| City: | White Mountain Lake, Arizona |
| City Alias: | White Mtn Lk |
| County: | Navajo County |
| Timezone: | Mountain (GMT -07:00) |
| Local Time: | 10:20:46 AM |
| Population: | 269 [See All] |
| Area Code: | 928 |
| Classification: | PO Box |
| Coordinates: | 34.2887, -110.0516 |
| Land Area: | 40.483 sq mi |
| Quick Link: |
White Mountain Lake operates as a regional postal hub for eastern Arizona's high country. The post office maintains 197 PO Boxes for just 86 occupied households, creating an adoption rate of 2.29. That means the facility serves more than twice as many boxes as there are local residents, drawing customers from surrounding areas without their own carrier delivery.
This isn't a town with street addresses. The entire ZIP code covers 40.5 square miles of Navajo County with no city carrier routes, no rural routes, and no highway contract routes. Every piece of mail goes to a PO Box. The 269 residents live in what's classified as a true PO Box-only zone, where no alternative delivery methods exist.
The community skews older, with a median age of 44.5 years. Median household income sits at $72,500, while median home values reach $154,400. These figures suggest a mix of retirees and vacation property owners in Arizona's White Mountains region. The area's 114 total housing units include seasonal properties, typical for mountain communities that see fluctuating populations between summer and winter.
White Mountain Lake's postal designation reflects geographic reality more than municipal boundaries. With zero street delivery records in the ZIP+4 database and no named buildings, the post office itself becomes the primary civic anchor. The high box adoption rate indicates this facility functions as a mail collection point for scattered rural properties across a landscape where traditional carrier routes aren't economically viable.
No street delivery infrastructure exists in this ZIP code. All 197 delivery points are PO Boxes, with no street names, buildings, or carrier routes in the postal database.
ZIP Code 85912 has 269 residents and 86 households (average 3.13 persons per household). The median age is 44.5 years, older than the state (38.9) and older than the nation (38.8). The gender split is 50.6% male and 49.4% female, which is slightly higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (82.9%, much higher than the state average of 60.4% and well above the national average of 61.6%) and Hispanic or Latino (9.7%); Hispanic or Latino residents make up 9.7%, which is much lower than the state average (30.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 269Source: Census DHC |
| 2024 ACS Population Estimate: | 170Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 6.6 people per sq mile |
| Average Income: | $93,523Source: Census ACS |
| Households: | 86Source: Census DHC |
| Average House Value: | $131,300Source: Census ACS |
| Persons Per Household: | 3.13Source: Census DHC |
| Average Family Size: | 3.86Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 63 | 38 | 83 | 131 | 186 | 227 | 263 | 292 | 350 | 344 | 161 | 175 | 130 | 170 |
| Decennial Census | 178 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 269 | -- | -- | -- | -- |
Median Age: 44.5
Male Median Age: 40.3
Female Median Age: 53.2
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 7 | 13 | 10 | 9 | 4 | 5 | 8 | 10 | 14 | 0 | 5 | 12 | 7 | 13 | 2 | 11 | 4 | 2 |
| Female | 7 | 12 | 3 | 7 | 7 | 1 | 9 | 2 | 7 | 7 | 7 | 6 | 18 | 19 | 17 | 0 | 3 | 1 |
| Total | 14 | 25 | 13 | 16 | 11 | 6 | 17 | 12 | 21 | 7 | 12 | 18 | 25 | 32 | 19 | 11 | 7 | 3 |
| White: | 223 | 80.80% |
| Black: | 3 | 1.09% |
| Hispanic:* | 26 | 9.42% |
| Asian: | 7 | 2.54% |
| American Indian: | 6 | 2.17% |
| Hawaiian: | 0 | 0% |
| Other: | 11 | 3.99% |
| Total: | 276 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 136 | 50.56% | 40.3 years |
| Females: | 133 | 49.44% | 53.2 years |
| Total: | 269 | 100% | 44.5 years |
| Native, born in the United States: | 170 | 100.00% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 170 | 100% |
| Total Native Population: | 170 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2024, the Median household income is $93,523, which is considerably higher than the national median ($80,734), and above its 2019 pre-pandemic level by $76,832. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is considerably lower than the national female median ($55,274), with a current gap of $0 that has stayed about the same from 2011 to 2024. The labor-force participation rate is 41.2%, which is considerably lower than the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Sales (100.0%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $0 | $0 | $0 | $24,738 | $40,368 | $0 | $26,250 | $21,875 | $16,691 | $20,563 | $0 | $46,667 | $72,500 | $93,523 |
| Median Family Income | $0 | $0 | $0 | $40,882 | $41,838 | $45,433 | $48,086 | $48,555 | $0 | $0 | $81,750 | $88,875 | $0 | $0 |
| Median NonFamily Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $16,484 | $14,853 | $15,147 | $0 | $0 | $0 | $0 |
| Median Male Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Female Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Employed: | 70 | 41.18% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 100 | 58.82% |
| Total: | 170 | 100% |
| Management, business, science, and arts: | 0 | 0.00% |
| Service: | 0 | 0.00% |
| Sales and Office: | 70 | 100.00% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 0 | 0.00% |
| Total Civilian Employed Population: | 70 | 100% |
In 2024, the median home value is $131,300, which is well under the national median ($332,700), and above its 2019 pre-pandemic level by $55,700. The median gross rent is $0, which is well under the national median ($1,413), and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 100.00% (54.22% with a mortgage, 45.78% free-and-clear) and renters 0.00% - making this ZIP Code under national rental averages. Insufficient data for vacancy rate.
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $0 | $0 | $0 | $77,900 | $75,800 | $74,200 | $73,000 | $78,700 | $75,600 | $102,200 | $118,400 | $164,500 | $154,400 | $131,300 |
| Less than $500: | 0 | 0% |
| $500 to $999: | 0 | 0% |
| $1,000 to $1,499: | 0 | 0% |
| $1,500 to $1,999: | 0 | 0% |
| $2,000 to $2,499: | 0 | 0% |
| $2,500 to $2,999: | 0 | 0% |
| $3,000 or more: | 0 | 0% |
| No Rent: | 0 | 0% |
| Total: | 0 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 45 | 54.22% |
| Owner Occupied (free and clear, no mortgage): | 38 | 45.78% |
| Renter Occupied: | 0 | 0.00% |
| Total Occupied Housing Units: | 83 | 100% |
| Occupied Housing Units: | 83 | 100.00% |
| Vacant Housing Units (not graphed): | 0 | 0.00% |
| Total Housing Units: | 83 | 100% |
| Single-Family Units: | 20 | 24.10% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 63 | 75.90% |
| Total Housing Units: | 83 | 100% |
In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 100.00%, which is comparable to the national rate (89.60%). The uninsured rate is 27.60%, which is comparable to the national rate (8.40%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%), and below its 2019 pre-pandemic level by 55.90 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 0 | 0.00% |
| High school graduate (includes equivalency): | 33 | 19.41% |
| Some college, no degree: | 96 | 56.47% |
| Associate's degree: | 41 | 24.12% |
| Bachelor's degree: | 0 | 0.00% |
| Graduate or professional degree: | 0 | 0.00% |
| Total: | 170 | 100% |
| High school or higher: | 170 | 100.00% |
| Bachelor's degree or higher: | 0 | 0.00% |
| Private Insurance: | 73 | 40.33% |
| Public Insurance: | 61 | 33.70% |
| No Insurance: | 47 | 25.97% |
| Total: | 181 | 100% |
| Has Health Insurance: | 134 | 74.03% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 19.0% | 18.8% | 21.3% | 55.9% | 46.6% | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0% |
| Kindergarten: | 0 | 0% |
| Elementary school (grades 1-8): | 0 | 0% |
| High school (grades 9-12): | 0 | 0% |
| College or graduate school: | 0 | 0% |
| Total: | 0 | 100% |
| Early Childhood: | 0 | 0% |
| K-12 (Primary & Secondary School): | 0 | 0% |
ZIP Code 85912 is designated for PO Box delivery only; business establishment and employment data are not available.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 211Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 0Source: CBP |
| 1st Quarter Payroll: | $0Source: CBP |
| Annual Payroll: | $0Source: CBP |
| # of Employees: | 0Source: CBP |
ZIP Code 85912 is located in Navajo County, Arizona, within the Show Low, AZ Metropolitan Statistical Area (CBSA 43320) and Arizona's 2nd Congressional District. This Micro area has a population of 107,449 people, about 0.25% of whom live in ZIP Code 85912. It covers 40.483 sq mi of land and a water area of 0.003 sq mi.
| CBSA Name: | Show Low, AZSource: Census |
| CBSA Number: | 43320Source: Census |
| CBSA Type: | MicroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 107,449Source: Census |
| MSA: | Source: Census |
| Land Area: | 40.483 sq miSource: Census |
| Water Area: | 0.003 sq miSource: Census |
| Congressional District: | 02Source: USPS |
| Congressional Land Area: | 7838.12 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 0482450Source: Census |
| Place Name: | White Mountain Lake CDP; ArizonaSource: Census |
We could not locate which school district 85912 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.