ZIP Code 48707 in Bay City, MI

Data Last Updated: February 1, 2026
City:Bay City, Michigan
County:Bay County
Timezone:Eastern (GMT -05:00)
Local Time:7:58:09 AM
Population:No Population Data
Area Code:989
Classification:PO Box
Coordinates:43.5945, -83.8886
Quick Link:
https://www.zip-codes.com/zip-code/48707/zip-code-48707.asp

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48707 Bay City, MI - Downtown Commercial Postal Zone

ZIP Code 48707, Bay City

Small Town Unique ZIP No Census Data
LocationBay County, MI
Area0 sq mi Single Point
Delivery Points288 (1 homes, 162 businesses)
PO Boxes125
ZIP CreatedBefore Oct 2004
Enclosed InZIP Code 48708
Key Facts
  • This PO Box-classified ZIP has no resident population because it covers a commercial downtown district rather than a neighborhood.
  • The post office offers 125 PO Boxes alongside city carrier delivery on Washington Avenue.
  • With 162 business delivery points compared to just 1 residence, this ZIP serves Bay City's commercial core.
  • All street delivery uses UNIT designators, indicating multi-tenant office and retail buildings.
  • ZIP 48707 is a point location contained entirely within the larger 48708 ZIP code boundary.

Overview

ZIP code 48707 serves a downtown commercial district in Bay City, Michigan. It's a point-based ZIP that exists entirely within the boundaries of 48708, centered on Washington Avenue. With 162 business delivery points and only 1 single-family residence, this is a commercial postal zone rather than a residential neighborhood.

Postal Services

The post office maintains 125 PO Boxes, serving businesses and residents who prefer a downtown mailing address. All 78 street delivery records belong to Washington Avenue, with UNIT designators indicating multi-tenant commercial buildings. This isn't a PO Box Only Zone, so customers can choose between a PO Box or street delivery.

Commercial Character

Bay City's 48707 functions as a business mail hub for the downtown core. The combination of high business counts and minimal residential presence makes this a specialized commercial postal zone within the larger Bay City area.

Street Name Patterns

Commercial Corridor Unit Designators

Washington Avenue is the sole street, with all records using UNIT designators for commercial tenants.

Business & Employment Statistics


ZIP Code 48707 supports both business and residential activity. According to the Business Census (2024), there are 12 business establishments, employing about 160 people with an annual payroll of $7,460,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:1,778Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:12Source: CBP
1st Quarter Payroll:$1,738,000Source: CBP
Annual Payroll:$7,460,000Source: CBP
# of Employees:160Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 48707 is located in Bay County, Michigan, within the Bay City, MI Metropolitan Statistical Area (CBSA 13020) and Michigan's 8th Congressional District. This Metro area has a population of 107,771 people, about 0.00% of whom live in ZIP Code 48707. It covers 0 sq mi of land and a water area of 0 sq mi.

CBSA Name:Bay City, MISource: Census
CBSA Number:13020Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:107,771Source: Census
MSA:Saginaw-Bay City-Midland, MI MSASource: Census
Land Area:--Source: Census
Water Area:--Source: Census
Congressional District:08Source: USPS
Congressional Land Area:1503.18 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2606020Source: Census
Place Name:Bay City city; MichiganSource: Census

Adjacent & Nearby ZIP Codes


48708 | | 48706

Schools in ZIP Code 48707


We could not locate which school district 48707 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Bay City Academy Farragut Campus 301 N Farragut St
Bay City, MI 48708
District: UnknownNearby
Bay City Central High School 1624 Columbus Ave
Bay City, MI 48708
District: Bay City School DistrictNearby
Washington Elementary School 1821 Mckinley St
Bay City, MI 48708
District: Bay City School DistrictNearby
Kolb Elementary School 305 W Crump St
Bay City, MI 48706
District: Bay City School DistrictNearby
Bay City Eastern High School 201 Woodside Ln
Bay City, MI 48708
District: Bay City School DistrictNearby
All Saints Elementary 715 14th St
Bay City, MI 48708
District: Private SchoolNearby
All Saints Catholic Middle & High School 217 S Monroe St
Bay City, MI 48708
District: Private SchoolNearby
Immanuel Lutheran School 247 N Lincoln St
Bay City, MI 48708
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 48707


Bayshire Academy Of Beauty Craft Inc 917 Saginaw St
Bay City, MI 48708-5614
Type: Post Secondary
Delta College 1961 Delta Road
University Center, MI 48710
Type: Post Secondary
Saginaw Valley State University 7400 Bay Rd
University Center, MI 48710
Type: Post Secondary
Ross Medical Education Center-Saginaw 4300 Fashion Square Blvd., 2nd Floor, Suite 202
Saginaw, MI 48603-5227
Type: Post Secondary
Dorsey College-Saginaw 4390 Bay Rd
Saginaw, MI 48603
Type: Post Secondary
Davenport University-Midland Location 3555 E Patrick Rd
Midland, MI 48642-3799
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov