ZIP Code 96785 in Volcano, HI

Data Last Updated: February 1, 2026
City:Volcano, Hawaii
County:Hawaii County
Timezone:Hawaii-Aleutian Islands (GMT -10:00)
Local Time:8:06:15 AM
Population:4,125 [See All]
Area Code:808
Classification:PO Box
Coordinates:19.4962, -155.2175
Land Area:73.208 sq mi
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96785 Volcano, HI - Mountain Community Near Hawaii Volcanoes National Park

ZIP Code 96785, Volcano

Retirement
LocationHawaii County, HI
Area115.5 sq mi
Population4,125
Households1,901
PO Boxes1,319 (69% adoption)
Median Age53.4 years
Seasonal Housing11%
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box Only Zone with no alternative mail delivery across the entire 115.5 square mile territory
  • With 1,319 PO Boxes for 1,901 households, 69% of residents rely on boxes rather than rural carrier delivery
  • Median age of 53.4 years makes this one of Hawaii's older communities, indicating retirement population
  • 30% of workers (495 people) work from home, among the highest rates in Hawaii
  • Despite PO Box classification, two rural carrier routes provide limited street delivery to some homes

Community Overview

Volcano sits at 4,000 feet elevation on the slopes of Mauna Loa on Hawaii Island, just outside the entrance to Hawaii Volcanoes National Park. With 4,125 residents spread across 115.5 square miles of rainforest and volcanic terrain, this is a retirement and remote work community where PO Boxes aren't optional. USPS designated this a PO Box Only Zone, meaning there's no alternative mail delivery for the entire territory.

Postal Services

The Volcano post office maintains 1,319 PO Boxes for 1,901 households. That's a 69% adoption rate, showing that most residents rely on boxes rather than the limited rural delivery available. Two rural carrier routes serve some homes, but across this vast and rugged landscape, PO Box pickup is the practical choice for many. General delivery is also available for those without boxes.

Local Character

Median age here is 53.4 years, well above Hawaii's statewide average. This isn't a young family community. It's retirees, artists, and remote professionals drawn to cool mountain air and proximity to the park. The work-from-home rate of 30% ranks among the highest in Hawaii, with 495 residents working remotely. Street names like Kalani Honua Loop, Nahelenani Street, and Old Volcano Road mix Hawaiian language with settler history.

Demographics

Housing here skews toward owner-occupied properties (82% of occupied units). Median home value of $330,500 is moderate for Hawaii, reflecting rural location and distance from employment centers. About 10% of homes (248 units) are used seasonally, likely vacation rentals for tourists visiting the park or second homes for mainland owners seeking Hawaii mountain living.

Mailing Information

All mail to Volcano uses either PO Box addresses or the limited rural routes. Format:

Recipient Name
PO Box [number]
Volcano, HI 96785

Street Name Patterns

Hawaiian Names Historic Roads

Street names blend Hawaiian language (Kalani Honua, Nahelenani) with settlement history (Old Volcano Road, Pearl Ave).

Nearby Areas

Volcano Mountain View Ocean View Pahoa Hilo
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Population & Demographics


ZIP Code 96785 has 4,125 residents and 1,901 households (average 2.16 persons per household). The median age is 53.4 years, significantly older than the state (40.8) and significantly older than the nation (38.8). The gender split is 52.9% male and 47.1% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (51.5%, much higher than the state average of 22.9% and well below the national average of 61.6%) and Hispanic or Latino (10.4%); Hispanic or Latino residents make up 10.4%, which is much lower than the national average (18.7%), and Native Hawaiian & Other Pacific Islander share is much higher than the national average (0.2%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:4,125Source: Census DHC
2024 ACS Population Estimate:4,433Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:56.3 people per sq mile
Average Income:$68,463Source: Census ACS
Households:1,901Source: Census DHC
Average House Value:$369,000Source: Census ACS
Persons Per Household:2.16Source: Census DHC
Average Family Size:3.30Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--2,3612,5892,5972,6742,5062,5803,1453,3223,6223,9264,7854,2204,2244,433
Decennial Census2,646------------------4,125--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 53.4

Male Median Age: 53.2

Female Median Age: 53.5

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male9011099917078104146112105145176210269211864337
Female636285707377111125113119120154179220184925937
Total15317218416114315521527122522426533038948939517810274
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:2,12462.03%
Black:320.93%
Hispanic:*42912.53%
Asian:3149.17%
American Indian:461.34%
Hawaiian:42412.38%
Other:551.61%
Total:3,424100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:2,18252.90%53.2 years
Females:1,94347.10%53.5 years
Total:4,125100%53.4 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:4,13393.23%
Native, born in PR, Island Areas, or abroad:1794.04%
Foreign born, naturalized U.S. citizen:631.42%
Foreign born, not a U.S. citizen:582.73%
Total Population:4,433100%
Total Native Population:4,31297.27%
Total Foreign-born Population:1212.73%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $68,463, which is well under the national median ($80,734), is up $23,762 (53.2%) since 2011 and above its 2019 pre-pandemic level by $12,732. Family households earn a median of $98,542 versus $39,761 for nonfamily households (a difference of $58,781). By gender, male median income is $70,988 and female is $54,310, which is a bit under the national female median ($55,274), with a current gap of $16,678 that has widened from 2011 to 2024. The labor-force participation rate is 48.5%, which is considerably lower than the national rate (63.5%). The unemployment rate is 3.3%, which is markedly below the national rate (5.2%). The largest occupation group is Management (63.3%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$44,701$50,153$43,938$38,015$50,148$34,107$30,172$39,784$55,731$58,000$65,191$68,555$64,213$68,463
Median Family Income$49,329$51,279$50,601$50,436$50,986$43,413$54,250$62,449$62,757$68,864$84,435$79,427$80,909$98,542
Median NonFamily Income$36,314$38,793$20,861$17,407$0$18,058$17,389$20,459$0$47,632$34,673$50,500$42,235$39,761
Median Male Income$45,412$45,137$39,107$47,648$0$41,202$54,458$54,386$53,750$44,207$60,718$49,695$66,250$70,988
Median Female Income$38,821$38,977$31,327$31,050$0$41,250$40,540$41,693$39,144$37,264$40,547$45,214$44,306$54,310
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:1,84846.83%
Unemployed:641.62%
Not In Labor Force:2,03451.55%
Total:3,946100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,17063.31%
Service:35619.26%
Sales and Office:1779.58%
Natural resources, construction, and maintenance:502.71%
Production, transportation, and material moving:955.14%
Total Civilian Employed Population:1,848100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $369,000, which is well above the national median ($332,700), is up $112,200 (43.69%) since 2011 and above its 2019 pre-pandemic level by $142,800. The median gross rent is $1,217, which is far less than the national median ($1,413), is up $162 (15.36%) since 2011 and below its 2019 pre-pandemic level by $30. Of occupied housing, owners make up 83.47% (44.51% with a mortgage, 55.49% free-and-clear) and renters 16.53% - making this ZIP Code under national rental averages. The vacancy rate is 17.84%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$256,800$253,100$230,500$229,900$221,100$195,900$188,800$206,000$226,200$243,900$271,200$299,700$330,500$369,000
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:185.17%
$500 to $999:102.87%
$1,000 to $1,499:16246.55%
$1,500 to $1,999:7621.84%
$2,000 to $2,499:61.72%
$2,500 to $2,999:4613.22%
$3,000 or more:00.00%
No Rent:308.62%
Total:348100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$1,055$1,084$1,083$1,080$1,083$1,022$1,002$1,018$1,247$1,256$1,272$1,163$1,292$1,217
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):78237.15%
Owner Occupied (free and clear, no mortgage):97546.32%
Renter Occupied:34816.53%
Total Occupied Housing Units:2,105100%

Occupied Housing Units:2,10582.16%
Vacant Housing Units (not graphed):45717.84%
Total Housing Units:2,562100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:2,49197.23%
Multi-Family Units:70.27%
Other Units:642.50%
Total Housing Units:2,562100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 41.50% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.70%). High school or higher is 95.40%, which is far higher than the national rate (89.60%). The uninsured rate is 6.10%, which is comparable to the national rate (8.40%). Public coverage is 48.90%, which is well above the national rate (36.70%). The share of people in poverty is 10.10%, which is comparable to the national rate (8.80%), down 13.70 percentage points since 2011 and above its 2019 pre-pandemic level by 4.20 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is college (49.63%). College enrollment is 49.63%, which is far higher than the national rate (26.70%), indicating the community is likely a college hub with student-driven housing and services.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:952.52%
9th to 12th grade, no diploma:792.10%
High school graduate (includes equivalency):92824.63%
Some college, no degree:77020.44%
Associate's degree:3338.84%
Bachelor's degree:94325.03%
Graduate or professional degree:62016.45%
Total:3,768100%
High school or higher:3,59495.38%
Bachelor's degree or higher:1,56341.48%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:3,09955.98%
Public Insurance:2,16639.13%
No Insurance:2714.90%
Total:5,536100%
Has Health Insurance:5,26595.10%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty21.2%11.4%11.2%12.9%9.9%4.9%4.5%4.1%3.3%2.6%3.7%6.2%7.5%10.1%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:324.70%
Kindergarten:405.87%
Elementary school (grades 1-8):19027.90%
High school (grades 9-12):8111.89%
College or graduate school:33849.63%
Total:681100%
Early Childhood:7210.57%
K-12 (Primary & Secondary School):31145.67%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 96785 supports both business and residential activity. According to the Business Census (2024), there are 26 business establishments, employing about 201 people with an annual payroll of $6,715,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:1,323Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:26Source: CBP
1st Quarter Payroll:$1,602,000Source: CBP
Annual Payroll:$6,715,000Source: CBP
# of Employees:201Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 96785 is located in Hawaii County, Hawaii, within the Hilo-Kailua, HI Metropolitan Statistical Area (CBSA 25900) and Hawaii's 2nd Congressional District. This Micro area has a population of 185,079 people, about 2.23% of whom live in ZIP Code 96785. It covers 73.208 sq mi of land and a water area of 0 sq mi.

CBSA Name:Hilo-Kailua, HISource: Census
CBSA Number:25900Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:185,079Source: Census
MSA:Source: Census
Land Area:73.208 sq miSource: Census
Water Area:--Source: Census
Congressional District:02Source: USPS
Congressional Land Area:6213.4 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1572350Source: Census
Place Name:Volcano CDP; HawaiiSource: Census

Adjacent & Nearby ZIP Codes


96786 | | 96784

Schools in ZIP Code 96785


ZIP Code 96785 is in the Hawaii Department of Education, which serves grades Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Volcano School Of Arts & Sciences - A Community Pcs 99-128 Old Volcano Rd
Volcano, HI 96785
District: Hawaii Department of Education
Christian Liberty Academy 16-675 Milo St
Keaau, HI 96749
District: Private SchoolNearby
Malamalama Waldorf School 15-1834 Makoo Dr
Keaau, HI 96749
District: Private SchoolNearby
Malamalama Waldorf School 15-1834 Maku'u Dr
Keaau, HI 96749
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 96785


University Of Hawaii At Hilo 200 W Kawili St
Hilo, HI 96720-4091
Type: Post Secondary
Hawaii Community College 1175 Manono Street
Hilo, HI 96720-5096
Type: Post Secondary
Mauna Loa Helicopters 73-310 U'u Street
Kailua Kona, HI 96740-2650
Type: Post Secondary
Ibs School Of Cosmetology And Massage 110 East Kaahumanu Avenue
Kahului, HI 96732-2118
Type: Post Secondary
University Of Hawaii Maui College 310 W Kaahumanu Ave
Kahului, HI 96732-1617
Type: Post Secondary
Kapiolani Community College 4303 Diamond Head Road
Honolulu, HI 96816-4421
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov