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Population & Demographics

ZIP Code 37404 has 13,106 residents and 4,841 households (average 2.62 persons per household). The median age is 33.6 years, younger than the state (39.1) and younger than the nation (38.8). The gender split is 48.9% male and 51.1% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are Black or African American (43.0%, much higher than the state average of 15.8% and well above the national average of 12.4%) and White (34.5%, much lower than the state average of 72.2% and well below the national average of 61.6%); Hispanic or Latino residents make up 20.3%, which is much higher than the state average (6.9%), and Black or African American share is much higher than both the state (15.8%) and national averages (12.4%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	13,106Source: Census DHC
2024 ACS Population Estimate:	14,737Source: Census ACS
2026 ZC Population Estimate:	14,344Source: ZIP-Codes.com
Population Density:	2,529.1 people per sq mile
Average Income:	$56,637Source: Census ACS

Households:	4,841Source: Census DHC
Average House Value:	$255,400Source: Census ACS
Persons Per Household:	2.62Source: Census DHC
Average Family Size:	3.91Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 37404 population estimates from 2011-2024, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Census ACS Population Estimate	--	12,685	12,358	11,848	11,982	11,856	11,868	11,857	12,772	12,136	12,168	13,152	13,848	13,883	14,737
Decennial Census	13,327	--	--	--	--	--	--	--	--	--	13,106	--	--	--	--

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 33.6

Male Median Age: 33.2

Female Median Age: 34.1

Line chart for ZIP 37404 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	466	455	488	410	481	552	553	460	419	355	340	330	380	294	208	100	65	49
Female	443	429	474	389	515	603	579	434	401	350	293	338	399	331	267	165	122	169
Total	909	884	962	799	996	1,155	1,132	894	820	705	633	668	779	625	475	265	187	218

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 37404. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	4,519	31.23%
Black:	5,642	38.99%
Hispanic:*	2,665	18.42%
Asian:	58	0.40%
American Indian:	263	1.82%
Hawaiian:	6	0.04%
Other:	1,316	9.10%
Total:	14,469	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 37404. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	6,405	48.87%	33.2 years
Females:	6,701	51.13%	34.1 years
Total:	13,106	100%	33.6 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 37404. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	12,857	87.24%
Native, born in PR, Island Areas, or abroad:	135	0.92%
Foreign born, naturalized U.S. citizen:	108	0.73%
Foreign born, not a U.S. citizen:	1,637	11.84%
Total Population:	14,737	100%
Total Native Population:	12,992	88.16%
Total Foreign-born Population:	1,745	11.84%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2024, the Median household income is $56,637, which is considerably lower than the national median ($80,734), is up $28,318 (100.0%) since 2011 and above its 2019 pre-pandemic level by $23,166. Family households earn a median of $69,821 versus $36,169 for nonfamily households (a difference of $33,652). By gender, male median income is $48,822 and female is $43,934, which is considerably lower than the national female median ($55,274), with a current gap of $4,888 that has widened from 2011 to 2024. The labor-force participation rate is 63.2%, which is roughly equal to the national rate (63.5%). The unemployment rate is 5.1%, which is about the same as the national rate (5.2%). The largest occupation group is Management (38.3%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 37404 from 2011-2024 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Household Income	$28,319	$27,081	$27,878	$29,224	$27,222	$28,530	$30,270	$31,506	$33,471	$35,435	$40,763	$50,308	$53,585	$56,637
Median Family Income	$34,490	$31,875	$31,943	$33,977	$32,813	$38,005	$40,462	$43,409	$44,803	$49,438	$52,662	$57,636	$58,542	$69,821
Median NonFamily Income	$21,882	$21,109	$21,416	$21,293	$19,575	$20,637	$20,102	$21,025	$23,576	$23,388	$26,809	$30,394	$38,354	$36,169
Median Male Income	$26,316	$25,181	$27,517	$26,797	$26,224	$30,733	$31,514	$32,523	$34,227	$36,165	$37,510	$44,755	$46,273	$48,822
Median Female Income	$26,190	$27,768	$27,483	$28,476	$28,043	$28,420	$28,416	$31,056	$31,689	$36,897	$37,500	$39,855	$40,990	$43,934

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 37404, city of Chattanooga, Hamilton County, state of Tennessee, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 37404, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	6,877	59.97%
Unemployed:	372	3.24%
Not In Labor Force:	4,218	36.78%
Total:	11,467	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	2,635	38.32%
Service:	1,216	17.68%
Sales and Office:	1,094	15.91%
Natural resources, construction, and maintenance:	796	11.57%
Production, transportation, and material moving:	1,136	16.52%
Total Civilian Employed Population:	6,877	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2024, the median home value is $255,400, which is considerably lower than the national median ($332,700), is up $154,900 (154.13%) since 2011 and above its 2019 pre-pandemic level by $132,300. The median gross rent is $1,094, which is much lower than the national median ($1,413), is up $451 (70.14%) since 2011 and above its 2019 pre-pandemic level by $366. Of occupied housing, owners make up 49.95% (58.12% with a mortgage, 41.88% free-and-clear) and renters 50.05% - making this ZIP Code higher than national rental averages. The vacancy rate is 16.81%, which is markedly above the national rate (10.12%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 37404, compared with Chattanooga, Hamilton County, state of Tennessee, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 37404 across years 2011-2024 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Home Value	$100,500	$98,700	$96,100	$98,900	$99,600	$106,200	$105,800	$121,300	$123,100	$152,200	$172,900	$219,000	$235,300	$255,400

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 37404, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	173	6.84%
$500 to $999:	835	32.99%
$1,000 to $1,499:	630	24.89%
$1,500 to $1,999:	491	19.40%
$2,000 to $2,499:	135	5.33%
$2,500 to $2,999:	39	1.54%
$3,000 or more:	26	1.03%
No Rent:	202	7.98%
Total:	2,531	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 37404 over the years 2011-2024 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Median Rent	$643	$669	$693	$737	$726	$709	$712	$729	$728	$747	$839	$909	$999	$1,094

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 37404. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	1,468	29.03%
Owner Occupied (free and clear, no mortgage):	1,058	20.92%
Renter Occupied:	2,531	50.05%
Total Occupied Housing Units:	5,057	100%

Occupied Housing Units:	5,057	83.19%
Vacant Housing Units (not graphed):	1,022	16.81%
Total Housing Units:	6,079	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 37404. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	4,613	75.88%
Multi-Family Units:	1,456	23.95%
Other Units:	10	0.16%
Total Housing Units:	6,079	100%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2024, 33.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 85.60%, which is falls below the national rate (89.60%). The uninsured rate is 22.10%, which is far higher than the national rate (8.40%). Private coverage is 49.80%, which is falls below the national rate (67.10%). The share of people in poverty is 15.10%, which is far higher than the national rate (8.80%), down 10.30 percentage points since 2011 and below its 2019 pre-pandemic level by 7.00 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (44.58%). College enrollment is 21.33%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 37404, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	768	7.95%
9th to 12th grade, no diploma:	622	6.44%
High school graduate (includes equivalency):	2,647	27.40%
Some college, no degree:	1,939	20.07%
Associate's degree:	495	5.12%
Bachelor's degree:	1,851	19.16%
Graduate or professional degree:	1,337	13.84%
Total:	9,659	100%
High school or higher:	8,269	85.61%
Bachelor's degree or higher:	3,188	33.01%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 37404. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	7,243	46.05%
Public Insurance:	5,270	33.51%
No Insurance:	3,214	20.44%
Total:	15,727	100%
Has Health Insurance:	12,513	79.56%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)

Line chart displaying the share of families and people in ZIP 37404 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2024. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
% of People in Poverty	24.0%	28.7%	27.7%	24.9%	26.8%	23.9%	23.6%	23.5%	20.7%	18.1%	17.8%	14.1%	13.7%	15.1%

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	167	5.02%
Kindergarten:	245	7.37%
Elementary school (grades 1-8):	1,482	44.58%
High school (grades 9-12):	721	21.69%
College or graduate school:	709	21.33%
Total:	3,324	100%
Early Childhood:	412	12.39%
K-12 (Primary & Secondary School):	2,448	73.65%

Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Chattanooga, Tennessee
County:	Hamilton County
Timezone:	Eastern (GMT -05:00)
Local Time:	9:01:00 PM
Population:	13,106 [See All]
Area Code:	423
Classification:	Standard [Normal Street Delivery]
Coordinates:	35.0242, -85.2720
Land Area:	5.182 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/37404/zip-code-37404.asp

# Residential Mailboxes:	5,475Source: USPS
# Business Mailboxes:	552Source: USPS
Total Delivery Receptacles:	7,623Source: USPS
Single Family Delivery Units:	4,801Source: USPS
Multi Family Delivery Units:	231Source: USPS

# of Businesses:	457Source: CBP
1st Quarter Payroll:	$186,467,000Source: CBP
Annual Payroll:	$789,939,000Source: CBP
# of Employees:	11,073Source: CBP

CBSA Name:	Chattanooga, TN-GASource: Census
CBSA Number:	16860Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	528,143Source: Census
MSA:	Chattanooga, TN-GA MSASource: Census
Land Area:	5.182 sq miSource: Census
Water Area:	--Source: Census

Congressional District:	03Source: USPS
Congressional Land Area:	4570.32 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	4714000Source: Census
Place Name:	Chattanooga city; TennesseeSource: Census

ZIP Code 37404 in Chattanooga, TN

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2024)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 37404

Colleges & Post Secondary Schools near ZIP Code 37404

Sources & References