ZIP Code 98512 in Olympia, WA

Data Last Updated: October 1, 2025
City:Olympia, Washington
City Alias:Tumwater
County:Thurston County
Timezone:Pacific (GMT -08:00)
Local Time:9:54:52 PM
Population:31,422 [See All]
Area Codes:360 / 564
Classification:Standard [Normal Street Delivery]
Coordinates:46.9449, -123.0535
Land Area:138.699 sq mi
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Population & Demographics


ZIP Code 98512 has 31,422 residents and 12,722 households (average 2.45 persons per household). The median age is 41.1 years, older than the state (38.1) and slightly older than the nation (38.8). The gender split is 48.9% male and 51.1% female, which is about the same as the state male share (49.9%), making this a female-majority area. Largest groups are White (79.3%, much higher than the state average of 66.6% and well above the national average of 61.6%) and Hispanic or Latino (8.0%); Hispanic or Latino residents make up 8.0%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:31,422Source: Census DHC
2023 ACS Population Estimate:31,291Source: Census ACS
2025 ZC Population Estimate:32,636Source: ZIP-Codes.com
Population Density:226.5 people per sq mile
Average Income:$93,738Source: Census ACS
Households:12,722Source: Census DHC
Average House Value:$438,800Source: Census ACS
Persons Per Household:2.45Source: Census DHC
Average Family Size:2.91Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--27,47228,33029,44728,62729,46729,66629,86629,67930,38330,83330,25130,78431,291
Decennial Census28,130------------------31,422------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 41.1

Male Median Age: 39.8

Female Median Age: 42.6

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male8569119879379701,0509811,0409439201,0171,0961,012957771455245217
Female7938578428869021,0021,0741,1281,0179601,1061,1891,1521,163814522342308
Total1,6491,7681,8291,8231,8722,0522,0552,1681,9601,8802,1232,2852,1642,1201,585977587525
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:24,90481.19%
Black:6031.97%
Hispanic:*2,5258.23%
Asian:1,2704.14%
American Indian:4421.44%
Hawaiian:1670.54%
Other:7632.49%
Total:30,674100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:15,36548.90%39.8 years
Females:16,05751.10%42.6 years
Total:31,422100%41.1 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:29,08192.94%
Native, born in PR, Island Areas, or abroad:4541.45%
Foreign born, naturalized U.S. citizen:1,1903.80%
Foreign born, not a U.S. citizen:5665.61%
Total Population:31,291100%
Total Native Population:29,53594.39%
Total Foreign-born Population:1,7565.61%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $93,738, which is far above the national median ($78,538), is up $29,068 (44.9%) since 2011 and above its 2019 pre-pandemic level by $17,444. Family households earn a median of $117,081 versus $58,510 for nonfamily households (a difference of $58,571). By gender, male median income is $83,483 and female is $67,535, which is markedly greater than the national female median ($53,445), with a current gap of $15,948 that has widened from 2011 to 2023. The labor-force participation rate is 65.9%, which is slightly above the national rate (63.5%). The unemployment rate is 4.6%, which is just under the national rate (5.2%). The largest occupation group is Management (43.8%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$64,670$65,030$65,692$66,517$63,002$67,663$71,170$72,903$76,294$78,845$78,161$85,928$93,738
Median Family Income$76,394$73,372$74,323$75,534$72,688$77,143$81,814$84,649$91,164$97,921$96,736$107,989$117,081
Median NonFamily Income$38,318$40,441$40,591$42,282$41,501$42,073$43,579$43,483$46,337$47,094$50,867$55,196$58,510
Median Male Income$59,271$58,514$60,268$58,034$56,777$56,715$59,445$59,373$64,636$67,611$70,236$74,663$83,483
Median Female Income$47,038$44,883$45,676$49,446$48,086$50,615$53,146$55,571$56,294$57,286$56,066$65,814$67,535
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:15,92061.86%
Unemployed:7803.03%
Not In Labor Force:9,03535.11%
Total:25,735100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:6,97743.83%
Service:2,59816.32%
Sales and Office:3,77023.68%
Natural resources, construction, and maintenance:1,2828.05%
Production, transportation, and material moving:1,2938.12%
Total Civilian Employed Population:15,920100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $438,800, which is markedly greater than the national median ($303,400), is up $159,500 (57.11%) since 2011 and above its 2019 pre-pandemic level by $142,000. The median gross rent is $1,655, which is markedly greater than the national median ($1,348), is up $649 (64.51%) since 2011 and above its 2019 pre-pandemic level by $418. Of occupied housing, owners make up 70.88% (67.05% with a mortgage, 32.95% free-and-clear) and renters 29.12% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 3.28%, which is much lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$279,300$268,800$258,400$251,200$241,800$242,100$255,800$271,400$296,800$323,800$344,500$405,300$438,800
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:711.91%
$500 to $999:3328.92%
$1,000 to $1,499:93925.23%
$1,500 to $1,999:1,42438.26%
$2,000 to $2,499:46312.44%
$2,500 to $2,999:2927.85%
$3,000 or more:441.18%
No Rent:1574.22%
Total:3,722100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,006$1,020$1,049$1,060$1,054$1,058$1,105$1,147$1,237$1,318$1,386$1,582$1,655
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):6,07547.53%
Owner Occupied (free and clear, no mortgage):2,98523.35%
Renter Occupied:3,72229.12%
Total Occupied Housing Units:12,782100%

Occupied Housing Units:12,78296.72%
Vacant Housing Units (not graphed):4343.28%
Total Housing Units:13,216100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:8,92867.55%
Multi-Family Units:2,20416.68%
Other Units:2,08415.77%
Total Housing Units:13,216100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 36.50% of adults (25+) have a bachelor's degree or higher, which is on par with the state rate (38.80%). High school or higher is 95.50%, which is far higher than the national rate (89.40%). The uninsured rate is 2.60%, which is far lower than the national rate (8.60%). The share of people in poverty is 6.00%, which is falls below the national rate (8.70%), down 0.80 percentage points since 2011 and above its 2019 pre-pandemic level by 1.10 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (42.54%). College enrollment is 26.62%, which is on par with the state rate (25.00%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2260.99%
9th to 12th grade, no diploma:8063.53%
High school graduate (includes equivalency):4,87921.35%
Some college, no degree:6,11226.74%
Associate's degree:2,48010.85%
Bachelor's degree:5,10022.31%
Graduate or professional degree:3,25314.23%
Total:22,856100%
High school or higher:21,82495.48%
Bachelor's degree or higher:8,35336.55%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:23,77865.73%
Public Insurance:11,60932.09%
No Insurance:7902.18%
Total:36,177100%
Has Health Insurance:35,38797.82%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty6.8%7.2%6.9%7.4%7.5%4.9%4.4%3.7%4.9%4.1%4.7%4.5%6.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:3495.17%
Kindergarten:2333.45%
Elementary school (grades 1-8):2,87242.54%
High school (grades 9-12):1,50022.22%
College or graduate school:1,79726.62%
Total:6,751100%
Early Childhood:5828.62%
K-12 (Primary & Secondary School):4,60568.21%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 98512 supports both business and residential activity. According to the Business Census (2023), there are 655 business establishments, employing about 7,603 people with an annual payroll of $415,359,000. USPS data shows 13,321 residential mailboxes and 521 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:13,321Source: USPS
# Business Mailboxes:521Source: USPS
Total Delivery Receptacles:13,674Source: USPS
Single Family Delivery Units:7,167Source: USPS
Multi Family Delivery Units:1,988Source: USPS
# of Businesses:655Source: CBP
1st Quarter Payroll:$100,629,000Source: CBP
Annual Payroll:$415,359,000Source: CBP
# of Employees:7,603Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 98512 is located in Thurston County, Washington, within the Olympia-Lacey-Tumwater, WA Metropolitan Statistical Area (CBSA 36500) and Washington's 10th Congressional District. This Metro area has a population of 296,640 people, about 10.59% of whom live in ZIP Code 98512. It covers 138.699 sq mi of land and a water area of 1.876 sq mi.

CBSA Name:Olympia-Lacey-Tumwater, WASource: Census
CBSA Number:36500Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:296,640Source: Census
MSA:Seattle-Tacoma-Bremerton, WA CMSASource: Census
Land Area:138.699 sq miSource: Census
Water Area:1.876 sq miSource: Census
Congressional District:10Source: USPS
Congressional Land Area:826.67 sq miSource: Census
PMSA:Olympia, WA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:5351300Source: Census
Place Name:Olympia city; WashingtonSource: Census

Adjacent & Nearby ZIP Codes


98513 | | 98511

Schools in ZIP Code 98512


ZIP Code 98512 is in the Tumwater School District, which serves grades Kindergarten thru 12th. There are 10 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Littlerock Elementary School 12710 Littlerock Rd Sw
Olympia, WA 98512
District: Tumwater School District
Michael T Simmons Elementary 1205 2nd Avenue Sw
Tumwater, WA 98512
District: Tumwater School District
Tumwater Middle School 6335 Littlerock Road Sw
Tumwater, WA 98512
District: Tumwater School District
George Bush Middle School 2120 83rd Avenue Sw
Tumwater, WA 98512
District: Tumwater School District
Black Lake Elementary 6345 Belmore-Black Lake Road
Olympia, WA 98512
District: Tumwater School District
Thurs Co Juv Det/Tumwater West E 2801 32nd Avenue Sw
Tumwater, WA 98512
District: Tumwater School District
Tumwater Hill Elementary 3120 Ridgeview St Sw
Tumwater, WA 98512
District: Tumwater School District
A G West Black Hills High School 7741 Littlerock Road Sw
Tumwater, WA 98512
District: Tumwater School District
Cascadia High School 7299 New Market St Sw Bldg E
Tumwater, WA 98512
District: Tumwater School District
Esd 113 Consortium Reengagement Program 6005 Tyee Dr. Sw
Tumwater, WA 98512
Olympia Christian School 1215 Ethel St
Olympia, WA 98502
District: Private SchoolNearby
Sunrise Beach School 1601 N St Se
Olympia, WA 98501
District: Private SchoolNearby
St Michael School 1204 11th Ave Se
Olympia, WA 98501
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 98512


South Puget Sound Community College 2011 Mottman Rd Sw
Olympia, WA 98512-6292
Type: Post Secondary
Fosbre Academy Of Hair Design 2703 Capital Mall Dr Sw
Olympia, WA 98502-1018
Type: Post Secondary
The Evergreen State College 2700 Evergreen Pkwy Nw
Olympia, WA 98505-0001
Type: Post Secondary
Saint Martin's University 5000 Abbey Way Se
Lacey, WA 98503-7500
Type: Post Secondary
Centralia College 600 Centralia College Blvd.
Centralia, WA 98531-4099
Type: Post Secondary
Centralia Beauty College 217 S Tower Avenue
Centralia, WA 98531
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov