ZIP Code 85926 in Fort Apache, AZ

Data Last Updated: March 1, 2026
City:Fort Apache, Arizona
County:Navajo County
Timezone:Mountain (GMT -07:00)
Local Time:10:20:51 AM
Population:435 [See All]
Area Code:928
Classification:PO Box
Coordinates:34.0546, -109.8802
Land Area:7.186 sq mi
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85926 - Fort Apache, AZ

ZIP Code 85926, Fort Apache

Tribal
LocationNavajo County, AZ
Area31.2 sq mi
Population435
Households115
PO Boxes554 Regional Hub (482%)
Median Age31.8 years
ZIP CreatedBefore Oct 2004
Key Facts
  • The post office maintains 554 PO Boxes to serve 115 local households, with the high ratio reflecting regional service to surrounding reservation areas without carrier delivery.
  • This is classified as a true PO Box only zone—there's no street delivery alternative available to residents.
  • At 97% Native American population (421 of 435 residents), Fort Apache is one of Arizona's most distinctly tribal communities.
  • Extended families are common here, with an average household size of 3.8 people, well above the national average of 2.5.
  • Officers Row is the only street route documented in the USPS system, reflecting the historic military fort origins.
  • The median household income of $11,088 is significantly below the national median, typical of rural reservation communities.

Community Character

Fort Apache sits at the heart of the White Mountain Apache Reservation in eastern Arizona. The 435 residents here are 97% Native American, making this one of the state's most distinctly tribal communities. The post office doesn't just handle mail—it's the primary connection point for 115 households spread across 31.2 square miles of reservation land.

The PO Box Reality

This is true PO Box only territory. There's no street delivery alternative for residents. The ZIP maintains 554 PO Boxes, serving more than four times the local household count. That high adoption rate (4.82) shows how the post office serves not just Fort Apache but surrounding areas of the reservation where carrier delivery doesn't exist. Extended families are common here, with an average of 3.8 people per household.

Geographic Context

The street infrastructure tells the story. Officers Row is the only documented street route in the USPS system, pointing to the historic military origins of Fort Apache. The facility dates back to the 1870s when it served as a U.S. Army post before transitioning to tribal use. Today, most addresses on the reservation follow tribal route systems rather than conventional street layouts.

Demographics and Economy

The median age of 31.8 years is younger than the national average. The median household income sits at $11,088, reflecting the economic realities of rural reservation life. Of the 125 total housing units, 115 are occupied year-round. The PO Box system isn't a convenience choice here—it's the infrastructure that keeps the community connected.

Street Name Patterns

Military Heritage Minimal Street Infrastructure

Officers Row is the sole documented street route, reflecting Fort Apache's origins as an 1870s U.S. Army post. The limited street infrastructure shows how the reservation primarily uses tribal route systems rather than conventional addressing.

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Population & Demographics


ZIP Code 85926 has 435 residents and 115 households (average 3.78 persons per household). The median age is 31.8 years, significantly younger than the state (38.9) and younger than the nation (38.8). The gender split is 54.9% male and 45.1% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are American Indian & Alaska Native (96.8%, much higher than the state average of 4.5% and well above the national average of 1.1%) and Hispanic or Latino (2.1%); Hispanic or Latino residents make up 2.1%, which is much lower than the state average (30.7%), and American Indian & Alaska Native share is much higher than both the state (4.5%) and national averages (1.1%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:435Source: Census DHC
2024 ACS Population Estimate:710Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:60.5 people per sq mile
Average Income:$0Source: Census ACS
Households:115Source: Census DHC
Average House Value:$65,500Source: Census ACS
Persons Per Household:3.78Source: Census DHC
Average Family Size:4.29Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--225172163247293356366453421684852807824710
Decennial Census265------------------435--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 31.8

Male Median Age: 29

Female Median Age: 35.3

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male242930240132317119141312512021
Female824141171518131311191212510130
Total32534435728413014303325241022151
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:61.37%
Black:00%
Hispanic:*92.06%
Asian:00%
American Indian:42196.34%
Hawaiian:00%
Other:10.23%
Total:437100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:23954.94%29.0 years
Females:19645.06%35.3 years
Total:435100%31.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:710100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:710100%
Total Native Population:710100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is well under the national median ($80,734), is down $53,693 (100.0%) since 2011 and below its 2019 pre-pandemic level by $48,750. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $55,858 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $55,858 that has widened from 2011 to 2024. The labor-force participation rate is 15.6%, which is markedly below the national rate (63.5%). The unemployment rate is 25.0%, which is far worse than the national rate (5.2%). The largest occupation group is Management (29.4%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$53,693$53,333$29,653$56,750$0$46,750$40,625$41,591$48,750$2,499$44,375$49,196$0$0
Median Family Income$54,830$72,734$56,875$58,000$56,000$55,500$39,167$40,568$43,750$2,499$0$0$0$0
Median NonFamily Income$0$25,938$0$0$0$0$0$0$0$0$0$0$0$0
Median Male Income$0$31,953$55,179$56,458$0$60,714$59,750$74,000$73,250$54,375$46,250$51,761$0$55,858
Median Female Income$35,170$28,274$27,813$35,096$0$32,292$36,442$38,289$41,250$43,750$42,721$43,472$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:5111.67%
Unemployed:173.89%
Not In Labor Force:36984.44%
Total:437100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1529.41%
Service:1529.41%
Sales and Office:1223.53%
Natural resources, construction, and maintenance:917.65%
Production, transportation, and material moving:00.00%
Total Civilian Employed Population:51100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $65,500, which is considerably lower than the national median ($332,700), is up $15,700 (31.53%) since 2011 and below its 2019 pre-pandemic level by $300. The median gross rent is $427, which is much lower than the national median ($1,413), and below its 2019 pre-pandemic level by $13. Of occupied housing, owners make up 41.81% (0.00% with a mortgage, 100.00% free-and-clear) and renters 58.19% - making this ZIP Code higher than national rental averages. The vacancy rate is 2.11%, which is markedly below the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$49,800$49,000$44,700$70,000$38,000$52,000$68,000$81,400$65,800$90,800$66,700$66,100$62,400$65,500
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:12693.33%
$500 to $999:00.00%
$1,000 to $1,499:96.67%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:135100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$0$0$0$1,057$0$395$410$375$440$379$378$408$430$427
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):00.00%
Owner Occupied (free and clear, no mortgage):9741.81%
Renter Occupied:13558.19%
Total Occupied Housing Units:232100%

Occupied Housing Units:23297.89%
Vacant Housing Units (not graphed):52.11%
Total Housing Units:237100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:22996.62%
Multi-Family Units:00.00%
Other Units:83.38%
Total Housing Units:237100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 1.90% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 32.50%, which is far lower than the national rate (89.60%). The uninsured rate is 34.50%, which is far higher than the national rate (8.40%). Private coverage is 3.00%, which is far lower than the national rate (67.10%). Public coverage is 62.50%, which is far higher than the national rate (36.70%). The share of people in poverty is 86.40%, which is far higher than the national rate (8.80%), up 80.40 percentage points since 2011 and above its 2019 pre-pandemic level by 54.30 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (65.24%). College enrollment is 0.00%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:28467.46%
High school graduate (includes equivalency):9622.80%
Some college, no degree:122.85%
Associate's degree:214.99%
Bachelor's degree:00.00%
Graduate or professional degree:81.90%
Total:421100%
High school or higher:13732.54%
Bachelor's degree or higher:81.90%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:212.96%
Public Insurance:44462.54%
No Insurance:24534.51%
Total:710100%
Has Health Insurance:46565.49%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%14.6%10.7%13.2%11.6%29.8%23.6%26.1%74.4%66.3%66.1%80.4%86.4%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:3418.18%
Elementary school (grades 1-8):12265.24%
High school (grades 9-12):3116.58%
College or graduate school:00.00%
Total:187100%
Early Childhood:3418.18%
K-12 (Primary & Secondary School):187100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 85926 supports both business and residential activity. According to the Business Census (2024), there are 6 business establishments, employing about 115 people with an annual payroll of $3,899,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:591Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:6Source: CBP
1st Quarter Payroll:$849,000Source: CBP
Annual Payroll:$3,899,000Source: CBP
# of Employees:115Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 85926 is located in Navajo County, Arizona, within the Show Low, AZ Metropolitan Statistical Area (CBSA 43320) and Arizona's 2nd Congressional District. This Micro area has a population of 107,449 people, about 0.40% of whom live in ZIP Code 85926. It covers 7.186 sq mi of land and a water area of 0.014 sq mi.

CBSA Name:Show Low, AZSource: Census
CBSA Number:43320Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:107,449Source: Census
MSA:Source: Census
Land Area:7.186 sq miSource: Census
Water Area:0.014 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:7838.12 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:0424250Source: Census
Place Name:Fort Apache CDP; ArizonaSource: Census

Adjacent & Nearby ZIP Codes


85927 | | 85925

Schools in ZIP Code 85926


We could not locate which school district 85926 belongs to, but we will update this once new district data is released. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Theodore Roosevelt School 807 Apache St
Ft. Apache, AZ 85926
Lexington Life Academy 4401 S White Mountain Rd
Show Low, AZ 85901
District: Private SchoolNearby
St Anthony School 1400 E Owens St
Show Low, AZ 85901
District: Private SchoolNearby
Mountain Christian School 700 N Central Ave
Show Low, AZ 85901
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 85926


Arizona State University - Northeastern Arizona 1001 West Deuce Of Clubs
Show Low, AZ 85901-6211
Type: Post Secondary
Northland Pioneer College 2251 E. Navajo Blvd.
Holbrook, AZ 86025-0610
Type: Post Secondary
Arizona State University - The Gila Valley 615 North Stadium Avenue
Thatcher, AZ 85552-5545
Type: Post Secondary
Eastern Arizona College 615 N. Stadium Ave.
Thatcher, AZ 85552-0769
Type: Post Secondary
Pima Medical Institute-East Valley 2160 S Power Rd
Mesa, AZ 85209
Type: Post Secondary
Mayo Clinic College Of Medicine And Science - Arizona 13400 East Shea Boulevard
Scottsdale, AZ 85259
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.

  1. U.S. Postal Service [Last Updated: 3/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 3/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 3/1/2026], https://nces.ed.gov