| City: | Roosevelt, New Jersey |
| County: | Monmouth County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:26:25 PM |
| Population: | 808 [See All] |
| Area Code: | 732 |
| Classification: | PO Box |
| Coordinates: | 40.2133, -74.4718 |
| Land Area: | 1.94 sq mi |
| Quick Link: |
Roosevelt is a planned community in Monmouth County, New Jersey, with a population of 808. Founded during the New Deal era as a cooperative agricultural settlement, this tiny borough spans just 1.52 square miles and retains its historic character. Nearly all homes predate 1939, and 90% of the 307 occupied housing units are owner-occupied. It's a PO Box Only Zone, meaning residents have no alternative to PO Box mail delivery.
The post office maintains 338 PO Boxes for 307 households, an adoption rate of 1.1. This slight surplus suggests some residents maintain multiple boxes or nearby property owners use Roosevelt's post office. Street names like Farm Lane, School Lane, and Homestead Lane hint at the borough's agricultural origins. Rochdale Avenue (running both north and south) references the Rochdale Principles of cooperative economics that guided the community's founding.
Roosevelt stands out economically. Median household income reaches $112,614, well above New Jersey's median. Nearly 46% of adults hold a bachelor's degree or higher. Most remarkably, 39% of workers work from home, one of the highest rates in the region. This isn't a bedroom community where residents commute to New York or Philadelphia. Writers, artists, and professionals have made Roosevelt their primary workplace.
With a median age of 49 years and only 14 residents under 18, Roosevelt is an established community of long-term homeowners rather than young families. The borough sits about 14 miles from Trenton and maintains its distinct identity as a historic cooperative settlement where PO Boxes remain the sole method of mail delivery.
Street names reflect the community's origins as a New Deal agricultural cooperative, with Farm Lane, School Lane, and Rochdale Avenue nodding to its founding ideals.
ZIP Code 08555 has 808 residents and 307 households (average 2.63 persons per household). The median age is 49.0 years, significantly older than the state (39.9) and significantly older than the nation (38.8). The gender split is 49.4% male and 50.6% female, which is about the same as the state male share (48.6%), making this a female-majority area. Largest groups are White (80.4%, much higher than the state average of 55.0% and well above the national average of 61.6%) and Hispanic or Latino (12.7%); Hispanic or Latino residents make up 12.7%, which is much lower than the state average (21.6%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 808Source: Census DHC |
| 2024 ACS Population Estimate: | 996Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 416.5 people per sq mile |
| Average Income: | $110,000Source: Census ACS |
| Households: | 307Source: Census DHC |
| Average House Value: | $364,900Source: Census ACS |
| Persons Per Household: | 2.63Source: Census DHC |
| Average Family Size: | 2.73Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 772 | 828 | 812 | 739 | 798 | 744 | 805 | 802 | 851 | 913 | 1,006 | 1,037 | 1,059 | 996 |
| Decennial Census | 877 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 808 | -- | -- | -- | -- |
Median Age: 49
Male Median Age: 48.3
Female Median Age: 50.2
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 14 | 23 | 20 | 9 | 30 | 22 | 27 | 21 | 23 | 19 | 23 | 27 | 42 | 32 | 27 | 12 | 18 | 10 |
| Female | 21 | 20 | 21 | 18 | 13 | 20 | 23 | 23 | 24 | 20 | 30 | 40 | 37 | 29 | 33 | 17 | 10 | 10 |
| Total | 35 | 43 | 41 | 27 | 43 | 42 | 50 | 44 | 47 | 39 | 53 | 67 | 79 | 61 | 60 | 29 | 28 | 20 |
| White: | 650 | 78.41% |
| Black: | 31 | 3.74% |
| Hispanic:* | 103 | 12.42% |
| Asian: | 12 | 1.45% |
| American Indian: | 1 | 0.12% |
| Hawaiian: | 0 | 0% |
| Other: | 32 | 3.86% |
| Total: | 829 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 399 | 49.38% | 48.3 years |
| Females: | 409 | 50.62% | 50.2 years |
| Total: | 808 | 100% | 49.0 years |
| Native, born in the United States: | 858 | 86.14% |
| Native, born in PR, Island Areas, or abroad: | 3 | 0.30% |
| Foreign born, naturalized U.S. citizen: | 56 | 5.62% |
| Foreign born, not a U.S. citizen: | 79 | 13.55% |
| Total Population: | 996 | 100% |
| Total Native Population: | 861 | 86.45% |
| Total Foreign-born Population: | 135 | 13.55% |
In 2024, the Median household income is $110,000, which is much higher than the national median ($78,538), is up $33,750 (44.3%) since 2011 and above its 2019 pre-pandemic level by $4,444. Family households earn a median of $123,125 versus $48,438 for nonfamily households (a difference of $74,687). By gender, male median income is $96,667 and female is $58,750, which is much higher than the national female median ($53,445), with a current gap of $37,917 that has widened from 2011 to 2024. The labor-force participation rate is 62.3%, which is slightly below the national rate (63.5%). The unemployment rate is 6.5%, which is well above the national rate (5.2%). The largest occupation group is Management (52.2%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $76,250 | $76,563 | $78,083 | $76,250 | $72,143 | $86,964 | $100,556 | $100,833 | $105,556 | $110,625 | $99,911 | $101,339 | $112,614 | $110,000 |
| Median Family Income | $80,536 | $84,625 | $87,321 | $84,375 | $88,542 | $97,500 | $116,250 | $115,000 | $130,833 | $114,554 | $120,682 | $108,750 | $133,889 | $123,125 |
| Median NonFamily Income | $52,917 | $47,500 | $46,250 | $40,208 | $0 | $42,813 | $0 | $52,083 | $52,500 | $51,250 | $43,375 | $46,406 | $49,125 | $48,438 |
| Median Male Income | $49,028 | $55,469 | $53,333 | $65,833 | $66,375 | $70,179 | $76,250 | $72,813 | $80,625 | $65,625 | $66,071 | $74,167 | $92,813 | $96,667 |
| Median Female Income | $40,774 | $42,625 | $43,438 | $48,750 | $52,500 | $55,714 | $56,667 | $59,107 | $61,833 | $60,547 | $65,625 | $70,313 | $74,250 | $58,750 |
| Employed: | 389 | 58.23% |
| Unemployed: | 27 | 4.04% |
| Not In Labor Force: | 252 | 37.72% |
| Total: | 668 | 100% |
| Management, business, science, and arts: | 203 | 52.19% |
| Service: | 44 | 11.31% |
| Sales and Office: | 46 | 11.83% |
| Natural resources, construction, and maintenance: | 78 | 20.05% |
| Production, transportation, and material moving: | 18 | 4.63% |
| Total Civilian Employed Population: | 389 | 100% |
In 2024, the median home value is $364,900, which is markedly greater than the national median ($303,400), is up $81,600 (28.80%) since 2011 and above its 2019 pre-pandemic level by $48,600. The median gross rent is $2,507, which is much higher than the national median ($1,348), is up $1,132 (82.33%) since 2011 and above its 2019 pre-pandemic level by $2,507. Of occupied housing, owners make up 78.70% (63.91% with a mortgage, 36.09% free-and-clear) and renters 21.30% - making this ZIP Code under national rental averages. The vacancy rate is 3.98%, which is far lower than the national rate (10.43%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $283,300 | $269,600 | $257,400 | $263,100 | $256,100 | $268,400 | $281,700 | $288,600 | $316,300 | $317,600 | $316,500 | $346,500 | $354,600 | $364,900 |
| Less than $500: | 16 | 22.22% |
| $500 to $999: | 8 | 11.11% |
| $1,000 to $1,499: | 0 | 0.00% |
| $1,500 to $1,999: | 1 | 1.39% |
| $2,000 to $2,499: | 9 | 12.50% |
| $2,500 to $2,999: | 35 | 48.61% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 3 | 4.17% |
| Total: | 72 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $1,375 | $1,375 | $1,463 | $925 | $591 | $0 | $0 | $0 | $0 | $2,054 | $2,138 | $2,540 | $0 | $2,507 |
| Owner Occupied (with mortgage): | 170 | 50.30% |
| Owner Occupied (free and clear, no mortgage): | 96 | 28.40% |
| Renter Occupied: | 72 | 21.30% |
| Total Occupied Housing Units: | 338 | 100% |
| Occupied Housing Units: | 338 | 96.02% |
| Vacant Housing Units (not graphed): | 14 | 3.98% |
| Total Housing Units: | 352 | 100% |
| Single-Family Units: | 334 | 94.89% |
| Multi-Family Units: | 18 | 5.11% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 352 | 100% |
In 2024, 43.10% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 96.00%, which is far higher than the national rate (89.40%). The uninsured rate is 3.20%, which is far lower than the national rate (8.60%). Private coverage is 89.30%, which is well above the national rate (67.30%). Public coverage is 21.20%, which is falls below the national rate (36.30%). The share of people in poverty is 2.80%, which is far lower than the national rate (8.70%), down 5.10 percentage points since 2011 and below its 2019 pre-pandemic level by 1.80 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (65.84%). College enrollment is 8.70%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 6 | 0.99% |
| 9th to 12th grade, no diploma: | 18 | 2.97% |
| High school graduate (includes equivalency): | 104 | 17.16% |
| Some college, no degree: | 129 | 21.29% |
| Associate's degree: | 88 | 14.52% |
| Bachelor's degree: | 131 | 21.62% |
| Graduate or professional degree: | 130 | 21.45% |
| Total: | 606 | 100% |
| High school or higher: | 582 | 96.04% |
| Bachelor's degree or higher: | 261 | 43.07% |
| Private Insurance: | 889 | 78.53% |
| Public Insurance: | 211 | 18.64% |
| No Insurance: | 32 | 2.83% |
| Total: | 1,132 | 100% |
| Has Health Insurance: | 1,100 | 97.17% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 5.8% | 5.5% | 4.7% | 4.6% | 0.9% | 0.9% | 1.9% | 3.7% | 2.5% | 3.7% | 2.9% | 2.6% | 0.7% | 2.8% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 35 | 10.87% |
| Kindergarten: | 11 | 3.42% |
| Elementary school (grades 1-8): | 212 | 65.84% |
| High school (grades 9-12): | 36 | 11.18% |
| College or graduate school: | 28 | 8.70% |
| Total: | 322 | 100% |
| Early Childhood: | 46 | 14.29% |
| K-12 (Primary & Secondary School): | 259 | 80.43% |
ZIP Code 08555 supports both business and residential activity. According to the Business Census (2024), there are 9 business establishments, employing about 43 people with an annual payroll of $2,143,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 548Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 9Source: CBP |
| 1st Quarter Payroll: | $540,000Source: CBP |
| Annual Payroll: | $2,143,000Source: CBP |
| # of Employees: | 43Source: CBP |
ZIP Code 08555 is located in Monmouth County, New Jersey, within the New York-Newark-Jersey City, NY-NJ Metropolitan Statistical Area (CBSA 35620) and New Jersey's 3rd Congressional District. This Metro area has a population of 18,897,109 people, about 0.00% of whom live in ZIP Code 08555, and is subdivided into the Lakewood-New Brunswick, NJ division. It covers 1.94 sq mi of land and a water area of 0.009 sq mi.
| CBSA Name: | New York-Newark-Jersey City, NY-NJSource: Census |
| CBSA Number: | 35620Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | Lakewood-New Brunswick, NJ (CBSA Div 29484)Source: Census |
| CBSA Population: | 18,897,109Source: Census |
| MSA: | New York-Northern New Jersey-Long Island, NY-NJ-CT-PASource: Census |
| Land Area: | 1.94 sq miSource: Census |
| Water Area: | 0.009 sq miSource: Census |
| Congressional District: | 03Source: USPS |
| Congressional Land Area: | 899.7 sq miSource: Census |
| PMSA: | Monmouth-Ocean, NJ PMSASource: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3464410Source: Census |
| Place Name: | Roosevelt borough; New JerseySource: Census |
ZIP Code 08555 is in the Roosevelt Borough School District, which serves grades Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.