ZIP Code 46937 in Hemlock, IN

Data Last Updated: February 1, 2026
City:Hemlock, Indiana
County:Howard County
Timezone:Eastern (GMT -05:00)
Local Time:10:03:36 PM
Population:114 [See All]
Area Code:765
Classification:PO Box
Coordinates:40.4202, -86.0416
Land Area:0.339 sq mi
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46937 - Hemlock, IN

ZIP Code 46937, Hemlock

Small Town
LocationHoward County, IN
Area0.0 sq mi
Population114
Households35
PO Boxes57 Regional Hub (163%)
Median Age45.3 years
ZIP CreatedBefore Oct 2004
Key Facts
  • Hemlock has 114 residents across 35 occupied households, one of Indiana's smallest incorporated postal service areas.
  • The post office maintains 57 PO Boxes for a community that covers only 0.02 square miles.
  • The median age of 45.3 years is slightly older than the national average of 38.5 years.
  • Census data shows 91% of residents identify as white, with small Hispanic (7%) and multiracial (5%) populations.
  • The community has both city carrier routes and rural routes despite its small size, showing a mixed delivery pattern.
  • Only three streets have documented USPS ZIP+4 records: E 400 S, E 410 S, and S 443 E.

Postal Service Overview

Hemlock's 46937 ZIP code serves 114 residents through a PO Box-only post office. The 57 PO Boxes operate in one of Indiana's smallest delivery zones, covering just 0.02 square miles in Howard County.

Community Structure

This isn't a postal anomaly. It's a rural settlement pattern common across the Midwest. The 35 occupied households here use PO Boxes not because street delivery doesn't exist in the area but because Hemlock's small size makes centralized mail pickup the practical solution. Three streets appear in USPS routing records (E 400 S, E 410 S, and S 443 E), but these serve rural routes where residents collect mail from the post office rather than receiving it at their properties. The adoption rate of 1.63 boxes per household suggests some boxes serve small businesses or farm operations, not unusual for agricultural areas where properties span multiple addresses.

Street Name Patterns

Numbered Grid

The three streets follow rural Indiana's grid numbering system, where compass directions and numbers indicate distance from a county baseline. E 400 S means 400 units east of the north-south baseline and south of the east-west baseline.

Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics


ZIP Code 46937 has 114 residents and 35 households (average 3.26 persons per household). The median age is 45.3 years, significantly older than the state (38.2) and older than the nation (38.8). The gender split is 57.9% male and 42.1% female, which is much higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (91.2%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Black or African American (2.6%, much lower than the national average of 12.4%); Hispanic or Latino residents make up 1.8%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:114Source: Census DHC
2024 ACS Population Estimate:17Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:336.3 people per sq mile
Average Income:$0Source: Census ACS
Households:35Source: Census DHC
Average House Value:$666,666,666Source: Census ACS
Persons Per Household:3.26Source: Census DHC
Average Family Size:2.78Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--000000000059181917
Decennial Census0------------------114--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.3

Male Median Age: 48

Female Median Age: 36

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male2106270431378315211
Female362309124601310106
Total57292161671979625317
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:10494.55%
Black:32.73%
Hispanic:*21.82%
Asian:00%
American Indian:00%
Hawaiian:00%
Other:10.91%
Total:110100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:6657.89%48.0 years
Females:4842.11%36.0 years
Total:114100%45.3 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:17100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:17100%
Total Native Population:17100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $0, which is far less than the state median ($70,051), and above its 2019 pre-pandemic level by $0. Family households earn a median of $0 versus $0 for nonfamily households (a difference of $0). By gender, male median income is $0 and female is $0, which is well under the state female median ($47,719), with a current gap of $0 that has stayed about the same from 2011 to 2024. The labor-force participation rate is 0.0%, which is much lower than the state rate (64.0%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Family Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median NonFamily Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Male Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Median Female Income$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:00.00%
Unemployed:00.00%
Not In Labor Force:17100.00%
Total:17100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:00%
Service:00%
Sales and Office:00%
Natural resources, construction, and maintenance:00%
Production, transportation, and material moving:00%
Total Civilian Employed Population:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $0, which is considerably lower than the state median ($201,600), and above its 2019 pre-pandemic level by $0. The median gross rent is $0, which is far less than the state median ($1,020), and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00%
$500 to $999:00%
$1,000 to $1,499:00%
$1,500 to $1,999:00%
$2,000 to $2,499:00%
$2,500 to $2,999:00%
$3,000 or more:00%
No Rent:00%
Total:0100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$0$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):00.00%
Owner Occupied (free and clear, no mortgage):8100.00%
Renter Occupied:00.00%
Total Occupied Housing Units:8100%

Occupied Housing Units:8100.00%
Vacant Housing Units (not graphed):00.00%
Total Housing Units:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:8100.00%
Multi-Family Units:00.00%
Other Units:00.00%
Total Housing Units:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 0.00% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 100.00%, which is comparable to the national rate (89.40%). The uninsured rate is 0.00%, which is comparable to the national rate (8.60%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.70%). Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Insufficient data for school enrollment.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):847.06%
Some college, no degree:00.00%
Associate's degree:952.94%
Bachelor's degree:00.00%
Graduate or professional degree:00.00%
Total:17100%
High school or higher:17100.00%
Bachelor's degree or higher:00.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:00.00%
Public Insurance:17100.00%
No Insurance:00.00%
Total:17100%
Has Health Insurance:17100.00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00%
Kindergarten:00%
Elementary school (grades 1-8):00%
High school (grades 9-12):00%
College or graduate school:00%
Total:0100%
Early Childhood:00%
K-12 (Primary & Secondary School):00%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 46937 is designated for PO Box delivery only; business establishment and employment data are not available.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:195Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:0Source: CBP
1st Quarter Payroll:$0Source: CBP
Annual Payroll:$0Source: CBP
# of Employees:0Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 46937 is located in Howard County, Indiana, within the Kokomo, IN Metropolitan Statistical Area (CBSA 29020) and Indiana's 5th Congressional District. This Metro area has a population of 98,688 people, about 0.12% of whom live in ZIP Code 46937. It covers 0.339 sq mi of land and a water area of 0 sq mi.

CBSA Name:Kokomo, INSource: Census
CBSA Number:29020Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:98,688Source: Census
MSA:Kokomo, IN MSASource: Census
Land Area:0.339 sq miSource: Census
Water Area:--Source: Census
Congressional District:05Source: USPS
Congressional Land Area:1924.76 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


46938 | | 46936

Schools in ZIP Code 46937


We could not locate which school district 46937 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Taylor High School 3794 E Cr 300 S
Kokomo, IN 46902
District: Taylor Community School CorporationNearby
Taylor Middle School 3794 E Cr 300 S
Kokomo, IN 46902
District: Taylor Community School CorporationNearby
Tri Central Middle-High School 2115 W 500 N
Sharpsville, IN 46068
District: Tipton County Northern Community School CorporationNearby
Tri Central Elementary 2115 W 500 N
Sharpsville, IN 46068
District: Tipton County Northern Community School CorporationNearby
Taylor Elementary School 5500 Wea Dr
Kokomo, IN 46902
District: Taylor Community School CorporationNearby
Acacia Academy 1476 E 400 S
Kokomo, IN 46902
District: Private SchoolNearby
Redeemer Lutheran School 705 E Southway Blvd
Kokomo, IN 46902
District: Private SchoolNearby
Victory Christian Academy 610 W Alto Rd
Kokomo, IN 46902
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 46937


Ross Medical Education Center-Kokomo 196 East Southway Blvd.
Kokomo, IN 46902-3650
Type: Post Secondary
Summit Salon Academy-Kokomo 1012 S Reed Rd
Kokomo, IN 46901-6248
Type: Post Secondary
Purdue University - Purdue Polytechnic Kokomo 700 E. Firmin Street
Kokomo, IN 46902
Type: Post Secondary
Indiana University-Kokomo 2300 S Washington St
Kokomo, IN 46902-9003
Type: Post Secondary
Ivy Tech Community College-Kokomo 1815 East Morgan Street
Kokomo, IN 46901-1373
Type: Post Secondary
Columbia College - Grissom ARB 7207 South Grissom Ave
Grissom ARB, IN 46971-1609
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov