ZIP Code 98282 in Camano Island, WA

Data Last Updated: October 1, 2025
City:Camano Island, Washington
City Alias:Stanwood
County:Island County
Timezone:Pacific (GMT -08:00)
Local Time:9:50:47 PM
Population:17,356 [See All]
Area Codes:360 / 564
Classification:Standard [Normal Street Delivery]
Coordinates:48.1629, -122.4955
Land Area:40.357 sq mi
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Population & Demographics


ZIP Code 98282 has 17,356 residents and 7,456 households (average 2.33 persons per household). The median age is 56.7 years, significantly older than the state (38.1) and significantly older than the nation (38.8). The gender split is 49.1% male and 50.9% female, which is about the same as the state male share (49.9%), making this a female-majority area. Largest groups are White (87.6%, much higher than the state average of 66.6% and well above the national average of 61.6%) and Hispanic or Latino (4.1%); Hispanic or Latino residents make up 4.1%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:17,356Source: Census DHC
2023 ACS Population Estimate:17,535Source: Census ACS
2025 ZC Population Estimate:19,264Source: ZIP-Codes.com
Population Density:430.1 people per sq mile
Average Income:$100,124Source: Census ACS
Households:7,456Source: Census DHC
Average House Value:$600,300Source: Census ACS
Persons Per Household:2.33Source: Census DHC
Average Family Size:2.79Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--15,61715,58615,45615,20115,50015,96815,98916,42717,04217,07317,23517,64217,535
Decennial Census15,661------------------17,356------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 56.7

Male Median Age: 55.8

Female Median Age: 57.4

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male318355377420313305332425351425544694850920858541302197
Female3213473213742913123333943764455507981,017998864583274231
Total6397026987946046176658197278701,0941,4921,8671,9181,7221,124576428
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:15,21090.87%
Black:1060.63%
Hispanic:*7184.29%
Asian:3221.92%
American Indian:1330.79%
Hawaiian:400.24%
Other:2101.25%
Total:16,739100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:8,52749.13%55.8 years
Females:8,82950.87%57.4 years
Total:17,356100%56.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:16,50794.14%
Native, born in PR, Island Areas, or abroad:1070.61%
Foreign born, naturalized U.S. citizen:7724.40%
Foreign born, not a U.S. citizen:1495.25%
Total Population:17,535100%
Total Native Population:16,61494.75%
Total Foreign-born Population:9215.25%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $100,124, which is considerably higher than the national median ($78,538), is up $32,668 (48.4%) since 2011 and above its 2019 pre-pandemic level by $19,159. Family households earn a median of $111,250 versus $63,558 for nonfamily households (a difference of $47,692). By gender, male median income is $82,828 and female is $63,243, which is much higher than the national female median ($53,445), with a current gap of $19,585 that has narrowed from 2011 to 2023. The labor-force participation rate is 52.0%, which is far less than the state rate (64.7%). The unemployment rate is 4.5%, which is narrowly below the national rate (5.2%). The largest occupation group is Management (40.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$67,456$67,402$65,601$66,890$68,002$72,928$74,221$78,590$80,965$85,811$85,410$97,632$100,124
Median Family Income$77,837$76,965$75,240$76,967$78,466$80,094$82,746$85,405$86,003$91,167$97,190$104,560$111,250
Median NonFamily Income$36,274$36,925$40,154$39,750$40,811$44,488$47,730$47,214$51,789$56,250$59,115$63,973$63,558
Median Male Income$64,674$63,271$62,472$63,794$62,872$60,510$66,591$70,058$69,038$74,750$73,654$81,681$82,828
Median Female Income$43,912$47,450$50,284$49,566$50,279$49,830$50,211$52,086$51,093$52,025$54,794$63,036$63,243
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:7,70749.63%
Unemployed:3642.34%
Not In Labor Force:7,45748.02%
Total:15,528100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:3,10040.22%
Service:1,06213.78%
Sales and Office:1,46018.94%
Natural resources, construction, and maintenance:1,01613.18%
Production, transportation, and material moving:1,06913.87%
Total Civilian Employed Population:7,707100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $600,300, which is considerably higher than the national median ($303,400), is up $242,500 (67.78%) since 2011 and above its 2019 pre-pandemic level by $202,100. The median gross rent is $1,710, which is markedly greater than the national median ($1,348), is up $622 (57.17%) since 2011 and above its 2019 pre-pandemic level by $472. Of occupied housing, owners make up 91.37% (63.52% with a mortgage, 36.48% free-and-clear) and renters 8.63% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 15.92%, which is markedly above the state rate (7.42%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$357,800$336,000$317,600$302,900$298,200$305,600$330,500$362,400$398,200$415,400$455,300$530,100$600,300
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:396.08%
$1,000 to $1,499:15924.80%
$1,500 to $1,999:15023.40%
$2,000 to $2,499:10716.69%
$2,500 to $2,999:528.11%
$3,000 or more:152.34%
No Rent:11918.56%
Total:641100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,088$1,101$1,240$1,284$1,303$1,322$1,345$1,233$1,238$1,403$1,574$1,618$1,710
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4,31058.04%
Owner Occupied (free and clear, no mortgage):2,47533.33%
Renter Occupied:6418.63%
Total Occupied Housing Units:7,426100%

Occupied Housing Units:7,42684.08%
Vacant Housing Units (not graphed):1,40615.92%
Total Housing Units:8,832100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:8,18192.63%
Multi-Family Units:1061.20%
Other Units:5456.17%
Total Housing Units:8,832100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 34.20% of adults (25+) have a bachelor's degree or higher, which is generally lower than the state rate (38.80%). High school or higher is 96.20%, which is far higher than the national rate (89.40%). The uninsured rate is 3.90%, which is far lower than the national rate (8.60%). The share of people in poverty is 2.50%, which is far lower than the national rate (8.70%), down 1.50 percentage points since 2011 and below its 2019 pre-pandemic level by 1.40 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (46.52%). College enrollment is 18.89%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:350.25%
9th to 12th grade, no diploma:5123.60%
High school graduate (includes equivalency):3,30223.21%
Some college, no degree:3,87027.20%
Associate's degree:1,65011.60%
Bachelor's degree:3,06121.51%
Graduate or professional degree:1,79912.64%
Total:14,229100%
High school or higher:13,68296.16%
Bachelor's degree or higher:4,86034.16%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:13,45863.74%
Public Insurance:6,96833.00%
No Insurance:6873.25%
Total:21,113100%
Has Health Insurance:20,42696.75%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty4.0%4.2%3.3%4.1%3.5%3.4%3.6%4.2%3.9%3.4%3.1%2.1%2.5%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:1978.25%
Kindergarten:853.56%
Elementary school (grades 1-8):1,11146.52%
High school (grades 9-12):54422.78%
College or graduate school:45118.89%
Total:2,388100%
Early Childhood:28211.81%
K-12 (Primary & Secondary School):1,74072.86%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 98282 supports both business and residential activity. According to the Business Census (2023), there are 302 business establishments, employing about 1,391 people with an annual payroll of $69,685,000. USPS data shows 8,268 residential mailboxes and 112 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:8,268Source: USPS
# Business Mailboxes:112Source: USPS
Total Delivery Receptacles:8,440Source: USPS
Single Family Delivery Units:8,074Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:302Source: CBP
1st Quarter Payroll:$15,754,000Source: CBP
Annual Payroll:$69,685,000Source: CBP
# of Employees:1,391Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 98282 is located in Island County, Washington, within the Oak Harbor, WA Metropolitan Statistical Area (CBSA 36020) and Washington's 2nd Congressional District. This Micro area has a population of 86,747 people, about 20.01% of whom live in ZIP Code 98282. It covers 40.357 sq mi of land and a water area of 17.176 sq mi.

CBSA Name:Oak Harbor, WASource: Census
CBSA Number:36020Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:86,747Source: Census
MSA:Seattle-Tacoma-Bremerton, WA CMSASource: Census
Land Area:40.357 sq miSource: Census
Water Area:17.176 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:1015.02 sq miSource: Census
PMSA:Seattle-Bellevue-Everett, WA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


98283 | | 98281

Schools in ZIP Code 98282


ZIP Code 98282 is in the Stanwood-Camano School District, which serves grades Pre-Kindergarten thru 12th. There are 2 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Utsalady Elementary 608 Arrowhead Rd
Camano Island, WA 98282
District: Stanwood-Camano School District
Elger Bay Elementary 1810 Elger Bay Rd
Camano Island, WA 98282
District: Stanwood-Camano School District
Island Christian Academy 5373 Maxwelton Rd
Langley, WA 98260
District: Private SchoolNearby
Der Kinderhuis Montessori 900 Se Dock St
Oak Harbor, WA 98277
District: Private SchoolNearby
Oak Harbor Christian School 675 E Whidbey Ave
Oak Harbor, WA 98277
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 98282


Columbia College - Whidbey Island 1045 Midway St, Bldg 2739, Room 117
Oak Harbor, WA 98278-1000
Type: Post Secondary
Northwest School Of Wooden Boat Building 42 N Water St
Port Hadlock, WA 98339
Type: Post Secondary
Columbia College - Naval Station Everett/Marysville 13910 45th Ave Northeast, Suite 802
Marysville, WA 98271-7854
Type: Post Secondary
Everett Community College 2000 Tower Street
Everett, WA 98201
Type: Post Secondary
Washington State University - North Puget Sound Everett Campus 2000 Tower Street
Everett, WA 98201-1352
Type: Post Secondary
Washington State University - Everett Campus 915 N. Broadway
Everett, WA 98201
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov