), with a current gap of $4,969 that has widened from 2011 to 2024. The labor-force participation rate is 41.2%, which is markedly below the national rate (63.5%). The unemployment rate is 14.3%, which is far worse than the national rate (5.2%). The largest occupation group is Management (33.8%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $24,327 | $26,667 | $26,581 | $26,705 | $26,964 | $30,139 | $22,768 | $23,214 | $22,560 | $22,697 | $23,182 | $26,000 | $24,167 | $26,071 |
| Median Family Income | $27,500 | $30,568 | $29,196 | $30,787 | $31,700 | $32,262 | $29,167 | $28,750 | $29,625 | $30,000 | $31,500 | $41,042 | $43,333 | $31,944 |
| Median NonFamily Income | $11,591 | $12,212 | $11,429 | $10,515 | $10,547 | $9,620 | $9,635 | $10,714 | $12,083 | $13,068 | $15,909 | $16,818 | $16,875 | $15,750 |
| Median Male Income | $30,714 | $40,156 | $35,313 | $37,250 | $33,750 | $38,068 | $38,125 | $38,333 | $38,068 | $37,625 | $40,000 | $41,964 | $42,404 | $42,000 |
| Median Female Income | $28,750 | $31,000 | $30,179 | $40,234 | $31,653 | $32,069 | $30,729 | $31,184 | $30,750 | $30,882 | $30,804 | $33,681 | $37,167 | $37,031 |
| Employed: | 228 | 35.35% |
| Unemployed: | 38 | 5.89% |
| Not In Labor Force: | 379 | 58.76% |
| Total: | 645 | 100% |
| Management, business, science, and arts: | 77 | 33.77% |
| Service: | 60 | 26.32% |
| Sales and Office: | 27 | 11.84% |
| Natural resources, construction, and maintenance: | 43 | 18.86% |
| Production, transportation, and material moving: | 21 | 9.21% |
| Total Civilian Employed Population: | 228 | 100% |
In 2024, the median home value is $47,100, which is much lower than the national median ($332,700), is down $1,300 (2.69%) since 2011 and above its 2019 pre-pandemic level by $3,300. The median gross rent is $475, which is much lower than the national median ($1,413), is up $67 (16.42%) since 2011 and below its 2019 pre-pandemic level by $80. Of occupied housing, owners make up 89.66% (1.92% with a mortgage, 98.08% free-and-clear) and renters 10.34% - making this ZIP Code under national rental averages. The vacancy rate is 21.20%, which is considerably higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $48,400 | $50,200 | $53,100 | $55,900 | $58,500 | $64,000 | $54,700 | $50,200 | $43,800 | $43,800 | $41,800 | $50,900 | $36,300 | $47,100 |
| Less than $500: | 25 | 83.33% |
| $500 to $999: | 0 | 0.00% |
| $1,000 to $1,499: | 5 | 16.67% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 0 | 0.00% |
| Total: | 30 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $408 | $420 | $458 | $472 | $456 | $433 | $450 | $570 | $555 | $550 | $600 | $469 | $479 | $475 |
| Owner Occupied (with mortgage): | 5 | 1.72% |
| Owner Occupied (free and clear, no mortgage): | 255 | 87.93% |
| Renter Occupied: | 30 | 10.34% |
| Total Occupied Housing Units: | 290 | 100% |
| Occupied Housing Units: | 290 | 78.80% |
| Vacant Housing Units (not graphed): | 78 | 21.20% |
| Total Housing Units: | 368 | 100% |
| Single-Family Units: | 276 | 75.00% |
| Multi-Family Units: | 7 | 1.90% |
| Other Units: | 85 | 23.10% |
| Total Housing Units: | 368 | 100% |
In 2024, 9.60% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 83.50%, which is far lower than the national rate (89.60%). The uninsured rate is 31.00%, which is far higher than the national rate (8.40%). Private coverage is 18.20%, which is far lower than the national rate (67.10%). Public coverage is 53.30%, which is well above the national rate (36.70%). The share of people in poverty is 34.50%, which is far higher than the national rate (8.80%), up 7.10 percentage points since 2011 and below its 2019 pre-pandemic level by 10.70 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (44.38%). College enrollment is 13.13%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 39 | 7.07% |
| 9th to 12th grade, no diploma: | 52 | 9.42% |
| High school graduate (includes equivalency): | 168 | 30.43% |
| Some college, no degree: | 197 | 35.69% |
| Associate's degree: | 43 | 7.79% |
| Bachelor's degree: | 36 | 6.52% |
| Graduate or professional degree: | 17 | 3.08% |
| Total: | 552 | 100% |
| High school or higher: | 461 | 83.51% |
| Bachelor's degree or higher: | 53 | 9.60% |
| Private Insurance: | 142 | 17.75% |
| Public Insurance: | 416 | 52.00% |
| No Insurance: | 242 | 30.25% |
| Total: | 800 | 100% |
| Has Health Insurance: | 558 | 69.75% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 23.6% | 23.6% | 34.1% | 38.5% | 36.1% | 34.1% | 43.5% | 39.7% | 41.4% | 39.0% | 42.9% | 35.1% | 30.7% | 34.5% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 19 | 11.88% |
| Elementary school (grades 1-8): | 71 | 44.38% |
| High school (grades 9-12): | 49 | 30.63% |
| College or graduate school: | 21 | 13.13% |
| Total: | 160 | 100% |
| Early Childhood: | 19 | 11.88% |
| K-12 (Primary & Secondary School): | 139 | 86.88% |
ZIP Code 86545 is designated for PO Box delivery only; business establishment and employment data are not available.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 385Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 0Source: CBP |
| 1st Quarter Payroll: | $0Source: CBP |
| Annual Payroll: | $0Source: CBP |
| # of Employees: | 0Source: CBP |
ZIP Code 86545 is located in Apache County, Arizona, within the Metropolitan Statistical Area (CBSA ) and Arizona's 2nd Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 86545. It covers 392.213 sq mi of land and a water area of 0.057 sq mi.
| CBSA Name: | --Source: Census |
| CBSA Number: | --Source: Census |
| CBSA Type: | --Source: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 0Source: Census |
| MSA: | Source: Census |
| Land Area: | 392.213 sq miSource: Census |
| Water Area: | 0.057 sq miSource: Census |
| Congressional District: | 02Source: USPS |
| Congressional Land Area: | 7838.12 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 0460880Source: Census |
| Place Name: | Rock Point CDP; ArizonaSource: Census |
We could not locate which school district 86545 belongs to, but we will update this once new district data is released. There are 2 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.