Data Last Updated: July 1, 2025

732 Area Code

State: Area Code 732 is located in the state of New Jersey.	New Jersey
Major Cities: The 3 major cities covered by Area Code 732, ordered by Census 2020 Population.	Newark, Toms River, Lakewood [See All]
Major Counties: The 3 major counties covered by Area Code 732, ordered by Census 2020 Population.	Middlesex County, Monmouth County, Ocean County [See All]
Timezone(s): The Time Zone(s) covered. Multiple time zones can be covered. Please note that not all parts of the U.S. observe daylight saving time which can affect actual local time for this area. There are 7 standard time zones which are, from west to east: Hawaii-Aleutian, Alaska, Pacific, Mountain, Central, Eastern, Atlantic. Also included in U.S. Territories are Samoa, Guam and Palau.	Eastern (GMT -05:00)
Local Time: The current local time for each timezone. If more than 1 time zone for this area, all local times will be shown. Keep in mind that area codes can cross timezones, so more than 1 may be shown.	1:28:46 PM
Population: The population of the 732 Area Code is calculated by adding the population of all counties covered from the U.S. Census 2020. Included are U.S. Citizens, permanent residents, temporary migrants, and undocumented individuals. The total population represents people who live here, not just those present while the Census was being completed.	4,653,294 [See All]
Overlays: An area code overlay happens when multiple codes cover the same geographic region. This is done by introducing a new area code to the same region as the existing one that needs assistance and more telephone numbers. In this situation, existing customers retain their current area code and phone number while a new code provides more telephone numbers.	848
Parent: When the 908 Area Code began running out of available telephone numbers, Area Code 732 was created to provide relief and more telephone numbers for this geographic region. Area Code 908 is considered the parent for all of the overlays listed above.	Area Code 908
Prefix Assignment: There are 800 possible prefixes per Area Code. This shows how much of those prefixes have been assigned to a telcom company. A high percentage of assignment shows that numbers are running out and close to being exhausted. When this occurs, Overlays are created to increase how many numbers are available for this geographic area. A geographic region can also be "split" into smaller geographic regions. One region retains the existing area code with a new code created for the other region.	94.8% [See More]
Quick Link: Copy the direct link to the 732 Area Code page and use anywhere you like!	https://www.zip-codes.com/area-code/area-code-732.asp

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Important 732 Area Code Information

Area Code 732 is located in New Jersey. It covers 71 cities, including Newark, Toms River, Lakewood, Perth Amboy, and New Brunswick. It also covers 7 counties, including Middlesex County, Monmouth County, Ocean County, Somerset County, and Union County. A full list of covered cities and counties is below including its prefix and population coverage. The 732 Area Code Map above shows the geographic region it covers.

It has a single overlay (848) that serves the same geographic area. Combined, this Area Code (and overlays), serves a population of 4,653,294.

Area Code 732 has a single Timezone of Eastern (GMT -05:00). The table above displays the current local time for each time zone. Please remember that while the majority of this region may observe Daylight Saving Time, small localized areas may not. Our ZIP Code Database shows which ZIP Codes observe DST.

NANPA (North American Numbering Plan Administrator) put this area code into service on Sunday, June 1, 1997. It was created as an area code overlay for the 908 Area Code.

On Monday, April 2, 2001, NANPA announced Area Code 848 is an overlay relief and put it into service on Saturday, December 29, 2001.

759 Prefixes are active and currently being assigned. Of the total active prefixes, 574 (75.6%) are for Landlines, 184 (24.2%) are for Wireless numbers, and 1 (0.13%) have unknown type reservations. 42 Prefixes (5.2%) remain inactive and do not have assignments. They assigned the first prefix on Sunday, July 6, 1997 and the last prefix on Tuesday, September 24, 2024.

This Area Code is not in jeopardy, so it will not run out of numbers before a change can be made. No relief planning is currently underway.

71 Cities covered by the 732 Area Code

Showing the top 50 Cities by Population.

City	# Prefixes	% Prefixes	Population	% of Population
Newark, NJ	443	32.5%	311,549	6.7%
Toms River, NJ	86	6.3%	92,830	2.0%
Lakewood, NJ	30	2.2%	69,398	1.5%
Perth Amboy, NJ	59	4.3%	55,436	1.2%
New Brunswick, NJ	167	12.3%	55,266	1.2%
Plainfield, NJ	57	4.2%	54,586	1.2%
Sayreville, NJ	6	0.4%	45,345	1.0%
Linden, NJ	18	1.3%	43,738	0.9%
Long Branch, NJ	31	2.3%	31,667	0.7%
Rahway, NJ	41	3.0%	29,556	0.6%
Old Bridge, NJ	1	0.1%	27,210	0.6%
Carteret, NJ	5	0.4%	25,326	0.5%
Somerset, NJ	23	1.7%	22,968	0.5%
Hillsborough, NJ	5	0.4%	22,214	0.5%
Woodbridge, NJ	28	2.1%	19,839	0.4%
Avenel, NJ	14	1.0%	16,920	0.4%
South River, NJ	25	1.8%	16,118	0.3%
Asbury Park, NJ	21	1.5%	15,188	0.3%
Highland Park, NJ	149	10.9%	15,072	0.3%
Metuchen, NJ	61	4.5%	15,049	0.3%
Middlesex, NJ	46	3.4%	14,636	0.3%
Eatontown, NJ	19	1.4%	13,597	0.3%
Franklin Park, NJ	16	1.2%	13,430	0.3%
Fords, NJ	65	4.8%	12,941	0.3%
Red Bank, NJ	29	2.1%	12,936	0.3%
Freehold, NJ	94	6.9%	12,538	0.3%
Somerville, NJ	64	4.7%	12,346	0.3%
Bound Brook, NJ	31	2.3%	11,988	0.3%
Kendall Park, NJ	5	0.4%	9,989	0.2%
Keansburg, NJ	8	0.6%	9,755	0.2%
Matawan, NJ	17	1.2%	9,565	0.2%
South Amboy, NJ	16	1.2%	9,411	0.2%
Monmouth Junction, NJ	18	1.3%	8,895	0.2%
West Long Branch, NJ	17	1.2%	8,587	0.2%
Dunellen, NJ	42	3.1%	7,637	0.2%
Keyport, NJ	11	0.8%	7,204	0.2%
Milltown, NJ	2	0.1%	7,037	0.2%
Fair Haven, NJ	4	0.3%	6,269	0.1%
Oceanport, NJ	17	1.2%	6,150	0.1%
Manasquan, NJ	8	0.6%	5,938	0.1%
Belmar, NJ	15	1.1%	5,907	0.1%
South Bound Brook, NJ	31	2.3%	4,863	0.1%
Point Pleasant Beach, NJ	27	2.0%	4,766	0.1%
Highlands, NJ	1	0.1%	4,621	0.1%
Atlantic Highlands, NJ	9	0.7%	4,414	0.1%
Shrewsbury, NJ	29	2.1%	4,184	0.1%
Middletown, NJ	38	2.8%	3,146	0.1%
Keasbey, NJ	23	1.7%	3,027	0.1%
Spring Lake, NJ	15	1.1%	2,789	0.1%
Lakehurst, NJ	10	0.7%	2,636	0.1%

7 Counties covered by Area Code 732

County	# Prefixes	% Prefixes	Population	% of Population
Middlesex, NJ	373	43.8%	863,162	18.5%
Monmouth, NJ	262	30.8%	643,615	13.8%
Ocean, NJ	111	13.0%	637,229	13.7%
Somerset, NJ	58	6.8%	345,361	7.4%
Union, NJ	42	4.9%	575,345	12.4%
Essex, NJ	5	0.6%	863,728	18.6%
Hudson, NJ	1	0.1%	724,854	15.6%

Area Code 732 Demographic Information *

Population: The Total Population of all counties in Area Code 732 from the U.S. Census. This reflects the exact population of the city at the time the Census was completed, not an estimate. It includes all people regardless of their citizenship or immigration status.	4,653,294
White Population : The White Population based on Census 2020 for Area Code 732. On the 2020 U.S. Census questionnaire, people were asked to check all races which applied to them, including White. This count includes all who selected White/Caucasian in their response, even if they selected another race as well.	2,303,970
Black Population : The Black Population based on Census 2020 for Area Code 732. On the 2020 U.S. Census questionnaire, people were asked to check all races which applied to them, including Black or African American. This count includes all who selected Black or African American in their response, even if they selected another race as well.	708,256
Hispanic Population : The Hispanic Population based on Census 2020 for Area Code 732. On the 2020 U.S. Census questionnaire, people were first asked for their Ethnicity, including if they were from Hispanic, Latino, or Spanish Origin, including Mexican, Mexican American, Chicano, Puerto Rican, Cuban, or other ethnic origin. This count includes all who affirmed that they were part of this ethnic origin. Respondants were also asked to select their race from the options above as well. Hispanic is not a racial designation, it is an Ethnic designation.	26,766
Asian Population : The Asian Population based on Census 2020 for Area Code 732. On the U.S. Census questionnaire, people were asked to check all races which applied to them, including Chinese, Filipino, Asian Indian, Vietnamese, Korean, Japanese, or Other Asian. This count includes all who selected one of these options in their response, even if they selected another race as well.	548,544
Hawaiian Population : The Hawaiian or Pacific Islander Population based on Census 2020 for Area Code 732. On the 2020 U.S. Census questionnaire, people were asked to check all races which applied to them, including Native Hawaiian and Pacific Islander. This count includes all who selected either Hawaiian or Pacific Islander in their response, even if they selected another race as well.	1,725
Indian Population : The American Indian and Alaska Native population based on Census 2020 for Area Code 732. On the 2020 U.S. Census questionnaire, people were asked to check all races which applied to them, including American Indian and Alaska Native. This count includes all who selected American Indian and Alaska Native in their response, even if they selected another race as well.	26,766
Male Population: : The Male Population from the U.S. Census for the 732 Area. The population numbers are not projected to the future, they are actual Census 2020 counts. Each respondent self-identified their gender on the survey, as they were asked to indicate their gender assigned at birth.	2,262,834
Female Population: The Female Population from the U.S. Census for the 732 Area. The population numbers are not projected to the future, they are actual Census 2020 counts. Each respondent self-identified their gender on the survey, as they were asked to indicate their gender assigned at birth.	2,390,460
Median Age : The Median Age for all individuals in the 732 Numbering plan area. The median age numbers are not projected to the future, they are actual Census 2020 numbers. The median age is the age at the midpoint of the population. Half of the population is older than the median age and half of the population is younger.	39.71
Median Age (Male) : The Median Age for all Males in the 732 Numbering plan area. The median age is the age at the midpoint of the population. Half of the population is older than the median age and half of the population is younger. Gender is self reported by individuals when asked for their gender at birth.	38.14
Median Age (Female) : The Median Age for all Females in the 732 Numbering plan area. The median age is the age at the midpoint of the population. Half of the population is older than the median age and half of the population is younger. Gender is self reported by individuals when asked for their gender at birth.	40.86
Total Housing Units: The total number of Housing Units is the number of occupied units + the number of vacant units. Ownership is defined by whether the unit is occupied by an owner or by a tenant. Owner occupancy means that the owner lives in the unit. This value comes from the 2020 U.S. Census and is not a projection or estimate.	1,868,194
Total Households : Total Number of Households from the 2020 U.S. Census for this geographic area. A Household includes everyone living in a residential housing unit. This includes families, roommates in a single residence, or a person living alone.	1,712,280
Average Household Size : The Average Household Size, is obtained by dividing the number of people in Households (excluding those in group quarters, nursing home, prisons, and dorm rooms) by the number of Households. A Household includes everyone living in a residential unit. Those who do not live in a household are classified as living in group accommodation. This value is an estimate from the U.S. Census ACS (American Community Survey) and is updated yearly.	2.67
Average Family Size : Average Family Size is calculated by dividing the number of people in a Family Household by the number of Family Households. The U.S. Census Bureau defines family households as households consisting of two or more individuals who are related by birth, marriage, or adoption. They also may include other unrelated people. Non-family households consist of people who live alone or who share their residence with unrelated individuals. The Average Family Size only looks at the households classified as Family Households. This value is an estimate from the U.S. Census ACS (American Community Survey) and is updated yearly.	3.15

* Demographic data aggregates data from all counties, based on information gathered from the 2020 Census.

Nearby Area Codes

732 / 848 -- Newark, NJ, Toms River, NJ, New Brunswick, NJ
908 -- Newark, NJ, Jersey City, NJ, Elizabeth, NJ
609 / 640 -- Trenton, NJ, Camden, NJ, Vineland, NJ
347 / 718 / 917 / 929 -- New York, NY, Yonkers, NY, White Plains, NY
212 / 332 / 646 / 917 -- New York, NY
862 / 973 -- Newark, NJ, Jersey City, NJ, Paterson, NJ

All Area Codes and areas served in the state of New Jersey

201 -- Newark, NJ, Jersey City, NJ, Paterson, NJ
551 -- Newark, NJ, Jersey City, NJ, Union City, NJ
609 -- Trenton, NJ, Camden, NJ, Vineland, NJ
640 -- Trenton, NJ, Atlantic City, NJ, Pleasantville, NJ
732 -- Newark, NJ, Toms River, NJ, New Brunswick, NJ
848 -- Newark, NJ, Toms River, NJ, New Brunswick, NJ
856 -- Camden, NJ, Vineland, NJ, Millville, NJ
862 -- Newark, NJ, Jersey City, NJ, Paterson, NJ
908 -- Newark, NJ, Jersey City, NJ, Elizabeth, NJ
973 -- Newark, NJ, Jersey City, NJ, Paterson, NJ

Prefix Assignment & Usage for 732

Prefix Assignment

Usage Type

Assignment shows how many of the 800 Prefixes (NXXs) possible have been assigned to a telcom provider. Once assigned, that provider can start issuing numbers for that prefix. Only Prefixes from 200-999 are possible.

A high percentage of assignments indicate that the number availability in this area is exhausting and may soon run out. Overlays and Splits will add more number options to alleviate the shortage of the parent area code.

A Split can also happen where the geographic region is split into two smaller parts. While a new code is made to cover a different region, one area code remains unchanged.

Usage shows how the prefixes are designated for use by the telcom provider, either landline or wireless. Telcoms can sub-license out parts of the prefixes to other carriers who may use it for any purpose needed. For example, a carrier might license the 2000 block of 732-400-2XXX. Even if the 400 Prefix is designated as landline, they can use these numbers for wireless use.

Number Portability from the Telecommunications Act of 1996 has also made it so individuals can take a landline number and move to a wireless carrier (and vice versus). While Usage data is still helpful, its utility is fading with "cord cutting" and the shift from landline to wireless use.

References

North American Numbering Plan Administrator: NANPA [Updated Quarterly], https://nationalnanpa.com
ZIP-Codes.com Internal Data Creation [Last Updated: 12/1/2024], https://www.zip-codes.com
U.S. Census 2020 [Decennial] [Last Updated: 5/25/2023], https://www.census.gov