ZIP Code 86520 in Blue Gap, AZ

Data Last Updated: February 1, 2026
City:Blue Gap, Arizona
City Alias:Pinon
County:Navajo County
Timezone:Mountain (GMT -07:00)
Local Time:10:22:31 AM
Population:2,361 [See All]
Area Code:928
Classification:PO Box
Coordinates:36.0674, -109.9897
Land Area:284.613 sq mi
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86520 Blue Gap, AZ - Serving Navajo Nation Communities

ZIP Code 86520, Blue Gap

Tribal
LocationNavajo County, AZ
Area290.8 sq mi
Population2,361
Households751
PO Boxes466 (62% adoption)
Median Age33.8 years
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box Only Zone with no alternative mail delivery across 291 square miles of Navajo Nation territory
  • Of 2,361 residents, 2,304 (98%) are Native American, making this one of the most homogeneous Navajo communities in the postal system
  • The post office maintains 466 PO Boxes for 751 households, a 62% adoption rate, with many families sharing boxes
  • Only one street appears in postal records (Indian Route 4), with mail delivered via highway contract route rather than traditional carriers
  • Median household income of $15,160 and per capita income of $11,406 reflect economic challenges on the reservation
  • Despite low incomes, 79% of households own their homes, with median values of $60,900

Community Overview

Blue Gap sits in the heart of the Navajo Nation in northeastern Arizona. This remote community spans 291 square miles of high desert terrain in Navajo County. Of the 2,361 residents, 2,304 are Native American, making this 98% Navajo. The median age is 33.8 years, and households average 3.1 people, typical of extended family structures common on the reservation.

Why PO Boxes Are Essential

This is a PO Box Only Zone. There's no alternative mail delivery across the entire territory. The post office in Pinon (an accepted mailing alias for 86520) maintains 466 PO Boxes serving 751 households. That's a 62% adoption rate. Many families share boxes, and some residents travel considerable distances to collect mail. The sparse road network includes just one named route in postal records: Indian Route 4. Highway contract delivery (Route H) handles what limited street addressing exists.

Economic Context

Economic conditions reflect the challenges of reservation life. Median household income is $15,160, well below state and national averages. Per capita income sits at $11,406. Only 4.6% of adults hold bachelor's degrees. There are no recorded business establishments in ZIP+4 data, though four business delivery points exist. Public administration employs 178 workers, likely tribal government positions. Another 211 work in transportation and warehousing, and 128 in educational and health services.

Housing and Population Patterns

Homeownership is strong despite low incomes. Of 751 occupied housing units, 590 are owner-occupied (79%). Median home values are $60,900, and median rent is $715. The housing stock includes 96 mobile homes. Seasonal vacancy is low: just 36 of 878 total housing units. This isn't a vacation area. People live here year-round.

Daily Life and Work

The work-from-home rate stands at 35.3%, though this likely includes subsistence activities and informal work rather than remote professional employment. Commuting patterns show 78 workers drive alone, 93 carpool (reflecting both necessity and fuel costs), and 85 use public transportation, unusual for rural areas but explained by tribal transit services. Only 19.7% of residents were born in the United States outside Arizona, indicating deep generational ties to this land.

Mailing to Blue Gap

Mail should be addressed to either:

PO Box [number]
Blue Gap, AZ 86520

or

PO Box [number]
Pinon, AZ 86520

Both city names are valid. Pinon is where the physical post office is located. Street addresses don't work here.

Street Name Patterns

Tribal Roads Minimal Addressing

Postal records show only one named route, Indian Route 4, across the entire 291 square mile territory. This minimal addressing infrastructure explains why PO Boxes are essential and why highway contract delivery is used instead of traditional carrier routes.

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 86520 has 2,361 residents and 751 households (average 3.14 persons per household). The median age is 33.8 years, younger than the state (38.9) and younger than the nation (38.8). The gender split is 49.5% male and 50.5% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are American Indian & Alaska Native (97.6%, much higher than the state average of 4.5% and well above the national average of 1.1%) and Hispanic or Latino (1.5%); Hispanic or Latino residents make up 1.5%, which is much lower than the state average (30.7%), and American Indian & Alaska Native share is much higher than both the state (4.5%) and national averages (1.1%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:2,361Source: Census DHC
2024 ACS Population Estimate:2,293Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:8.3 people per sq mile
Average Income:$15,417Source: Census ACS
Households:751Source: Census DHC
Average House Value:$55,800Source: Census ACS
Persons Per Household:3.14Source: Census DHC
Average Family Size:4.45Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--1,8841,7651,9382,0021,9951,9611,8821,6891,5401,5562,2702,2012,1852,293
Decennial Census1,793------------------2,361--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 33.8

Male Median Age: 32.4

Female Median Age: 35.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male411261251057375806146705966864047401612
Female85731318065837052437667681037342431920
Total1261992561851381581501138914612613418911389833532
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:40.17%
Black:10.04%
Hispanic:*351.49%
Asian:00%
American Indian:2,30498.29%
Hawaiian:00%
Other:00%
Total:2,344100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:1,16849.47%32.4 years
Females:1,19350.53%35.7 years
Total:2,361100%33.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:2,293100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:2,293100%
Total Native Population:2,293100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $15,417, which is much lower than the national median ($80,734), is up $900 (6.2%) since 2011 and below its 2019 pre-pandemic level by $5,929. Family households earn a median of $31,071 versus $2,499 for nonfamily households (a difference of $28,572). By gender, male median income is $41,771 and female is $31,354, which is considerably lower than the national female median ($55,274), with a current gap of $10,417 that has widened from 2011 to 2024. The labor-force participation rate is 36.7%, which is far less than the national rate (63.5%). The unemployment rate is 36.4%, which is much higher than the national rate (5.2%). The largest occupation group is Service (26.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$14,517$14,583$14,583$16,250$17,074$17,195$19,679$21,154$21,346$20,313$17,361$16,818$15,160$15,417
Median Family Income$20,962$17,458$20,938$26,429$26,397$26,438$33,824$35,227$34,500$31,094$30,337$31,838$33,142$31,071
Median NonFamily Income$9,020$8,936$8,325$8,350$8,446$8,682$9,776$9,485$9,286$8,375$8,839$8,682$0$2,499
Median Male Income$36,346$30,833$28,036$31,818$35,313$34,792$33,214$30,114$27,639$22,250$37,778$41,667$44,107$41,771
Median Female Income$27,885$30,417$24,821$24,808$27,500$31,875$32,031$33,269$34,464$33,250$29,125$35,250$32,250$31,354
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:40823.35%
Unemployed:23413.39%
Not In Labor Force:1,10563.25%
Total:1,747100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:9523.28%
Service:10926.72%
Sales and Office:4511.03%
Natural resources, construction, and maintenance:8019.61%
Production, transportation, and material moving:7919.36%
Total Civilian Employed Population:408100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $55,800, which is considerably lower than the national median ($332,700), is down $2,200 (3.79%) since 2011 and below its 2019 pre-pandemic level by $800. The median gross rent is $716, which is considerably lower than the national median ($1,413), is up $198 (38.22%) since 2011 and above its 2019 pre-pandemic level by $108. Of occupied housing, owners make up 87.56% (5.14% with a mortgage, 94.86% free-and-clear) and renters 12.44% - making this ZIP Code under national rental averages. The vacancy rate is 21.71%, which is much higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$58,000$51,500$50,700$42,700$52,400$55,900$59,500$53,000$56,600$54,800$62,900$58,600$60,900$55,800
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1615.24%
$500 to $999:3836.19%
$1,000 to $1,499:1716.19%
$1,500 to $1,999:65.71%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:2826.67%
Total:105100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$518$532$570$569$564$569$586$575$608$680$775$675$715$716
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):384.50%
Owner Occupied (free and clear, no mortgage):70183.06%
Renter Occupied:10512.44%
Total Occupied Housing Units:844100%

Occupied Housing Units:84478.29%
Vacant Housing Units (not graphed):23421.71%
Total Housing Units:1,078100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:95688.68%
Multi-Family Units:121.11%
Other Units:11010.20%
Total Housing Units:1,078100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 5.80% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 67.90%, which is far lower than the national rate (89.60%). The uninsured rate is 16.50%, which is far higher than the national rate (8.40%). Private coverage is 12.70%, which is far lower than the national rate (67.10%). Public coverage is 74.00%, which is far higher than the national rate (36.70%). The share of people in poverty is 47.20%, which is far higher than the national rate (8.80%), down 9.50 percentage points since 2011 and above its 2019 pre-pandemic level by 15.80 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (58.33%). College enrollment is 6.60%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:19613.00%
9th to 12th grade, no diploma:28819.10%
High school graduate (includes equivalency):49132.56%
Some college, no degree:33922.48%
Associate's degree:1077.10%
Bachelor's degree:241.59%
Graduate or professional degree:634.18%
Total:1,508100%
High school or higher:1,02467.90%
Bachelor's degree or higher:875.77%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:29112.29%
Public Insurance:1,69771.69%
No Insurance:37916.01%
Total:2,367100%
Has Health Insurance:1,98883.99%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty53.2%58.5%59.4%50.9%48.2%45.8%36.5%27.5%27.9%30.8%40.2%45.9%43.7%47.2%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:488.33%
Kindergarten:162.78%
Elementary school (grades 1-8):33658.33%
High school (grades 9-12):13823.96%
College or graduate school:386.60%
Total:576100%
Early Childhood:6411.11%
K-12 (Primary & Secondary School):49085.07%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 86520 is designated for PO Box delivery only; business establishment and employment data are not available.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:471Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:0Source: CBP
1st Quarter Payroll:$0Source: CBP
Annual Payroll:$0Source: CBP
# of Employees:0Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 86520 is located in Navajo County, Arizona, within the Show Low, AZ Metropolitan Statistical Area (CBSA 43320) and Arizona's 2nd Congressional District. This Micro area has a population of 107,449 people, about 2.20% of whom live in ZIP Code 86520. It covers 284.613 sq mi of land and a water area of 0.032 sq mi.

CBSA Name:Show Low, AZSource: Census
CBSA Number:43320Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:107,449Source: Census
MSA:Source: Census
Land Area:284.613 sq miSource: Census
Water Area:0.032 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:7838.12 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


86535 | | 86515

Schools in ZIP Code 86520


We could not locate which school district 86520 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Cottonwood Day School Navajo Route 4
Chinle, AZ 86503
District: UnknownNearby
Jeehdeez'a Elementary School 3 Miles E Of Navajo Route 60
Pinon, AZ 86510
District: UnknownNearby
Pinon Accelerated Middle School 1 Mile North Of Hwy 41
Pinon, AZ 86510
District: Pinon Unified DistrictNearby
Pinon High School 1 Mile North Of Hwy 41
Pinon, AZ 86510
District: Pinon Unified DistrictNearby
Pinon Eagles Online Academy 1 Mile North Of Pinon Navajo R
Pinon, AZ 86510
District: Pinon Unified DistrictNearby
Navajo Mission Preparatory School 1 Mission Ln
Rock Point, AZ 86545
District: Private SchoolNearby
Immanuel Mission School 2000 S Rd 351
Teec Nos Pos, AZ 86514
District: Private SchoolNearby
Hilltop Christian School 02a Hilltop Dr
Tse Bonito, NM 87301
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 86520


Dine College Route 12, One Circle Drive
Tsaile, AZ 86556
Type: Post Secondary
Northland Pioneer College 2251 E. Navajo Blvd.
Holbrook, AZ 86025-0610
Type: Post Secondary
University Of New Mexico-Gallup Campus 705 Gurley Ave.
Gallup, NM 87301
Type: Post Secondary
Navajo Technical University Lower Point Road, State Road 371
Crownpoint, NM 87313-0849
Type: Post Secondary
Indian Bible College 2237 East Cedar Avenue
Flagstaff, AZ 86004-1919
Type: Post Secondary
Northern Arizona University 1900 S Knoles Dr, Babbitt Administrative Center, Room 200
Flagstaff, AZ 86011-4092
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov