ZIP Code 49632 in Falmouth, MI

Data Last Updated: February 1, 2026
City:Falmouth, Michigan
County:Missaukee County
Timezone:Eastern (GMT -05:00)
Local Time:8:04:54 AM
Population:1,134 [See All]
Area Code:231
Classification:Standard [Normal Street Delivery]
Coordinates:44.2422, -84.9734
Land Area:84.318 sq mi
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https://www.zip-codes.com/zip-code/49632/zip-code-49632.asp

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Population & Demographics


ZIP Code 49632 has 1,134 residents and 485 households (average 2.32 persons per household). The median age is 43.6 years, older than the state (40.1) and older than the nation (38.8). The gender split is 52.7% male and 47.3% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (92.9%, much higher than the state average of 73.9% and well above the national average of 61.6%) and Hispanic or Latino (5.3%); Hispanic or Latino residents make up 5.3%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,134Source: Census DHC
2024 ACS Population Estimate:1,067Source: Census ACS
2026 ZC Population Estimate:1,160Source: ZIP-Codes.com
Population Density:13.4 people per sq mile
Average Income:$46,696Source: Census ACS
Households:485Source: Census DHC
Average House Value:$151,000Source: Census ACS
Persons Per Household:2.32Source: Census DHC
Average Family Size:2.59Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--1,0731,1111,1641,1721,1881,2461,1781,0951,0511,0421,0141,0531,0101,067
Decennial Census1,126------------------1,134--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 43.6

Male Median Age: 44.8

Female Median Age: 43.1

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male384441263227433019335339504934181210
Female46372826252332352717334849333319169
Total848169525750756546508687998267372819
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,05390.93%
Black:00%
Hispanic:*605.18%
Asian:30.26%
American Indian:40.35%
Hawaiian:00%
Other:383.28%
Total:1,158100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:59852.73%44.8 years
Females:53647.27%43.1 years
Total:1,134100%43.6 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,03797.19%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:161.50%
Foreign born, not a U.S. citizen:142.81%
Total Population:1,067100%
Total Native Population:1,03797.19%
Total Foreign-born Population:302.81%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $46,696, which is well under the national median ($80,734), is up $9,970 (27.1%) since 2011 and below its 2019 pre-pandemic level by $429. Family households earn a median of $61,579 versus $35,833 for nonfamily households (a difference of $25,746). By gender, male median income is $48,250 and female is $46,607, which is considerably lower than the national female median ($55,274), with a current gap of $1,643 that has narrowed from 2011 to 2024. The labor-force participation rate is 49.8%, which is much lower than the national rate (63.5%). The unemployment rate is 4.9%, which is slightly lower than the national rate (5.2%). The largest occupation group is Management (29.9%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$36,726$36,298$38,106$38,224$40,655$42,632$45,417$44,318$47,125$42,000$43,586$45,714$47,321$46,696
Median Family Income$45,859$43,750$44,539$43,289$47,083$47,969$49,539$50,350$51,875$53,813$57,222$58,958$63,250$61,579
Median NonFamily Income$26,000$22,188$25,114$22,386$21,667$24,844$29,167$30,208$26,875$32,939$27,250$34,583$32,188$35,833
Median Male Income$38,333$34,375$33,333$34,485$35,240$34,489$35,144$35,000$35,375$40,119$44,205$46,326$50,147$48,250
Median Female Income$26,667$26,429$24,712$25,417$24,875$27,750$30,583$32,279$32,500$36,964$41,607$41,094$45,833$46,607
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:42847.35%
Unemployed:222.43%
Not In Labor Force:45450.22%
Total:904100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:12829.91%
Service:5111.92%
Sales and Office:7617.76%
Natural resources, construction, and maintenance:7317.06%
Production, transportation, and material moving:10023.36%
Total Civilian Employed Population:428100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $151,000, which is far less than the national median ($332,700), is up $59,100 (64.31%) since 2011 and above its 2019 pre-pandemic level by $51,500. The median gross rent is $933, which is considerably lower than the national median ($1,413), is up $330 (54.73%) since 2011 and above its 2019 pre-pandemic level by $154. Of occupied housing, owners make up 91.35% (36.49% with a mortgage, 63.51% free-and-clear) and renters 8.65% - making this ZIP Code under national rental averages. The vacancy rate is 39.00%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$91,900$86,400$83,100$84,400$87,400$88,300$88,600$97,400$99,500$107,000$114,500$121,500$125,300$151,000
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:1741.46%
$1,000 to $1,499:1331.71%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:1126.83%
Total:41100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$603$478$588$634$645$729$775$772$779$753$765$839$850$933
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):15833.33%
Owner Occupied (free and clear, no mortgage):27558.02%
Renter Occupied:418.65%
Total Occupied Housing Units:474100%

Occupied Housing Units:47461.00%
Vacant Housing Units (not graphed):30339.00%
Total Housing Units:777100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:62680.57%
Multi-Family Units:50.64%
Other Units:14618.79%
Total Housing Units:777100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 12.90% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 86.60%, which is comparable to the national rate (89.60%). The uninsured rate is 7.10%, which is comparable to the national rate (8.40%). Public coverage is 53.20%, which is well above the national rate (36.70%). The share of people in poverty is 4.20%, which is far lower than the national rate (8.80%), down 7.80 percentage points since 2011 and below its 2019 pre-pandemic level by 4.70 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (64.14%). College enrollment is 11.72%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:161.93%
9th to 12th grade, no diploma:9511.43%
High school graduate (includes equivalency):36844.28%
Some college, no degree:18722.50%
Associate's degree:586.98%
Bachelor's degree:819.75%
Graduate or professional degree:263.13%
Total:831100%
High school or higher:72086.64%
Bachelor's degree or higher:10712.88%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:65450.86%
Public Insurance:55843.39%
No Insurance:745.75%
Total:1,286100%
Has Health Insurance:1,21294.25%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty13.7%15.8%12.6%14.4%12.9%14.1%10.9%11.9%10.6%10.5%4.7%4.4%5.9%4.2%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:64.14%
Elementary school (grades 1-8):9364.14%
High school (grades 9-12):2920.00%
College or graduate school:1711.72%
Total:145100%
Early Childhood:64.14%
K-12 (Primary & Secondary School):12888.28%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 49632 supports both business and residential activity. According to the Business Census (2024), there are 29 business establishments, employing about 345 people with an annual payroll of $13,987,000. USPS data shows 500 residential mailboxes and 18 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:500Source: USPS
# Business Mailboxes:18Source: USPS
Total Delivery Receptacles:669Source: USPS
Single Family Delivery Units:500Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:29Source: CBP
1st Quarter Payroll:$2,765,000Source: CBP
Annual Payroll:$13,987,000Source: CBP
# of Employees:345Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 49632 is located in Missaukee County, Michigan, within the Cadillac, MI Metropolitan Statistical Area (CBSA 15620) and Michigan's 1st and 4th Congressional Districts. This Micro area has a population of 47,584 people, about 2.38% of whom live in ZIP Code 49632. It covers 84.318 sq mi of land and a water area of 0.631 sq mi.

CBSA Name:Cadillac, MISource: Census
CBSA Number:15620Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:47,584Source: Census
MSA:Source: Census
Land Area:84.318 sq miSource: Census
Water Area:0.631 sq miSource: Census
Congressional District:01,04Source: USPS
Congressional Land Area:25027.75, 8457.8 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2627320Source: Census
Place Name:Falmouth CDP; MichiganSource: Census

Adjacent & Nearby ZIP Codes


49633 | | 49631

Schools in ZIP Code 49632


We could not locate which school district 49632 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Houghton Lake Community Education 179 Cloverleaf Ln
Houghton Lake, MI 48629
District: Houghton Lake Community School DistrictNearby
Mcbain Middle School 107 E Maple St
Mc Bain, MI 49657
District: McBain Rural Agricultural SchoolsNearby
Mcbain High School 107 E Maple St
Mc Bain, MI 49657
District: McBain Rural Agricultural SchoolsNearby
Mcbain Elementary School 107 E Maple St
Mc Bain, MI 49657
District: McBain Rural Agricultural SchoolsNearby
Marion High School 2213 20 Mile Rd
Marion, MI 49665
District: Marion Public SchoolsNearby
Northern Michigan Christian School 128 S Martin St
Mc Bain, MI 49657
District: Private SchoolNearby
Our Lady Of The Lake Regional Catholic School 1037 W Houghton Lake Dr
Prudenville, MI 48651
District: Private SchoolNearby
St Ann School 800 W 13th St
Cadillac, MI 49601
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 49632


Baker College Of Cadillac 9600 E 13th St
Cadillac, MI 49601-9600
Type: Post Secondary
Cadillac Institute Of Cosmetology 205 North Mitchell Street
Cadillac, MI 49601-1800
Type: Post Secondary
Mid Michigan College 1375 S Clare Ave
Harrison, MI 48625-9447
Type: Post Secondary
Kirtland Community College 4800 W 4 Mile Road
Grayling, MI 49738
Type: Post Secondary
Protege Academy 4884 E Pickard St
Mt. Pleasant, MI 48858-2058
Type: Post Secondary
M J Murphy Beauty College Of Mount Pleasant 201 W Broadway
Mount Pleasant, MI 48858
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov