ZIP Code 38104 in Memphis, TN

Data Last Updated: October 1, 2025
City:Memphis, Tennessee
Names to Avoid:
Mem, Mphs
County:Shelby County
Timezone:Central (GMT -06:00)
Local Time:9:56:05 PM
Population:22,584 [See All]
Area Code:901
Classification:Standard [Normal Street Delivery]
Coordinates:35.1356, -90.0019
Land Area:4.952 sq mi
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https://www.zip-codes.com/zip-code/38104/zip-code-38104.asp

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Population & Demographics


ZIP Code 38104 has 22,584 residents and 12,508 households (average 1.75 persons per household). The median age is 38.1 years, slightly younger than the state (39.1) and about the same as the nation (38.8). The gender split is 48.7% male and 51.3% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are White (61.4%, much lower than the state average of 72.2%) and Black or African American (27.4%, much higher than the state average of 15.8% and well above the national average of 12.4%); Hispanic or Latino residents make up 4.6%, which is much lower than the national average (18.7%), and Black or African American share is much higher than both the state (15.8%) and national averages (12.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:22,584Source: Census DHC
2023 ACS Population Estimate:22,925Source: Census ACS
2025 ZC Population Estimate:24,657Source: ZIP-Codes.com
Population Density:4,560.6 people per sq mile
Average Income:$56,452Source: Census ACS
Households:12,508Source: Census DHC
Average House Value:$301,100Source: Census ACS
Persons Per Household:1.75Source: Census DHC
Average Family Size:4.39Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--22,66823,03123,26123,86723,95723,97923,59423,51723,45623,81222,90023,40822,925
Decennial Census23,409------------------22,584------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 38.1

Male Median Age: 38.6

Female Median Age: 37.5

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male4564363823917611,3151,08689776271371874976565446223513389
Female4364403894501,1591,3631,098857656699600685742681545332179269
Total8928767718411,9202,6782,1841,7541,4181,4121,3181,4341,5071,3351,007567312358
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:13,86662.34%
Black:6,18727.82%
Hispanic:*1,0334.64%
Asian:6673.00%
American Indian:840.38%
Hawaiian:40.02%
Other:4001.80%
Total:22,241100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:11,00448.72%38.6 years
Females:11,58051.28%37.5 years
Total:22,584100%38.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:21,31192.96%
Native, born in PR, Island Areas, or abroad:2901.26%
Foreign born, naturalized U.S. citizen:6362.77%
Foreign born, not a U.S. citizen:6885.78%
Total Population:22,925100%
Total Native Population:21,60194.22%
Total Foreign-born Population:1,3245.78%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $56,452, which is well under the national median ($78,538), is up $20,512 (57.1%) since 2011 and above its 2019 pre-pandemic level by $14,756. Family households earn a median of $97,373 versus $46,601 for nonfamily households (a difference of $50,772). By gender, male median income is $60,980 and female is $58,058, which is much higher than the state female median ($46,738), with a current gap of $2,922 that has narrowed from 2011 to 2023. The labor-force participation rate is 72.2%, which is markedly above the state rate (62.1%). The unemployment rate is 4.3%, which is below the national rate (5.2%). The largest occupation group is Management (54.8%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$35,940$36,056$36,398$36,938$36,620$37,507$37,924$39,433$41,696$43,087$48,487$53,351$56,452
Median Family Income$64,537$63,867$61,395$65,557$67,755$68,311$74,732$76,290$86,992$85,608$91,972$91,052$97,373
Median NonFamily Income$26,763$26,877$26,985$28,065$28,033$30,118$30,115$30,600$31,182$34,621$38,485$43,298$46,601
Median Male Income$44,513$45,073$46,027$45,907$44,463$43,474$44,177$46,572$50,250$51,928$54,150$59,339$60,980
Median Female Income$40,036$41,435$43,125$42,643$41,728$41,595$41,552$41,462$43,848$46,036$50,755$54,628$58,058
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:13,86969.03%
Unemployed:6223.10%
Not In Labor Force:5,60027.87%
Total:20,091100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:7,59454.76%
Service:2,10015.14%
Sales and Office:2,48117.89%
Natural resources, construction, and maintenance:5403.89%
Production, transportation, and material moving:1,1548.32%
Total Civilian Employed Population:13,869100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $301,100, which is much higher than the state median ($256,800), is up $122,200 (68.31%) since 2011 and above its 2019 pre-pandemic level by $75,600. The median gross rent is $1,073, which is well under the national median ($1,348), is up $395 (58.26%) since 2011 and above its 2019 pre-pandemic level by $292. Of occupied housing, owners make up 39.36% (70.46% with a mortgage, 29.54% free-and-clear) and renters 60.64% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 9.56%, which is far lower than the state rate (10.56%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$178,900$175,700$175,600$177,100$174,000$182,900$189,100$199,700$225,500$233,900$251,700$288,900$301,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:5346.80%
$500 to $999:2,80635.74%
$1,000 to $1,499:2,93637.40%
$1,500 to $1,999:1,03913.23%
$2,000 to $2,499:2783.54%
$2,500 to $2,999:1551.97%
$3,000 or more:220.28%
No Rent:811.03%
Total:7,851100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$678$690$696$722$717$714$735$766$781$829$900$1,002$1,073
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3,59027.73%
Owner Occupied (free and clear, no mortgage):1,50511.63%
Renter Occupied:7,85160.64%
Total Occupied Housing Units:12,946100%

Occupied Housing Units:12,94690.44%
Vacant Housing Units (not graphed):1,3699.56%
Total Housing Units:14,315100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:6,43944.98%
Multi-Family Units:7,83754.75%
Other Units:390.27%
Total Housing Units:14,315100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 51.90% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (30.40%), well above both the state and national averages. High school or higher is 93.00%, which is well above the national rate (89.40%). The uninsured rate is 12.10%, which is well above the national rate (8.60%). Public coverage is 25.40%, which is falls below the national rate (36.30%). The share of people in poverty is 6.10%, which is generally lower than the state rate (9.90%), down 6.90 percentage points since 2011 and below its 2019 pre-pandemic level by 1.60 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is college (47.61%). College enrollment is 47.61%, which is markedly above the state rate (24.10%), indicating the community is likely a college hub with student-driven housing and services.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:4492.50%
9th to 12th grade, no diploma:8124.52%
High school graduate (includes equivalency):2,59514.44%
Some college, no degree:4,06522.62%
Associate's degree:7173.99%
Bachelor's degree:5,02427.95%
Graduate or professional degree:4,31223.99%
Total:17,974100%
High school or higher:16,71392.98%
Bachelor's degree or higher:9,33651.94%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:16,21965.73%
Public Insurance:5,72923.22%
No Insurance:2,72911.06%
Total:24,677100%
Has Health Insurance:21,94888.94%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty13.0%13.2%15.3%14.2%13.0%14.0%11.3%9.3%7.7%6.6%4.7%5.3%6.1%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2656.09%
Kindergarten:2746.29%
Elementary school (grades 1-8):1,16826.83%
High school (grades 9-12):57413.18%
College or graduate school:2,07347.61%
Total:4,354100%
Early Childhood:53912.38%
K-12 (Primary & Secondary School):2,01646.30%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 38104 supports both business and residential activity. According to the Business Census (2023), there are 903 business establishments, employing about 20,112 people with an annual payroll of $1,350,221,000. USPS data shows 14,090 residential mailboxes and 1,259 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:14,090Source: USPS
# Business Mailboxes:1,259Source: USPS
Total Delivery Receptacles:16,378Source: USPS
Single Family Delivery Units:7,068Source: USPS
Multi Family Delivery Units:6,545Source: USPS
# of Businesses:903Source: CBP
1st Quarter Payroll:$308,306,000Source: CBP
Annual Payroll:$1,350,221,000Source: CBP
# of Employees:20,112Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 38104 is located in Shelby County, Tennessee, within the Memphis, TN-MS-AR Metropolitan Statistical Area (CBSA 32820) and Tennessee's 9th Congressional District. This Metro area has a population of 1,341,606 people, about 1.68% of whom live in ZIP Code 38104. It covers 4.952 sq mi of land and a water area of 0 sq mi.

CBSA Name:Memphis, TN-MS-ARSource: Census
CBSA Number:32820Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:1,341,606Source: Census
MSA:Memphis, TN-AR-MS MSASource: Census
Land Area:4.952 sq miSource: Census
Water Area:--Source: Census
Congressional District:09Source: USPS
Congressional Land Area:483.39 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:4748000Source: Census
Place Name:Memphis city; TennesseeSource: Census

Adjacent & Nearby ZIP Codes


38105 | | 38103

Schools in ZIP Code 38104


ZIP Code 38104 is in the Shelby County School District, which serves grades Pre-Kindergarten thru 12th. There are 13 public schools and 4 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Bellevue Middle 575 S Bellevue Blvd
Memphis, TN 38104
District: Shelby County School District
Bruce Elementary 581 S Bellevue Blvd
Memphis, TN 38104
District: Shelby County School District
Central High 306 S Bellevue Blvd
Memphis, TN 38104
District: Shelby County School District
Idlewild Elementary 1950 Linden Ave
Memphis, TN 38104
District: Shelby County School District
Peabody Elementary 2086 Young Ave
Memphis, TN 38104
District: Shelby County School District
Middle College High 750 E Parkway S
Memphis, TN 38104
District: Shelby County School District
Memphis Academy Of Science Engineering Middle/High 1254 Jefferson Ave
Memphis, TN 38104
District: Shelby County School District
Northwest Prep Academy 1266 Poplar Ave
Memphis, TN 38104
District: Shelby County School District
Memphis Learning Academy 1455 Poplar Ave
Memphis, TN 38104
District: Shelby County School District
Early Childhood Education 717 Beale St
Memphis, TN 38104
District: Shelby County School District
Maxine Smith Steam Academy 750 E Parkway S
Memphis, TN 38104
District: Shelby County School District
Crosstown High School 1365 Tower Ave
Memphis, TN 38104
District: Shelby County School District
Compass Community School Midtown Campus 61 N. Mclean Blvd
Memphis, TN 38104
District: Shelby County School District
1st Class Montessori - I 1336 Peabody Ave
Memphis, TN 38104
District: Private School
Memphis Recovery Center 219 N Montgomery St
Memphis, TN 38104
District: Private School
Grace-St Lukes Episcopal School 246 S Belvedere Blvd
Memphis, TN 38104
District: Private School
1st Class Montessori 1336 Peabody Ave
Memphis, TN 38104
District: Private School

Colleges & Post Secondary Schools near ZIP Code 38104


Massage Institute Of Memphis 2076 Union Avenue, Suite 202
Memphis, TN 38104-4138
Type: Post Secondary
Southern College Of Optometry 1245 Madison Ave
Memphis, TN 38104-2211
Type: Post Secondary
Memphis Theological Seminary 168 East Parkway South
Memphis, TN 38104
Type: Post Secondary
Christian Brothers University 650 East Parkway South
Memphis, TN 38104
Type: Post Secondary
William R Moore College Of Technology 1200 Poplar Ave
Memphis, TN 38104-7240
Type: Post Secondary
Relay Graduate School Of Education - Memphis 1350 Concourse Ave, Suite 434
Memphis, TN 38104
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov