ZIP Code 38106 in Memphis, TN

Data Last Updated: October 1, 2025
City:Memphis, Tennessee
Names to Avoid:
Mem, Mphs
County:Shelby County
Timezone:Central (GMT -06:00)
Local Time:9:56:08 PM
Population:22,394 [See All]
Area Code:901
Classification:Standard [Normal Street Delivery]
Coordinates:35.0998, -90.0401
Land Area:10.28 sq mi
Quick Link:
https://www.zip-codes.com/zip-code/38106/zip-code-38106.asp

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Population & Demographics


ZIP Code 38106 has 22,394 residents and 9,125 households (average 2.45 persons per household). The median age is 40.9 years, slightly older than the state (39.1) and slightly older than the nation (38.8). The gender split is 47.4% male and 52.6% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are Black or African American (93.6%, much higher than the state average of 15.8% and well above the national average of 12.4%) and Hispanic or Latino (2.3%); Hispanic or Latino residents make up 2.3%, which is much lower than the national average (18.7%), and Black or African American share is much higher than both the state (15.8%) and national averages (12.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:22,394Source: Census DHC
2023 ACS Population Estimate:21,827Source: Census ACS
2025 ZC Population Estimate:24,394Source: ZIP-Codes.com
Population Density:2,178.4 people per sq mile
Average Income:$29,818Source: Census ACS
Households:9,125Source: Census DHC
Average House Value:$66,400Source: Census ACS
Persons Per Household:2.45Source: Census DHC
Average Family Size:5.75Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--26,89025,06525,07224,64024,52625,39224,88224,02923,79124,25623,74523,14021,827
Decennial Census27,222------------------22,394------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 40.9

Male Median Age: 39.5

Female Median Age: 42.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male703768742674648636587612611604697865835635416258133180
Female704741729745614715674685642623665904890745503436387388
Total1,4071,5091,4711,4191,2621,3511,2611,2971,2531,2271,3621,7691,7251,380919694520568
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:3531.58%
Black:20,96293.90%
Hispanic:*5182.32%
Asian:470.21%
American Indian:440.20%
Hawaiian:20.01%
Other:3981.78%
Total:22,324100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:10,60447.35%39.5 years
Females:11,79052.65%42.2 years
Total:22,394100%40.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:21,56598.80%
Native, born in PR, Island Areas, or abroad:990.45%
Foreign born, naturalized U.S. citizen:390.18%
Foreign born, not a U.S. citizen:1240.75%
Total Population:21,827100%
Total Native Population:21,66499.25%
Total Foreign-born Population:1630.75%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $29,818, which is far less than the national median ($78,538), is up $8,154 (37.6%) since 2011 and above its 2019 pre-pandemic level by $4,630. Family households earn a median of $38,903 versus $25,222 for nonfamily households (a difference of $13,681). By gender, male median income is $44,324 and female is $31,098, which is much lower than the national female median ($53,445), with a current gap of $13,226 that has widened from 2011 to 2023. The labor-force participation rate is 50.5%, which is markedly below the national rate (63.5%). The unemployment rate is 18.6%, which is far worse than the state rate (4.7%). The largest occupation group is Production (31.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$21,664$21,878$22,374$22,707$21,537$22,196$23,470$24,007$25,188$27,036$27,881$29,098$29,818
Median Family Income$27,069$26,706$27,247$26,643$25,354$25,959$27,078$28,056$30,986$34,202$35,039$37,013$38,903
Median NonFamily Income$16,972$17,393$17,604$17,434$17,276$17,208$16,862$17,834$18,242$19,394$19,901$23,125$25,222
Median Male Income$29,356$28,950$28,732$30,933$30,261$25,844$27,546$29,410$31,569$34,505$38,333$42,051$44,324
Median Female Income$27,264$27,840$27,917$29,219$28,085$27,441$27,481$26,937$27,257$26,926$29,323$29,723$31,098
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:7,03541.01%
Unemployed:1,6079.37%
Not In Labor Force:8,51149.62%
Total:17,153100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,27118.07%
Service:1,46120.77%
Sales and Office:1,67323.78%
Natural resources, construction, and maintenance:4506.40%
Production, transportation, and material moving:2,18030.99%
Total Civilian Employed Population:7,035100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $66,400, which is considerably lower than the national median ($303,400), is up $5,900 (9.75%) since 2011 and above its 2019 pre-pandemic level by $14,800. The median gross rent is $915, which is well under the national median ($1,348), is up $247 (36.98%) since 2011 and above its 2019 pre-pandemic level by $178. Of occupied housing, owners make up 36.43% (21.29% with a mortgage, 78.71% free-and-clear) and renters 63.57% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 21.53%, which is far higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$60,500$58,200$55,400$54,400$53,100$50,900$52,400$51,800$51,600$52,600$54,300$62,800$66,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:2874.95%
$500 to $999:3,34957.73%
$1,000 to $1,499:1,63328.15%
$1,500 to $1,999:1081.86%
$2,000 to $2,499:80.14%
$2,500 to $2,999:00.00%
$3,000 or more:50.09%
No Rent:4117.08%
Total:5,801100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$668$658$671$688$686$696$709$721$737$776$812$881$915
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):7087.76%
Owner Occupied (free and clear, no mortgage):2,61728.68%
Renter Occupied:5,80163.57%
Total Occupied Housing Units:9,126100%

Occupied Housing Units:9,12678.47%
Vacant Housing Units (not graphed):2,50421.53%
Total Housing Units:11,630100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:9,65383.00%
Multi-Family Units:1,85315.93%
Other Units:1241.07%
Total Housing Units:11,630100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 12.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 82.90%, which is markedly below the state rate (89.60%). The uninsured rate is 18.30%, which is far higher than the national rate (8.60%). Private coverage is 49.60%, which is falls below the national rate (67.30%). Public coverage is 52.10%, which is notably higher than the state rate (36.20%). The share of people in poverty is 30.70%, which is far higher than the national rate (8.70%), down 6.20 percentage points since 2011 and below its 2019 pre-pandemic level by 2.40 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (48.64%). College enrollment is 16.89%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:6504.29%
9th to 12th grade, no diploma:1,94712.85%
High school graduate (includes equivalency):7,42849.02%
Some college, no degree:2,48416.39%
Associate's degree:8135.37%
Bachelor's degree:1,3488.90%
Graduate or professional degree:4833.19%
Total:15,153100%
High school or higher:12,55682.86%
Bachelor's degree or higher:1,83112.08%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:10,80841.32%
Public Insurance:11,35743.42%
No Insurance:3,99115.26%
Total:26,156100%
Has Health Insurance:22,16584.74%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty36.9%38.0%37.5%36.5%38.5%39.7%36.8%36.4%33.1%31.0%30.0%30.1%30.7%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2124.51%
Kindergarten:47910.20%
Elementary school (grades 1-8):2,28448.64%
High school (grades 9-12):92819.76%
College or graduate school:79316.89%
Total:4,696100%
Early Childhood:69114.71%
K-12 (Primary & Secondary School):3,69178.60%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 38106 supports both business and residential activity. According to the Business Census (2023), there are 287 business establishments, employing about 6,724 people with an annual payroll of $333,799,000. USPS data shows 9,957 residential mailboxes and 710 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:9,957Source: USPS
# Business Mailboxes:710Source: USPS
Total Delivery Receptacles:11,465Source: USPS
Single Family Delivery Units:8,536Source: USPS
Multi Family Delivery Units:847Source: USPS
# of Businesses:287Source: CBP
1st Quarter Payroll:$83,788,000Source: CBP
Annual Payroll:$333,799,000Source: CBP
# of Employees:6,724Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 38106 is located in Shelby County, Tennessee, within the Memphis, TN-MS-AR Metropolitan Statistical Area (CBSA 32820) and Tennessee's 9th Congressional District. This Metro area has a population of 1,341,606 people, about 1.67% of whom live in ZIP Code 38106. It covers 10.28 sq mi of land and a water area of 0.213 sq mi.

CBSA Name:Memphis, TN-MS-ARSource: Census
CBSA Number:32820Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,341,606Source: Census
MSA:Memphis, TN-AR-MS MSASource: Census
Land Area:10.28 sq miSource: Census
Water Area:0.213 sq miSource: Census
Congressional District:09Source: USPS
Congressional Land Area:483.39 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:4748000Source: Census
Place Name:Memphis city; TennesseeSource: Census

Adjacent & Nearby ZIP Codes


38107 | | 38105

Schools in ZIP Code 38106


ZIP Code 38106 is in the Shelby County School District, which serves grades Pre-Kindergarten thru 12th. There are 15 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Memphis Scholars Florida Kansas 90 West Olive Ave
Memphis, TN 38106
Memphis Scholars Raleigh-Egypt 1380 Pennsylvania Ave
Memphis, TN 38106
A. B. Hill Elementary 345 East Olive Ave
Memphis, TN 38106
District: Shelby County School District
Alton Elementary 2020 Alton Ave
Memphis, TN 38106
District: Shelby County School District
Cummings Elementary/Middle 1037 Cummings St
Memphis, TN 38106
District: Shelby County School District
Hamilton High 1363 E Person Ave
Memphis, TN 38106
District: Shelby County School District
Circles Of Success Learning Academy 867 South Parkway East
Memphis, TN 38106
District: Shelby County School District
Soulsville Charter School 1115 College St
Memphis, TN 38106
District: Shelby County School District
Veritas College Preparatory 1500 Dunn Ave
Memphis, TN 38106
District: Shelby County School District
Memphis College Preparatory 1500 Dunn Ave
Memphis, TN 38106
District: Shelby County School District
Ernestine Rivers Child Care Center 867 South Parkway East
Memphis, TN 38106
District: Shelby County School District
Jessie Mahan Day Care Center 929 Delmar
Memphi, TN 38106
District: Shelby County School District
The Excel Center 1490 Norris Rd
Memphis, TN 38106
District: Shelby County School District
Memphis Delta Preparatory 1237 College St
Memphis, TN 38106
District: Shelby County School District
Hamilton School 1478 Wilson St
Memphis, TN 38106
District: Shelby County School District
Creative Life Preparatory School 1222 Riverside Blvd
Memphis, TN 38106
District: Private School
Gmaa 685 E Mallory Ave
Memphis, TN 38106
District: Private School

Colleges & Post Secondary Schools near ZIP Code 38106


Le Moyne-Owen College 807 Walker Ave
Memphis, TN 38126-6595
Type: Post Secondary
Southwest Tennessee Community College 737 Union Avenue
Memphis, TN 38103
Type: Post Secondary
The University Of Tennessee Health Science Center M
Memphis, TN 38163
Type: Post Secondary
Baptist Health Sciences University 1003 Monroe Ave
Memphis, TN 38104
Type: Post Secondary
Southern College Of Optometry 1245 Madison Ave
Memphis, TN 38104-2211
Type: Post Secondary
Visible Music College 200 Madison Ave
Memphis, TN 38103
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov