ZIP Code 37348 in Kelso, TN

Data Last Updated: October 1, 2025
City:Kelso, Tennessee
County:Lincoln County
Timezone:Central (GMT -06:00)
Local Time:9:48:20 PM
Population:1,192 [See All]
Area Code:931
Classification:Standard [Normal Street Delivery]
Coordinates:35.1151, -86.4335
Land Area:29.925 sq mi
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Population & Demographics


ZIP Code 37348 has 1,192 residents and 496 households (average 2.40 persons per household). The median age is 43.7 years, older than the state (39.1) and older than the nation (38.8). The gender split is 51.5% male and 48.5% female, which is slightly higher than the state male share (48.7%), making this a male-majority area. Largest groups are White (90.9%, much higher than the state average of 72.2% and well above the national average of 61.6%) and Hispanic or Latino (2.3%); Hispanic or Latino residents make up 2.3%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:1,192Source: Census DHC
2023 ACS Population Estimate:876Source: Census ACS
2025 ZC Population Estimate:1,555Source: ZIP-Codes.com
Population Density:39.8 people per sq mile
Average Income:$45,882Source: Census ACS
Households:496Source: Census DHC
Average House Value:$278,500Source: Census ACS
Persons Per Household:2.40Source: Census DHC
Average Family Size:2.64Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--1,3651,3501,3901,2911,1471,096901784951785692790876
Decennial Census1,131------------------1,192------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 43.7

Male Median Age: 43.8

Female Median Age: 43.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male313246532826253440546138442232271110
Female16324634241928415819485149413719124
Total4764928752455375987310989936369462314
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:1,08494.43%
Black:211.83%
Hispanic:*272.35%
Asian:20.17%
American Indian:60.52%
Hawaiian:00%
Other:80.70%
Total:1,148100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:61451.51%43.8 years
Females:57848.49%43.7 years
Total:1,192100%43.7 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:876100.00%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:00.00%
Foreign born, not a U.S. citizen:00.00%
Total Population:876100%
Total Native Population:876100.00%
Total Foreign-born Population:00.00%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $45,882, which is much lower than the national median ($78,538), is up $1,438 (3.2%) since 2011 and below its 2019 pre-pandemic level by $13,701. Family households earn a median of $67,161 versus $0 for nonfamily households (a difference of $67,161). By gender, male median income is $45,294 and female is $43,802, which is considerably lower than the national female median ($53,445), with a current gap of $1,492 that has narrowed from 2011 to 2023. The labor-force participation rate is 64.6%, which is a bit higher than the state rate (62.1%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Management (37.6%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$44,444$46,065$38,920$34,278$34,632$33,208$0$60,104$59,583$55,720$58,873$44,693$45,882
Median Family Income$50,234$49,375$46,667$42,279$34,485$31,447$35,521$0$56,327$57,121$93,077$104,219$67,161
Median NonFamily Income$26,458$28,333$28,588$31,313$50,147$0$102,846$105,807$108,047$0$13,438$0$0
Median Male Income$33,068$37,875$29,250$27,389$0$0$0$0$96,058$60,667$52,212$44,189$45,294
Median Female Income$28,438$25,625$27,656$31,583$0$0$40,417$0$37,219$37,386$39,902$42,121$43,802
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:44961.76%
Unemployed:00.00%
Not In Labor Force:27838.24%
Total:727100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:16937.64%
Service:10723.83%
Sales and Office:00.00%
Natural resources, construction, and maintenance:12928.73%
Production, transportation, and material moving:449.80%
Total Civilian Employed Population:449100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $278,500, which is above the state median ($256,800), is up $195,000 (233.53%) since 2011 and above its 2019 pre-pandemic level by $101,600. The median gross rent is $0, which is far less than the state median ($1,122), is down $629 (100.00%) since 2011 and below its 2019 pre-pandemic level by $611. Of occupied housing, owners make up 82.49% (27.65% with a mortgage, 72.35% free-and-clear) and renters 17.51% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 15.23%, which is considerably higher than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$83,500$88,000$86,200$89,800$99,600$150,200$151,100$154,400$176,900$0$0$350,000$278,500
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:79.21%
$1,000 to $1,499:00.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:6990.79%
Total:76100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$629$627$666$548$544$561$612$611$611$0$0$0$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):9922.81%
Owner Occupied (free and clear, no mortgage):25959.68%
Renter Occupied:7617.51%
Total Occupied Housing Units:434100%

Occupied Housing Units:43484.77%
Vacant Housing Units (not graphed):7815.23%
Total Housing Units:512100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:42883.59%
Multi-Family Units:00.00%
Other Units:8416.41%
Total Housing Units:512100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 13.70% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 76.40%, which is on par with the state rate (89.60%). The uninsured rate is 7.10%, which is on par with the state rate (10.10%). The share of people in poverty is 9.20%, which is on par with the state rate (9.90%), down 0.10 percentage points since 2011 and below its 2019 pre-pandemic level by 13.40 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (59.65%). College enrollment is 22.81%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:446.40%
9th to 12th grade, no diploma:11817.18%
High school graduate (includes equivalency):27540.03%
Some college, no degree:679.75%
Associate's degree:8912.95%
Bachelor's degree:669.61%
Graduate or professional degree:284.08%
Total:687100%
High school or higher:52576.42%
Bachelor's degree or higher:9413.68%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:56456.91%
Public Insurance:36636.93%
No Insurance:616.16%
Total:991100%
Has Health Insurance:93093.84%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty9.3%6.1%7.0%7.3%6.2%19.9%21.2%24.3%22.6%24.8%9.3%12.7%9.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):3459.65%
High school (grades 9-12):1017.54%
College or graduate school:1322.81%
Total:57100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):4477.19%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 37348 supports both business and residential activity. According to the Business Census (2023), there are 8 business establishments, employing about 272 people with an annual payroll of $9,553,000. USPS data shows 648 residential mailboxes and 15 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:648Source: USPS
# Business Mailboxes:15Source: USPS
Total Delivery Receptacles:948Source: USPS
Single Family Delivery Units:648Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:8Source: CBP
1st Quarter Payroll:$2,480,000Source: CBP
Annual Payroll:$9,553,000Source: CBP
# of Employees:272Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 37348 is located in Lincoln County, Tennessee, within the Fayetteville, TN Metropolitan Statistical Area (CBSA 22190) and Tennessee's 4th Congressional District. This Micro area has a population of 35,617 people, about 3.35% of whom live in ZIP Code 37348. It covers 29.925 sq mi of land and a water area of 0.136 sq mi.

CBSA Name:Fayetteville, TNSource: Census
CBSA Number:22190Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:35,617Source: Census
MSA:Source: Census
Land Area:29.925 sq miSource: Census
Water Area:0.136 sq miSource: Census
Congressional District:04Source: USPS
Congressional Land Area:5984.84 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


37349 | | 37347

Schools in ZIP Code 37348


We could not locate which school district 37348 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Flintville School 37 Flintville School Rd
Flintville, TN 37335
District: Lincoln County School DistrictNearby
South Lincoln School 362 Smith Mill Rd
Fayetteville, TN 37334
District: Lincoln County School DistrictNearby
Lincoln County High School 1233 Huntsville Hwy
Fayetteville, TN 37334
District: Lincoln County School DistrictNearby
Lincoln Central Academy 900 South Main Ave
Fayetteville, TN 37334
District: Lincoln County School DistrictNearby
Lincoln Central Virtual Academy 909 Main Avenue South
Fayetteville, TN 37334
District: Lincoln County School DistrictNearby
Riverside Christian Academy 116 Riverside Ln
Fayetteville, TN 37334
District: Private SchoolNearby
Tullahoma Sda School 231 Turkey Creek Dr
Tullahoma, TN 37388
District: Private SchoolNearby
Winchester Christian Academy 1230 S College St
Winchester, TN 37398
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 37348


The Hair Academy Llc 513 West College Street
Fayetteville, TN 37334-0135
Type: Post Secondary
Motlow State Community College 6015 Ledford Mill Road
Tullahoma, TN 37388
Type: Post Secondary
Alabama A & M University 4900 Meridian Street
Normal, AL 35762
Type: Post Secondary
J. F. Drake State Community And Technical College 3421 Meridian St N
Huntsville, AL 35811
Type: Post Secondary
Tennessee College Of Applied Technology-Shelbyville 1405 Madison St
Shelbyville, TN 37160-3629
Type: Post Secondary
Huntsville Bible College 906 Oakwood Ave
Huntsville, AL 35811-1632
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov