ZIP Code 46517 in Elkhart, IN

Data Last Updated: November 1, 2025
City:Elkhart, Indiana
Names to Avoid:
Concord, Dunlap
County:Elkhart County
Timezone:Eastern (GMT -05:00)
Local Time:12:37:53 AM
Population:24,006 [See All]
Area Code:574
Classification:Standard [Normal Street Delivery]
Coordinates:41.6173, -85.9817
Land Area:36.915 sq mi
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Population & Demographics


ZIP Code 46517 has 24,006 residents and 8,630 households (average 2.73 persons per household). The median age is 35.9 years, slightly younger than the state (38.2) and slightly younger than the nation (38.8). The gender split is 48.9% male and 51.1% female, which is about the same as the state male share (49.3%), making this a female-majority area. Largest groups are White (60.1%, much lower than the state average of 77.2%) and Hispanic or Latino (28.6%); Hispanic or Latino residents make up 28.6%, which is much higher than the state average (8.2%), and Other / Two or More Races share is much higher than both the state (3.9%) and national averages (8.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:24,006Source: Census DHC
2023 ACS Population Estimate:25,438Source: Census ACS
2025 ZC Population Estimate:24,818Source: ZIP-Codes.com
Population Density:650.3 people per sq mile
Average Income:$53,263Source: Census ACS
Households:8,630Source: Census DHC
Average House Value:$168,500Source: Census ACS
Persons Per Household:2.73Source: Census DHC
Average Family Size:3.07Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--23,85122,97022,89123,36123,95924,16224,48926,17726,46826,52626,19726,71125,438
Decennial Census23,764------------------24,006------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 35.9

Male Median Age: 34.2

Female Median Age: 37.5

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male8089291,033996808700682748745697727664644530450276151148
Female830828919971713743774734759781730771750586512300255314
Total1,6381,7571,9521,9671,5211,4431,4561,4821,5041,4781,4571,4351,3941,116962576406462
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:14,42250.60%
Black:2,3498.24%
Hispanic:*6,86724.09%
Asian:1930.68%
American Indian:2210.78%
Hawaiian:130.05%
Other:4,43515.56%
Total:28,500100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:11,73648.89%34.2 years
Females:12,27051.11%37.5 years
Total:24,006100%35.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:21,76985.58%
Native, born in PR, Island Areas, or abroad:6102.40%
Foreign born, naturalized U.S. citizen:9963.92%
Foreign born, not a U.S. citizen:2,06312.03%
Total Population:25,438100%
Total Native Population:22,37987.97%
Total Foreign-born Population:3,05912.03%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $53,263, which is much lower than the national median ($78,538), is up $10,823 (25.5%) since 2011 and above its 2019 pre-pandemic level by $1,768. Family households earn a median of $62,656 versus $36,749 for nonfamily households (a difference of $25,907). By gender, male median income is $49,715 and female is $37,419, which is well under the national female median ($53,445), with a current gap of $12,296 that has widened from 2011 to 2023. The labor-force participation rate is 59.7%, which is tends to be lower than the state rate (64.0%). The unemployment rate is 1.6%, which is markedly below the national rate (5.2%). The largest occupation group is Production (34.4%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$42,440$42,071$41,247$41,662$44,179$46,006$47,546$49,618$51,495$49,372$53,331$52,519$53,263
Median Family Income$51,074$51,089$49,334$48,236$49,919$51,605$52,042$53,981$57,597$57,822$60,997$63,315$62,656
Median NonFamily Income$26,869$26,630$26,038$27,828$26,421$25,583$27,065$27,969$30,141$30,536$32,172$34,622$36,749
Median Male Income$40,818$41,291$39,291$38,115$37,512$43,035$46,342$47,426$48,130$46,327$48,495$50,008$49,715
Median Female Income$29,345$31,055$31,300$31,769$35,174$32,469$32,078$30,864$30,143$31,795$33,462$36,223$37,419
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:11,14058.76%
Unemployed:1850.98%
Not In Labor Force:7,63340.26%
Total:18,958100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:2,55022.89%
Service:1,71715.41%
Sales and Office:2,00818.03%
Natural resources, construction, and maintenance:1,0379.31%
Production, transportation, and material moving:3,82834.36%
Total Civilian Employed Population:11,140100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $168,500, which is well under the national median ($303,400), is up $47,400 (39.14%) since 2011 and above its 2019 pre-pandemic level by $31,900. The median gross rent is $942, which is well under the national median ($1,348), is up $331 (54.17%) since 2011 and above its 2019 pre-pandemic level by $218. Of occupied housing, owners make up 61.39% (64.07% with a mortgage, 35.93% free-and-clear) and renters 38.61% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 13.20%, which is much higher than the state rate (9.20%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$121,100$120,400$114,800$114,400$117,100$116,800$127,100$125,100$136,600$133,300$141,900$157,000$168,500
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:2276.83%
$500 to $999:1,66550.11%
$1,000 to $1,499:1,03131.03%
$1,500 to $1,999:1614.85%
$2,000 to $2,499:00.00%
$2,500 to $2,999:170.51%
$3,000 or more:1163.49%
No Rent:1063.19%
Total:3,323100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$611$619$642$661$666$665$689$704$724$741$766$845$942
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3,38539.33%
Owner Occupied (free and clear, no mortgage):1,89822.05%
Renter Occupied:3,32338.61%
Total Occupied Housing Units:8,606100%

Occupied Housing Units:8,60686.80%
Vacant Housing Units (not graphed):1,30913.20%
Total Housing Units:9,915100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:6,42564.80%
Multi-Family Units:3,09131.17%
Other Units:3994.02%
Total Housing Units:9,915100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 14.70% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 80.80%, which is markedly below the state rate (90.20%). The uninsured rate is 12.80%, which is markedly above the state rate (7.60%). The share of people in poverty is 17.10%, which is markedly above the state rate (8.40%), down 0.10 percentage points since 2011 and above its 2019 pre-pandemic level by 1.60 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (49.52%). College enrollment is 10.74%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1,3198.38%
9th to 12th grade, no diploma:1,70910.85%
High school graduate (includes equivalency):6,62042.04%
Some college, no degree:2,72717.32%
Associate's degree:1,0536.69%
Bachelor's degree:1,72610.96%
Graduate or professional degree:5923.76%
Total:15,746100%
High school or higher:12,71880.77%
Bachelor's degree or higher:2,31814.72%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:14,25952.90%
Public Insurance:9,54935.43%
No Insurance:3,14711.68%
Total:26,955100%
Has Health Insurance:23,80888.32%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty17.2%18.8%17.2%17.8%20.0%18.5%17.7%17.8%15.5%15.7%14.4%17.0%17.1%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:1011.55%
Kindergarten:4556.97%
Elementary school (grades 1-8):3,23249.52%
High school (grades 9-12):2,03831.22%
College or graduate school:70110.74%
Total:6,527100%
Early Childhood:5568.52%
K-12 (Primary & Secondary School):5,72587.71%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 46517 supports both business and residential activity. According to the Business Census (2023), there are 498 business establishments, employing about 10,214 people with an annual payroll of $532,447,000. USPS data shows 9,091 residential mailboxes and 563 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:9,091Source: USPS
# Business Mailboxes:563Source: USPS
Total Delivery Receptacles:11,080Source: USPS
Single Family Delivery Units:6,467Source: USPS
Multi Family Delivery Units:1,083Source: USPS
# of Businesses:498Source: CBP
1st Quarter Payroll:$133,779,000Source: CBP
Annual Payroll:$532,447,000Source: CBP
# of Employees:10,214Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 46517 is located in Elkhart County, Indiana, within the Elkhart-Goshen, IN Metropolitan Statistical Area (CBSA 21140) and Indiana's 2nd Congressional District. This Metro area has a population of 206,868 people, about 11.60% of whom live in ZIP Code 46517. It covers 36.915 sq mi of land and a water area of 0.006 sq mi.

CBSA Name:Elkhart-Goshen, INSource: Census
CBSA Number:21140Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:206,868Source: Census
MSA:Elkhart-Goshen, IN MSASource: Census
Land Area:36.915 sq miSource: Census
Water Area:0.006 sq miSource: Census
Congressional District:02Source: USPS
Congressional Land Area:3958.58 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1820728Source: Census
Place Name:Elkhart city; IndianaSource: Census

Adjacent & Nearby ZIP Codes


46524 | | 46516

Schools in ZIP Code 46517


ZIP Code 46517 is part of 3 school districts, including: Baugo Community Schools (Grades KG thru 12), Elkhart Community Schools (Grades PK thru 12) and Concord Community Schools (Grades Kindergarten thru 12th). There are 12 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Jimtown Elementary School 58901 Cr 3 S
Elkhart, IN 46517
District: Baugo Community Schools
Jimtown High School 59021 Cr 3 S
Elkhart, IN 46517
District: Baugo Community Schools
Jimtown Junior High School 58903 Cr 3 S
Elkhart, IN 46517
District: Baugo Community Schools
Jimtown Intermediate School 58703 Cr 3 S
Elkhart, IN 46517
District: Baugo Community Schools
Hawthorne Elementary School 501 W Lusher Ave
Elkhart, IN 46517
District: Elkhart Community Schools
Monger Elementary School 1100 E Hively Ave
Elkhart, IN 46517
District: Elkhart Community Schools
Pierre Moran Middle School 200 W Lusher Ave
Elkhart, IN 46517
District: Elkhart Community Schools
Concord Community High School 59117 Minuteman Way
Elkhart, IN 46517
District: Concord Community Schools
Concord Junior High School 59397 Cr 11 S
Elkhart, IN 46517
District: Concord Community Schools
Concord South Side Elementary Sch 23702 Arlene Ave
Elkhart, IN 46517
District: Concord Community Schools
Concord West Side Elem School 230 W Mishawaka Rd
Elkhart, IN 46517
District: Concord Community Schools
Concord Intermediate School 59197 Cr 13 S
Elkhart, IN 46517
District: Concord Community Schools
Crossing National, Inc 2930 S Nappanee St
Elkhart, IN 46517
District: Private School
Elkhart Christian Academy 25943 County Road 22
Elkhart, IN 46517
District: Private School

Colleges & Post Secondary Schools near ZIP Code 46517


Anabaptist Mennonite Biblical Seminary 3003 Benham Ave
Elkhart, IN 46517-1999
Type: Post Secondary
Goshen College 1700 S Main St
Goshen, IN 46526-4794
Type: Post Secondary
Bethel University 1001 Bethel Circle
Mishawaka, IN 46545-5591
Type: Post Secondary
Ross Medical Education Center-Granger 445 E University Dr
Granger, IN 46530
Type: Post Secondary
Indiana University-South Bend 1700 Mishawaka Ave
South Bend, IN 46615-7111
Type: Post Secondary
Ivy Tech Community College-Northcentral 220 Dean Johnson Blvd
South Bend, IN 46601-3415
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on November 1, 2025.

  1. U.S. Postal Service [Last Updated: 11/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 11/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 11/1/2025], https://nces.ed.gov