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Population & Demographics

ZIP Code 45404 has 10,730 residents and 4,273 households (average 2.51 persons per household). The median age is 35.2 years, younger than the state (39.8) and younger than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is about the same as the state male share (49.0%). Largest groups are White (68.7%, much lower than the state average of 77.0% and well above the national average of 61.6%) and Black or African American (15.9%, higher than the national average of 12.4%); Hispanic or Latino residents make up 8.6%, which is much lower than the national average (18.7%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	10,730Source: Census DHC
2024 ACS Population Estimate:	9,826Source: Census ACS
2026 ZC Population Estimate:	11,950Source: ZIP-Codes.com
Population Density:	1,419.7 people per sq mile
Average Income:	$38,874Source: Census ACS

Households:	4,273Source: Census DHC
Average House Value:	$86,900Source: Census ACS
Persons Per Household:	2.51Source: Census DHC
Average Family Size:	3.82Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 45404 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	11,146	10,918	10,230	9,918	10,119	10,380	10,677	10,809	11,150	10,541	10,715	10,380	10,762	9,826
Decennial Census	10,833	--	--	--	--	--	--	--	--	--	10,730	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 35.2

Male Median Age: 34.8

Female Median Age: 35.7

Line chart for ZIP 45404 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	463	425	394	348	324	356	374	354	314	286	349	375	311	271	202	107	42	30
Female	385	379	406	325	366	413	381	345	328	298	279	354	317	286	233	146	86	78
Total	848	804	800	673	690	769	755	699	642	584	628	729	628	557	435	253	128	108

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 45404. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	7,372	68.13%
Black:	1,705	15.76%
Hispanic:*	922	8.52%
Asian:	135	1.25%
American Indian:	51	0.47%
Hawaiian:	3	0.03%
Other:	633	5.85%
Total:	10,821	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 45404. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	5,325	49.63%	34.8 years
Females:	5,405	50.37%	35.7 years
Total:	10,730	100%	35.2 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 45404. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	8,558	87.10%
Native, born in PR, Island Areas, or abroad:	115	1.17%
Foreign born, naturalized U.S. citizen:	396	4.03%
Foreign born, not a U.S. citizen:	757	11.73%
Total Population:	9,826	100%
Total Native Population:	8,673	88.27%
Total Foreign-born Population:	1,153	11.73%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $38,874, which is much lower than the national median ($78,538), is up $11,061 (39.8%) since 2011 and above its 2019 pre-pandemic level by $7,571. Family households earn a median of $49,917 versus $26,550 for nonfamily households (a difference of $23,367). By gender, male median income is $39,159 and female is $40,868, which is much lower than the national female median ($53,445), with a current gap of $1,709 that has narrowed from 2011 to 2024. The labor-force participation rate is 55.6%, which is considerably lower than the national rate (63.5%). The unemployment rate is 9.3%, which is considerably above the national rate (5.2%). The largest occupation group is Production (29.7%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 45404 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$27,813	$24,700	$23,976	$24,574	$25,380	$26,405	$32,052	$33,500	$31,303	$30,308	$32,397	$34,805	$35,286	$38,874
Median Family Income	$32,373	$30,935	$28,773	$29,181	$27,531	$32,617	$37,813	$40,902	$35,955	$34,542	$35,429	$38,705	$38,607	$49,917
Median NonFamily Income	$20,144	$15,975	$17,230	$18,235	$20,046	$20,401	$23,359	$22,326	$23,750	$22,177	$22,130	$23,397	$27,019	$26,550
Median Male Income	$34,792	$34,773	$32,376	$34,338	$31,331	$31,961	$31,122	$31,722	$30,651	$32,003	$34,170	$37,789	$39,083	$39,159
Median Female Income	$26,875	$26,071	$25,994	$26,496	$28,019	$27,364	$30,035	$32,931	$32,155	$32,233	$35,979	$39,762	$36,158	$40,868

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 45404, city of Dayton, Montgomery County, state of Ohio, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 45404, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	3,802	50.41%
Unemployed:	390	5.17%
Not In Labor Force:	3,350	44.42%
Total:	7,542	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	926	24.36%
Service:	721	18.96%
Sales and Office:	654	17.20%
Natural resources, construction, and maintenance:	373	9.81%
Production, transportation, and material moving:	1,128	29.67%
Total Civilian Employed Population:	3,802	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $86,900, which is much lower than the national median ($303,400), is up $21,500 (32.87%) since 2011 and above its 2019 pre-pandemic level by $26,800. The median gross rent is $884, which is much lower than the national median ($1,348), is up $234 (36.00%) since 2011 and above its 2019 pre-pandemic level by $177. Of occupied housing, owners make up 44.14% (42.72% with a mortgage, 57.28% free-and-clear) and renters 55.86% - making this ZIP Code higher than national rental averages. The vacancy rate is 10.48%, which is markedly above the national rate (10.43%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 45404, compared with Dayton, Montgomery County, state of Ohio, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 45404 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$65,400	$63,800	$62,600	$60,600	$58,700	$58,400	$57,500	$59,700	$60,100	$58,700	$59,800	$68,200	$82,400	$86,900

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 45404, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	300	12.55%
$500 to $999:	1,085	45.38%
$1,000 to $1,499:	717	29.99%
$1,500 to $1,999:	113	4.73%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	6	0.25%
No Rent:	170	7.11%
Total:	2,391	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 45404 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$650	$647	$658	$668	$639	$625	$695	$707	$707	$740	$810	$884	$871	$884

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 45404. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	807	18.86%
Owner Occupied (free and clear, no mortgage):	1,082	25.28%
Renter Occupied:	2,391	55.86%
Total Occupied Housing Units:	4,280	100%

Occupied Housing Units:	4,280	89.52%
Vacant Housing Units (not graphed):	501	10.48%
Total Housing Units:	4,781	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 45404. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	3,641	76.16%
Multi-Family Units:	1,047	21.90%
Other Units:	93	1.95%
Total Housing Units:	4,781	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 10.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 79.90%, which is far lower than the national rate (89.40%). The uninsured rate is 9.20%, which is comparable to the national rate (8.60%). Private coverage is 38.80%, which is falls below the national rate (67.30%). Public coverage is 62.00%, which is far higher than the national rate (36.30%). The share of people in poverty is 23.20%, which is far higher than the national rate (8.70%), up 0.30 percentage points since 2011 and below its 2019 pre-pandemic level by 0.40 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (41.89%). College enrollment is 20.24%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 45404, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	346	5.51%
9th to 12th grade, no diploma:	919	14.62%
High school graduate (includes equivalency):	2,529	40.25%
Some college, no degree:	1,401	22.29%
Associate's degree:	451	7.18%
Bachelor's degree:	466	7.42%
Graduate or professional degree:	172	2.74%
Total:	6,284	100%
High school or higher:	5,019	79.87%
Bachelor's degree or higher:	638	10.15%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 45404. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	3,815	35.29%
Public Insurance:	6,088	56.31%
No Insurance:	908	8.40%
Total:	10,811	100%
Has Health Insurance:	9,903	91.60%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 45404 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	29.7%	31.2%	31.8%	29.1%	32.0%	28.0%	25.8%	27.3%	30.4%	27.4%	30.7%	28.9%	30.0%	23.2%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	75	3.01%
Kindergarten:	183	7.35%
Elementary school (grades 1-8):	1,043	41.89%
High school (grades 9-12):	685	27.51%
College or graduate school:	504	20.24%
Total:	2,490	100%
Early Childhood:	258	10.36%
K-12 (Primary & Secondary School):	1,911	76.75%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Dayton, Ohio
City Alias:	Riverside
County:	Montgomery County
Timezone:	Eastern (GMT -05:00)
Local Time:	9:53:52 PM
Population:	10,730 [See All]
Area Codes:	326 / 937
Classification:	Standard [Normal Street Delivery]
Coordinates:	39.7943, -84.1616
Land Area:	7.558 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/45404/zip-code-45404.asp

# Residential Mailboxes:	4,761Source: USPS
# Business Mailboxes:	647Source: USPS
Total Delivery Receptacles:	5,489Source: USPS
Single Family Delivery Units:	3,998Source: USPS
Multi Family Delivery Units:	201Source: USPS

# of Businesses:	345Source: CBP
1st Quarter Payroll:	$207,802,000Source: CBP
Annual Payroll:	$830,090,000Source: CBP
# of Employees:	13,607Source: CBP

CBSA Name:	Dayton-Kettering-Beavercreek, OHSource: Census
CBSA Number:	19430Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	0Source: Census
MSA:	Dayton-Springfield, OH MSASource: Census
Land Area:	7.558 sq miSource: Census
Water Area:	0.363 sq miSource: Census

Congressional District:	10Source: USPS
Congressional Land Area:	1129.76 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	3921000Source: Census
Place Name:	Dayton city; OhioSource: Census

ZIP Code 45404 in Dayton, OH

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 45404

Colleges & Post Secondary Schools near ZIP Code 45404

Sources & References