ZIP Code 98264 in Lynden, WA

Data Last Updated: October 1, 2025
City:Lynden, Washington
County:Whatcom County
Timezone:Pacific (GMT -08:00)
Local Time:9:50:23 PM
Population:23,170 [See All]
Area Codes:360 / 564
Classification:Standard [Normal Street Delivery]
Coordinates:48.9324, -122.4198
Land Area:57.154 sq mi
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Population & Demographics


ZIP Code 98264 has 23,170 residents and 8,330 households (average 2.76 persons per household). The median age is 37.8 years, about the same as the state (38.1) and slightly younger than the nation (38.8). The gender split is 48.8% male and 51.2% female, which is slightly lower than the state male share (49.9%), making this a female-majority area. Largest groups are White (79.9%, much higher than the state average of 66.6% and well above the national average of 61.6%) and Hispanic or Latino (13.6%); Hispanic or Latino residents make up 13.6%, which is lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:23,170Source: Census DHC
2023 ACS Population Estimate:22,365Source: Census ACS
2025 ZC Population Estimate:25,455Source: ZIP-Codes.com
Population Density:405.4 people per sq mile
Average Income:$95,225Source: Census ACS
Households:8,330Source: Census DHC
Average House Value:$538,100Source: Census ACS
Persons Per Household:2.76Source: Census DHC
Average Family Size:2.73Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--17,35517,96318,31918,09619,30619,93220,13920,78020,89021,33722,00522,33422,365
Decennial Census18,893------------------23,170------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 37.8

Male Median Age: 36.4

Female Median Age: 38.8

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male762906946782662620744701679629550684682607519372224230
Female779894914722569674746802699627628687662704563448341412
Total1,5411,8001,8601,5041,2311,2941,4901,5031,3781,2561,1781,3711,3441,3111,082820565642
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:18,50676.12%
Black:1670.69%
Hispanic:*3,14012.92%
Asian:8843.64%
American Indian:1690.70%
Hawaiian:450.19%
Other:1,4015.76%
Total:24,312100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:11,29948.77%36.4 years
Females:11,87151.23%38.8 years
Total:23,170100%37.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:19,51187.24%
Native, born in PR, Island Areas, or abroad:4552.03%
Foreign born, naturalized U.S. citizen:1,2875.75%
Foreign born, not a U.S. citizen:1,11210.73%
Total Population:22,365100%
Total Native Population:19,96689.27%
Total Foreign-born Population:2,39910.73%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $95,225, which is markedly greater than the national median ($78,538), is up $40,030 (72.5%) since 2011 and above its 2019 pre-pandemic level by $27,051. Family households earn a median of $112,993 versus $59,436 for nonfamily households (a difference of $53,557). By gender, male median income is $77,452 and female is $49,659, which is considerably lower than the state female median ($63,283), with a current gap of $27,793 that has widened from 2011 to 2023. The labor-force participation rate is 66.7%, which is above the national rate (63.5%). The unemployment rate is 4.3%, which is lower than the national rate (5.2%). The largest occupation group is Management (29.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$55,195$57,216$57,026$59,354$59,603$61,421$62,810$64,572$68,174$72,397$80,611$90,147$95,225
Median Family Income$64,565$65,369$67,247$66,776$67,024$70,187$72,799$75,752$83,540$88,557$96,852$112,529$112,993
Median NonFamily Income$26,663$28,024$27,684$28,750$26,230$29,313$29,521$33,417$39,701$41,049$47,422$56,891$59,436
Median Male Income$55,610$52,936$53,528$53,970$54,199$53,241$59,655$64,577$68,438$65,205$72,163$78,217$77,452
Median Female Income$29,989$29,970$31,424$32,235$32,056$35,135$32,813$35,411$39,494$38,546$38,720$50,495$49,659
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:11,15963.87%
Unemployed:5012.87%
Not In Labor Force:5,81233.26%
Total:17,472100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:3,30829.64%
Service:2,04618.33%
Sales and Office:2,46922.13%
Natural resources, construction, and maintenance:1,56614.03%
Production, transportation, and material moving:1,77015.86%
Total Civilian Employed Population:11,159100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $538,100, which is much higher than the national median ($303,400), is up $242,800 (82.22%) since 2011 and above its 2019 pre-pandemic level by $191,600. The median gross rent is $1,611, which is far above the national median ($1,348), is up $825 (104.96%) since 2011 and above its 2019 pre-pandemic level by $462. Of occupied housing, owners make up 68.21% (69.69% with a mortgage, 30.31% free-and-clear) and renters 31.79% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 4.24%, which is much lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$295,300$287,200$279,000$275,000$271,200$282,700$298,000$325,000$346,500$363,000$390,900$465,200$538,100
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1064.15%
$500 to $999:38114.91%
$1,000 to $1,499:58122.73%
$1,500 to $1,999:79731.18%
$2,000 to $2,499:47918.74%
$2,500 to $2,999:471.84%
$3,000 or more:983.83%
No Rent:672.62%
Total:2,556100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$786$822$857$895$913$947$1,060$1,121$1,149$1,194$1,374$1,424$1,611
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3,82147.53%
Owner Occupied (free and clear, no mortgage):1,66220.67%
Renter Occupied:2,55631.79%
Total Occupied Housing Units:8,039100%

Occupied Housing Units:8,03995.76%
Vacant Housing Units (not graphed):3564.24%
Total Housing Units:8,395100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:6,36475.81%
Multi-Family Units:1,51818.08%
Other Units:5136.11%
Total Housing Units:8,395100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 25.20% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (38.80%). High school or higher is 90.40%, which is on par with the state rate (92.20%). The uninsured rate is 6.50%, which is modestly below the national rate (8.60%). The share of people in poverty is 9.00%, which is on par with the state rate (6.40%), up 2.70 percentage points since 2011 and above its 2019 pre-pandemic level by 5.70 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (43.37%). College enrollment is 18.95%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:5844.04%
9th to 12th grade, no diploma:8065.58%
High school graduate (includes equivalency):4,39530.41%
Some college, no degree:3,72225.75%
Associate's degree:1,3099.06%
Bachelor's degree:2,49617.27%
Graduate or professional degree:1,1417.89%
Total:14,453100%
High school or higher:13,06390.38%
Bachelor's degree or higher:3,63725.16%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:15,86262.23%
Public Insurance:8,17632.07%
No Insurance:1,4535.70%
Total:25,491100%
Has Health Insurance:24,03894.30%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty6.3%5.6%5.9%5.2%4.6%3.7%3.9%2.9%3.3%4.9%5.5%7.0%9.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:5299.49%
Kindergarten:2514.50%
Elementary school (grades 1-8):2,41743.37%
High school (grades 9-12):1,32023.69%
College or graduate school:1,05618.95%
Total:5,573100%
Early Childhood:78014.00%
K-12 (Primary & Secondary School):3,98871.56%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 98264 supports both business and residential activity. According to the Business Census (2023), there are 748 business establishments, employing about 7,684 people with an annual payroll of $416,035,000. USPS data shows 9,223 residential mailboxes and 568 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:9,223Source: USPS
# Business Mailboxes:568Source: USPS
Total Delivery Receptacles:10,177Source: USPS
Single Family Delivery Units:3,973Source: USPS
Multi Family Delivery Units:472Source: USPS
# of Businesses:748Source: CBP
1st Quarter Payroll:$98,044,000Source: CBP
Annual Payroll:$416,035,000Source: CBP
# of Employees:7,684Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 98264 is located in Whatcom County, Washington, within the Bellingham, WA Metropolitan Statistical Area (CBSA 13380) and Washington's 2nd Congressional District. This Metro area has a population of 228,432 people, about 10.14% of whom live in ZIP Code 98264. It covers 57.154 sq mi of land and a water area of 1.038 sq mi.

CBSA Name:Bellingham, WASource: Census
CBSA Number:13380Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:228,432Source: Census
MSA:Bellingham, WA MSASource: Census
Land Area:57.154 sq miSource: Census
Water Area:1.038 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:1015.02 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:5340805Source: Census
Place Name:Lynden city; WashingtonSource: Census

Adjacent & Nearby ZIP Codes


98266 | | 98263

Schools in ZIP Code 98264


ZIP Code 98264 is part of 2 school districts, including: Lynden School District (Grades PK thru 12) and Meridian School District (Grades Pre-Kindergarten thru 12th). There are 9 public schools and 5 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Fisher Elementary School 501 N 14th St
Lynden, WA 98264
District: Lynden School District
Lynden Middle School 8750 Line Rd
Lynden, WA 98264
District: Lynden School District
Lynden High School 1201 Bradley Rd
Lynden, WA 98264
District: Lynden School District
Isom Elementary School 8461 Benson Rd
Lynden, WA 98264
District: Lynden School District
Vossbeck Elementary School 1301 Bridgeview Dr
Lynden, WA 98264
District: Lynden School District
Lynden Student Services 516 Main Street
Lynden, WA 98264
District: Lynden School District
Lynden Academy 1986 Main St Suite A
Lynden, WA 98264
District: Lynden School District
Impact Reengagement Program 1201 Bradley Rd
Lynden, WA 98264
District: Lynden School District
Meridian Middle School 861 Ten Mile Road
Lynden, WA 98264
District: Meridian School District
Lynden Christian Schools: Administration 515 Drayton St
Lynden, WA 98264
District: Private School
Ebenezer Christian School 9390 Guide Meridian Rd
Lynden, WA 98264
District: Private School
Covenant Christian School 9088 Northwood Rd
Lynden, WA 98264
District: Private School
Cornerstone Christian School 8872 Northwood Rd
Lynden, WA 98264
District: Private School
Lynden Christian School 307 Drayton St
Lynden, WA 98264
District: Private School

Colleges & Post Secondary Schools near ZIP Code 98264


Whatcom Community College 237 W Kellogg Rd
Bellingham, WA 98226
Type: Post Secondary
Zorganics Institute Beauty And Wellness 410 West Bakerview Road Suite 112
Bellingham, WA 98226
Type: Post Secondary
Bellingham Technical College 3028 Lindbergh Ave
Bellingham, WA 98225-1599
Type: Post Secondary
Northwest Indian College 2522 Kwina Rd
Bellingham, WA 98226-9217
Type: Post Secondary
Western Washington University 516 High Street
Bellingham, WA 98225-9008
Type: Post Secondary
Skagit Valley College 2405 E. College Way
Mount Vernon, WA 98273
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov