ZIP Code 48616 in Chesaning, MI

Data Last Updated: October 1, 2025
City:Chesaning, Michigan
Counties:Saginaw County[Primary]
Shiawassee County
Timezone:Eastern (GMT -05:00)
Local Time:1:11:06 AM
Population:7,458 [See All]
Area Code:989
Classification:Standard [Normal Street Delivery]
Coordinates:43.1978, -84.1305
Land Area:81.126 sq mi
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Population & Demographics


ZIP Code 48616 has 7,458 residents and 3,002 households (average 2.45 persons per household). The median age is 45.1 years, older than the state (40.1) and older than the nation (38.8). The gender split is 50.4% male and 49.6% female, which is slightly higher than the national male share (49.1%). Largest groups are White (93.2%, much higher than the state average of 73.9% and well above the national average of 61.6%) and Hispanic or Latino (4.6%); Hispanic or Latino residents make up 4.6%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:7,458Source: Census DHC
2023 ACS Population Estimate:7,702Source: Census ACS
2025 ZC Population Estimate:7,575Source: ZIP-Codes.com
Population Density:91.9 people per sq mile
Average Income:$67,801Source: Census ACS
Households:3,002Source: Census DHC
Average House Value:$153,400Source: Census ACS
Persons Per Household:2.45Source: Census DHC
Average Family Size:2.81Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--7,4407,5757,4597,5647,4307,3487,3747,2947,3217,1187,5607,4867,702
Decennial Census7,513------------------7,458------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.1

Male Median Age: 43.5

Female Median Age: 46.4

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male1932282452641961951902002331992712932762502121677965
Female162217227221197188162184215250243264263260239166119125
Total355445472485393383352384448449514557539510451333198190
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:6,95392.89%
Black:350.47%
Hispanic:*3454.61%
Asian:200.27%
American Indian:150.20%
Hawaiian:00%
Other:1171.56%
Total:7,485100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:3,75650.36%43.5 years
Females:3,70249.64%46.4 years
Total:7,458100%45.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:7,62098.94%
Native, born in PR, Island Areas, or abroad:120.16%
Foreign born, naturalized U.S. citizen:510.66%
Foreign born, not a U.S. citizen:190.91%
Total Population:7,702100%
Total Native Population:7,63299.09%
Total Foreign-born Population:700.91%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $67,801, which is far less than the national median ($78,538), is up $21,103 (45.2%) since 2011 and above its 2019 pre-pandemic level by $15,872. Family households earn a median of $74,902 versus $52,759 for nonfamily households (a difference of $22,143). By gender, male median income is $53,323 and female is $45,000, which is considerably lower than the national female median ($53,445), with a current gap of $8,323 that has narrowed from 2011 to 2023. The labor-force participation rate is 56.6%, which is below the national rate (63.5%). The unemployment rate is 4.0%, which is generally lower than the state rate (5.8%). The largest occupation group is Management (32.1%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$46,698$44,540$42,731$43,530$44,342$45,018$47,699$49,366$51,929$51,612$54,264$59,552$67,801
Median Family Income$55,471$53,458$52,011$53,646$56,733$56,797$56,500$59,764$59,566$59,637$61,488$70,368$74,902
Median NonFamily Income$24,609$23,841$22,581$23,974$24,417$23,941$27,083$29,603$29,976$38,438$41,447$44,531$52,759
Median Male Income$49,763$46,988$45,056$45,196$45,625$46,852$50,401$52,902$53,732$51,071$52,569$53,958$53,323
Median Female Income$32,500$32,656$31,705$32,500$31,673$31,151$30,709$31,741$31,026$31,076$34,000$38,309$45,000
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:3,45054.26%
Unemployed:1452.28%
Not In Labor Force:2,76343.46%
Total:6,358100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,10832.12%
Service:56616.41%
Sales and Office:58616.99%
Natural resources, construction, and maintenance:54015.65%
Production, transportation, and material moving:65018.84%
Total Civilian Employed Population:3,450100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $153,400, which is much lower than the national median ($303,400), is up $32,700 (27.09%) since 2011 and above its 2019 pre-pandemic level by $38,400. The median gross rent is $744, which is considerably lower than the national median ($1,348), is up $115 (18.28%) since 2011 and above its 2019 pre-pandemic level by $67. Of occupied housing, owners make up 83.30% (46.83% with a mortgage, 53.17% free-and-clear) and renters 16.70% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 7.19%, which is considerably lower than the state rate (12.16%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$120,700$113,500$108,800$102,100$100,100$104,000$105,200$105,500$115,000$113,900$120,800$143,200$153,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:7815.60%
$500 to $999:17935.80%
$1,000 to $1,499:12024.00%
$1,500 to $1,999:40.80%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:11923.80%
Total:500100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$629$709$651$669$666$623$627$666$677$674$725$743$744
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,16839.01%
Owner Occupied (free and clear, no mortgage):1,32644.29%
Renter Occupied:50016.70%
Total Occupied Housing Units:2,994100%

Occupied Housing Units:2,99492.81%
Vacant Housing Units (not graphed):2327.19%
Total Housing Units:3,226100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:2,81987.38%
Multi-Family Units:2457.59%
Other Units:1625.02%
Total Housing Units:3,226100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 13.80% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 91.70%, which is comparable to the national rate (89.40%). The uninsured rate is 3.00%, which is far lower than the national rate (8.60%). The share of people in poverty is 5.30%, which is generally lower than the state rate (8.80%), down 3.70 percentage points since 2011 and below its 2019 pre-pandemic level by 1.40 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (49.44%). College enrollment is 18.34%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1763.11%
9th to 12th grade, no diploma:2965.23%
High school graduate (includes equivalency):2,34541.44%
Some college, no degree:1,34423.75%
Associate's degree:71512.63%
Bachelor's degree:4988.80%
Graduate or professional degree:2855.04%
Total:5,659100%
High school or higher:5,18791.66%
Bachelor's degree or higher:78313.84%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:5,31759.20%
Public Insurance:3,43538.25%
No Insurance:2292.55%
Total:8,981100%
Has Health Insurance:8,75297.45%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty9.0%8.2%7.9%10.3%8.3%8.5%9.0%8.0%6.7%5.6%6.6%5.6%5.3%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:614.25%
Kindergarten:1037.18%
Elementary school (grades 1-8):70949.44%
High school (grades 9-12):29820.78%
College or graduate school:26318.34%
Total:1,434100%
Early Childhood:16411.44%
K-12 (Primary & Secondary School):1,11077.41%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 48616 supports both business and residential activity. According to the Business Census (2023), there are 149 business establishments, employing about 1,369 people with an annual payroll of $53,141,000. USPS data shows 3,092 residential mailboxes and 166 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:3,092Source: USPS
# Business Mailboxes:166Source: USPS
Total Delivery Receptacles:3,428Source: USPS
Single Family Delivery Units:2,828Source: USPS
Multi Family Delivery Units:109Source: USPS
# of Businesses:149Source: CBP
1st Quarter Payroll:$12,527,000Source: CBP
Annual Payroll:$53,141,000Source: CBP
# of Employees:1,369Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 48616 is located in Saginaw County, Michigan, within the Saginaw, MI Metropolitan Statistical Area (CBSA 40980) and Michigan's 4th, 7th, and 8th Congressional Districts. This Metro area has a population of 189,210 people, about 3.94% of whom live in ZIP Code 48616. It covers 81.126 sq mi of land and a water area of 0.379 sq mi.

CBSA Name:Saginaw, MISource: Census
CBSA Number:40980Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:189,210Source: Census
MSA:Saginaw-Bay City-Midland, MI MSASource: Census
Land Area:81.126 sq miSource: Census
Water Area:0.379 sq miSource: Census
Congressional District:04,07,08Source: USPS
Congressional Land Area:8457.8, 4227.73, 1503.18 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2615140Source: Census
Place Name:Chesaning village; MichiganSource: Census

Adjacent & Nearby ZIP Codes


48617 | | 48615

Schools in ZIP Code 48616


ZIP Code 48616 is in the Chesaning Union Schools, which serves grades Kindergarten thru 12th. There are 4 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Chesaning Union High School 850 North 4th St
Chesaning, MI 48616
District: Chesaning Union Schools
Big Rock Elementary School 920 East Broad St
Chesaning, MI 48616
District: Chesaning Union Schools
Chesaning Middle School 431 North 4th St
Chesaning, MI 48616
District: Chesaning Union Schools
Chesaning Union Schools Alternative Education 850 North 4th St
Chesaning, MI 48616
District: Chesaning Union Schools
Zion Lutheran School 796 Hampton St
Chesaning, MI 48616
District: Private School

Colleges & Post Secondary Schools near ZIP Code 48616


Baker College 1020 S Washington St
Owosso, MI 48867
Type: Post Secondary
Baker College Of Owosso 1020 S. Washington Street
Owosso, MI 48867-9600
Type: Post Secondary
Dorsey College-Saginaw 4390 Bay Rd
Saginaw, MI 48603
Type: Post Secondary
Ross Medical Education Center-Saginaw 4300 Fashion Square Blvd., 2nd Floor, Suite 202
Saginaw, MI 48603
Type: Post Secondary
Flint Institute Of Barbering Inc 3214 Flushing Road
Flint, MI 48504-4395
Type: Post Secondary
Saginaw Valley State University 7400 Bay Rd
University Center, MI 48710
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov