| City: | Cameron, Arizona |
| Names to Avoid: | Cedar Ridge |
| County: | Coconino County |
| Timezone: | Mountain (GMT -07:00) |
| Local Time: | 10:21:12 AM |
| Population: | 1,852 [See All] |
| Area Codes: | 520 / 928 |
| Classification: | PO Box |
| Coordinates: | 36.0559, -111.4498 |
| Land Area: | 1247.932 sq mi |
| Quick Link: |
Cameron serves the western Navajo Nation in northern Arizona. Of the 1,852 residents, 96% are Native American (1,783 people). This is a tribal community spread across 632 square miles of Coconino County, where Highway 89 provides the main transportation corridor through the territory.
This is a PO Box Only Zone. There's no alternative mail delivery across the vast territory. The Cameron post office maintains 746 PO Boxes for 584 households, an adoption rate of 1.28. That means the post office serves people beyond the immediate census area, including nearby communities and extended family networks typical of Navajo settlement patterns.
Household structure shows 3.17 residents per household, higher than the national average of 2.5. Multi-generational households are common in Navajo communities. The median age is 37.7 years. Owner-occupied housing makes up 86% of occupied units (505 of 584 households).
With only Highway 89 appearing in postal records, this isn't a place with traditional street addressing. Mail delivery works through rural routes (9 records) and highway contract routes (2 records). The Cedar Ridge area name appears as an alias but isn't valid for mailing. All mail must use Cameron, AZ 86020 with a PO Box number.
Economic patterns show challenges and adaptations. Median household income is $36,310. Only 5.8% of adults have a bachelor's degree or higher. However, 36.2% of workers work from home, well above national rates. The largest employment sector is transportation, warehousing, and utilities (486 workers), likely connected to the highway corridor location. Public administration employs 79 workers, suggesting tribal government jobs. Just 12 business establishments operate in the area with 102 employees total.
The post office functions as critical infrastructure for government documents, tribal program materials, healthcare prescriptions through Indian Health Service, and package delivery. With 275 mobile homes among 727 total housing units, housing is often informal or traditional, making PO Boxes the most reliable addressing method.
Highway 89 is the only street name in postal records, serving as the primary transportation and addressing reference across 632 square miles.
ZIP Code 86020 has 1,852 residents and 584 households (average 3.17 persons per household). The median age is 37.7 years, slightly younger than the state (38.9) and slightly younger than the nation (38.8). The gender split is 52.6% male and 47.4% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are American Indian & Alaska Native (96.3%, much higher than the state average of 4.5% and well above the national average of 1.1%) and Hispanic or Latino (2.4%); Hispanic or Latino residents make up 2.4%, which is much lower than the state average (30.7%), and American Indian & Alaska Native share is much higher than both the state (4.5%) and national averages (1.1%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 1,852Source: Census DHC |
| 2024 ACS Population Estimate: | 1,890Source: Census ACS |
| 2026 ZC Population Estimate: | 0Source: ZIP-Codes.com |
| Population Density: | 1.5 people per sq mile |
| Average Income: | $35,909Source: Census ACS |
| Households: | 584Source: Census DHC |
| Average House Value: | $51,500Source: Census ACS |
| Persons Per Household: | 3.17Source: Census DHC |
| Average Family Size: | 4.61Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 1,957 | 1,924 | 1,917 | 2,263 | 2,201 | 2,157 | 2,213 | 2,216 | 1,955 | 1,884 | 2,283 | 2,061 | 1,879 | 1,890 |
| Decennial Census | 1,941 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1,852 | -- | -- | -- | -- |
Median Age: 37.7
Male Median Age: 33.6
Female Median Age: 41.5
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 51 | 71 | 74 | 71 | 79 | 78 | 73 | 62 | 55 | 40 | 69 | 80 | 60 | 33 | 49 | 13 | 6 | 11 |
| Female | 57 | 43 | 58 | 50 | 38 | 58 | 67 | 41 | 55 | 49 | 60 | 66 | 65 | 67 | 29 | 19 | 33 | 22 |
| Total | 108 | 114 | 132 | 121 | 117 | 136 | 140 | 103 | 110 | 89 | 129 | 146 | 125 | 100 | 78 | 32 | 39 | 33 |
| White: | 25 | 1.34% |
| Black: | 1 | 0.05% |
| Hispanic:* | 44 | 2.36% |
| Asian: | 1 | 0.05% |
| American Indian: | 1,783 | 95.71% |
| Hawaiian: | 1 | 0.05% |
| Other: | 8 | 0.43% |
| Total: | 1,863 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 975 | 52.65% | 33.6 years |
| Females: | 877 | 47.35% | 41.5 years |
| Total: | 1,852 | 100% | 37.7 years |
| Native, born in the United States: | 1,879 | 99.42% |
| Native, born in PR, Island Areas, or abroad: | 6 | 0.32% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 5 | 0.26% |
| Total Population: | 1,890 | 100% |
| Total Native Population: | 1,885 | 99.74% |
| Total Foreign-born Population: | 5 | 0.26% |
In 2024, the Median household income is $35,909, which is well under the national median ($80,734), is up $11,638 (48.0%) since 2011 and above its 2019 pre-pandemic level by $1,951. Family households earn a median of $50,694 versus $14,911 for nonfamily households (a difference of $35,783). By gender, male median income is $42,632 and female is $31,848, which is far less than the national female median ($55,274), with a current gap of $10,784 that has widened from 2011 to 2024. The labor-force participation rate is 48.9%, which is considerably lower than the national rate (63.5%). The unemployment rate is 13.6%, which is far worse than the national rate (5.2%). The largest occupation group is Service (25.7%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $24,271 | $25,391 | $21,944 | $30,441 | $29,306 | $30,536 | $32,935 | $33,750 | $33,958 | $31,500 | $32,981 | $33,385 | $36,310 | $35,909 |
| Median Family Income | $28,056 | $27,500 | $26,908 | $32,417 | $32,426 | $34,583 | $35,086 | $36,450 | $38,456 | $39,766 | $41,313 | $46,033 | $48,958 | $50,694 |
| Median NonFamily Income | $8,679 | $11,250 | $9,702 | $12,132 | $11,719 | $11,477 | $14,000 | $15,000 | $14,853 | $15,446 | $15,577 | $14,821 | $17,500 | $14,911 |
| Median Male Income | $21,146 | $25,662 | $25,859 | $26,042 | $26,875 | $28,583 | $26,154 | $26,190 | $28,056 | $35,357 | $36,920 | $43,125 | $41,708 | $42,632 |
| Median Female Income | $22,736 | $24,095 | $24,375 | $23,929 | $21,250 | $22,188 | $24,625 | $22,986 | $23,813 | $25,956 | $26,225 | $26,324 | $29,127 | $31,848 |
| Employed: | 627 | 42.19% |
| Unemployed: | 99 | 6.66% |
| Not In Labor Force: | 760 | 51.14% |
| Total: | 1,486 | 100% |
| Management, business, science, and arts: | 95 | 15.15% |
| Service: | 161 | 25.68% |
| Sales and Office: | 159 | 25.36% |
| Natural resources, construction, and maintenance: | 105 | 16.75% |
| Production, transportation, and material moving: | 107 | 17.07% |
| Total Civilian Employed Population: | 627 | 100% |
In 2024, the median home value is $51,500, which is much lower than the national median ($332,700), is down $49,700 (49.11%) since 2011 and below its 2019 pre-pandemic level by $3,400. The median gross rent is $479, which is much lower than the national median ($1,413), is down $452 (48.55%) since 2011 and below its 2019 pre-pandemic level by $96. Of occupied housing, owners make up 88.92% (4.15% with a mortgage, 95.85% free-and-clear) and renters 11.08% - making this ZIP Code under national rental averages. The vacancy rate is 17.62%, which is far higher than the national rate (10.12%).
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $101,200 | $81,300 | $69,100 | $67,500 | $69,700 | $57,800 | $55,300 | $53,900 | $54,900 | $62,800 | $65,300 | $67,900 | $59,900 | $51,500 |
| Less than $500: | 17 | 23.61% |
| $500 to $999: | 3 | 4.17% |
| $1,000 to $1,499: | 0 | 0.00% |
| $1,500 to $1,999: | 3 | 4.17% |
| $2,000 to $2,499: | 0 | 0.00% |
| $2,500 to $2,999: | 0 | 0.00% |
| $3,000 or more: | 0 | 0.00% |
| No Rent: | 49 | 68.06% |
| Total: | 72 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $931 | $675 | $1,045 | $1,025 | $419 | $0 | $0 | $513 | $575 | $642 | $590 | $446 | $0 | $479 |
| Owner Occupied (with mortgage): | 24 | 3.69% |
| Owner Occupied (free and clear, no mortgage): | 554 | 85.23% |
| Renter Occupied: | 72 | 11.08% |
| Total Occupied Housing Units: | 650 | 100% |
| Occupied Housing Units: | 650 | 82.38% |
| Vacant Housing Units (not graphed): | 139 | 17.62% |
| Total Housing Units: | 789 | 100% |
| Single-Family Units: | 523 | 66.29% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 266 | 33.71% |
| Total Housing Units: | 789 | 100% |
In 2024, 6.90% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 68.20%, which is far lower than the national rate (89.60%). The uninsured rate is 26.10%, which is far higher than the national rate (8.40%). Private coverage is 12.90%, which is far lower than the national rate (67.10%). Public coverage is 61.60%, which is far higher than the national rate (36.70%). The share of people in poverty is 22.50%, which is far higher than the national rate (8.80%), down 11.10 percentage points since 2011 and below its 2019 pre-pandemic level by 6.90 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (57.96%). College enrollment is 8.96%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 202 | 16.40% |
| 9th to 12th grade, no diploma: | 190 | 15.42% |
| High school graduate (includes equivalency): | 424 | 34.42% |
| Some college, no degree: | 275 | 22.32% |
| Associate's degree: | 56 | 4.55% |
| Bachelor's degree: | 46 | 3.73% |
| Graduate or professional degree: | 39 | 3.17% |
| Total: | 1,232 | 100% |
| High school or higher: | 840 | 68.18% |
| Bachelor's degree or higher: | 85 | 6.90% |
| Private Insurance: | 244 | 12.83% |
| Public Insurance: | 1,164 | 61.20% |
| No Insurance: | 494 | 25.97% |
| Total: | 1,902 | 100% |
| Has Health Insurance: | 1,408 | 74.03% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 35.0% | 36.2% | 40.6% | 37.1% | 35.1% | 32.7% | 36.1% | 33.9% | 30.8% | 31.0% | 33.9% | 29.3% | 23.9% | 22.5% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 9 | 2.24% |
| Kindergarten: | 23 | 5.72% |
| Elementary school (grades 1-8): | 233 | 57.96% |
| High school (grades 9-12): | 101 | 25.12% |
| College or graduate school: | 36 | 8.96% |
| Total: | 402 | 100% |
| Early Childhood: | 32 | 7.96% |
| K-12 (Primary & Secondary School): | 357 | 88.81% |
ZIP Code 86020 supports both business and residential activity. According to the Business Census (2024), there are 11 business establishments, employing about 115 people with an annual payroll of $3,456,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 767Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 11Source: CBP |
| 1st Quarter Payroll: | $834,000Source: CBP |
| Annual Payroll: | $3,456,000Source: CBP |
| # of Employees: | 115Source: CBP |
ZIP Code 86020 is located in Coconino County, Arizona, within the Flagstaff, AZ Metropolitan Statistical Area (CBSA 22380) and Arizona's 2nd Congressional District. This Metro area has a population of 134,421 people, about 1.38% of whom live in ZIP Code 86020. It covers 1247.932 sq mi of land and a water area of 0.851 sq mi.
| CBSA Name: | Flagstaff, AZSource: Census |
| CBSA Number: | 22380Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 134,421Source: Census |
| MSA: | Flagstaff, AZ-UT MSASource: Census |
| Land Area: | 1247.932 sq miSource: Census |
| Water Area: | 0.851 sq miSource: Census |
| Congressional District: | 02Source: USPS |
| Congressional Land Area: | 7838.12 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 0409340Source: Census |
| Place Name: | Cameron CDP; ArizonaSource: Census |
We could not locate which school district 86020 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on March 1, 2026.