ZIP Codes of Garrard County, KY

Population & People
Population & People
Total Population
16,803
Household Income
Household Income
Median Income
$66,838
Housing
Housing
Total Housing Units
7,071
Business & Economy
Business & Economy
Total Businesses
259
Employment
Employment
Employment Rate
52.01%
Education
Education
Bachelor's Degree+
19.12%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 3 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:3 ZIP Codes (2 Standard, 1 PO Box, 0 Unique) [See All]
Area Codes:606 / 859
Timezone:Eastern (GMT -05:00)
Local Time:2:12:18 PM
Population:16,803 [See All]
FIPS:21079
Land Area:220 sq mi
Water Area:4 sq mi
Coordinates:37.6630, -84.5454
Quick Link:
https://www.zip-codes.com/county/ky-garrard.asp
Need Garrard data in your app? Look up ZIP, county, and city data with a single API call.
Try Free
Kentucky's #67 most populous county
16,803 residents across 3 ZIPs — #67 of 120 Kentucky counties.

Standout ZIPs in this County


Most Populous
Lancaster · 14,276 people
85.0% of county total
Highest Income
Paint Lick · $71,212 median
1.1× county average
Largest Land Area
Lancaster · 162.9 sq mi
Spans the most ground
Fastest Growth
Lancaster · 2.4% (10-yr)
13,948 → 14,276 residents
Most Educated
Paint Lick · 21.9% bachelor's+
400 of 1,824 adults 25+

Things worth knowing about Garrard County


16,803 residents live across 3 ZIPs covering 220 sq mi, served by 3 distinct USPS-recognized cities.

Population moved from 17,080 to 16,803 from 2014 to 2024 — a -1.6% change. 1 ZIPs gained residents, 1 lost.

The county's wealthiest ZIP 40461 (Paint Lick, $71,212 median) and poorest ZIP 40444 (Lancaster, $62,463) are 10.8 miles apart — a 1.1× income gap across local geography.

Median home values vary 1.1× across this county — from $201,800 in 40461 (Paint Lick) to $218,000 in 40444 (Lancaster).

Density varies across the county — from 44 people/sq mi in 40461 (Paint Lick) to 88 in 40444 (Lancaster).

Educational attainment ranges from 18.6% bachelor's+ in 40444 (Lancaster) to 21.9% in 40461 (Paint Lick) — the breadth of educational profiles across the area.

Within Kentucky, this is the #67 most populous of 120 counties and ranks #30 for median household income .

Weighted by population, the typical household earns about $63,779 across the county — reflecting what a typical resident sees, not a simple ZIP average.

19.1% of adults age 25+ hold a bachelor's degree or higher (2,314 of 12,100 reporting).

2 Standard delivery, 1 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Garrard County


Single-ZIP anchor

One ZIP holds the majority of this county's population — a sign of a county built around a single city or town.

Lancaster

All ZIP Codes in Garrard County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
40444LancasterStandard14,276$62,463162.92.4%
40461Paint LickStandard2,527$71,21257.1-19.3%
40410BryantsvillePO Box0.0

Adjacent & Nearby Counties