| City: | Cragsmoor, New York |
| County: | Ulster County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 8:44:13 PM |
| Population: | 175 [See All] |
| Area Codes: | 329 / 845 |
| Classification: | PO Box |
| Coordinates: | 41.6728, -74.3811 |
| Land Area: | 2.665 sq mi |
| Quick Link: |
Cragsmoor sits on a ridge in the Shawangunk Mountains, about 90 miles north of New York City. It's a tiny hamlet with 175 residents and a distinctly older population. The median age here is 59.8 years. Many properties serve as weekend retreats or vacation homes, with 39% of housing units used seasonally.
This is a PO Box Only Zone. There's no street delivery option. The Cragsmoor post office maintains 157 PO Boxes for just 66 year-round households. That 2.4-to-1 ratio exists because seasonal homeowners keep boxes year-round, and the post office serves people beyond the hamlet's boundaries. The entire ZIP is a point location within ZIP 12566 (Pine Bush), meaning Cragsmoor has its own post office but no defined geographic territory.
The economics tell an interesting story. Median household income is $108,250, well above the national average, yet median home values sit at $206,000. That gap suggests long-time owners rather than recent buyers. About 34% of workers here work from home, a rate that reflects the mix of retirees, writers, and creative professionals who've long been drawn to this mountaintop community.
Street names like Henry Road, Marl Lane, and Old Inn Road hint at the hamlet's rural character. With only 5 local business establishments employing 8 people total, this isn't a commercial hub. It's a quiet residential enclave where the post office functions as the community's mail lifeline.
Three rural roads with simple names characteristic of a small mountain hamlet.
ZIP Code 12420 has 175 residents and 66 households (average 2.65 persons per household). The median age is 59.8 years, significantly older than the state (39.0) and significantly older than the nation (38.8). The gender split is 57.1% male and 42.9% female, which is much higher than the state male share (48.4%), making this a male-majority area. Largest groups are White (82.9%, much higher than the state average of 55.2% and well above the national average of 61.6%) and Hispanic or Latino (8.0%); Hispanic or Latino residents make up 8.0%, which is much lower than the state average (19.5%).
Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship
| 2020 Population: | 175Source: Census DHC |
| 2024 ACS Population Estimate: | 381Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 65.7 people per sq mile |
| Average Income: | $120,559Source: Census ACS |
| Households: | 66Source: Census DHC |
| Average House Value: | $189,400Source: Census ACS |
| Persons Per Household: | 2.65Source: Census DHC |
| Average Family Size: | 3.83Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 545 | 506 | 413 | 569 | 497 | 424 | 350 | 318 | 242 | 436 | 350 | 351 | 435 | 381 |
| Decennial Census | 363 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 175 | -- | -- | -- | -- |
Median Age: 59.8
Male Median Age: 60.6
Female Median Age: 57.8
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 3 | 2 | 2 | 7 | 7 | 3 | 3 | 2 | 1 | 0 | 2 | 15 | 19 | 3 | 16 | 10 | 4 | 1 |
| Female | 6 | 4 | 1 | 7 | 4 | 0 | 5 | 5 | 0 | 1 | 2 | 6 | 4 | 16 | 8 | 0 | 6 | 0 |
| Total | 9 | 6 | 3 | 14 | 11 | 3 | 8 | 7 | 1 | 1 | 4 | 21 | 23 | 19 | 24 | 10 | 10 | 1 |
| White: | 145 | 83.82% |
| Black: | 3 | 1.73% |
| Hispanic:* | 14 | 8.09% |
| Asian: | 2 | 1.16% |
| American Indian: | 1 | 0.58% |
| Hawaiian: | 0 | 0% |
| Other: | 8 | 4.62% |
| Total: | 173 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 100 | 57.14% | 60.6 years |
| Females: | 75 | 42.86% | 57.8 years |
| Total: | 175 | 100% | 59.8 years |
| Native, born in the United States: | 381 | 100.00% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 0 | 0.00% |
| Total Population: | 381 | 100% |
| Total Native Population: | 381 | 100.00% |
| Total Foreign-born Population: | 0 | 0.00% |
In 2024, the Median household income is $120,559, which is markedly greater than the national median ($80,734), is up $24,512 (25.5%) since 2011 and above its 2019 pre-pandemic level by $13,892. Family households earn a median of $61,835 versus $0 for nonfamily households (a difference of $61,835). By gender, male median income is $0 and female is $18,438, which is considerably lower than the national female median ($55,274), with a current gap of $18,438 that has narrowed from 2011 to 2024. The labor-force participation rate is 88.5%, which is considerably higher than the national rate (63.5%). The unemployment rate is 0.0%, which is considerably lower than the national rate (5.2%). The largest occupation group is Service (49.2%).
Explore More: Income Over Time Household Income Employment Status By Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $96,047 | $109,850 | $68,929 | $85,769 | $86,466 | $108,542 | $100,938 | $110,583 | $106,667 | $101,891 | $105,857 | $113,229 | $108,250 | $120,559 |
| Median Family Income | $96,337 | $115,938 | $44,950 | $85,769 | $86,767 | $0 | $0 | $110,875 | $112,537 | $90,667 | $88,088 | $78,875 | $59,739 | $61,835 |
| Median NonFamily Income | $79,597 | $109,550 | $69,107 | $97,500 | $0 | $91,842 | $93,750 | $96,131 | $98,512 | $98,958 | $0 | $0 | $0 | $0 |
| Median Male Income | $55,811 | $57,500 | $59,735 | $59,904 | $0 | $60,750 | $56,759 | $63,224 | $63,688 | $61,806 | $54,679 | $57,257 | $59,671 | $0 |
| Median Female Income | $53,221 | $39,917 | $51,726 | $93,533 | $0 | $96,310 | $97,045 | $0 | $0 | $0 | $16,250 | $18,750 | $18,194 | $18,438 |
| Employed: | 246 | 88.49% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 32 | 11.51% |
| Total: | 278 | 100% |
| Management, business, science, and arts: | 44 | 17.89% |
| Service: | 121 | 49.19% |
| Sales and Office: | 52 | 21.14% |
| Natural resources, construction, and maintenance: | 20 | 8.13% |
| Production, transportation, and material moving: | 9 | 3.66% |
| Total Civilian Employed Population: | 246 | 100% |
In 2024, the median home value is $189,400, which is considerably lower than the national median ($332,700), is down $153,500 (44.77%) since 2011 and above its 2019 pre-pandemic level by $189,400. The median gross rent is $0, which is well under the national median ($1,413), and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 100.00% (66.67% with a mortgage, 33.33% free-and-clear) and renters 0.00% - making this ZIP Code under national rental averages. The vacancy rate is 35.71%, which is considerably higher than the national rate (10.12%).
Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $342,900 | $247,700 | $254,000 | $282,500 | $264,000 | $261,200 | $214,700 | $0 | $0 | $78,800 | $0 | $187,500 | $206,000 | $189,400 |
| Less than $500: | 0 | 0% |
| $500 to $999: | 0 | 0% |
| $1,000 to $1,499: | 0 | 0% |
| $1,500 to $1,999: | 0 | 0% |
| $2,000 to $2,499: | 0 | 0% |
| $2,500 to $2,999: | 0 | 0% |
| $3,000 or more: | 0 | 0% |
| No Rent: | 0 | 0% |
| Total: | 0 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 66 | 66.67% |
| Owner Occupied (free and clear, no mortgage): | 33 | 33.33% |
| Renter Occupied: | 0 | 0.00% |
| Total Occupied Housing Units: | 99 | 100% |
| Occupied Housing Units: | 99 | 64.29% |
| Vacant Housing Units (not graphed): | 55 | 35.71% |
| Total Housing Units: | 154 | 100% |
| Single-Family Units: | 154 | 100.00% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 154 | 100% |
In 2024, 38.90% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 96.20%, which is comparable to the national rate (89.60%). The uninsured rate is 0.00%, which is comparable to the national rate (8.40%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is college (100.00%). College enrollment is 100.00%, which is far higher than the national rate (26.70%), indicating the community is likely a college hub with student-driven housing and services.
Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 9 | 3.85% |
| High school graduate (includes equivalency): | 81 | 34.62% |
| Some college, no degree: | 24 | 10.26% |
| Associate's degree: | 29 | 12.39% |
| Bachelor's degree: | 91 | 38.89% |
| Graduate or professional degree: | 0 | 0.00% |
| Total: | 234 | 100% |
| High school or higher: | 225 | 96.15% |
| Bachelor's degree or higher: | 91 | 38.89% |
| Private Insurance: | 326 | 83.59% |
| Public Insurance: | 64 | 16.41% |
| No Insurance: | 0 | 0.00% |
| Total: | 390 | 100% |
| Has Health Insurance: | 390 | 100.00% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 0 | 0.00% |
| High school (grades 9-12): | 0 | 0.00% |
| College or graduate school: | 22 | 100.00% |
| Total: | 22 | 100% |
| Early Childhood: | 0 | 0.00% |
| K-12 (Primary & Secondary School): | 0 | 0.00% |
ZIP Code 12420 supports both business and residential activity. According to the Business Census (2024), there are 4 business establishments, employing about 7 people with an annual payroll of $667,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 175Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 4Source: CBP |
| 1st Quarter Payroll: | $63,000Source: CBP |
| Annual Payroll: | $667,000Source: CBP |
| # of Employees: | 7Source: CBP |
ZIP Code 12420 is located in Ulster County, New York, within the Kingston, NY Metropolitan Statistical Area (CBSA 28740) and New York's 19th Congressional District. This Metro area has a population of 182,493 people, about 0.10% of whom live in ZIP Code 12420. It covers 2.665 sq mi of land and a water area of 0.082 sq mi.
| CBSA Name: | Kingston, NYSource: Census |
| CBSA Number: | 28740Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 182,493Source: Census |
| MSA: | Source: Census |
| Land Area: | 2.665 sq miSource: Census |
| Water Area: | 0.082 sq miSource: Census |
| Congressional District: | 19Source: USPS |
| Congressional Land Area: | 7937.02 sq miSource: Census |
| PMSA: | Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 3618762Source: Census |
| Place Name: | Cragsmoor CDP; New YorkSource: Census |
We could not locate which school district 12420 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.