| City: | Phillipsburg, Ohio |
| County: | Montgomery County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 9:53:24 PM |
| Population: | 572 [See All] |
| Area Codes: | 326 / 937 |
| Classification: | PO Box |
| Coordinates: | 39.9046, -84.4018 |
| Land Area: | 0.899 sq mi |
| Quick Link: |
Phillipsburg is a small Ohio community in Montgomery County where PO Boxes aren't just convenient. They're required. This is a PO Box Only Zone, meaning there's no alternative mail delivery across the village's 0.25 square mile territory. All 572 residents rely on the post office for mail access.
The Phillipsburg post office maintains 251 PO Boxes for 246 households, a near-perfect match. That adoption rate of 1.02 means the post office also serves a few addresses just beyond the village limits. Despite the PO Box classification, mail delivery here includes both city carrier and rural routes serving streets like E Main St, Lutheran Rd, and Park Dr. General Delivery is also available.
This is a working-class community with a median household income of $71,875 and median home values around $137,500. About 75% of residents own their homes. The median age of 44.0 suggests established families and middle-aged residents. Only 13.4% hold bachelor's degrees, well below state averages.
Phillipsburg occupies a compact footprint in western Montgomery County, about 10 miles from Dayton neighborhoods like Little Richmond and Northern Hills. Street names follow a simple grid pattern with Main Street running east-west and Ludlow Street running north-south. There are 8 business establishments employing 37 people locally.
All mail to Phillipsburg addresses must use a PO Box. The accepted format is:
[Recipient Name]
PO Box [Number]
Phillipsburg, OH 45354Street addresses are not valid for mail delivery in this ZIP code.
Simple village grid with Main Street and cross streets like Ludlow and Poplar, plus rural roads like Lutheran Rd.
ZIP Code 45354 has 572 residents and 246 households (average 2.33 persons per household). The median age is 44.0 years, older than the state (39.8) and older than the nation (38.8). The gender split is 50.9% male and 49.1% female, which is slightly higher than the state male share (49.0%), making this a male-majority area. Largest groups are White (88.8%, much higher than the state average of 77.0% and well above the national average of 61.6%) and Hispanic or Latino (6.1%); Hispanic or Latino residents make up 6.1%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 572Source: Census DHC |
| 2024 ACS Population Estimate: | 553Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 636.3 people per sq mile |
| Average Income: | $66,625Source: Census ACS |
| Households: | 246Source: Census DHC |
| Average House Value: | $151,000Source: Census ACS |
| Persons Per Household: | 2.33Source: Census DHC |
| Average Family Size: | 2.87Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 650 | 542 | 584 | 574 | 518 | 470 | 473 | 456 | 570 | 637 | 656 | 632 | 643 | 553 |
| Decennial Census | 642 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 572 | -- | -- | -- | -- |
Median Age: 44
Male Median Age: 42.5
Female Median Age: 45.3
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 21 | 15 | 17 | 14 | 20 | 19 | 14 | 18 | 17 | 18 | 24 | 22 | 21 | 21 | 8 | 8 | 10 | 4 |
| Female | 12 | 19 | 14 | 17 | 13 | 19 | 7 | 18 | 20 | 19 | 25 | 23 | 15 | 16 | 7 | 14 | 11 | 12 |
| Total | 33 | 34 | 31 | 31 | 33 | 38 | 21 | 36 | 37 | 37 | 49 | 45 | 36 | 37 | 15 | 22 | 21 | 16 |
| White: | 508 | 89.44% |
| Black: | 10 | 1.76% |
| Hispanic:* | 35 | 6.16% |
| Asian: | 1 | 0.18% |
| American Indian: | 0 | 0% |
| Hawaiian: | 0 | 0% |
| Other: | 14 | 2.46% |
| Total: | 568 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 291 | 50.87% | 42.5 years |
| Females: | 281 | 49.13% | 45.3 years |
| Total: | 572 | 100% | 44.0 years |
| Native, born in the United States: | 552 | 99.82% |
| Native, born in PR, Island Areas, or abroad: | 1 | 0.18% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 553 | 100% |
| Total Native Population: | 553 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2024, the Median household income is $66,625, which is considerably lower than the national median ($78,538), is up $29,226 (78.1%) since 2011 and above its 2019 pre-pandemic level by $9,125. Family households earn a median of $80,417 versus $35,833 for nonfamily households (a difference of $44,584). By gender, male median income is $50,625 and female is $36,364, which is considerably lower than the national female median ($53,445), with a current gap of $14,261 that has widened from 2011 to 2024. The labor-force participation rate is 62.7%, which is roughly equal to the national rate (63.5%). The unemployment rate is 6.3%, which is well above the national rate (5.2%). The largest occupation group is Service (30.1%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $37,399 | $38,500 | $43,750 | $41,250 | $45,938 | $50,583 | $52,500 | $45,417 | $57,500 | $50,938 | $54,911 | $59,375 | $71,875 | $66,625 |
| Median Family Income | $37,159 | $38,438 | $41,250 | $39,375 | $55,781 | $61,771 | $63,750 | $59,583 | $74,643 | $55,625 | $66,964 | $80,000 | $90,682 | $80,417 |
| Median NonFamily Income | $39,375 | $31,382 | $34,821 | $39,583 | $36,161 | $35,417 | $38,214 | $36,042 | $31,667 | $33,750 | $33,571 | $34,773 | $33,250 | $35,833 |
| Median Male Income | $45,313 | $44,464 | $43,000 | $37,321 | $41,667 | $41,181 | $43,125 | $41,711 | $44,479 | $38,594 | $44,063 | $48,393 | $41,875 | $50,625 |
| Median Female Income | $38,750 | $38,750 | $45,833 | $34,375 | $31,786 | $31,375 | $30,000 | $28,214 | $30,900 | $32,159 | $33,750 | $36,417 | $38,152 | $36,364 |
| Employed: | 296 | 58.73% |
| Unemployed: | 20 | 3.97% |
| Not In Labor Force: | 188 | 37.30% |
| Total: | 504 | 100% |
| Management, business, science, and arts: | 59 | 19.93% |
| Service: | 89 | 30.07% |
| Sales and Office: | 43 | 14.53% |
| Natural resources, construction, and maintenance: | 52 | 17.57% |
| Production, transportation, and material moving: | 53 | 17.91% |
| Total Civilian Employed Population: | 296 | 100% |
In 2024, the median home value is $151,000, which is considerably lower than the national median ($303,400), is up $51,600 (51.91%) since 2011 and above its 2019 pre-pandemic level by $62,600. The median gross rent is $1,458, which is notably higher than the national median ($1,348), is up $720 (97.56%) since 2011 and above its 2019 pre-pandemic level by $654. Of occupied housing, owners make up 68.55% (65.98% with a mortgage, 34.02% free-and-clear) and renters 31.45% - making this ZIP Code under national rental averages. The vacancy rate is 16.02%, which is much higher than the national rate (10.43%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $99,400 | $94,900 | $97,500 | $97,000 | $96,200 | $94,800 | $89,700 | $79,300 | $88,400 | $89,700 | $103,600 | $122,300 | $137,500 | $151,000 |
| Less than $500: | 0 | 0.00% |
| $500 to $999: | 23 | 25.84% |
| $1,000 to $1,499: | 22 | 24.72% |
| $1,500 to $1,999: | 44 | 49.44% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 0 | 0.00% |
| Total: | 89 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $738 | $722 | $738 | $857 | $663 | $677 | $908 | $825 | $804 | $1,314 | $1,314 | $0 | $1,555 | $1,458 |
| Owner Occupied (with mortgage): | 128 | 45.23% |
| Owner Occupied (free and clear, no mortgage): | 66 | 23.32% |
| Renter Occupied: | 89 | 31.45% |
| Total Occupied Housing Units: | 283 | 100% |
| Occupied Housing Units: | 283 | 83.98% |
| Vacant Housing Units (not graphed): | 54 | 16.02% |
| Total Housing Units: | 337 | 100% |
| Single-Family Units: | 320 | 94.96% |
| Multi-Family Units: | 17 | 5.04% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 337 | 100% |
In 2024, 15.90% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 93.80%, which is comparable to the national rate (89.40%). The uninsured rate is 8.70%, which is comparable to the national rate (8.60%). The share of people in poverty is 1.60%, which is far lower than the national rate (8.70%), down 0.70 percentage points since 2011 and below its 2019 pre-pandemic level by 6.20 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (36.99%). College enrollment is 35.62%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 10 | 2.30% |
| 9th to 12th grade, no diploma: | 17 | 3.91% |
| High school graduate (includes equivalency): | 195 | 44.83% |
| Some college, no degree: | 86 | 19.77% |
| Associate's degree: | 58 | 13.33% |
| Bachelor's degree: | 56 | 12.87% |
| Graduate or professional degree: | 13 | 2.99% |
| Total: | 435 | 100% |
| High school or higher: | 408 | 93.79% |
| Bachelor's degree or higher: | 69 | 15.86% |
| Private Insurance: | 423 | 58.18% |
| Public Insurance: | 256 | 35.21% |
| No Insurance: | 48 | 6.60% |
| Total: | 727 | 100% |
| Has Health Insurance: | 679 | 93.40% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 2.1% | 2.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 9.6% | 7.6% | 5.2% | 5.7% | 6.8% | 1.4% | 1.6% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 8 | 10.96% |
| Elementary school (grades 1-8): | 27 | 36.99% |
| High school (grades 9-12): | 12 | 16.44% |
| College or graduate school: | 26 | 35.62% |
| Total: | 73 | 100% |
| Early Childhood: | 8 | 10.96% |
| K-12 (Primary & Secondary School): | 47 | 64.38% |
ZIP Code 45354 supports both business and residential activity. According to the Business Census (2024), there are 8 business establishments, employing about 45 people with an annual payroll of $2,330,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 279Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 8Source: CBP |
| 1st Quarter Payroll: | $552,000Source: CBP |
| Annual Payroll: | $2,330,000Source: CBP |
| # of Employees: | 45Source: CBP |
ZIP Code 45354 is located in Montgomery County, Ohio, within the Dayton-Kettering-Beavercreek, OH Metropolitan Statistical Area (CBSA 19430) and Ohio's 10th Congressional District. This Metro area has a population of 0 people, about 0.00% of whom live in ZIP Code 45354. It covers 0.899 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | Dayton-Kettering-Beavercreek, OHSource: Census |
| CBSA Number: | 19430Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 0Source: Census |
| MSA: | Dayton-Springfield, OH MSASource: Census |
| Land Area: | 0.899 sq miSource: Census |
| Water Area: | --Source: Census |
| Congressional District: | 10Source: USPS |
| Congressional Land Area: | 1129.76 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3962414Source: Census |
| Place Name: | Phillipsburg village; OhioSource: Census |
We could not locate which school district 45354 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.