ZIP Code 45404 in Dayton, OH

Data Last Updated: October 1, 2025
City:Dayton, Ohio
City Alias:Riverside
County:Montgomery County
Timezone:Eastern (GMT -05:00)
Local Time:12:23:59 AM
Population:10,730 [See All]
Area Codes:326 / 937
Classification:Standard [Normal Street Delivery]
Coordinates:39.7943, -84.1616
Land Area:7.558 sq mi
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https://www.zip-codes.com/zip-code/45404/zip-code-45404.asp

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Population & Demographics


ZIP Code 45404 has 10,730 residents and 4,273 households (average 2.51 persons per household). The median age is 35.2 years, younger than the state (39.8) and younger than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is about the same as the state male share (49.0%). Largest groups are White (68.7%, much lower than the state average of 77.0% and well above the national average of 61.6%) and Black or African American (15.9%, higher than the national average of 12.4%); Hispanic or Latino residents make up 8.6%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:10,730Source: Census DHC
2023 ACS Population Estimate:10,762Source: Census ACS
2025 ZC Population Estimate:11,794Source: ZIP-Codes.com
Population Density:1,419.7 people per sq mile
Average Income:$35,286Source: Census ACS
Households:4,273Source: Census DHC
Average House Value:$82,400Source: Census ACS
Persons Per Household:2.51Source: Census DHC
Average Family Size:3.82Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--11,14610,91810,2309,91810,11910,38010,67710,80911,15010,54110,71510,38010,762
Decennial Census10,833------------------10,730------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 35.2

Male Median Age: 34.8

Female Median Age: 35.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male4634253943483243563743543142863493753112712021074230
Female3853794063253664133813453282982793543172862331468678
Total848804800673690769755699642584628729628557435253128108
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:7,37268.13%
Black:1,70515.76%
Hispanic:*9228.52%
Asian:1351.25%
American Indian:510.47%
Hawaiian:30.03%
Other:6335.85%
Total:10,821100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:5,32549.63%34.8 years
Females:5,40550.37%35.7 years
Total:10,730100%35.2 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:9,75190.61%
Native, born in PR, Island Areas, or abroad:580.54%
Foreign born, naturalized U.S. citizen:3493.24%
Foreign born, not a U.S. citizen:6048.86%
Total Population:10,762100%
Total Native Population:9,80991.14%
Total Foreign-born Population:9538.86%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $35,286, which is far less than the national median ($78,538), is up $7,473 (26.9%) since 2011 and above its 2019 pre-pandemic level by $3,983. Family households earn a median of $38,607 versus $27,019 for nonfamily households (a difference of $11,588). By gender, male median income is $39,083 and female is $36,158, which is well under the national female median ($53,445), with a current gap of $2,925 that has narrowed from 2011 to 2023. The labor-force participation rate is 55.6%, which is markedly below the national rate (63.5%). The unemployment rate is 9.7%, which is far worse than the state rate (4.8%). The largest occupation group is Production (29.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$27,813$24,700$23,976$24,574$25,380$26,405$32,052$33,500$31,303$30,308$32,397$34,805$35,286
Median Family Income$32,373$30,935$28,773$29,181$27,531$32,617$37,813$40,902$35,955$34,542$35,429$38,705$38,607
Median NonFamily Income$20,144$15,975$17,230$18,235$20,046$20,401$23,359$22,326$23,750$22,177$22,130$23,397$27,019
Median Male Income$34,792$34,773$32,376$34,338$31,331$31,961$31,122$31,722$30,651$32,003$34,170$37,789$39,083
Median Female Income$26,875$26,071$25,994$26,496$28,019$27,364$30,035$32,931$32,155$32,233$35,979$39,762$36,158
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:3,85550.23%
Unemployed:4165.42%
Not In Labor Force:3,40444.35%
Total:7,675100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:77520.10%
Service:77820.18%
Sales and Office:88522.96%
Natural resources, construction, and maintenance:2717.03%
Production, transportation, and material moving:1,14629.73%
Total Civilian Employed Population:3,855100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $82,400, which is much lower than the national median ($303,400), is up $17,000 (25.99%) since 2011 and above its 2019 pre-pandemic level by $22,300. The median gross rent is $871, which is far less than the national median ($1,348), is up $221 (34.00%) since 2011 and above its 2019 pre-pandemic level by $164. Of occupied housing, owners make up 39.48% (43.22% with a mortgage, 56.78% free-and-clear) and renters 60.52% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 11.72%, which is markedly above the state rate (8.38%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$65,400$63,800$62,600$60,600$58,700$58,400$57,500$59,700$60,100$58,700$59,800$68,200$82,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:44117.03%
$500 to $999:1,28049.44%
$1,000 to $1,499:58222.48%
$1,500 to $1,999:1345.18%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:50.19%
No Rent:1475.68%
Total:2,589100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$650$647$658$668$639$625$695$707$707$740$810$884$871
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):73017.06%
Owner Occupied (free and clear, no mortgage):95922.42%
Renter Occupied:2,58960.52%
Total Occupied Housing Units:4,278100%

Occupied Housing Units:4,27888.28%
Vacant Housing Units (not graphed):56811.72%
Total Housing Units:4,846100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:3,68976.12%
Multi-Family Units:1,04621.58%
Other Units:1112.29%
Total Housing Units:4,846100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 8.50% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 83.50%, which is markedly below the state rate (91.60%). The uninsured rate is 9.70%, which is markedly above the state rate (6.40%). Private coverage is 31.30%, which is markedly below the state rate (68.20%). Public coverage is 67.60%, which is far higher than the national rate (36.30%). The share of people in poverty is 30.00%, which is far higher than the national rate (8.70%), up 0.30 percentage points since 2011 and below its 2019 pre-pandemic level by 0.40 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (53.63%). College enrollment is 14.71%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2864.45%
9th to 12th grade, no diploma:77312.02%
High school graduate (includes equivalency):2,69641.92%
Some college, no degree:1,61825.16%
Associate's degree:5117.95%
Bachelor's degree:4106.38%
Graduate or professional degree:1372.13%
Total:6,431100%
High school or higher:5,37283.53%
Bachelor's degree or higher:5478.51%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:3,37028.83%
Public Insurance:7,27662.24%
No Insurance:1,0458.94%
Total:11,691100%
Has Health Insurance:10,64691.06%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty29.7%31.2%31.8%29.1%32.0%28.0%25.8%27.3%30.4%27.4%30.7%28.9%30.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:2287.55%
Kindergarten:2347.75%
Elementary school (grades 1-8):1,61953.63%
High school (grades 9-12):49416.36%
College or graduate school:44414.71%
Total:3,019100%
Early Childhood:46215.30%
K-12 (Primary & Secondary School):2,34777.74%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 45404 supports both business and residential activity. According to the Business Census (2023), there are 345 business establishments, employing about 13,607 people with an annual payroll of $830,090,000. USPS data shows 4,699 residential mailboxes and 634 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:4,699Source: USPS
# Business Mailboxes:634Source: USPS
Total Delivery Receptacles:5,416Source: USPS
Single Family Delivery Units:3,977Source: USPS
Multi Family Delivery Units:200Source: USPS
# of Businesses:345Source: CBP
1st Quarter Payroll:$207,802,000Source: CBP
Annual Payroll:$830,090,000Source: CBP
# of Employees:13,607Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 45404 is located in Montgomery County, Ohio, within the Dayton-Kettering-Beavercreek, OH Metropolitan Statistical Area (CBSA 19430) and Ohio's 10th Congressional District. This Metro area has a population of 813,608 people, about 1.32% of whom live in ZIP Code 45404. It covers 7.558 sq mi of land and a water area of 0.363 sq mi.

CBSA Name:Dayton-Kettering-Beavercreek, OHSource: Census
CBSA Number:19430Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:813,608Source: Census
MSA:Dayton-Springfield, OH MSASource: Census
Land Area:7.558 sq miSource: Census
Water Area:0.363 sq miSource: Census
Congressional District:10Source: USPS
Congressional Land Area:1129.76 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3921000Source: Census
Place Name:Dayton city; OhioSource: Census

Adjacent & Nearby ZIP Codes


45405 | | 45403

Schools in ZIP Code 45404


ZIP Code 45404 is part of 2 school districts, including: Dayton City School District (Grades PK thru 12) and Mad River Local School District (Grades Pre-Kindergarten thru 12th). There are 3 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Kiser Elementary School 1401 Leo St
Dayton, OH 45404
District: Dayton City School District
Brantwood Elementary School 4350 Schwinn Dr
Dayton, OH 45404
District: Mad River Local School District
Pathway School Of Discovery 173 Avondale Dr
Dayton, OH 45404
Dominion Academy 925 N Main St
Dayton, OH 45405
District: Private SchoolNearby
Montgomery County Juvenile Court Detention Center 380 W Second St
Dayton, OH 45422
District: Private SchoolNearby
St Anthony Elementary School 1824 Saint Charles Ave
Dayton, OH 45410
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 45404


International College Of Broadcasting 6 S Smithville Rd
Dayton, OH 45431
Type: Post Secondary
Ross Medical Education Center-Dayton 4490 Brandt Pike
Dayton, OH 45424
Type: Post Secondary
Sinclair Community College 444 W. Third St.
Dayton, OH 45402-1460
Type: Post Secondary
Ohio Institute Of Allied Health 6245 Old Troy Pike
Huber Heights, OH 45424-3646
Type: Post Secondary
University Of Dayton 300 College Park
Dayton, OH 45469
Type: Post Secondary
Ohio Medical Career College 1133 S. Edwin C Moses Blvd, Suite 110
Dayton, OH 45417
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov