| City: | Goldsmith, Indiana |
| County: | Tipton County |
| Timezone: | Eastern (GMT -05:00) |
| Local Time: | 9:57:48 PM |
| Population: | 125 [See All] |
| Area Code: | 765 |
| Classification: | PO Box |
| Coordinates: | 40.2892, -86.1504 |
| Land Area: | 0.075 sq mi |
| Quick Link: |
Goldsmith is a tiny rural community in Tipton County, Indiana, with just 125 residents spread across 50 households. Despite its classification as a PO Box ZIP Code, Goldsmith currently operates with street delivery and maintains no PO Boxes at all. This unusual situation stems from legacy postal database classifications that don't reflect current delivery infrastructure.
The town spans just 0.11 square miles and relies on a mixed delivery system. One city carrier route and one rural carrier route serve the compact street grid, which includes historic street names like Jefferson Street, Railroad Street, Meridian Street, and State Street. These names hint at a 19th-century town layout built around railroad and state road corridors.
Mail delivery works through standard street addressing. The town has 19 ZIP+4 records covering 10 distinct streets, with numbered county roads (S 725 W, W 100 S) serving the surrounding rural area alongside the traditional street grid. General Delivery is available for residents who need it.
Goldsmith's 50 households show strong economic stability. Median household income reaches $158,438, well above Indiana averages, with a median home value of $276,200. Homeownership is the norm: 84% of households own their homes (42 owned, 8 rented). The median age of 48.8 years indicates an established, middle-aged community.
Use standard street addresses for mail delivery to Goldsmith. The preferred last line format is:
GOLDSMITH, IN 46045Mix of numbered county roads and traditional street grid with historic names like Jefferson, Railroad, and Meridian streets.
ZIP Code 46045 has 125 residents and 50 households (average 2.50 persons per household). The median age is 48.8 years, significantly older than the state (38.2) and significantly older than the nation (38.8). The gender split is 54.4% male and 45.6% female, which is higher than the national male share (49.1%), making this a male-majority area. Largest groups are White (95.2%, much higher than the state average of 77.2% and well above the national average of 61.6%) and Black or African American (1.6%, much lower than the state average of 9.6% and well below the national average of 12.4%); Hispanic or Latino residents make up 0.0%, which is much lower than the national average (18.7%).
Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship
| 2020 Population: | 125Source: Census DHC |
| 2024 ACS Population Estimate: | 162Source: Census ACS |
| 2026 ZC Population Estimate: | 127Source: ZIP-Codes.com |
| Population Density: | 1,666.7 people per sq mile |
| Average Income: | $160,912Source: Census ACS |
| Households: | 50Source: Census DHC |
| Average House Value: | $281,800Source: Census ACS |
| Persons Per Household: | 2.50Source: Census DHC |
| Average Family Size: | 2.42Source: Census ACS |
| Group | 2010 | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Census ACS Population Estimate | -- | 321 | 374 | 243 | 178 | 35 | 57 | 67 | 78 | 39 | 94 | 43 | 180 | 156 | 162 |
| Decennial Census | 93 | -- | -- | -- | -- | -- | -- | -- | -- | -- | 125 | -- | -- | -- | -- |
Median Age: 48.8
Male Median Age: 54.6
Female Median Age: 39.2
| Group | < 5 | 5-9 | 10-14 | 15-19 | 20-24 | 25-29 | 30-34 | 35-39 | 40-44 | 45-49 | 50-54 | 55-59 | 60-64 | 65-69 | 70-74 | 75-79 | 80-84 | 85+ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Male | 4 | 0 | 0 | 4 | 10 | 4 | 0 | 0 | 2 | 5 | 7 | 3 | 9 | 7 | 4 | 5 | 4 | 0 |
| Female | 9 | 2 | 4 | 7 | 1 | 1 | 0 | 7 | 0 | 12 | 2 | 1 | 7 | 0 | 1 | 2 | 0 | 1 |
| Total | 13 | 2 | 4 | 11 | 11 | 5 | 0 | 7 | 2 | 17 | 9 | 4 | 16 | 7 | 5 | 7 | 4 | 1 |
| White: | 119 | 98.35% |
| Black: | 2 | 1.65% |
| Hispanic:* | 0 | 0% |
| Asian: | 0 | 0% |
| American Indian: | 0 | 0% |
| Hawaiian: | 0 | 0% |
| Other: | 0 | 0% |
| Total: | 121 | 100% |
| Gender | Count | % | Median Age |
|---|---|---|---|
| Males: | 68 | 54.40% | 54.6 years |
| Females: | 57 | 45.60% | 39.2 years |
| Total: | 125 | 100% | 48.8 years |
| Native, born in the United States: | 142 | 87.65% |
| Native, born in PR, Island Areas, or abroad: | 0 | 0.00% |
| Foreign born, naturalized U.S. citizen: | 0 | 0.00% |
| Foreign born, not a U.S. citizen: | 20 | 12.35% |
| Total Population: | 162 | 100% |
| Total Native Population: | 142 | 87.65% |
| Total Foreign-born Population: | 20 | 12.35% |
In 2024, the Median household income is $160,912, which is much higher than the state median ($70,051), is up $87,102 (118.0%) since 2011 and above its 2019 pre-pandemic level by $160,912. Family households earn a median of $160,912 versus $0 for nonfamily households (a difference of $160,912). By gender, male median income is $0 and female is $0, which is well under the state female median ($47,719), with a current gap of $0 that has narrowed from 2011 to 2024. The labor-force participation rate is 38.1%, which is markedly below the state rate (64.0%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Production (84.3%).
Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation
| Income Type | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Household Income | $73,810 | $76,480 | $75,875 | $78,355 | $0 | $46,625 | $0 | $55,227 | $0 | $48,854 | $0 | $150,978 | $158,438 | $160,912 |
| Median Family Income | $73,810 | $76,684 | $76,250 | $0 | $0 | $0 | $0 | $0 | $0 | $48,854 | $0 | $150,978 | $158,438 | $160,912 |
| Median NonFamily Income | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Male Income | $49,155 | $51,667 | $51,250 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Median Female Income | $23,214 | $23,418 | $0 | $26,711 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Employed: | 51 | 38.06% |
| Unemployed: | 0 | 0.00% |
| Not In Labor Force: | 83 | 61.94% |
| Total: | 134 | 100% |
| Management, business, science, and arts: | 3 | 5.88% |
| Service: | 0 | 0.00% |
| Sales and Office: | 5 | 9.80% |
| Natural resources, construction, and maintenance: | 0 | 0.00% |
| Production, transportation, and material moving: | 43 | 84.31% |
| Total Civilian Employed Population: | 51 | 100% |
In 2024, the median home value is $281,800, which is far above the state median ($201,600), is up $172,300 (157.35%) since 2011 and above its 2019 pre-pandemic level by $281,800. The median gross rent is $0, which is far less than the state median ($1,020), and above its 2019 pre-pandemic level by $0. Insufficient data for owner/renter mix. Insufficient data for vacancy rate.
Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Home Value | $109,500 | $111,700 | $108,100 | $115,100 | $182,200 | $0 | $0 | $82,300 | $0 | $0 | $0 | $275,500 | $276,200 | $281,800 |
| Less than $500: | 0 | 0% |
| $500 to $999: | 0 | 0% |
| $1,000 to $1,499: | 0 | 0% |
| $1,500 to $1,999: | 0 | 0% |
| $2,000 to $2,499: | 0 | 0% |
| $2,500 to $2,999: | 0 | 0% |
| $3,000 or more: | 0 | 0% |
| No Rent: | 0 | 0% |
| Total: | 0 | 100% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Median Rent | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Owner Occupied (with mortgage): | 40 | 85.11% |
| Owner Occupied (free and clear, no mortgage): | 7 | 14.89% |
| Renter Occupied: | 0 | 0.00% |
| Total Occupied Housing Units: | 47 | 100% |
| Occupied Housing Units: | 47 | 100.00% |
| Vacant Housing Units (not graphed): | 0 | 0.00% |
| Total Housing Units: | 47 | 100% |
| Single-Family Units: | 47 | 100.00% |
| Multi-Family Units: | 0 | 0.00% |
| Other Units: | 0 | 0.00% |
| Total Housing Units: | 47 | 100% |
In 2024, 18.70% of adults (25+) have a bachelor's degree or higher, which is comparable to the national rate (35.00%). High school or higher is 100.00%, which is comparable to the national rate (89.40%). The uninsured rate is 0.00%, which is comparable to the national rate (8.60%). Private coverage is 100.00%, which is well above the national rate (67.30%). Public coverage is 7.40%, which is far lower than the national rate (36.30%). The share of people in poverty is 0.00%, which is comparable to the national rate (8.70%), and below its 2019 pre-pandemic level by 40.00 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (50.91%). College enrollment is 9.09%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.
Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment
| Less than 9th grade: | 0 | 0.00% |
| 9th to 12th grade, no diploma: | 0 | 0.00% |
| High school graduate (includes equivalency): | 7 | 6.54% |
| Some college, no degree: | 43 | 40.19% |
| Associate's degree: | 37 | 34.58% |
| Bachelor's degree: | 5 | 4.67% |
| Graduate or professional degree: | 15 | 14.02% |
| Total: | 107 | 100% |
| High school or higher: | 107 | 100.00% |
| Bachelor's degree or higher: | 20 | 18.69% |
| Private Insurance: | 162 | 93.10% |
| Public Insurance: | 12 | 6.90% |
| No Insurance: | 0 | 0.00% |
| Total: | 174 | 100% |
| Has Health Insurance: | 174 | 100.00% |
| Group | 2011 | 2102 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| % of People in Poverty | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 26.7% | 24.2% | 40.0% | 19.0% | 47.4% | 0.0% | 0.0% | 0.0% |
Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.
| Nursery School, Preschool: | 0 | 0.00% |
| Kindergarten: | 0 | 0.00% |
| Elementary school (grades 1-8): | 28 | 50.91% |
| High school (grades 9-12): | 22 | 40.00% |
| College or graduate school: | 5 | 9.09% |
| Total: | 55 | 100% |
| Early Childhood: | 0 | 0.00% |
| K-12 (Primary & Secondary School): | 50 | 90.91% |
ZIP Code 46045 is designated for PO Box delivery only; business establishment and employment data are not available. USPS data shows 51 residential mailboxes and 1 business mailboxes, reflecting local delivery coverage.
| # Residential Mailboxes: | 51Source: USPS |
| # Business Mailboxes: | 1Source: USPS |
| Total Delivery Receptacles: | 94Source: USPS |
| Single Family Delivery Units: | 51Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 0Source: CBP |
| 1st Quarter Payroll: | $0Source: CBP |
| Annual Payroll: | $0Source: CBP |
| # of Employees: | 0Source: CBP |
ZIP Code 46045 is located in Tipton County, Indiana, within the Indianapolis-Carmel-Greenwood, IN Metropolitan Statistical Area (CBSA 26900) and Indiana's 5th Congressional District. This Metro area has a population of 1,756,241 people, about 0.01% of whom live in ZIP Code 46045. It covers 0.075 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | Indianapolis-Carmel-Greenwood, INSource: Census |
| CBSA Number: | 26900Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 1,756,241Source: Census |
| MSA: | Kokomo, IN MSASource: Census |
| Land Area: | 0.075 sq miSource: Census |
| Water Area: | --Source: Census |
| Congressional District: | 05Source: USPS |
| Congressional Land Area: | 1924.76 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | --Source: Census |
| Place Name: | --Source: Census |
We could not locate which school district 46045 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.