ZIP Code 49682 in Suttons Bay, MI

Data Last Updated: October 1, 2025
City:Suttons Bay, Michigan
City Alias:Peshawbestown
County:Leelanau County
Timezone:Eastern (GMT -05:00)
Local Time:7:47:49 PM
Population:4,272 [See All]
Area Code:231
Classification:Standard [Normal Street Delivery]
Coordinates:44.9660, -85.6413
Land Area:41.243 sq mi
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Population & Demographics


ZIP Code 49682 has 4,272 residents and 1,782 households (average 2.35 persons per household). The median age is 53.2 years, significantly older than the state (40.1) and significantly older than the nation (38.8). The gender split is 49.1% male and 50.9% female, which is about the same as the state male share (49.3%), making this a female-majority area. Largest groups are White (77.4%, much higher than the national average of 61.6%) and American Indian & Alaska Native (12.1%, much higher than the state average of 0.6% and well above the national average of 1.1%); Hispanic or Latino residents make up 7.3%, which is much lower than the national average (18.7%), and American Indian & Alaska Native share is much higher than both the state (0.6%) and national averages (1.1%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:4,272Source: Census DHC
2023 ACS Population Estimate:4,528Source: Census ACS
2025 ZC Population Estimate:4,542Source: ZIP-Codes.com
Population Density:103.6 people per sq mile
Average Income:$89,688Source: Census ACS
Households:1,782Source: Census DHC
Average House Value:$367,400Source: Census ACS
Persons Per Household:2.35Source: Census DHC
Average Family Size:2.86Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--4,2354,2754,1864,1494,1694,3344,2384,0934,0684,2244,5904,5434,528
Decennial Census4,253------------------4,272------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 53.2

Male Median Age: 51.9

Female Median Age: 54.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male939110310789100981011101061041502092311621077858
Female9184142121707711411710294101207182259153998082
Total184175245228159177212218212200205357391490315206158140
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:3,30776.76%
Black:140.32%
Hispanic:*3107.20%
Asian:300.70%
American Indian:51912.05%
Hawaiian:00%
Other:1282.97%
Total:4,308100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:2,09749.09%51.9 years
Females:2,17550.91%54.1 years
Total:4,272100%53.2 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:4,35596.18%
Native, born in PR, Island Areas, or abroad:280.62%
Foreign born, naturalized U.S. citizen:1092.41%
Foreign born, not a U.S. citizen:363.20%
Total Population:4,528100%
Total Native Population:4,38396.80%
Total Foreign-born Population:1453.20%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $89,688, which is markedly greater than the state median ($71,149), is up $42,562 (90.3%) since 2011 and above its 2019 pre-pandemic level by $21,425. Family households earn a median of $116,618 versus $55,962 for nonfamily households (a difference of $60,656). By gender, male median income is $54,932 and female is $49,464, which is much lower than the national female median ($53,445), with a current gap of $5,468 that has widened from 2011 to 2023. The labor-force participation rate is 54.5%, which is much lower than the national rate (63.5%). The unemployment rate is 7.1%, which is much higher than the national rate (5.2%). The largest occupation group is Management (46.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$47,126$48,709$48,237$51,691$52,143$55,579$63,636$66,885$68,263$69,135$76,400$78,274$89,688
Median Family Income$53,409$53,710$52,157$60,500$60,139$68,487$74,659$81,447$84,732$85,885$98,992$106,000$116,618
Median NonFamily Income$34,479$31,458$34,297$38,015$39,022$32,037$34,643$30,357$32,827$35,000$37,137$45,625$55,962
Median Male Income$39,688$40,507$39,784$43,036$42,112$45,464$45,313$44,208$45,147$42,059$49,231$52,083$54,932
Median Female Income$40,446$40,395$41,471$41,053$38,583$36,280$36,709$40,000$45,473$45,042$48,500$53,239$49,464
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:2,01650.65%
Unemployed:1553.89%
Not In Labor Force:1,80945.45%
Total:3,980100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:93246.23%
Service:35417.56%
Sales and Office:39019.35%
Natural resources, construction, and maintenance:1507.44%
Production, transportation, and material moving:1909.42%
Total Civilian Employed Population:2,016100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $367,400, which is markedly greater than the state median ($217,600), is up $135,900 (58.70%) since 2011 and above its 2019 pre-pandemic level by $84,900. The median gross rent is $1,227, which is much higher than the state median ($1,084), is up $555 (82.59%) since 2011 and above its 2019 pre-pandemic level by $461. Of occupied housing, owners make up 86.72% (58.11% with a mortgage, 41.89% free-and-clear) and renters 13.28% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 27.43%, which is considerably higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$231,500$215,300$221,300$232,700$235,300$240,500$262,600$268,700$282,500$284,000$301,500$345,500$367,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:218.94%
$500 to $999:5925.11%
$1,000 to $1,499:7130.21%
$1,500 to $1,999:2811.91%
$2,000 to $2,499:104.26%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:4619.57%
Total:235100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$672$717$694$727$714$687$711$604$766$770$797$864$1,227
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):89250.40%
Owner Occupied (free and clear, no mortgage):64336.33%
Renter Occupied:23513.28%
Total Occupied Housing Units:1,770100%

Occupied Housing Units:1,77072.57%
Vacant Housing Units (not graphed):66927.43%
Total Housing Units:2,439100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:2,17989.34%
Multi-Family Units:2118.65%
Other Units:492.01%
Total Housing Units:2,439100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 42.20% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (31.80%), well above both the state and national averages. High school or higher is 95.60%, which is far higher than the national rate (89.40%). The uninsured rate is 5.00%, which is falls below the national rate (8.60%). The share of people in poverty is 5.20%, which is generally lower than the state rate (8.80%), down 9.00 percentage points since 2011 and above its 2019 pre-pandemic level by 2.10 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (37.42%). College enrollment is 15.87%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:310.88%
9th to 12th grade, no diploma:1223.47%
High school graduate (includes equivalency):80923.04%
Some college, no degree:81223.13%
Associate's degree:2577.32%
Bachelor's degree:63418.06%
Graduate or professional degree:84624.10%
Total:3,511100%
High school or higher:3,35895.64%
Bachelor's degree or higher:1,48042.15%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:3,41061.61%
Public Insurance:1,90534.42%
No Insurance:2203.97%
Total:5,535100%
Has Health Insurance:5,31596.03%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty14.2%15.4%17.2%14.0%12.4%8.9%8.0%3.1%3.1%5.4%4.2%4.0%5.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:7810.06%
Kindergarten:344.39%
Elementary school (grades 1-8):29037.42%
High school (grades 9-12):25032.26%
College or graduate school:12315.87%
Total:775100%
Early Childhood:11214.45%
K-12 (Primary & Secondary School):57474.06%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 49682 supports both business and residential activity. According to the Business Census (2023), there are 161 business establishments, employing about 984 people with an annual payroll of $43,309,000. USPS data shows 1,933 residential mailboxes and 76 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:1,933Source: USPS
# Business Mailboxes:76Source: USPS
Total Delivery Receptacles:2,587Source: USPS
Single Family Delivery Units:1,761Source: USPS
Multi Family Delivery Units:16Source: USPS
# of Businesses:161Source: CBP
1st Quarter Payroll:$9,492,000Source: CBP
Annual Payroll:$43,309,000Source: CBP
# of Employees:984Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 49682 is located in Leelanau County, Michigan, within the Traverse City, MI Metropolitan Statistical Area (CBSA 45900) and Michigan's 1st Congressional District. This Metro area has a population of 154,657 people, about 2.76% of whom live in ZIP Code 49682. It covers 41.243 sq mi of land and a water area of 5.688 sq mi.

CBSA Name:Traverse City, MISource: Census
CBSA Number:45900Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:154,657Source: Census
MSA:Source: Census
Land Area:41.243 sq miSource: Census
Water Area:5.688 sq miSource: Census
Congressional District:01Source: USPS
Congressional Land Area:25027.75 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2677600Source: Census
Place Name:Suttons Bay village; MichiganSource: Census

Adjacent & Nearby ZIP Codes


49683 | | 49680

Schools in ZIP Code 49682


ZIP Code 49682 is in the Suttons Bay Public Schools, which serves grades Kindergarten thru 12th. There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Suttons Bay Senior High School 500 South Elm St
Suttons Bay, MI 49682
District: Suttons Bay Public Schools
Suttons Bay Elementary Middle School 310 Elm St
Suttons Bay, MI 49682
District: Suttons Bay Public Schools
Suttons Bay Virtual School 310 Elm St
Suttons Bay, MI 49682
District: Suttons Bay Public Schools
St Mary School 303 St Marys St
Lake Leelanau, MI 49653
District: Private SchoolNearby
The Pathfinder School 11930 S W Bay Shore Dr
Traverse City, MI 49684
District: Private SchoolNearby
Inmacule Conseption Elementary School 314 Vine St
Traverse City, MI 49684
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 49682


Northwestern Michigan College 1701 E Front St
Traverse City, MI 49686
Type: Post Secondary
Davenport University-Traverse City Location 2200 Dendrinos Dr, Ste. 104
Traverse City, MI 49684-9121
Type: Post Secondary
North Central Michigan College 1515 Howard St
Petoskey, MI 49770
Type: Post Secondary
Baker College Of Cadillac 9600 E 13th St
Cadillac, MI 49601-9600
Type: Post Secondary
Cadillac Institute Of Cosmetology 205 North Mitchell Street
Cadillac, MI 49601-1800
Type: Post Secondary
Kirtland Community College 4800 W 4 Mile Road
Grayling, MI 49738
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov