ZIP Code 48724 in Carrollton, MI

Data Last Updated: February 1, 2026
City:Carrollton, Michigan
County:Saginaw County
Timezone:Eastern (GMT -05:00)
Local Time:7:58:15 AM
Population:431 [See All]
Area Code:989
Classification:PO Box
Coordinates:43.4685, -83.9224
Land Area:0.501 sq mi
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48724 Carrollton, MI - Small Town in Saginaw County

ZIP Code 48724, Carrollton

Small Town
LocationSaginaw County, MI
Area0.7 sq mi
Population431
Households168
PO Boxes205 Regional Hub (122%)
Median Age37.0 years
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box Only Zone with no alternative mail delivery in the area, making the Carrollton post office the sole option for residents.
  • The post office maintains 205 PO Boxes for 168 households, a 1.22 adoption rate that indicates some regional usage beyond local residents.
  • Median household income is $31,787 with home values around $68,100, indicating an affordable working-class community.
  • Only 2% of adults hold a bachelor's degree, compared to the national average of about 33%.
  • The majority of the workforce (188 people) works in transportation, warehousing, or utilities, suggesting Carrollton is a bedroom community for Saginaw-area jobs.
  • Street names follow the presidential naming convention: Madison, Jackson, Jefferson, Monroe, Lincoln, Tyler, Polk, McKinley, Grant, and Johnson.

Community Overview

Carrollton sits just north of Saginaw in central Michigan, a small community of 431 residents where the post office is the only mail option. This is a PO Box Only Zone, meaning there's no street delivery alternative anywhere in the area. With 205 PO Boxes serving 168 households, the adoption rate of 1.22 suggests residents from surrounding areas also rely on the Carrollton post office for mail.

Local Character

The community covers less than a square mile but maintains both city and rural carrier routes. It's a working-class neighborhood with a median household income of $31,787 and modest home values around $68,100. Most residents (82%) own their homes. The population skews younger than typical retirement areas, with a median age of 37.

Street Names Tell the Story

Street names tell the story of an old Michigan town platted in the presidential naming tradition. Madison Street carries the most address records, followed by Carrollton Road, Hickory, Walnut, and Mapleridge. You'll also find Jackson, Jefferson, Monroe, Lincoln, Tyler, Polk, McKinley, Grant, and Johnson streets. These civic-minded names suggest the town was laid out during the 19th century when naming streets after presidents was common practice.

Employment and Commuting

A notable portion of the local workforce (188 workers) is employed in transportation, warehousing, and utilities. Another 73 work from home, and 125 use public transit for commuting. This employment pattern suggests Carrollton functions as a residential base for workers commuting to jobs across the Saginaw region.

Street Name Patterns

Presidential Names Tree Names Local Road

Streets named after U.S. presidents dominate the grid, mixed with tree names like Hickory, Walnut, and Balsam.

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Population & Demographics


ZIP Code 48724 has 431 residents and 168 households (average 2.57 persons per household). The median age is 37.0 years, younger than the state (40.1) and slightly younger than the nation (38.8). The gender split is 51.5% male and 48.5% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (65.9%, much lower than the state average of 73.9%) and Hispanic or Latino (22.0%); Hispanic or Latino residents make up 22.0%, which is much higher than the state average (5.6%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:431Source: Census DHC
2024 ACS Population Estimate:1,229Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:860.3 people per sq mile
Average Income:$34,512Source: Census ACS
Households:168Source: Census DHC
Average House Value:$66,100Source: Census ACS
Persons Per Household:2.57Source: Census DHC
Average Family Size:3.75Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--2972663722662672144584845441,0411,0537961,2261,229
Decennial Census359------------------431--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 37

Male Median Age: 34.8

Female Median Age: 37.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male231010152323812118111319187830
Female1191121141514151081619151211323
Total3419213637382227211627323430181153
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:28461.74%
Black:5411.74%
Hispanic:*9520.65%
Asian:00%
American Indian:20.43%
Hawaiian:00%
Other:255.43%
Total:460100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:22251.51%34.8 years
Females:20948.49%37.7 years
Total:431100%37.0 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,21799.02%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:120.98%
Total Population:1,229100%
Total Native Population:1,21799.02%
Total Foreign-born Population:120.98%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $34,512, which is considerably lower than the national median ($80,734), is up $7,929 (29.8%) since 2011 and above its 2019 pre-pandemic level by $34,512. Family households earn a median of $2,499 versus $0 for nonfamily households (a difference of $2,499). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $0 that has widened from 2011 to 2024. The labor-force participation rate is 49.8%, which is far less than the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Natural resources (42.3%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$26,583$27,167$37,750$38,409$29,583$35,000$0$0$0$26,222$28,472$31,391$31,787$34,512
Median Family Income$76,094$75,547$78,517$78,221$0$0$0$0$0$2,499$2,499$2,499$2,499$2,499
Median NonFamily Income$18,977$26,583$28,708$28,264$19,514$0$0$0$0$0$0$0$0$0
Median Male Income$23,669$24,375$24,256$24,375$0$0$0$0$0$0$0$0$0$0
Median Female Income$41,029$40,104$52,965$42,188$0$0$0$0$0$29,637$30,688$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:29849.83%
Unemployed:00.00%
Not In Labor Force:30050.17%
Total:598100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:00.00%
Service:00.00%
Sales and Office:10735.91%
Natural resources, construction, and maintenance:12642.28%
Production, transportation, and material moving:6521.81%
Total Civilian Employed Population:298100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $66,100, which is far less than the national median ($332,700), is down $6,200 (8.58%) since 2011 and below its 2019 pre-pandemic level by $3,900. The median gross rent is $0, which is well under the national median ($1,413), is down $675 (100.00%) since 2011 and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 30.31% (0.00% with a mortgage, 100.00% free-and-clear) and renters 69.69% - making this ZIP Code higher than national rental averages. The vacancy rate is 0.00%, which is considerably lower than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$72,300$68,000$55,700$58,800$74,100$71,600$70,900$71,900$70,000$0$0$0$68,100$66,100
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:21579.93%
$1,000 to $1,499:00.00%
$1,500 to $1,999:5420.07%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:269100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$675$675$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):00.00%
Owner Occupied (free and clear, no mortgage):11730.31%
Renter Occupied:26969.69%
Total Occupied Housing Units:386100%

Occupied Housing Units:386100.00%
Vacant Housing Units (not graphed):00.00%
Total Housing Units:386100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:386100.00%
Multi-Family Units:00.00%
Other Units:00.00%
Total Housing Units:386100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 79.30%, which is comparable to the national rate (89.60%). The uninsured rate is 0.00%, which is far lower than the national rate (8.40%). Private coverage is 13.20%, which is far lower than the national rate (67.10%). Public coverage is 91.10%, which is far higher than the national rate (36.70%). The share of people in poverty is 58.70%, which is far higher than the national rate (8.80%), up 49.90 percentage points since 2011 and above its 2019 pre-pandemic level by 18.10 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (58.79%). College enrollment is 0.00%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:12420.74%
High school graduate (includes equivalency):15025.08%
Some college, no degree:10918.23%
Associate's degree:21535.95%
Bachelor's degree:00.00%
Graduate or professional degree:00.00%
Total:598100%
High school or higher:47479.26%
Bachelor's degree or higher:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:16212.64%
Public Insurance:1,12087.36%
No Insurance:00.00%
Total:1,282100%
Has Health Insurance:1,282100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty14.3%21.3%21.3%17.6%0.0%0.0%31.9%31.8%46.1%89.1%93.5%84.3%64.2%58.7%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:13930.15%
Elementary school (grades 1-8):27158.79%
High school (grades 9-12):5111.06%
College or graduate school:00.00%
Total:461100%
Early Childhood:13930.15%
K-12 (Primary & Secondary School):461100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 48724 supports both business and residential activity. According to the Business Census (2024), there are 14 business establishments, employing about 158 people with an annual payroll of $10,923,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:722Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:14Source: CBP
1st Quarter Payroll:$2,119,000Source: CBP
Annual Payroll:$10,923,000Source: CBP
# of Employees:158Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 48724 is located in Saginaw County, Michigan, within the Saginaw, MI Metropolitan Statistical Area (CBSA 40980) and Michigan's 8th Congressional District. This Metro area has a population of 200,169 people, about 0.22% of whom live in ZIP Code 48724. It covers 0.501 sq mi of land and a water area of 0.173 sq mi.

CBSA Name:Saginaw, MISource: Census
CBSA Number:40980Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:200,169Source: Census
MSA:Saginaw-Bay City-Midland, MI MSASource: Census
Land Area:0.501 sq miSource: Census
Water Area:0.173 sq miSource: Census
Congressional District:08Source: USPS
Congressional Land Area:1503.18 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


48725 | | 48723

Schools in ZIP Code 48724


We could not locate which school district 48724 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Zilwaukee K8 School 500 W Johnson St
Saginaw, MI 48604
District: Saginaw City School DistrictNearby
Carrollton High School 1235 Mapleridge Rd
Saginaw, MI 48604
District: Carrollton School DistrictNearby
Carrollton Middle School 3211 Carla Dr
Saginaw, MI 48604
District: Carrollton School DistrictNearby
Carrollton Elementary School 3211 Carla Dr
Saginaw, MI 48604
District: Carrollton School DistrictNearby
Jb Griffin 3211 Carla Dr
Saginaw, MI 48604
District: Carrollton School DistrictNearby
Bethlehem Lutheran School 2777 Hermansau Rd
Saginaw, MI 48604
District: Private SchoolNearby
Valley Lutheran High School 3560 Mccarty Rd
Saginaw, MI 48603
District: Private SchoolNearby
Gethsemane Lutheran School 3412 Crestmont Dr
Saginaw, MI 48603
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 48724


Ross Medical Education Center-Saginaw 4300 Fashion Square Blvd., 2nd Floor, Suite 202
Saginaw, MI 48603-5227
Type: Post Secondary
Dorsey College-Saginaw 4390 Bay Rd
Saginaw, MI 48603
Type: Post Secondary
Saginaw Valley State University 7400 Bay Rd
University Center, MI 48710
Type: Post Secondary
Delta College 1961 Delta Road
University Center, MI 48710
Type: Post Secondary
Bayshire Academy Of Beauty Craft Inc 917 Saginaw St
Bay City, MI 48708-5614
Type: Post Secondary
Davenport University-Midland Location 3555 E Patrick Rd
Midland, MI 48642-3799
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov