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Population & Demographics

ZIP Code 34974 has 23,699 residents and 10,118 households (average 2.33 persons per household). The median age is 49.8 years, older than the state (43.0) and significantly older than the nation (38.8). The gender split is 49.8% male and 50.2% female, which is slightly higher than the state male share (48.6%). Largest groups are White (79.9%, much higher than the state average of 57.7% and well above the national average of 61.6%) and Hispanic or Latino (16.5%); Hispanic or Latino residents make up 16.5%, which is much lower than the state average (26.5%).

Explore More:Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.

2020 Population:	23,699Source: Census DHC
2023 ACS Population Estimate:	23,994Source: Census ACS
2025 ZC Population Estimate:	26,645Source: ZIP-Codes.com
Population Density:	62.9 people per sq mile
Average Income:	$50,671Source: Census ACS

Households:	10,118Source: Census DHC
Average House Value:	$162,900Source: Census ACS
Persons Per Household:	2.33Source: Census DHC
Average Family Size:	3.13Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)

Line chart of ZIP 34974 population estimates from 2011-2023, with markers for the 2010 and 2020 Decennial Census counts to show growth or decline over time. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2010	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Census ACS Population Estimate	--	23,739	23,917	23,317	23,144	22,051	22,941	23,871	24,163	23,952	24,871	23,055	23,601	23,994
Decennial Census	23,661	--	--	--	--	--	--	--	--	--	23,699	--	--	--

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)

Median Age: 49.8

Male Median Age: 49.5

Female Median Age: 50

Line chart for ZIP 34974 showing total, male, and female population by age group. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	< 5	5-9	10-14	15-19	20-24	25-29	30-34	35-39	40-44	45-49	50-54	55-59	60-64	65-69	70-74	75-79	80-84	85+
Male	643	680	676	597	558	505	564	583	552	617	698	834	953	921	909	686	498	336
Female	540	654	656	623	521	548	588	606	578	628	684	855	1,030	939	940	732	441	326
Total	1,183	1,334	1,332	1,220	1,079	1,053	1,152	1,189	1,130	1,245	1,382	1,689	1,983	1,860	1,849	1,418	939	662

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Pie Chart & Table Comparison Chart

Population by Race

Pie chart of the racial and ethnic makeup of ZIP 34974. Table below includes counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

White:	18,937	73.97%
Black:	607	2.37%
Hispanic:*	3,914	15.29%
Asian:	276	1.08%
American Indian:	349	1.36%
Hawaiian:	4	0.02%
Other:	1,513	5.91%
Total:	25,600	100%

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Pie Chart & Table Comparison Chart

Gender Breakdown

Simple chart showing male vs female share of the population in ZIP Code 34974. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Gender	Count	%	Median Age
Males:	11,810	49.83%	49.5 years
Females:	11,889	50.17%	50.0 years
Total:	23,699	100%	49.8 years

Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship

Pie chart showing nativity in ZIP 34974. Categories include native residents (born in the United States, Puerto Rico, U.S. Island Areas, or abroad to American parents) and foreign-born residents. A table below lists counts and percentages. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Native, born in the United States:	21,013	87.58%
Native, born in PR, Island Areas, or abroad:	291	1.21%
Foreign born, naturalized U.S. citizen:	1,524	6.35%
Foreign born, not a U.S. citizen:	1,166	11.21%
Total Population:	23,994	100%
Total Native Population:	21,304	88.79%
Total Foreign-born Population:	2,690	11.21%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment

In 2023, the Median household income is $50,671, which is well under the national median ($78,538), is up $13,368 (35.8%) since 2011 and above its 2019 pre-pandemic level by $8,171. Family households earn a median of $58,976 versus $31,322 for nonfamily households (a difference of $27,654). By gender, male median income is $49,256 and female is $45,695, which is far less than the national female median ($53,445), with a current gap of $3,561 that has narrowed from 2011 to 2023. The labor-force participation rate is 47.8%, which is much lower than the national rate (63.5%). The unemployment rate is 6.5%, which is markedly higher than the state rate (4.8%). The largest occupation group is Management (31.4%).

Explore More:Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Line chart showing median income in ZIP 34974 from 2011-2023 for five series: household, family, nonfamily, male, and female. The table below lists the yearly values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Income Type	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Household Income	$37,303	$37,037	$36,990	$38,284	$38,343	$37,811	$40,056	$41,952	$42,500	$46,610	$46,575	$48,462	$50,671
Median Family Income	$45,695	$46,908	$46,403	$47,449	$46,091	$46,958	$47,348	$50,249	$51,696	$52,286	$52,400	$56,377	$58,976
Median NonFamily Income	$19,785	$20,448	$19,828	$20,202	$22,309	$21,725	$22,717	$23,169	$23,906	$24,909	$26,933	$29,788	$31,322
Median Male Income	$34,752	$36,129	$38,965	$40,638	$41,828	$42,196	$43,337	$45,376	$45,884	$43,479	$44,735	$46,494	$49,256
Median Female Income	$26,989	$27,569	$32,662	$34,414	$32,543	$33,207	$33,719	$34,601	$33,955	$38,069	$40,603	$42,972	$45,695

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income

Bar chart showing average household income comparing ZIP 34974, city of Okeechobee, Okeechobee County, state of Florida, and United States national values. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Pie Chart & Table Comparison Chart

Employment Status

Pie chart of employment status for ZIP 34974, showing the shares who are employed, unemployed, and not in the labor force. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Employed:	8,905	44.63%
Unemployed:	624	3.13%
Not In Labor Force:	10,425	52.25%
Total:	19,954	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)

Donut Chart showing the distribution of employed civilians aged 16 and over by occupation category: management, service, sales and office, natural resources and construction, and production and transportation. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Management, business, science, and arts:	2,798	31.42%
Service:	1,978	22.21%
Sales and Office:	1,694	19.02%
Natural resources, construction, and maintenance:	1,624	18.24%
Production, transportation, and material moving:	811	9.11%
Total Civilian Employed Population:	8,905	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability

In 2023, the median home value is $162,900, which is considerably lower than the state median ($325,000), is up $37,600 (30.01%) since 2011 and above its 2019 pre-pandemic level by $57,000. The median gross rent is $958, which is much lower than the state median ($1,564), is up $208 (27.73%) since 2011 and above its 2019 pre-pandemic level by $172. Of occupied housing, owners make up 80.05% (40.89% with a mortgage, 59.11% free-and-clear) and renters 19.95% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 23.73%, which is markedly above the national rate (10.43%).

Explore More:Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)

Bar chart showing the median home value for ZIP 34974, compared with Okeechobee, Okeechobee County, state of Florida, and the U.S. National Average. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time

Line chart showing median home values for ZIP 34974 across years 2011-2023 using ACS 5-year estimates. The chart displays the typical dollar value of owner-occupied housing units. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Home Value	$125,300	$108,900	$101,600	$96,700	$94,000	$93,000	$95,100	$90,900	$105,900	$105,500	$115,200	$150,000	$162,900

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid

Pie chart of gross rent for renter-occupied homes in ZIP 34974, showing monthly rent brackets and the share of units in each range. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Less than $500:	54	2.56%
$500 to $999:	983	46.63%
$1,000 to $1,499:	467	22.15%
$1,500 to $1,999:	232	11.01%
$2,000 to $2,499:	22	1.04%
$2,500 to $2,999:	0	0.00%
$3,000 or more:	17	0.81%
No Rent:	333	15.80%
Total:	2,108	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time

Line chart displaying median gross rent for ZIP 34974 over the years 2011-2023 using ACS 5-year estimates. The chart represents typical monthly housing costs for renter households. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Median Rent	$750	$754	$731	$737	$727	$725	$746	$780	$786	$823	$876	$942	$958

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy

Pie chart showing housing occupancy for ZIP 34974. Categories include owner-occupied units with a mortgage, owner-occupied units free and clear, and renter-occupied units. A table below lists counts and percentages. Vacant housing units are shown separately in the Vacancy chart. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Owner Occupied (with mortgage):	3,458	32.73%
Owner Occupied (free and clear, no mortgage):	4,998	47.31%
Renter Occupied:	2,108	19.95%
Total Occupied Housing Units:	10,564	100%

Occupied Housing Units:	10,564	76.27%
Vacant Housing Units (not graphed):	3,286	23.73%
Total Housing Units:	13,850	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)

Pie chart showing housing type distribution for ZIP 34974. Categories include single-family units (detached or attached), multi-family units (from 2 units up to 50 or more units), and other structures such as mobile homes or boats/RVs. A table below lists counts and percentages for each group.Load Chart Manually (if needed)

Single-Family Units:	6,509	47.00%
Multi-Family Units:	883	6.38%
Other Units:	6,458	46.63%
Total Housing Units:	13,850	100%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community

In 2023, 16.20% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 83.00%, which is markedly below the state rate (89.60%). The uninsured rate is 16.30%, which is far higher than the national rate (8.60%). Private coverage is 49.10%, which is falls below the national rate (67.30%). Public coverage is 50.50%, which is well above the national rate (36.30%). The share of people in poverty is 12.10%, which is comparable to the national rate (8.70%), up 1.00 percentage points since 2011 and below its 2019 pre-pandemic level by 0.30 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (46.76%). College enrollment is 15.90%, which is markedly below the state rate (27.90%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)

Pie chart of educational attainment for adults (25+) in ZIP 34974, including each level from less than 9th grade to graduate/professional. Summary rows show high school or higher and bachelor's or higher. A table lists counts and percentages.Load Chart Manually (if needed)

Less than 9th grade:	920	5.11%
9th to 12th grade, no diploma:	2,145	11.92%
High school graduate (includes equivalency):	6,626	36.82%
Some college, no degree:	3,597	19.99%
Associate's degree:	1,797	9.98%
Bachelor's degree:	2,283	12.69%
Graduate or professional degree:	629	3.50%
Total:	17,997	100%
High school or higher:	14,932	82.97%
Bachelor's degree or higher:	2,912	16.18%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Pie Chart & Table Comparison Chart

Health Insurance Coverage by Type (Private, Public, Uninsured)

Pie chart illustrating health insurance coverage by type for ZIP Code 34974. Categories include private insurance, public coverage such as Medicare and Medicaid, and individuals with no health insurance. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Private Insurance:	11,749	42.34%
Public Insurance:	12,095	43.59%
No Insurance:	3,906	14.08%
Total:	27,750	100%
Has Health Insurance:	23,844	85.92%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)

Line chart displaying the share of families and people in ZIP 34974 whose income falls below the federal poverty threshold, using ACS 5-year estimates from 2011 through 2023. The chart shows year-to-year changes in the percentage of people in poverty. Chart loads automatically and replaces this content. Load Chart Manually (if needed)

Group	2011	2102	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
% of People in Poverty	11.1%	14.0%	15.8%	17.3%	17.8%	16.7%	13.7%	12.7%	12.4%	10.9%	13.1%	14.0%	12.1%

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)

Pie Chart showing enrollment of residents ages 3 and older in Nursery School or Preschool, Kindergarten, Elementary (grades 1-8), High School (grades 9-12), and College or Graduate School. A table with the same data and percentages is provided as well.Load Chart Manually (if needed)

Nursery School, Preschool:	359	8.53%
Kindergarten:	263	6.25%
Elementary school (grades 1-8):	1,967	46.76%
High school (grades 9-12):	949	22.56%
College or graduate school:	669	15.90%
Total:	4,207	100%
Early Childhood:	622	14.78%
K-12 (Primary & Secondary School):	3,179	75.56%

Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

City:	Okeechobee, Florida
Counties:	Okeechobee County[Primary] Glades County Highlands County Martin County
Timezone:	Eastern (GMT -05:00)
Local Time:	10:14:09 PM
Population:	23,699 [See All]
Area Code:	863
Classification:	Standard [Normal Street Delivery]
Coordinates:	27.1053, -80.9196
Land Area:	376.669 sq mi
Quick Link:	https://www.zip-codes.com/zip-code/34974/zip-code-34974.asp

# Residential Mailboxes:	11,436Source: USPS
# Business Mailboxes:	476Source: USPS
Total Delivery Receptacles:	11,871Source: USPS
Single Family Delivery Units:	8,901Source: USPS
Multi Family Delivery Units:	1,002Source: USPS

# of Businesses:	450Source: CBP
1st Quarter Payroll:	$32,117,000Source: CBP
Annual Payroll:	$132,217,000Source: CBP
# of Employees:	3,627Source: CBP

CBSA Name:	Okeechobee, FLSource: Census
CBSA Number:	36380Source: Census
CBSA Type:	MicroSource: Census
CBSA Division:	--Source: Census
CBSA Population:	40,249Source: Census
MSA:	Source: Census
Land Area:	376.669 sq miSource: Census
Water Area:	19.329 sq miSource: Census

Congressional District:	17,18,21Source: USPS
Congressional Land Area:	6369.97, 1512.55, 260.97 sq miSource: Census
PMSA:	Source: Census
Intro Date:	< 2004-10Source: ZIP-Codes.com
Place FIPS Code:	1251200Source: Census
Place Name:	Okeechobee city; FloridaSource: Census

ZIP Code 34974 in Okeechobee, FL

Population & Demographics

Population Over Time (with 2010 & 2020 Census Benchmarks)

Population by Age & Gender (Total, Male, Female)

Population by Race

Gender Breakdown

Nativity & Citizenship

Income & Employment

Median Income Over Time (Household, Family, Nonfamily, Male, Female)

Average Household Income

Employment Status

Employment by Occupation (Civilian Employed Population, 16 and Over)

Housing & Affordability

Median Home Value (Comparison)

Median Home Value Over Time

Gross Rent Paid

Median Gross Rent Over Time

Housing Occupancy

Housing Type (Single-Family, Multi-Family, Other)

Education, Health & Community

Educational Attainment of Adults (25 and Older)

Health Insurance Coverage by Type (Private, Public, Uninsured)

Percentage of People in Poverty Over Time (2011-2023)

School Enrollment by Education Level (Ages 3 and Older)

Business & Employment Statistics

Geography, Land Area, & Statistical Classifications

Adjacent & Nearby ZIP Codes

Schools in ZIP Code 34974

Colleges & Post Secondary Schools near ZIP Code 34974

Sources & References