ZIP Code 98256 in Index, WA

Data Last Updated: February 1, 2026
City:Index, Washington
County:Snohomish County
Timezone:Pacific (GMT -08:00)
Local Time:10:15:09 AM
Population:446 [See All]
Area Codes:360 / 564
Classification:PO Box
Coordinates:47.8440, -121.4392
Land Area:75.563 sq mi
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98256 Index, WA - Mountain Community in the Cascades

ZIP Code 98256, Index

Beach Resort
LocationSnohomish County, WA
Area145.3 sq mi
Population446
Households159
PO Boxes210 Regional Hub (132%)
Median Age45.5 years
Seasonal Housing42%
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box Only Zone, and no alternative mail delivery exists across the 145 square mile mountain territory
  • The post office maintains 210 PO Boxes for 159 occupied homes (1.32 adoption rate), serving local residents plus seasonal homeowners and surrounding areas
  • Of 321 total housing units, 134 are used seasonally (42%), pointing to a recreational mountain community with significant vacation home ownership
  • Two rural carrier routes deliver mail across scattered mountain roads, with General Delivery also available
  • 58% of workers work from home, well above typical rates, suggesting remote workers and retirees drawn to this isolated Cascade setting
  • Just 5 business establishments employ 4 people, confirming this is a residential and recreational community rather than a commercial center

A Remote Mountain Setting

Index sits deep in the Cascade Mountains of Snohomish County, Washington, about 50 miles northeast of Seattle. This remote mountain community spans 145 square miles along the North Fork of the Skykomish River, with a year-round population of just 446 people.

Why PO Boxes Are Standard

The Index post office maintains 210 PO Boxes for 159 occupied homes. That's a 1.32 adoption rate, meaning the post office serves beyond just local residents. Seasonal homeowners and people from surrounding areas rely on Index for mail service. This is a PO Box Only Zone, and carrier delivery isn't available across this mountain territory.

Seasonal Housing Patterns

Of the 321 total housing units, 134 are used seasonally. That's 42% of all housing. The seasonal vacancy pattern points to a recreational community where cabins and vacation homes account for nearly half the housing stock. These properties serve as weekend retreats and mountain getaways for people from the Seattle metro area.

Mail in the Mountains

Mail arrives via rural route delivery to scattered homes and PO Boxes. Two rural carrier routes (R routes) serve the area, covering 72 delivery points across mountain roads. General Delivery is also available (G001 route), common in remote mountain areas where addressing can be inconsistent.

Local Character

Street names tell the story of this mountain community. Index-Galena Road (25 delivery records) is the main corridor, connecting to the former mining town of Galena upriver. Nature-inspired names like River Park Drive, Agate Lane, and Jasper Lane reference the area's geology. The community sits near popular recreation areas, including the Skykomish River for whitewater kayaking and nearby hiking trails.

Mountain Community Demographics

The median age is 45.5 years, and the median household income is $91,406. Most workers commute long distances. 58% work from home, a high rate that suggests remote workers and retirees who've chosen this isolated mountain setting. Per capita income is $35,905. Median home value is $379,500, and there are 50 mobile homes in the area.

Economic Profile

Index has just 5 business establishments employing 4 people. This isn't a commercial center. It's a residential and recreational community where people come for solitude, outdoor access, and distance from urban life. The post office works as a gathering point, one of the few public services in this mountain territory.

Mailing to Index

All mail goes to PO Boxes. Use this format:

Recipient Name
PO Box [Number]
Index, WA 98256

Street Name Patterns

Mountain Roads Nature Names Mining Heritage

Street names reference the area's mining past (Index-Galena Road), natural features (River Park, Agate Lane, Jasper Lane), and mountain geography.

Nearby Areas

Skyko River Mt Index River Park Green Water Meadows Vista Estates Mountain Vale
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Population & Demographics


ZIP Code 98256 has 446 residents and 159 households (average 2.81 persons per household). The median age is 45.5 years, significantly older than the state (38.1) and older than the nation (38.8). The gender split is 50.2% male and 49.8% female, which is slightly higher than the national male share (49.1%). Largest groups are White (78.3%, much higher than the state average of 66.6% and well above the national average of 61.6%) and Hispanic or Latino (7.0%); Hispanic or Latino residents make up 7.0%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:446Source: Census DHC
2024 ACS Population Estimate:368Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:5.9 people per sq mile
Average Income:$94,375Source: Census ACS
Households:159Source: Census DHC
Average House Value:$430,000Source: Census ACS
Persons Per Household:2.81Source: Census DHC
Average Family Size:3.67Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--448390462510406407377328348369328318409368
Decennial Census420------------------446--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.5

Male Median Age: 47.3

Female Median Age: 45

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male117913132212131011420222613279
Female810811762616191617151412111574
Total191717242028382929272135363824171413
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:34983.29%
Black:20.48%
Hispanic:*317.40%
Asian:30.72%
American Indian:71.67%
Hawaiian:00%
Other:276.44%
Total:419100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:22450.22%47.3 years
Females:22249.78%45.0 years
Total:446100%45.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:34894.57%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:205.43%
Foreign born, not a U.S. citizen:05.43%
Total Population:368100%
Total Native Population:34894.57%
Total Foreign-born Population:205.43%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $94,375, which is much higher than the national median ($80,734), is up $55,125 (140.4%) since 2011 and above its 2019 pre-pandemic level by $31,562. Family households earn a median of $118,636 versus $0 for nonfamily households (a difference of $118,636). By gender, male median income is $0 and female is $36,125, which is considerably lower than the national female median ($55,274), with a current gap of $36,125 that has narrowed from 2011 to 2024. The labor-force participation rate is 53.5%, which is much lower than the national rate (63.5%). The unemployment rate is 14.4%, which is much higher than the national rate (5.2%). The largest occupation group is Management (39.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$39,250$40,694$32,386$41,250$52,083$56,094$56,667$62,500$62,813$0$0$87,188$91,406$94,375
Median Family Income$59,091$60,568$57,500$60,096$66,875$76,094$75,000$87,500$86,250$94,688$102,083$111,875$97,273$118,636
Median NonFamily Income$28,977$26,667$23,229$22,708$27,000$21,944$28,333$28,333$26,250$20,000$20,962$0$41,528$0
Median Male Income$50,500$52,692$48,750$48,125$50,536$50,938$52,031$54,063$62,500$50,750$51,429$0$79,318$0
Median Female Income$34,375$65,000$41,786$41,500$41,447$41,458$41,071$44,375$0$24,643$21,563$23,000$24,931$36,125
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:14945.85%
Unemployed:257.69%
Not In Labor Force:15146.46%
Total:325100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:5939.60%
Service:138.72%
Sales and Office:117.38%
Natural resources, construction, and maintenance:138.72%
Production, transportation, and material moving:5335.57%
Total Civilian Employed Population:149100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $430,000, which is far above the national median ($332,700), is up $236,500 (122.22%) since 2011 and above its 2019 pre-pandemic level by $210,800. The median gross rent is $0, which is well under the national median ($1,413), is down $725 (100.00%) since 2011 and below its 2019 pre-pandemic level by $1,013. Of occupied housing, owners make up 85.90% (35.07% with a mortgage, 64.93% free-and-clear) and renters 14.10% - making this ZIP Code under national rental averages. The vacancy rate is 49.68%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$193,500$185,000$155,500$153,200$168,800$160,100$181,700$220,000$219,200$263,900$313,800$325,000$379,500$430,000
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:22100.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:22100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$725$735$818$823$900$930$921$794$1,013$950$1,188$1,063$1,283$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):4730.13%
Owner Occupied (free and clear, no mortgage):8755.77%
Renter Occupied:2214.10%
Total Occupied Housing Units:156100%

Occupied Housing Units:15650.32%
Vacant Housing Units (not graphed):15449.68%
Total Housing Units:310100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:28391.29%
Multi-Family Units:00.00%
Other Units:278.71%
Total Housing Units:310100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 12.50% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 75.90%, which is comparable to the national rate (89.60%). The uninsured rate is 11.70%, which is comparable to the national rate (8.40%). Public coverage is 60.10%, which is far higher than the national rate (36.70%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.80%), down 12.90 percentage points since 2011 and above its 2019 pre-pandemic level by 0.10 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (78.79%). College enrollment is 0.00%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:227.26%
9th to 12th grade, no diploma:5116.83%
High school graduate (includes equivalency):14447.52%
Some college, no degree:4815.84%
Associate's degree:00.00%
Bachelor's degree:144.62%
Graduate or professional degree:247.92%
Total:303100%
High school or higher:23075.91%
Bachelor's degree or higher:3812.54%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:18841.59%
Public Insurance:22148.89%
No Insurance:439.51%
Total:452100%
Has Health Insurance:40990.49%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty23.1%19.4%17.9%16.3%9.5%4.4%2.4%0.0%10.1%9.2%11.7%14.5%10.2%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):2678.79%
High school (grades 9-12):721.21%
College or graduate school:00.00%
Total:33100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):33100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 98256 supports both business and residential activity. According to the Business Census (2024), there are 7 business establishments, employing about 14 people with an annual payroll of $634,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:225Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:7Source: CBP
1st Quarter Payroll:$123,000Source: CBP
Annual Payroll:$634,000Source: CBP
# of Employees:14Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 98256 is located in Snohomish County, Washington, within the Seattle-Tacoma-Bellevue, WA Metropolitan Statistical Area (CBSA 42660) and Washington's 8th Congressional District. This Metro area has a population of 3,439,809 people, about 0.01% of whom live in ZIP Code 98256, and is subdivided into the Everett, WA division. It covers 75.563 sq mi of land and a water area of 0.331 sq mi.

CBSA Name:Seattle-Tacoma-Bellevue, WASource: Census
CBSA Number:42660Source: Census
CBSA Type:MetroSource: Census
CBSA Division:Everett, WA (CBSA Div 21794)Source: Census
CBSA Population:3,439,809Source: Census
MSA:Seattle-Tacoma-Bremerton, WA CMSASource: Census
Land Area:75.563 sq miSource: Census
Water Area:0.331 sq miSource: Census
Congressional District:08Source: USPS
Congressional Land Area:7359.7 sq miSource: Census
PMSA:Seattle-Bellevue-Everett, WA PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:5333175Source: Census
Place Name:Index town; WashingtonSource: Census

Adjacent & Nearby ZIP Codes


98257 | | 98255

Schools in ZIP Code 98256


ZIP Code 98256 is in the Index School District, which serves grades Pre-Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Index Elementary School District 63 436 Index Avenue
Index, WA 98256
District: Index School District
Restart Leadership Academy 30001 138th Pl Se
Monroe, WA 98272
District: Private SchoolNearby
Monroe Montessori School 733 Village Way
Monroe, WA 98272
District: Private SchoolNearby
Little Doves Preschool & Kindergarten 202 Dickinson Ave
Monroe, WA 98272
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 98256


Digipen Institute Of Technology 9931 Willows Rd Ne
Redmond, WA 98052
Type: Post Secondary
Lake Washington Institute Of Technology 11605 132nd Ave Ne
Kirkland, WA 98034-8506
Type: Post Secondary
Cascadia College 18345 Campus Way Ne
Bothell, WA 98011-8205
Type: Post Secondary
University Of Washington-Bothell Campus 18115 Campus Way Ne
Bothell, WA 98011-8246
Type: Post Secondary
Evergreen Beauty And Barber College-Everett 802 Se Everett Mall Way Ste A
Everett, WA 98208
Type: Post Secondary
Washington State University - Everett Campus 915 N. Broadway
Everett, WA 98201
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov