ZIP Code 37331 in Etowah, TN

Data Last Updated: February 1, 2026
City:Etowah, Tennessee
County:Mcminn County
Timezone:Eastern (GMT -05:00)
Local Time:9:00:08 PM
Population:7,792 [See All]
Area Code:423
Classification:Standard [Normal Street Delivery]
Coordinates:35.3315, -84.5299
Land Area:39.363 sq mi
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Population & Demographics


ZIP Code 37331 has 7,792 residents and 3,141 households (average 2.44 persons per household). The median age is 44.5 years, older than the state (39.1) and older than the nation (38.8). The gender split is 48.3% male and 51.7% female, which is about the same as the national male share (49.1%), making this a female-majority area. Largest groups are White (87.9%, much higher than the state average of 72.2% and well above the national average of 61.6%) and Black or African American (3.8%, much lower than the state average of 15.8% and well below the national average of 12.4%); Hispanic or Latino residents make up 3.1%, which is much lower than the national average (18.7%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:7,792Source: Census DHC
2024 ACS Population Estimate:7,613Source: Census ACS
2026 ZC Population Estimate:8,498Source: ZIP-Codes.com
Population Density:198.0 people per sq mile
Average Income:$55,662Source: Census ACS
Households:3,141Source: Census DHC
Average House Value:$193,700Source: Census ACS
Persons Per Household:2.44Source: Census DHC
Average Family Size:3.14Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--7,4547,5487,5807,8357,8687,8327,4937,4307,2616,8496,9017,4957,6537,613
Decennial Census7,656------------------7,792--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 44.5

Male Median Age: 42.6

Female Median Age: 46.6

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male21020926925021220221921022423124326125124520013911274
Female191235235255192225156240210252277300263283248199141129
Total401444504505404427375450434483520561514528448338253203
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:6,85290.35%
Black:2993.94%
Hispanic:*2433.20%
Asian:360.47%
American Indian:330.44%
Hawaiian:00%
Other:1211.60%
Total:7,584100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:3,76148.27%42.6 years
Females:4,03151.73%46.6 years
Total:7,792100%44.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:7,39397.11%
Native, born in PR, Island Areas, or abroad:600.79%
Foreign born, naturalized U.S. citizen:260.34%
Foreign born, not a U.S. citizen:1342.10%
Total Population:7,613100%
Total Native Population:7,45397.90%
Total Foreign-born Population:1602.10%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $55,662, which is much lower than the national median ($80,734), is up $22,241 (66.5%) since 2011 and above its 2019 pre-pandemic level by $18,561. Family households earn a median of $77,702 versus $29,936 for nonfamily households (a difference of $47,766). By gender, male median income is $57,995 and female is $38,117, which is considerably lower than the national female median ($55,274), with a current gap of $19,878 that has widened from 2011 to 2024. The labor-force participation rate is 53.1%, which is far less than the national rate (63.5%). The unemployment rate is 8.0%, which is much higher than the national rate (5.2%). The largest occupation group is Production (37.8%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$33,421$32,040$35,729$36,438$35,863$34,105$36,676$36,470$37,101$41,131$52,522$57,604$56,484$55,662
Median Family Income$45,417$43,525$50,748$51,229$51,826$50,910$52,810$45,972$46,528$54,375$59,301$68,021$72,074$77,702
Median NonFamily Income$13,558$14,099$14,380$14,829$15,927$15,015$16,120$16,737$17,641$22,649$30,417$30,284$32,929$29,936
Median Male Income$44,500$43,511$46,122$42,724$40,098$40,855$40,428$41,696$41,716$42,598$44,979$55,295$57,060$57,995
Median Female Income$31,212$30,221$30,354$30,000$27,540$24,250$28,208$30,966$32,083$38,235$35,972$37,007$37,000$38,117
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:3,03348.86%
Unemployed:2644.25%
Not In Labor Force:2,91146.89%
Total:6,208100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:90129.71%
Service:33611.08%
Sales and Office:41313.62%
Natural resources, construction, and maintenance:2387.85%
Production, transportation, and material moving:1,14537.75%
Total Civilian Employed Population:3,033100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $193,700, which is well under the national median ($332,700), is up $93,900 (94.09%) since 2011 and above its 2019 pre-pandemic level by $89,800. The median gross rent is $744, which is far less than the national median ($1,413), is up $217 (41.18%) since 2011 and above its 2019 pre-pandemic level by $128. Of occupied housing, owners make up 75.21% (52.26% with a mortgage, 47.74% free-and-clear) and renters 24.79% - making this ZIP Code under national rental averages. The vacancy rate is 21.44%, which is considerably higher than the national rate (10.12%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$99,800$97,800$116,000$110,000$111,200$103,900$106,800$98,700$103,900$109,600$112,300$149,500$171,000$193,700
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:9913.71%
$500 to $999:36850.97%
$1,000 to $1,499:16723.13%
$1,500 to $1,999:131.80%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:7510.39%
Total:722100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$527$529$573$597$588$544$613$619$616$634$783$871$837$744
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,14539.31%
Owner Occupied (free and clear, no mortgage):1,04635.91%
Renter Occupied:72224.79%
Total Occupied Housing Units:2,913100%

Occupied Housing Units:2,91378.56%
Vacant Housing Units (not graphed):79521.44%
Total Housing Units:3,708100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:3,15785.14%
Multi-Family Units:2155.80%
Other Units:3369.06%
Total Housing Units:3,708100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 20.60% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.70%). High school or higher is 88.20%, which is comparable to the national rate (89.60%). The uninsured rate is 6.60%, which is comparable to the national rate (8.40%). Public coverage is 46.90%, which is well above the national rate (36.70%). The share of people in poverty is 8.30%, which is comparable to the national rate (8.80%), down 9.90 percentage points since 2011 and below its 2019 pre-pandemic level by 12.20 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (47.62%). College enrollment is 17.85%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2444.56%
9th to 12th grade, no diploma:3887.25%
High school graduate (includes equivalency):2,38544.56%
Some college, no degree:89116.65%
Associate's degree:3396.33%
Bachelor's degree:77714.52%
Graduate or professional degree:3286.13%
Total:5,352100%
High school or higher:4,72088.19%
Bachelor's degree or higher:1,10520.65%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:4,61453.62%
Public Insurance:3,49940.66%
No Insurance:4925.72%
Total:8,605100%
Has Health Insurance:8,11394.28%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty16.5%17.1%17.4%15.9%17.7%19.6%18.6%18.1%18.8%14.2%9.8%6.7%6.6%8.3%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:936.80%
Kindergarten:644.68%
Elementary school (grades 1-8):65147.62%
High school (grades 9-12):31523.04%
College or graduate school:24417.85%
Total:1,367100%
Early Childhood:15711.49%
K-12 (Primary & Secondary School):1,03075.35%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 37331 supports both business and residential activity. According to the Business Census (2024), there are 107 business establishments, employing about 2,136 people with an annual payroll of $117,923,000. USPS data shows 3,483 residential mailboxes and 142 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:3,483Source: USPS
# Business Mailboxes:142Source: USPS
Total Delivery Receptacles:4,004Source: USPS
Single Family Delivery Units:3,348Source: USPS
Multi Family Delivery Units:16Source: USPS
# of Businesses:107Source: CBP
1st Quarter Payroll:$27,744,000Source: CBP
Annual Payroll:$117,923,000Source: CBP
# of Employees:2,136Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 37331 is located in Mcminn County, Tennessee, within the Athens, TN Metropolitan Statistical Area (CBSA 11940) and Tennessee's 3rd Congressional District. This Micro area has a population of 52,266 people, about 14.91% of whom live in ZIP Code 37331. It covers 39.363 sq mi of land and a water area of 0.021 sq mi.

CBSA Name:Athens, TNSource: Census
CBSA Number:11940Source: Census
CBSA Type:MicroSource: Census
CBSA Division:--Source: Census
CBSA Population:52,266Source: Census
MSA:Source: Census
Land Area:39.363 sq miSource: Census
Water Area:0.021 sq miSource: Census
Congressional District:03Source: USPS
Congressional Land Area:4570.32 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:4724480Source: Census
Place Name:Etowah city; TennesseeSource: Census

Adjacent & Nearby ZIP Codes


37332 | | 37330

Schools in ZIP Code 37331


ZIP Code 37331 is part of 2 school districts, including: Etowah City School District (Grades PK thru 08) and McMinn County School District (Grades Pre-Kindergarten thru 12th). There are 2 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Etowah Elementary 858 Eighth St
Etowah, TN 37331
District: Etowah City School District
Mountain View Elementary 145 Co Road 627
Etowah, TN 37331
District: McMinn County School District
Antioch Christian Academy 1036 Hwy 39 E
Englewood, TN 37329
District: Private SchoolNearby
Christ's Legacy Academy 625 S Matlock Ave
Athens, TN 37303
District: Private SchoolNearby
Valley Christian Academy 482 County Road 725
Riceville, TN 37370
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 37331


Tennessee Wesleyan University 204 East College Street
Athens, TN 37303
Type: Post Secondary
Tennessee College Of Applied Technology-Athens 1635 Technology Way
Athens, TN 37371-0848
Type: Post Secondary
Sweetwater Institute Of Cosmetology 409 Sweetwater-Vonore Road
Sweetwater, TN 37874-3026
Type: Post Secondary
Cleveland State Community College 3535 Adkisson Drive
Cleveland, TN 37312
Type: Post Secondary
Jersey College - Cleveland 2305 Chambliss Avenue Nw
Cleveland, TN 37311-3847
Type: Post Secondary
Jersey College - Cleveland 2305 Chambliss Avenue Nw
Cleveland, TN 37311-3847
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov