ZIP Code 49406 in Douglas, MI

Data Last Updated: February 1, 2026
City:Douglas, Michigan
County:Allegan County
Timezone:Eastern (GMT -05:00)
Local Time:8:03:33 AM
Population:1,031 [See All]
Area Code:269
Classification:PO Box
Coordinates:42.6441, -86.2010
Land Area:1.501 sq mi
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49406 Douglas, MI - Lake Michigan Retirement Haven

ZIP Code 49406, Douglas

Retirement
LocationAllegan County, MI
Area1.8 sq mi
Population1,031
Households520
PO Boxes831 Regional Hub (160%)
Median Age59.8 years (Senior)
Seasonal Housing38%
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box Only Zone with no standard street delivery anywhere in the 1.8 square mile community
  • The post office maintains 831 PO Boxes for 520 occupied households, with extra boxes serving seasonal homeowners and businesses
  • With a median age of 59.8 years, Douglas is primarily a retirement and vacation community with only 18 residents under age 18
  • 38% of all housing units (360 of 952) are used seasonally or occasionally, creating dramatic population swings between winter and summer
  • Median home values of $470,500 and 66% bachelor's degree attainment indicate an affluent, educated population
  • Despite having only 1,031 year-round residents, the town has 84 business establishments employing 604 workers

A Lakefront Retirement Community

Douglas sits on the eastern shore of Lake Michigan in Allegan County, Michigan. With a median age of 59.8 years and a year-round population of 1,031, this is a retirement and vacation community where older residents far outnumber working families. Only 18 residents are under 18 years old. The community attracts affluent retirees and second-homeowners, with median home values at $470,500 and 66% of adults holding bachelor's degrees or higher.

Why PO Boxes Are the Only Option

This is a PO Box Only Zone. There's no standard street delivery across the 1.8 square mile community. The Douglas post office maintains 831 PO Boxes for 520 occupied households, an adoption rate of 1.6. The extra boxes serve seasonal homeowners (360 of the 952 total housing units are used seasonally or occasionally), businesses, and surrounding areas. One rural carrier route serves addresses outside the immediate downtown area.

Maritime Character

Douglas shares its waterfront with neighboring Saugatuck, forming a twin-city resort destination. Street names like Lakeshore Drive (8 delivery points), Ferry Street, Water Street, and Mariners Cove tell the story of a maritime community. Center Street has the most delivery activity with 21 ZIP+4 records, many with apartment and suite numbers. Blue Star Highway, the scenic coastal route, runs through town with 11 delivery points.

Seasonal Population Swings

The community's seasonal character shapes everything. Of 952 total housing units, 432 sit vacant. Most of those (360 units, or 38% of all housing) are seasonal properties. Year-round residents tend to own rather than rent, with 442 owner-occupied homes versus just 78 rentals. The population is 95% white, and 97% were born in the United States.

Economic Profile

With 84 business establishments employing 604 workers, Douglas punches above its weight economically. Many residents work from home (17%), and others commute along the lakeshore. Median household income is $95,417, well above Michigan averages. The town maintains its small-village character despite this prosperity, covering less than 2 square miles along the lakeshore.

Mailing to Douglas

All mail must be addressed to a PO Box. Use this format:

Recipient Name
PO Box [number]
Douglas, MI 49406

Street Name Patterns

Waterfront Names Numbered Streets Nature Names

Street names highlight Douglas's lakefront identity with Lakeshore Drive, Mariners Cove, Ferry Street, Water Street, and Harbor Court serving a compact waterfront community.

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 49406 has 1,031 residents and 520 households (average 1.98 persons per household). The median age is 59.8 years, significantly older than the state (40.1) and significantly older than the nation (38.8). The gender split is 53.8% male and 46.2% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (94.9%, much higher than the state average of 73.9% and well above the national average of 61.6%) and Hispanic or Latino (2.9%); Hispanic or Latino residents make up 2.9%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,031Source: Census DHC
2024 ACS Population Estimate:1,085Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:686.9 people per sq mile
Average Income:$102,500Source: Census ACS
Households:520Source: Census DHC
Average House Value:$497,100Source: Census ACS
Persons Per Household:1.98Source: Census DHC
Average Family Size:3.46Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--6098107787998458696877407107027027819221,085
Decennial Census884------------------1,031--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 59.8

Male Median Age: 58.6

Female Median Age: 60.6

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male18151920161614162530485777745537162
Female1182216161012919253445677045322312
Total2923413632262625445582102144144100693914
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:97894.77%
Black:40.39%
Hispanic:*302.91%
Asian:90.87%
American Indian:30.29%
Hawaiian:00%
Other:80.78%
Total:1,032100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:55553.83%58.6 years
Females:47646.17%60.6 years
Total:1,031100%59.8 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:1,05196.87%
Native, born in PR, Island Areas, or abroad:40.37%
Foreign born, naturalized U.S. citizen:272.49%
Foreign born, not a U.S. citizen:32.76%
Total Population:1,085100%
Total Native Population:1,05597.24%
Total Foreign-born Population:302.76%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $102,500, which is considerably higher than the national median ($80,734), is up $48,750 (90.7%) since 2011 and above its 2019 pre-pandemic level by $9,792. Family households earn a median of $147,813 versus $64,643 for nonfamily households (a difference of $83,170). By gender, male median income is $121,683 and female is $95,893, which is much higher than the national female median ($55,274), with a current gap of $25,790 that has narrowed from 2011 to 2024. The labor-force participation rate is 48.8%, which is far less than the national rate (63.5%). The unemployment rate is 1.3%, which is considerably lower than the national rate (5.2%). The largest occupation group is Management (57.1%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$53,750$46,121$45,750$49,615$56,313$55,104$73,571$82,917$92,708$81,667$86,750$96,406$95,417$102,500
Median Family Income$73,542$62,885$65,673$66,923$74,583$70,556$79,653$94,196$117,813$110,000$135,068$145,833$145,000$147,813
Median NonFamily Income$25,313$33,167$29,318$30,833$34,643$46,528$47,386$49,000$69,000$67,083$61,250$67,321$62,143$64,643
Median Male Income$65,781$55,313$43,846$45,313$0$47,153$52,857$54,122$62,656$91,719$103,250$114,000$118,229$121,683
Median Female Income$22,292$35,556$38,958$40,972$0$33,889$37,375$68,783$71,910$71,858$81,858$88,899$94,318$95,893
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:46248.13%
Unemployed:60.63%
Not In Labor Force:49251.25%
Total:960100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:26457.14%
Service:9620.78%
Sales and Office:6313.64%
Natural resources, construction, and maintenance:234.98%
Production, transportation, and material moving:163.46%
Total Civilian Employed Population:462100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $497,100, which is far above the national median ($332,700), is up $255,700 (105.92%) since 2011 and above its 2019 pre-pandemic level by $131,000. The median gross rent is $0, which is well under the national median ($1,413), is down $825 (100.00%) since 2011 and below its 2019 pre-pandemic level by $1,118. Of occupied housing, owners make up 96.84% (42.23% with a mortgage, 57.77% free-and-clear) and renters 3.16% - making this ZIP Code under national rental averages. The vacancy rate is 48.96%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$241,400$232,700$240,400$246,700$289,500$305,800$341,900$345,300$366,100$371,700$363,900$377,200$470,500$497,100
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:952.94%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:847.06%
Total:17100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$825$806$1,042$1,033$1,179$0$1,306$1,115$1,118$1,100$1,536$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):22040.89%
Owner Occupied (free and clear, no mortgage):30155.95%
Renter Occupied:173.16%
Total Occupied Housing Units:538100%

Occupied Housing Units:53851.04%
Vacant Housing Units (not graphed):51648.96%
Total Housing Units:1,054100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:94889.94%
Multi-Family Units:938.82%
Other Units:131.23%
Total Housing Units:1,054100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 63.50% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.70%). High school or higher is 99.40%, which is far higher than the national rate (89.60%). The uninsured rate is 5.80%, which is comparable to the national rate (8.40%). The share of people in poverty is 0.60%, which is far lower than the national rate (8.80%), up 1.10 percentage points since 2011 and below its 2019 pre-pandemic level by 6.70 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (34.58%). College enrollment is 31.78%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:30.33%
9th to 12th grade, no diploma:20.22%
High school graduate (includes equivalency):12713.97%
Some college, no degree:16117.71%
Associate's degree:394.29%
Bachelor's degree:36740.37%
Graduate or professional degree:21023.10%
Total:909100%
High school or higher:90499.45%
Bachelor's degree or higher:57763.48%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:76258.35%
Public Insurance:48136.83%
No Insurance:634.82%
Total:1,306100%
Has Health Insurance:1,24395.18%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%1.5%2.1%2.1%1.5%5.9%4.5%7.9%7.8%6.7%2.3%2.9%1.1%0.6%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):3734.58%
High school (grades 9-12):3633.64%
College or graduate school:3431.78%
Total:107100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):7368.22%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 49406 supports both business and residential activity. According to the Business Census (2024), there are 86 business establishments, employing about 551 people with an annual payroll of $23,723,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:1,000Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:86Source: CBP
1st Quarter Payroll:$4,634,000Source: CBP
Annual Payroll:$23,723,000Source: CBP
# of Employees:551Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 49406 is located in Allegan County, Michigan, within the Holland, MI Metropolitan Statistical Area (CBSA 26090) and Michigan's 4th Congressional District. This Micro area has a population of 0 people, about 0.00% of whom live in ZIP Code 49406. It covers 1.501 sq mi of land and a water area of 0.219 sq mi.

CBSA Name:Holland, MISource: Census
CBSA Number:26090Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Grand Rapids-Muskegon-Holland, MI MSASource: Census
Land Area:1.501 sq miSource: Census
Water Area:0.219 sq miSource: Census
Congressional District:04Source: USPS
Congressional Land Area:8457.8 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2622740Source: Census
Place Name:Douglas city; MichiganSource: Census

Adjacent & Nearby ZIP Codes


49408 | | 49405

Schools in ZIP Code 49406


ZIP Code 49406 is in the Saugatuck Public Schools, which serves grades Pre-Kindergarten thru 12th. There are 1 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Douglas Elementary School 261 Randolph St
Douglas, MI 49406
District: Saugatuck Public Schools
Pine Ridge Christian School 623 W 40th St
Holland, MI 49423
District: Private SchoolNearby
Holland Christian High School 956 Ottawa Ave
Holland, MI 49423
District: Private SchoolNearby
Holland Christian Middle School 850 Ottawa Ave
Holland, MI 49423
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 49406


Western Theological Seminary 101 E 13th St
Holland, MI 49423-3622
Type: Post Secondary
Davenport University-Holland Location 643 S Waverly Rd
Holland, MI 49423-9121
Type: Post Secondary
Hope College President's Office, 141 East 12th Street
Holland, MI 49423-9000
Type: Post Secondary
The Salon Professional Academy Of Holland 2975 West Shore Drive
Holland, MI 49424-7521
Type: Post Secondary
Grand Valley State University 1 Campus Dr
Allendale, MI 49401-9403
Type: Post Secondary
French Academy Of Cosmetology 111 W Exchange St Ste A
Spring Lake, MI 49456
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov