| City: | Freehold, New Jersey |
| Names to Avoid: | East Freehold, Georgia, Jerseyville, Millhurst |
| Counties: | Monmouth County [Primary] Ocean County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 9:14:41 PM |
| Population: | 56,444 [See All] |
| Area Codes: | 732 / 908 / 848 |
| Classification: | Standard [Normal Street Delivery] |
| Coordinates: | 40.2302, -74.2954 |
| Land Area: | 49.612 sq mi |
| Quick Link: |
ZIP Code 07728 has 56,444 residents and 20,430 households (average 2.72 persons per household). The median age is 42.7 years, slightly older than the state (39.9) and older than the nation (38.8). The gender split is 49.0% male and 51.0% female, which is about the same as the state male share (48.6%), making this a female-majority area. Largest groups are White (68.2%, much higher than the state average of 55.0%) and Hispanic or Latino (19.5%); Hispanic or Latino residents make up 19.5%, which is slightly lower than the state average (21.6%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 56,444Source: Census DHC |
| 2023 ACS Population Estimate: | 56,623Source: Census ACS |
| 2025 ZC Population Estimate: | 57,506Source: ZIP-Codes.com |
| Population Density: | 1,137.7 people per sq mile |
| Average Income: | $107,042Source: Census ACS |
| Households: | 20,430Source: Census DHC |
| Average House Value: | $490,000Source: Census ACS |
| Persons Per Household: | 2.72Source: Census DHC |
| Average Family Size: | 3.00Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 55,763 | 56,369 | 56,270 | 56,039 | 55,979 | 55,905 | 55,497 | 55,039 | 55,088 | 55,598 | 57,245 | 56,896 | 56,623 |
| Decennial Census | 56,257 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 56,444 | -- | -- | -- |
Median Age: 42.7
Male Median Age: 40.5
Female Median Age: 44.9
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 1,280 | 1,627 | 1,993 | 1,904 | 1,915 | 1,604 | 1,591 | 1,689 | 1,750 | 1,833 | 2,070 | 2,181 | 1,908 | 1,389 | 1,039 | 777 | 529 | 564 |
| Female | 1,264 | 1,571 | 1,815 | 1,819 | 1,626 | 1,434 | 1,552 | 1,596 | 1,773 | 1,852 | 2,187 | 2,406 | 1,964 | 1,619 | 1,331 | 1,059 | 760 | 1,173 |
| Total | 2,544 | 3,198 | 3,808 | 3,723 | 3,541 | 3,038 | 3,143 | 3,285 | 3,523 | 3,685 | 4,257 | 4,587 | 3,872 | 3,008 | 2,370 | 1,836 | 1,289 | 1,737 |
| White: | 38,501 | 61.45% |
| Black: | 3,058 | 4.88% |
| Hispanic:* | 11,009 | 17.57% |
| Asian: | 3,613 | 5.77% |
| American Indian: | 364 | 0.58% |
| Hawaiian: | 17 | 0.03% |
| Other: | 6,091 | 9.72% |
| Total: | 62,653 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 27,643 | 48.97% | 40.5 years |
| Females: | 28,801 | 51.03% | 44.9 years |
| Total: | 56,444 | 100% | 42.7 years |
| Native, born in the United States: | 46,243 | 81.67% |
| Native, born in PR, Island Areas, or abroad: | 1,214 | 2.14% |
| Foreign born, naturalized U.S. citizen: | 5,454 | 9.63% |
| Foreign born, not a U.S. citizen: | 3,712 | 16.19% |
| Total Population: | 56,623 | 100% |
| Total Native Population: | 47,457 | 83.81% |
| Total Foreign-born Population: | 9,166 | 16.19% |
In 2023, the Median household income is $107,042, which is markedly greater than the national median ($78,538), is up $23,478 (28.1%) since 2011 and above its 2019 pre-pandemic level by $15,187. Family households earn a median of $152,203 versus $49,109 for nonfamily households (a difference of $103,094). By gender, male median income is $91,108 and female is $69,048, which is considerably higher than the national female median ($53,445), with a current gap of $22,060 that has narrowed from 2011 to 2023. The labor-force participation rate is 65.2%, which is slightly above the national rate (63.5%). The unemployment rate is 4.1%, which is much lower than the state rate (6.1%). The largest occupation group is Management (49.8%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $83,564 | $85,107 | $84,190 | $85,932 | $83,675 | $85,780 | $86,037 | $89,484 | $91,855 | $93,395 | $101,043 | $104,417 | $107,042 |
| Median Family Income | $100,990 | $105,896 | $106,951 | $109,299 | $105,662 | $107,835 | $109,299 | $113,500 | $117,520 | $131,231 | $141,895 | $144,808 | $152,203 |
| Median NonFamily Income | $38,813 | $39,207 | $36,918 | $36,758 | $36,130 | $36,571 | $35,935 | $38,995 | $42,317 | $41,815 | $43,836 | $47,049 | $49,109 |
| Median Male Income | $74,017 | $75,021 | $69,616 | $72,227 | $72,361 | $74,621 | $77,714 | $79,462 | $79,486 | $81,215 | $85,028 | $88,896 | $91,108 |
| Median Female Income | $46,197 | $50,625 | $51,272 | $52,053 | $54,440 | $56,552 | $55,719 | $59,199 | $56,162 | $58,006 | $60,586 | $65,833 | $69,048 |
| Employed: | 27,855 | 62.31% |
| Unemployed: | 1,199 | 2.68% |
| Not In Labor Force: | 15,650 | 35.01% |
| Total: | 44,704 | 100% |
| Management, business, science, and arts: | 13,878 | 49.82% |
| Service: | 4,713 | 16.92% |
| Sales and Office: | 5,821 | 20.90% |
| Natural resources, construction, and maintenance: | 1,462 | 5.25% |
| Production, transportation, and material moving: | 1,981 | 7.11% |
| Total Civilian Employed Population: | 27,855 | 100% |
In 2023, the median home value is $490,000, which is considerably higher than the national median ($303,400), is up $112,500 (29.80%) since 2011 and above its 2019 pre-pandemic level by $110,500. The median gross rent is $1,941, which is far above the national median ($1,348), is up $703 (56.79%) since 2011 and above its 2019 pre-pandemic level by $269. Of occupied housing, owners make up 77.08% (64.34% with a mortgage, 35.66% free-and-clear) and renters 22.92% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 3.01%, which is far lower than the national rate (10.43%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $377,500 | $359,800 | $349,700 | $343,500 | $334,700 | $339,400 | $354,700 | $365,400 | $379,500 | $398,400 | $408,600 | $454,400 | $490,000 |
| Less than $500: | 266 | 5.66% |
| $500 to $999: | 422 | 8.98% |
| $1,000 to $1,499: | 501 | 10.66% |
| $1,500 to $1,999: | 1,185 | 25.21% |
| $2,000 to $2,499: | 840 | 17.87% |
| $2,500 to $2,999: | 599 | 12.74% |
| $3,000 or more: | 653 | 13.89% |
| No Rent: | 235 | 5.00% |
| Total: | 4,701 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $1,238 | $1,350 | $1,404 | $1,474 | $1,492 | $1,562 | $1,628 | $1,667 | $1,672 | $1,650 | $1,706 | $1,768 | $1,941 |
| Owner Occupied (with mortgage): | 10,173 | 49.59% |
| Owner Occupied (free and clear, no mortgage): | 5,639 | 27.49% |
| Renter Occupied: | 4,701 | 22.92% |
| Total Occupied Housing Units: | 20,513 | 100% |
| Occupied Housing Units: | 20,513 | 96.99% |
| Vacant Housing Units (not graphed): | 637 | 3.01% |
| Total Housing Units: | 21,150 | 100% |
| Single-Family Units: | 16,495 | 77.99% |
| Multi-Family Units: | 4,261 | 20.15% |
| Other Units: | 394 | 1.86% |
| Total Housing Units: | 21,150 | 100% |
In 2023, 46.30% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%). High school or higher is 91.50%, which is modestly greater than the national rate (89.40%). The uninsured rate is 8.30%, which is on par with the state rate (7.40%). The share of people in poverty is 4.90%, which is falls below the national rate (8.70%), down 0.70 percentage points since 2011. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (45.05%). College enrollment is 19.76%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 1,465 | 3.82% |
| 9th to 12th grade, no diploma: | 1,789 | 4.66% |
| High school graduate (includes equivalency): | 8,924 | 23.24% |
| Some college, no degree: | 5,335 | 13.90% |
| Associate's degree: | 3,106 | 8.09% |
| Bachelor's degree: | 10,882 | 28.34% |
| Graduate or professional degree: | 6,893 | 17.95% |
| Total: | 38,394 | 100% |
| High school or higher: | 35,140 | 91.52% |
| Bachelor's degree or higher: | 17,775 | 46.30% |
| Private Insurance: | 42,494 | 67.88% |
| Public Insurance: | 15,497 | 24.76% |
| No Insurance: | 4,607 | 7.36% |
| Total: | 62,598 | 100% |
| Has Health Insurance: | 57,991 | 92.64% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 5.6% | 4.6% | 4.3% | 5.4% | 5.1% | 4.7% | 5.8% | 5.2% | 4.9% | 4.3% | 4.2% | 4.4% | 4.9% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 1,272 | 8.56% |
| Kindergarten: | 607 | 4.08% |
| Elementary school (grades 1-8): | 6,695 | 45.05% |
| High school (grades 9-12): | 3,351 | 22.55% |
| College or graduate school: | 2,937 | 19.76% |
| Total: | 14,862 | 100% |
| Early Childhood: | 1,879 | 12.64% |
| K-12 (Primary & Secondary School): | 10,653 | 71.68% |
ZIP Code 07728 supports both business and residential activity. According to the Business Census (2023), there are 1,841 business establishments, employing about 24,183 people with an annual payroll of $1,279,158,000. USPS data shows 21,142 residential mailboxes and 1,867 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 21,142Source: USPS |
| # Business Mailboxes: | 1,867Source: USPS |
| Total Delivery Receptacles: | 24,069Source: USPS |
| Single Family Delivery Units: | 13,844Source: USPS |
| Multi Family Delivery Units: | 1,162Source: USPS |
| # of Businesses: | 1,841Source: CBP |
| 1st Quarter Payroll: | $313,717,000Source: CBP |
| Annual Payroll: | $1,279,158,000Source: CBP |
| # of Employees: | 24,183Source: CBP |
ZIP Code 07728 is located in Monmouth County, New Jersey, within the New York-Newark-Jersey City, NY-NJ Metropolitan Statistical Area (CBSA 35620) and New Jersey's 3rd and 4th Congressional Districts. This Metro area has a population of 19,756,722 people, about 0.29% of whom live in ZIP Code 07728, and is subdivided into the Lakewood-New Brunswick, NJ division. It covers 49.612 sq mi of land and a water area of 0.302 sq mi.
| CBSA Name: | New York-Newark-Jersey City, NY-NJSource: Census |
| CBSA Number: | 35620Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | Lakewood-New Brunswick, NJ (CBSA Div 29484)Source: Census |
| CBSA Population: | 19,756,722Source: Census |
| MSA: | New York-Northern New Jersey-Long Island, NY-NJ-CT-PASource: Census |
| Land Area: | 49.612 sq miSource: Census |
| Water Area: | 0.302 sq miSource: Census |
| Congressional District: | 03,04Source: USPS |
| Congressional Land Area: | 899.7, 691.88 sq miSource: Census |
| PMSA: | Monmouth-Ocean, NJ PMSASource: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3425200Source: Census |
| Place Name: | Freehold borough; New JerseySource: Census |
ZIP Code 07728 is part of 4 school districts, including: Howell Township School District (Grades KG thru 08), Freehold Borough School District (Grades KG thru 08), Freehold Regional School District (Grades 09 thru 12) and Freehold Township School District (Grades Kindergarten thru 8th). There are 17 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.