ZIP Codes of Montgomery County, OH

Population & People
Population & People
Total Population
537,404
Household Income
Household Income
Median Income
$70,044
Housing
Housing
Total Housing Units
251,690
Business & Economy
Business & Economy
Total Businesses
11,173
Employment
Employment
Employment Rate
59.23%
Education
Education
Bachelor's Degree+
32.67%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 48 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:48 ZIP Codes (32 Standard, 9 PO Box, 7 Unique) [See All]
Area Codes:326 / 937
Timezone:Eastern (GMT -05:00)
Local Time:2:13:21 PM
Population:537,404 [See All]
FIPS:39113
CBSA:Dayton-Kettering-Beavercreek, OH
Land Area:477 sq mi
Water Area:3 sq mi
Coordinates:39.7472, -84.2213
Quick Link:
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Extreme geographic sprawl
The largest ZIP spans 6505× the smallest by area — 63.8 sq mi down to 0.01.
Extreme education divide
Bachelor's share ranges 10.2% to 62.7% across ZIPs — a 53-point gap.
Among Ohio's 5 most populous counties
#4 of 88 counties with 537,404 residents.
Notable income spread
Median income ranges $36,945 to $115,461 across ZIPs — a 3.1× gap.

Standout ZIPs in this County


Most Populous
Dayton · 50,725 people
9.4% of county total
Highest Income
Dayton · $115,461 median
1.6× county average
Largest Land Area
Brookville · 63.8 sq mi
Spans the most ground
Fastest Growth
Dayton · 26.3% (10-yr)
30,650 → 38,712 residents
Most Educated
Dayton · 62.7% bachelor's+
2,929 of 4,670 adults 25+

Things worth knowing about Montgomery County


537,404 residents live across 48 ZIPs covering 477 sq mi, served by 10 distinct USPS-recognized cities.

Population moved from 531,781 to 537,236 from 2014 to 2024 — a +1.0% change. 14 ZIPs gained residents, 18 lost.

The county's wealthiest ZIP 45430 (Dayton, $115,461 median) and poorest ZIP 45417 (Dayton, $36,945) are 9.3 miles apart — a 3.1× income gap across local geography.

Median home values vary 4.8× across this county — from $75,100 in 45417 (Dayton) to $362,700 in 45458 (Dayton).

Density varies 62× across the county — from 99 people/sq mi in 45325 (Farmersville) to 6,155 in 45410 (Dayton).

Most of the decade's growth concentrated around Dayton — top growth ZIPs averaged +20.4% over the past ten years ( 45458 , 45439 and 45419 ).

Educational attainment ranges from 10.2% bachelor's+ in 45404 (Dayton) to 62.7% in 45409 (Dayton) — the breadth of educational profiles across the area.

Within Ohio, this is the #4 most populous of 88 counties and ranks #47 for median household income .

Hosts 4 single-entity Unique ZIPs: 45469University Of Dayton ; 45422Montgomery Cnty Admnstrv ; 45482Dayton Business Reply Mail ; and 45412National City Bank .

Weighted by population, the typical household earns about $71,893 across the county — reflecting what a typical resident sees, not a simple ZIP average.

32.7% of adults age 25+ hold a bachelor's degree or higher (120,881 of 369,997 reporting). The most-educated ZIPs cluster around Dayton.

32 Standard delivery, 9 PO Box only, 7 single-entity Unique ZIPs serve this county.

Stories about Montgomery County


Higher-education hub

2 ZIPs in this county where more than 60% of adults 25+ hold a bachelor's degree — typically college campuses, research enclaves, or tech corridors.

Dayton
62.7%
15,293 residents
Dayton
60.2%
38,712 residents

Single-entity addresses

7 ZIP codes in this county serve a single facility — typically theme parks, universities, large corporations, airports, or government complexes.

University Of Dayton
168 residents
Montgomery Cnty Admnstrv
non-residential
Dayton Business Reply Mail
non-residential
National City Bank
non-residential
Metropolitan Medical Claims
non-residential
Metropolitan Life
non-residential
Dayton Courtesy Reply Mail
non-residential

Two counties in one

Median household income spans 3.1× between the wealthiest and poorest ZIPs — a sign of significant intra-county inequality.

Wealthiest ZIP
Dayton
Median income: $115,461
Population: 7,371
Bachelor's+: 51.7%
vs
Poorest ZIP (pop >= 500)
Dayton
Median income: $36,945
Population: 28,186
Bachelor's+: 12.4%
For every $1 of household income in 45417, the typical household in 45430 earns $3.13.

All ZIP Codes in Montgomery County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
45424DaytonStandard50,725$80,60531.50.7%
45458DaytonStandard38,712$110,15020.626.3%
45342MiamisburgStandard36,152$84,90734.7-1.1%
45459DaytonStandard28,553$89,59214.73.5%
45417DaytonStandard28,186$36,94535.3-11.2%
45429DaytonStandard26,347$80,21010.13.9%
45420DaytonStandard24,411$60,5886.3-5.8%
45440DaytonStandard22,358$82,3839.07.7%
45414DaytonStandard21,167$54,48524.20.8%
45322EnglewoodStandard20,884$75,34921.8-3.1%
45406DaytonStandard19,991$41,7965.0-2.1%
45449DaytonStandard19,066$63,8007.03.8%
45405DaytonStandard18,955$43,9734.13.5%
45419DaytonStandard17,008$92,2643.717.4%
45409DaytonStandard15,293$87,2833.6-2.1%
45377VandaliaStandard14,888$77,39820.1-0.8%
45410DaytonStandard14,694$46,6512.4-6.8%
45426DaytonStandard14,114$51,90818.8-5.5%
45403DaytonStandard13,608$38,3233.1-11.0%
45415DaytonStandard12,465$81,1766.2-1.7%
45439DaytonStandard11,914$52,0356.717.4%
45309BrookvilleStandard11,876$75,40963.8-5.7%
45404DaytonStandard9,826$38,8747.2-0.9%
45402DaytonStandard9,407$48,4014.7-11.6%
45327GermantownStandard9,315$94,74148.00.3%
45430DaytonStandard7,371$115,4615.1-1.8%
45345New LebanonStandard6,110$80,28021.34.1%
45416DaytonStandard5,640$46,1741.8-3.9%
45315ClaytonStandard4,905$92,33310.915.4%
45325FarmersvilleStandard2,470$81,25025.02.2%
45354PhillipsburgPO Box553$66,6250.2-3.7%
45428DaytonPO Box2720.2-12.5%
45469DaytonUnique1680.0
45423DaytonStandard00.0
45422DaytonUnique0.0
45482DaytonUnique0.0
45437DaytonPO Box0.0
45412DaytonUnique0.0
45441DaytonPO Box0.0
45479DaytonStandard0.0
45413DaytonPO Box0.0
45470DaytonUnique0.0
45401DaytonPO Box0.0
45475DaytonPO Box0.0
45448DaytonUnique0.0
45343MiamisburgPO Box0.0
45490DaytonPO Box0.0
45481DaytonUnique0.0

Adjacent & Nearby Counties