| City: | Montezuma Creek, Utah |
| City Alias: | Montezuma Crk |
| County: | San Juan County |
| Timezone: | Mountain (GMT -07:00) |
| Local Time: | 10:14:42 AM |
| Population: | 2,653 [See All] |
| Area Code: | 435 |
| Classification: | PO Box |
| Coordinates: | 37.2122, -109.2713 |
| Land Area: | 473.658 sq mi |
| Quick Link: |
Montezuma Creek sits in southeastern Utah's San Juan County, serving a predominantly Navajo community across 472 square miles of tribal land. Of the 2,653 residents, 96% are Native American (2,550 people). This makes Montezuma Creek one of the largest Navajo communities with PO Box-only mail service. The post office is the only option for mail delivery across the entire territory.
This is a PO Box Only Zone. No street delivery exists as an alternative. The post office maintains 706 PO Boxes for 804 households, an 88% adoption rate that shows near-universal reliance on boxes. Two rural carrier routes serve some addresses, but most residents travel to the post office to collect mail. Distances across the vast territory make daily trips impractical for many families.
Households here average 3.3 people, higher than the national average of 2.5. Extended families living together are common in Navajo communities. The median age is 33.6 years. About 35% of housing units are mobile homes (327 of 944 total), and 85% of occupied homes are owner-occupied.
The economy centers on tribal government and transportation. Public administration employs 224 workers, while transportation and warehousing account for 519 jobs. The area sits along Highway 262, a major route through the Navajo Nation. Median household income is $48,077, and only 8.4% of adults hold bachelor's degrees. Just 13 business establishments operate here, employing 408 people total.
Street names in the ZIP+4 data include numbered grid roads (N 400 E, E 200 S) and named roads like Whitehorse Road, Two Gray Hill Road, and Yellowman Road. These roads serve scattered homes and community buildings across the rural landscape. General Delivery is available for those without specific route addresses.
Montezuma Creek accepts the alias "Montezuma Crk" for mailing purposes. All mail must use either a PO Box number or General Delivery. Standard street addressing isn't available in this zone.
Street pattern combines numbered grid roads with named Navajo roads and Highway 262 corridor addresses.
ZIP Code 84534 has 2,653 residents and 804 households (average 3.30 persons per household). The median age is 33.6 years, slightly older than the state (31.3) and younger than the nation (38.8). The gender split is 50.1% male and 49.9% female, which is about the same as the national male share (49.1%). Largest groups are American Indian & Alaska Native (96.1%, much higher than the state average of 1.3% and well above the national average of 1.1%) and Hispanic or Latino (1.6%); Hispanic or Latino residents make up 1.6%, which is much lower than the national average (18.7%), and American Indian & Alaska Native share is much higher than both the state (1.3%) and national averages (1.1%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 2,653Source: Census DHC |
| 2024 ACS Population Estimate: | 2,473Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 5.6 people per sq mile |
| Average Income: | $47,708Source: Census ACS |
| Households: | 804Source: Census DHC |
| Average House Value: | $62,000Source: Census ACS |
| Persons Per Household: | 3.30Source: Census DHC |
| Average Family Size: | 3.83Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 2,347 | 2,444 | 2,301 | 2,123 | 2,170 | 2,378 | 2,562 | 2,702 | 2,757 | 2,714 | 2,646 | 2,386 | 2,410 | 2,473 |
| Decennial Census | 2,654 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 2,653 | -- | -- | -- | -- |
Median Age: 33.6
Male Median Age: 33
Female Median Age: 33.9
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 85 | 92 | 151 | 101 | 85 | 92 | 90 | 82 | 59 | 65 | 72 | 90 | 80 | 49 | 64 | 28 | 24 | 19 |
| Female | 71 | 103 | 86 | 128 | 94 | 102 | 86 | 65 | 75 | 67 | 69 | 95 | 73 | 86 | 48 | 31 | 23 | 23 |
| Total | 156 | 195 | 237 | 229 | 179 | 194 | 176 | 147 | 134 | 132 | 141 | 185 | 153 | 135 | 112 | 59 | 47 | 42 |
| White: | 34 | 1.29% |
| Black: | 5 | 0.19% |
| Hispanic:* | 42 | 1.59% |
| Asian: | 0 | 0% |
| American Indian: | 2,550 | 96.48% |
| Hawaiian: | 1 | 0.04% |
| Other: | 11 | 0.42% |
| Total: | 2,643 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 1,328 | 50.06% | 33.0 years |
| Females: | 1,325 | 49.94% | 33.9 years |
| Total: | 2,653 | 100% | 33.6 years |
| Native, born in the United States: | 2,460 | 99.47% |
| Native, born in PR, Island Areas, or abroad: | 5 | 0.20% |
| Foreign born, naturalized U.S. citizen: | 8 | 0.32% |
| Foreign born, not a U.S. citizen: | 0 | 0.32% |
| Total Population: | 2,473 | 100% |
| Total Native Population: | 2,465 | 99.68% |
| Total Foreign-born Population: | 8 | 0.32% |
In 2024, the Median household income is $47,708, which is far less than the national median ($80,734), is up $17,647 (58.7%) since 2011 and above its 2019 pre-pandemic level by $16,111. Family households earn a median of $54,737 versus $14,531 for nonfamily households (a difference of $40,206). By gender, male median income is $63,824 and female is $44,757, which is well under the national female median ($55,274), with a current gap of $19,067 that has widened from 2011 to 2024. The labor-force participation rate is 54.3%, which is much lower than the national rate (63.5%). The unemployment rate is 22.2%, which is much higher than the national rate (5.2%). The largest occupation group is Management (28.4%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $30,061 | $29,500 | $30,458 | $29,375 | $28,125 | $24,706 | $26,652 | $30,109 | $31,597 | $39,837 | $40,375 | $42,500 | $48,077 | $47,708 |
| Median Family Income | $35,000 | $38,750 | $34,097 | $35,658 | $33,854 | $30,982 | $31,548 | $35,543 | $35,563 | $48,864 | $47,167 | $48,450 | $52,250 | $54,737 |
| Median NonFamily Income | $10,313 | $8,558 | $8,583 | $9,583 | $9,662 | $9,406 | $9,335 | $9,535 | $10,667 | $0 | $13,333 | $16,875 | $14,063 | $14,531 |
| Median Male Income | $31,771 | $30,844 | $32,439 | $36,923 | $0 | $37,386 | $46,452 | $46,400 | $47,581 | $49,261 | $49,167 | $49,044 | $59,688 | $63,824 |
| Median Female Income | $28,750 | $25,000 | $25,865 | $25,192 | $0 | $29,464 | $30,197 | $32,212 | $32,750 | $35,784 | $36,339 | $39,805 | $41,569 | $44,757 |
| Employed: | 797 | 42.24% |
| Unemployed: | 227 | 12.03% |
| Not In Labor Force: | 863 | 45.73% |
| Total: | 1,887 | 100% |
| Management, business, science, and arts: | 226 | 28.36% |
| Service: | 176 | 22.08% |
| Sales and Office: | 129 | 16.19% |
| Natural resources, construction, and maintenance: | 159 | 19.95% |
| Production, transportation, and material moving: | 107 | 13.43% |
| Total Civilian Employed Population: | 797 | 100% |
In 2024, the median home value is $62,000, which is much lower than the national median ($332,700), is up $2,800 (4.73%) since 2011 and above its 2019 pre-pandemic level by $4,900. The median gross rent is $796, which is far less than the national median ($1,413), is up $108 (15.70%) since 2011 and above its 2019 pre-pandemic level by $206. Of occupied housing, owners make up 81.50% (7.57% with a mortgage, 92.43% free-and-clear) and renters 18.50% - making this ZIP Code under national rental averages. The vacancy rate is 26.14%, which is far higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $59,200 | $67,400 | $87,800 | $85,800 | $83,100 | $62,700 | $75,700 | $56,000 | $57,100 | $55,500 | $58,900 | $53,500 | $60,000 | $62,000 |
| Less than $500: | 5 | 3.62% |
| $500 to $999: | 43 | 31.16% |
| $1,000 to $1,499: | 13 | 9.42% |
| $1,500 to $1,999: | 0 | 0.00% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 77 | 55.80% |
| Total: | 138 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $688 | $967 | $942 | $644 | $594 | $546 | $569 | $595 | $590 | $568 | $622 | $675 | $733 | $796 |
| Owner Occupied (with mortgage): | 46 | 6.17% |
| Owner Occupied (free and clear, no mortgage): | 562 | 75.34% |
| Renter Occupied: | 138 | 18.50% |
| Total Occupied Housing Units: | 746 | 100% |
| Occupied Housing Units: | 746 | 73.86% |
| Vacant Housing Units (not graphed): | 264 | 26.14% |
| Total Housing Units: | 1,010 | 100% |
| Single-Family Units: | 651 | 64.46% |
| Multi-Family Units: | 31 | 3.07% |
| Other Units: | 328 | 32.48% |
| Total Housing Units: | 1,010 | 100% |
In 2024, 9.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 80.30%, which is far lower than the national rate (89.60%). The uninsured rate is 26.40%, which is far higher than the national rate (8.40%). Private coverage is 30.30%, which is far lower than the national rate (67.10%). Public coverage is 50.10%, which is well above the national rate (36.70%). The share of people in poverty is 25.40%, which is far higher than the national rate (8.80%), down 8.00 percentage points since 2011 and below its 2019 pre-pandemic level by 5.30 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (45.66%). College enrollment is 19.91%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 132 | 8.37% |
| 9th to 12th grade, no diploma: | 179 | 11.35% |
| High school graduate (includes equivalency): | 512 | 32.47% |
| Some college, no degree: | 415 | 26.32% |
| Associate's degree: | 195 | 12.37% |
| Bachelor's degree: | 99 | 6.28% |
| Graduate or professional degree: | 45 | 2.85% |
| Total: | 1,577 | 100% |
| High school or higher: | 1,266 | 80.28% |
| Bachelor's degree or higher: | 144 | 9.13% |
| Private Insurance: | 750 | 28.41% |
| Public Insurance: | 1,238 | 46.89% |
| No Insurance: | 652 | 24.70% |
| Total: | 2,640 | 100% |
| Has Health Insurance: | 1,988 | 75.30% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 36.3% | 35.5% | 34.0% | 35.6% | 35.0% | 39.6% | 38.4% | 34.6% | 33.6% | 28.1% | 25.2% | 27.9% | 28.3% | 25.4% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 18 | 2.84% |
| Kindergarten: | 52 | 8.21% |
| Elementary school (grades 1-8): | 289 | 45.66% |
| High school (grades 9-12): | 148 | 23.38% |
| College or graduate school: | 126 | 19.91% |
| Total: | 633 | 100% |
| Early Childhood: | 70 | 11.06% |
| K-12 (Primary & Secondary School): | 489 | 77.25% |
ZIP Code 84534 supports both business and residential activity. According to the Business Census (2024), there are 10 business establishments, employing about 383 people with an annual payroll of $30,758,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 820Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 10Source: CBP |
| 1st Quarter Payroll: | $8,894,000Source: CBP |
| Annual Payroll: | $30,758,000Source: CBP |
| # of Employees: | 383Source: CBP |
ZIP Code 84534 is located in San Juan County, Utah, within the Metropolitan Statistical Area (CBSA ) and Utah's 3rd Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 84534. It covers 473.658 sq mi of land and a water area of 3.061 sq mi.
| CBSA Name: | --Source: Census |
| CBSA Number: | --Source: Census |
| CBSA Type: | --Source: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 0Source: Census |
| MSA: | Source: Census |
| Land Area: | 473.658 sq miSource: Census |
| Water Area: | 3.061 sq miSource: Census |
| Congressional District: | 03Source: USPS |
| Congressional Land Area: | 20070.54 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 4951470Source: Census |
| Place Name: | Montezuma Creek CDP; UtahSource: Census |
ZIP Code 84534 is in the San Juan School District, which serves grades Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.