Interactive charts load automatically as you scroll. Hover for data, click to explore trends, and use the menu to export.

Population & Demographics

ZIP Code 46516 has 33,670 residents and 12,249 households (average 2.73 persons per household). The median age is 34.6 years, younger than the state (38.2) and younger than the nation (38.8). The gender split is 49.6% male and 50.4% female, which is about the same as the national male share (49.1%). Largest groups are White (56.4%, much lower than the state average of 77.2%) and Hispanic or Latino (27.6%); Hispanic or Latino residents make up 27.6%, which is much higher than the state average (8.2%), and Other / Two or More Races share is much higher than the state average (3.9%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	33,670Source: Census DHC
2023 ACS Population Estimate:	31,959Source: Census ACS
2025 ZC Population Estimate:	35,719Source: ZIP-Codes.com
Population Density:	1,923.7 people per sq mile
Average Income:	$54,934Source: Census ACS

Households:	12,249Source: Census DHC
Average House Value:	$150,400Source: Census ACS
Persons Per Household:	2.73Source: Census DHC
Average Family Size:	3.29Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 46516 population estimates from 2011-2023, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Census ACS Population Estimate	--	32,956	34,309	34,372	34,257	33,760	33,885	33,105	31,960	31,329	32,078	31,544	30,993	31,959
Decennial Census	33,501	--	--	--	--	--	--	--	--	--	33,670	--	--	--

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 34.6

Male Median Age: 34.4

Female Median Age: 34.8

Line chart for ZIP 46516 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	1,268	1,278	1,428	1,295	1,030	1,080	1,138	1,131	1,109	1,053	1,052	1,080	936	742	513	296	152	131
Female	1,245	1,297	1,412	1,200	1,075	1,121	1,168	1,168	1,100	969	1,062	961	925	816	604	365	244	226
Total	2,513	2,575	2,840	2,495	2,105	2,201	2,306	2,299	2,209	2,022	2,114	2,041	1,861	1,558	1,117	661	396	357

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 46516. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	18,980	48.25%
Black:	4,579	11.64%
Hispanic:*	9,305	23.66%
Asian:	303	0.77%
American Indian:	268	0.68%
Hawaiian:	16	0.04%
Other:	5,882	14.95%
Total:	39,333	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 46516. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	16,712	49.63%	34.4 years
Females:	16,958	50.37%	34.8 years
Total:	33,670	100%	34.6 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 46516. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	26,576	83.16%
Native, born in PR, Island Areas, or abroad:	557	1.74%
Foreign born, naturalized U.S. citizen:	1,949	6.10%
Foreign born, not a U.S. citizen:	2,877	15.10%
Total Population:	31,959	100%
Total Native Population:	27,133	84.90%
Total Foreign-born Population:	4,826	15.10%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2023, the Median household income is $54,934, which is considerably lower than the national median ($78,538), is up $18,326 (50.1%) since 2011 and above its 2019 pre-pandemic level by $6,606. Family households earn a median of $73,575 versus $35,121 for nonfamily households (a difference of $38,454). By gender, male median income is $50,654 and female is $38,348, which is much lower than the national female median ($53,445), with a current gap of $12,306 that has widened from 2011 to 2023. The labor-force participation rate is 64.1%, which is comparable to the national rate (63.5%). The unemployment rate is 4.9%, which is a bit above the state rate (4.3%). The largest occupation group is Production (32.6%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 46516 from 2011-2023 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Household Income	$36,608	$35,900	$35,670	$37,331	$37,595	$39,535	$42,280	$46,761	$48,328	$48,462	$50,080	$52,970	$54,934
Median Family Income	$41,961	$40,368	$40,492	$42,616	$43,137	$47,392	$51,931	$58,918	$62,422	$62,873	$64,235	$69,333	$73,575
Median NonFamily Income	$24,205	$24,171	$23,999	$24,753	$24,253	$25,046	$26,075	$27,838	$28,523	$29,844	$32,075	$36,264	$35,121
Median Male Income	$36,415	$35,452	$36,294	$35,666	$35,201	$35,897	$38,232	$40,936	$42,636	$42,610	$44,381	$46,949	$50,654
Median Female Income	$30,022	$30,764	$30,710	$30,578	$30,434	$30,431	$30,163	$31,677	$32,318	$33,878	$35,839	$39,886	$38,348

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 46516, city of Elkhart, Elkhart County, state of Indiana, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 46516, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	14,812	60.91%
Unemployed:	770	3.17%
Not In Labor Force:	8,735	35.92%
Total:	24,317	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	3,698	24.97%
Service:	2,720	18.36%
Sales and Office:	2,444	16.50%
Natural resources, construction, and maintenance:	1,115	7.53%
Production, transportation, and material moving:	4,835	32.64%
Total Civilian Employed Population:	14,812	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2023, the median home value is $150,400, which is considerably lower than the national median ($303,400), is up $45,600 (43.51%) since 2011 and above its 2019 pre-pandemic level by $37,100. The median gross rent is $986, which is considerably lower than the national median ($1,348), is up $293 (42.28%) since 2011 and above its 2019 pre-pandemic level by $244. Of occupied housing, owners make up 61.59% (61.88% with a mortgage, 38.12% free-and-clear) and renters 38.41% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 15.33%, which is considerably higher than the state rate (9.20%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 46516, compared with Elkhart, Elkhart County, state of Indiana, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 46516 across years 2011-2023 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Home Value	$104,800	$101,100	$100,700	$99,200	$100,800	$104,000	$108,000	$111,600	$113,300	$114,200	$114,400	$135,100	$150,400

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 46516, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	717	15.59%
$500 to $999:	1,585	34.47%
$1,000 to $1,499:	1,921	41.78%
$1,500 to $1,999:	250	5.44%
$2,000 to $2,499:	0	0.00%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	0	0.00%
No Rent:	125	2.72%
Total:	4,598	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 46516 over the years 2011-2023 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Rent	$693	$692	$682	$685	$698	$707	$705	$726	$742	$763	$756	$879	$986

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 46516. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	4,562	38.11%
Owner Occupied (free and clear, no mortgage):	2,810	23.48%
Renter Occupied:	4,598	38.41%
Total Occupied Housing Units:	11,970	100%

Occupied Housing Units:	11,970	84.67%
Vacant Housing Units (not graphed):	2,167	15.33%
Total Housing Units:	14,137	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 46516. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	9,484	67.09%
Multi-Family Units:	4,094	28.96%
Other Units:	559	3.95%
Total Housing Units:	14,137	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2023, 18.00% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 83.70%, which is markedly below the state rate (90.20%). The uninsured rate is 10.70%, which is notably higher than the state rate (7.60%). The share of people in poverty is 10.40%, which is on par with the state rate (8.40%), down 8.40 percentage points since 2011 and below its 2019 pre-pandemic level by 2.90 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (48.41%). College enrollment is 12.18%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 46516, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	1,070	5.18%
9th to 12th grade, no diploma:	2,303	11.15%
High school graduate (includes equivalency):	8,050	38.97%
Some college, no degree:	4,352	21.07%
Associate's degree:	1,161	5.62%
Bachelor's degree:	2,490	12.05%
Graduate or professional degree:	1,232	5.96%
Total:	20,658	100%
High school or higher:	17,285	83.67%
Bachelor's degree or higher:	3,722	18.02%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 46516. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	18,810	54.04%
Public Insurance:	12,594	36.18%
No Insurance:	3,401	9.77%
Total:	34,805	100%
Has Health Insurance:	31,404	90.23%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)

Line chart displaying the share of families and people in ZIP 46516 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2023. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
% of People in Poverty	18.8%	20.9%	21.5%	20.5%	19.6%	19.6%	16.9%	14.1%	13.3%	12.9%	12.4%	11.6%	10.4%

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	503	6.93%
Kindergarten:	380	5.23%
Elementary school (grades 1-8):	3,514	48.41%
High school (grades 9-12):	1,978	27.25%
College or graduate school:	884	12.18%
Total:	7,259	100%
Early Childhood:	883	12.16%
K-12 (Primary & Secondary School):	5,872	80.89%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Elkhart, Indiana
County:	Elkhart County
Timezone:	Eastern (GMT -05:00)
Local Time:	12:37:51 AM
Population:	33,670 [See All]
Area Code:	574
Classification:	Standard [Normal Street Delivery]
Coordinates:	41.6761, -85.9450
Land Area:	17.503 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/46516/zip-code-46516.asp

# Residential Mailboxes:	13,084Source: USPS
# Business Mailboxes:	1,168Source: USPS
Total Delivery Receptacles:	14,180Source: USPS
Single Family Delivery Units:	10,253Source: USPS
Multi Family Delivery Units:	1,389Source: USPS

# of Businesses:	889Source: CBP
1st Quarter Payroll:	$230,180,000Source: CBP
Annual Payroll:	$934,494,000Source: CBP
# of Employees:	18,211Source: CBP

CBSA Name:	Elkhart-Goshen, INSource: Census
CBSA Number:	21140Source: Census
CBSA Type:	MetroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	206,868Source: Census
MSA:	Elkhart-Goshen, IN MSASource: Census
Land Area:	17.503 sq miSource: Census
Water Area:	0.86 sq miSource: Census

Congressional District:	02Source: USPS
Congressional Land Area:	3958.58 sq miSource: Census
PMSA:	--Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	1820728Source: Census
Place Name:	Elkhart city; IndianaSource: Census

ZIP Code 46516 in Elkhart, IN

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2023)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 46516

Colleges & Post Secondary Schools near ZIP Code 46516

Sources & References