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Population & Demographics

ZIP Code 48602 has 27,613 residents and 11,329 households (average 2.40 persons per household). The median age is 35.8 years, younger than the state (40.1) and younger than the nation (38.8). The gender split is 48.4% male and 51.6% female, which is about the same as the state male share (49.3%), making this a female-majority area. Largest groups are White (55.5%, much lower than the state average of 73.9%) and Black or African American (26.9%, much higher than the state average of 13.7% and well above the national average of 12.4%); Hispanic or Latino residents make up 16.7%, which is much higher than the state average (5.6%), and Black or African American share is much higher than both the state (13.7%) and national averages (12.4%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	27,613Source: Census DHC
2023 ACS Population Estimate:	27,490Source: Census ACS
2025 ZC Population Estimate:	27,758Source: ZIP-Codes.com
Population Density:	3,532.9 people per sq mile
Average Income:	$46,068Source: Census ACS

Households:	11,329Source: Census DHC
Average House Value:	$70,200Source: Census ACS
Persons Per Household:	2.40Source: Census DHC
Average Family Size:	3.81Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 48602 population estimates from 2011-2023, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Census ACS Population Estimate	--	29,730	29,656	29,833	30,369	30,658	30,589	30,343	30,043	30,199	30,109	27,911	27,575	27,490
Decennial Census	30,119	--	--	--	--	--	--	--	--	--	27,613	--	--	--

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 35.8

Male Median Age: 34.8

Female Median Age: 36.6

Line chart for ZIP 48602 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	945	1,035	1,026	926	876	945	958	856	819	730	853	877	839	729	443	228	134	151
Female	997	918	974	920	893	1,052	1,037	936	865	871	837	963	887	740	559	300	224	270
Total	1,942	1,953	2,000	1,846	1,769	1,997	1,995	1,792	1,684	1,601	1,690	1,840	1,726	1,469	1,002	528	358	421

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 48602. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	15,330	52.20%
Black:	7,437	25.32%
Hispanic:*	4,606	15.68%
Asian:	169	0.58%
American Indian:	187	0.64%
Hawaiian:	10	0.03%
Other:	1,629	5.55%
Total:	29,368	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 48602. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	13,370	48.42%	34.8 years
Females:	14,243	51.58%	36.6 years
Total:	27,613	100%	35.8 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 48602. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	26,925	97.94%
Native, born in PR, Island Areas, or abroad:	202	0.73%
Foreign born, naturalized U.S. citizen:	205	0.75%
Foreign born, not a U.S. citizen:	158	1.32%
Total Population:	27,490	100%
Total Native Population:	27,127	98.68%
Total Foreign-born Population:	363	1.32%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2023, the Median household income is $46,068, which is much lower than the national median ($78,538), is up $11,286 (32.4%) since 2011 and above its 2019 pre-pandemic level by $11,397. Family households earn a median of $53,042 versus $31,746 for nonfamily households (a difference of $21,296). By gender, male median income is $43,332 and female is $37,108, which is much lower than the national female median ($53,445), with a current gap of $6,224 that has narrowed from 2011 to 2023. The labor-force participation rate is 56.5%, which is much lower than the national rate (63.5%). The unemployment rate is 10.0%, which is much higher than the national rate (5.2%). The largest occupation group is Management (27.2%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 48602 from 2011-2023 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Household Income	$34,782	$32,504	$32,842	$34,942	$34,125	$35,034	$36,631	$35,761	$34,671	$36,643	$38,724	$44,939	$46,068
Median Family Income	$41,042	$39,646	$39,449	$40,375	$39,797	$42,310	$44,545	$44,026	$45,090	$45,615	$47,563	$51,215	$53,042
Median NonFamily Income	$24,315	$23,469	$24,063	$24,515	$24,104	$23,811	$25,482	$24,543	$25,037	$25,282	$25,645	$28,770	$31,746
Median Male Income	$38,938	$38,585	$38,163	$36,486	$34,368	$34,492	$36,566	$37,407	$36,220	$37,450	$39,757	$41,578	$43,332
Median Female Income	$30,284	$30,084	$30,845	$31,209	$29,634	$29,843	$30,783	$30,659	$30,754	$30,599	$31,452	$36,605	$37,108

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 48602, city of Saginaw, Saginaw County, state of Michigan, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 48602, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	10,877	50.87%
Unemployed:	1,206	5.64%
Not In Labor Force:	9,298	43.49%
Total:	21,381	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	2,957	27.19%
Service:	2,483	22.83%
Sales and Office:	2,431	22.35%
Natural resources, construction, and maintenance:	728	6.69%
Production, transportation, and material moving:	2,278	20.94%
Total Civilian Employed Population:	10,877	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2023, the median home value is $70,200, which is well under the national median ($303,400), is up $1,400 (2.03%) since 2011 and above its 2019 pre-pandemic level by $19,300. The median gross rent is $902, which is considerably lower than the national median ($1,348), is up $250 (38.34%) since 2011 and above its 2019 pre-pandemic level by $180. Of occupied housing, owners make up 62.28% (57.60% with a mortgage, 42.40% free-and-clear) and renters 37.72% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 11.70%, which is far higher than the national rate (10.43%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 48602, compared with Saginaw, Saginaw County, state of Michigan, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 48602 across years 2011-2023 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Home Value	$68,800	$63,300	$56,500	$54,200	$49,800	$48,400	$49,700	$50,300	$50,900	$55,600	$58,500	$64,600	$70,200

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 48602, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	387	9.46%
$500 to $999:	2,174	53.13%
$1,000 to $1,499:	1,261	30.82%
$1,500 to $1,999:	198	4.84%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	0	0.00%
No Rent:	72	1.76%
Total:	4,092	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 48602 over the years 2011-2023 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Rent	$652	$643	$665	$674	$670	$649	$694	$711	$722	$722	$777	$866	$902

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 48602. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	3,892	35.87%
Owner Occupied (free and clear, no mortgage):	2,865	26.41%
Renter Occupied:	4,092	37.72%
Total Occupied Housing Units:	10,849	100%

Occupied Housing Units:	10,849	88.30%
Vacant Housing Units (not graphed):	1,437	11.70%
Total Housing Units:	12,286	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 48602. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	10,087	82.10%
Multi-Family Units:	2,130	17.34%
Other Units:	69	0.56%
Total Housing Units:	12,286	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2023, 15.00% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 83.30%, which is markedly below the state rate (91.90%). The uninsured rate is 7.50%, which is notably higher than the state rate (5.00%). Private coverage is 45.60%, which is generally lower than the state rate (70.60%). Public coverage is 61.30%, which is far higher than the national rate (36.30%). The share of people in poverty is 22.00%, which is far higher than the national rate (8.70%), up 0.10 percentage points since 2011 and below its 2019 pre-pandemic level by 1.40 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (48.32%). College enrollment is 16.12%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 48602, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	455	2.48%
9th to 12th grade, no diploma:	2,617	14.26%
High school graduate (includes equivalency):	5,910	32.21%
Some college, no degree:	4,705	25.65%
Associate's degree:	1,902	10.37%
Bachelor's degree:	1,745	9.51%
Graduate or professional degree:	1,012	5.52%
Total:	18,346	100%
High school or higher:	15,274	83.26%
Bachelor's degree or higher:	2,757	15.03%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 48602. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	12,211	39.88%
Public Insurance:	16,403	53.57%
No Insurance:	2,007	6.55%
Total:	30,621	100%
Has Health Insurance:	28,614	93.45%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)

Line chart displaying the share of families and people in ZIP 48602 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2023. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
% of People in Poverty	21.9%	22.7%	23.3%	22.4%	23.9%	21.5%	21.1%	22.6%	23.4%	22.3%	24.0%	22.5%	22.0%

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	336	5.48%
Kindergarten:	289	4.71%
Elementary school (grades 1-8):	2,962	48.32%
High school (grades 9-12):	1,555	25.37%
College or graduate school:	988	16.12%
Total:	6,130	100%
Early Childhood:	625	10.20%
K-12 (Primary & Secondary School):	4,806	78.40%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Saginaw, Michigan
County:	Saginaw County
Timezone:	Eastern (GMT -05:00)
Local Time:	1:10:33 AM
Population:	27,613 [See All]
Area Code:	989
Classification:	Standard [Normal Street Delivery]
Coordinates:	43.4166, -83.9713
Land Area:	7.816 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/48602/zip-code-48602.asp

# Residential Mailboxes:	11,566Source: USPS
# Business Mailboxes:	663Source: USPS
Total Delivery Receptacles:	13,862Source: USPS
Single Family Delivery Units:	10,997Source: USPS
Multi Family Delivery Units:	544Source: USPS

# of Businesses:	419Source: CBP
1st Quarter Payroll:	$218,934,000Source: CBP
Annual Payroll:	$898,744,000Source: CBP
# of Employees:	13,542Source: CBP

CBSA Name:	Saginaw, MISource: Census
CBSA Number:	40980Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	189,210Source: Census
MSA:	Saginaw-Bay City-Midland, MI MSASource: Census
Land Area:	7.816 sq miSource: Census
Water Area:	0.302 sq miSource: Census

Congressional District:	08Source: USPS
Congressional Land Area:	1503.18 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	2670520Source: Census
Place Name:	Saginaw city; MichiganSource: Census

ZIP Code 48602 in Saginaw, MI

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2023)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 48602

Colleges & Post Secondary Schools near ZIP Code 48602

Sources & References