ZIP Code 34450 in Inverness, FL

Data Last Updated: October 1, 2025
City:Inverness, Florida
County:Citrus County
Timezone:Eastern (GMT -05:00)
Local Time:10:11:01 PM
Population:10,788 [See All]
Area Code:352
Classification:Standard [Normal Street Delivery]
Coordinates:28.8317, -82.2610
Land Area:31.186 sq mi
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Population & Demographics


ZIP Code 34450 has 10,788 residents and 5,291 households (average 2.02 persons per household). The median age is 59.0 years, significantly older than the state (43.0) and significantly older than the nation (38.8). The gender split is 48.0% male and 52.0% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (89.9%, much higher than the state average of 57.7% and well above the national average of 61.6%) and Hispanic or Latino (4.8%); Hispanic or Latino residents make up 4.8%, which is much lower than the state average (26.5%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:10,788Source: Census DHC
2023 ACS Population Estimate:10,408Source: Census ACS
2025 ZC Population Estimate:12,008Source: ZIP-Codes.com
Population Density:345.9 people per sq mile
Average Income:$48,955Source: Census ACS
Households:5,291Source: Census DHC
Average House Value:$210,200Source: Census ACS
Persons Per Household:2.02Source: Census DHC
Average Family Size:3.19Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--10,83210,86710,09210,38110,51010,70910,95210,74710,69211,07410,06610,00510,408
Decennial Census10,293------------------10,788------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 59

Male Median Age: 57.1

Female Median Age: 60.4

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male171174226210207190211201217266323424419493553416280199
Female152176230198192188201205211243337421577581591453325327
Total3233504564083993784124064285096608459961,0741,144869605526
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:9,69490.50%
Black:2031.90%
Hispanic:*5204.85%
Asian:860.80%
American Indian:400.37%
Hawaiian:10.01%
Other:1681.57%
Total:10,712100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:5,18048.02%57.1 years
Females:5,60851.98%60.4 years
Total:10,788100%59.0 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:9,46390.92%
Native, born in PR, Island Areas, or abroad:780.75%
Foreign born, naturalized U.S. citizen:4834.64%
Foreign born, not a U.S. citizen:3848.33%
Total Population:10,408100%
Total Native Population:9,54191.67%
Total Foreign-born Population:8678.33%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $48,955, which is far less than the national median ($78,538), is up $12,280 (33.5%) since 2011 and above its 2019 pre-pandemic level by $10,549. Family households earn a median of $63,264 versus $32,592 for nonfamily households (a difference of $30,672). By gender, male median income is $61,042 and female is $52,027, which is considerably higher than the state female median ($47,382), with a current gap of $9,015 that has narrowed from 2011 to 2023. The labor-force participation rate is 38.1%, which is considerably lower than the national rate (63.5%). The unemployment rate is 9.3%, which is markedly higher than the state rate (4.8%). The largest occupation group is Management (37.7%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$36,675$38,038$38,611$38,971$36,590$37,022$37,091$36,630$38,406$38,600$39,774$42,815$48,955
Median Family Income$43,617$46,212$51,793$54,198$48,315$52,218$53,806$50,028$49,973$59,531$55,563$56,901$63,264
Median NonFamily Income$22,862$23,107$21,740$21,825$21,202$20,581$21,799$22,914$24,170$26,008$27,917$31,187$32,592
Median Male Income$50,353$48,029$50,100$50,263$0$38,949$44,000$40,855$39,854$39,275$54,500$53,428$61,042
Median Female Income$33,367$39,511$37,273$35,020$0$36,819$36,524$36,573$38,310$43,274$38,704$55,133$52,027
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:3,24634.60%
Unemployed:3333.55%
Not In Labor Force:5,80361.85%
Total:9,382100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:1,22437.71%
Service:60918.76%
Sales and Office:82425.39%
Natural resources, construction, and maintenance:39512.17%
Production, transportation, and material moving:1945.98%
Total Civilian Employed Population:3,246100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $210,200, which is considerably lower than the state median ($325,000), is up $77,700 (58.64%) since 2011 and above its 2019 pre-pandemic level by $90,400. The median gross rent is $973, which is much lower than the state median ($1,564), is up $276 (39.60%) since 2011 and above its 2019 pre-pandemic level by $212. Of occupied housing, owners make up 81.38% (45.04% with a mortgage, 54.96% free-and-clear) and renters 18.62% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 23.92%, which is markedly above the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$132,500$120,900$121,800$116,200$103,200$106,200$113,800$116,900$119,800$136,000$154,300$177,200$210,200
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:869.14%
$500 to $999:41644.21%
$1,000 to $1,499:35137.30%
$1,500 to $1,999:262.76%
$2,000 to $2,499:121.28%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:505.31%
Total:941100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$697$692$670$688$702$723$724$738$761$793$885$942$973
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1,85236.65%
Owner Occupied (free and clear, no mortgage):2,26044.73%
Renter Occupied:94118.62%
Total Occupied Housing Units:5,053100%

Occupied Housing Units:5,05376.08%
Vacant Housing Units (not graphed):1,58923.92%
Total Housing Units:6,642100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:4,81572.49%
Multi-Family Units:70210.57%
Other Units:1,12516.94%
Total Housing Units:6,642100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 25.10% of adults (25+) have a bachelor's degree or higher, which is far lower than the national rate (35.00%). High school or higher is 92.10%, which is well above the national rate (89.40%). The uninsured rate is 9.80%, which is on par with the state rate (11.90%). Public coverage is 58.20%, which is far higher than the national rate (36.30%). The share of people in poverty is 12.10%, which is comparable to the national rate (8.70%), up 3.20 percentage points since 2011 and above its 2019 pre-pandemic level by 4.30 percentage points. This points to rising hardship - a weaker consumer base, greater strain on public services, and job-market headwinds. Among residents ages 3+, the largest enrollment group is elementary (45.51%). College enrollment is 10.43%, which is markedly below the state rate (27.90%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:2252.58%
9th to 12th grade, no diploma:4665.34%
High school graduate (includes equivalency):2,81632.27%
Some college, no degree:2,29226.26%
Associate's degree:7358.42%
Bachelor's degree:1,46916.83%
Graduate or professional degree:7248.30%
Total:8,727100%
High school or higher:8,03692.08%
Bachelor's degree or higher:2,19325.13%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:5,80745.24%
Public Insurance:6,02046.90%
No Insurance:1,0107.87%
Total:12,837100%
Has Health Insurance:11,82792.13%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty8.9%11.2%7.0%7.2%7.1%7.2%8.5%7.3%7.8%10.3%9.0%8.4%12.1%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:191.84%
Kindergarten:979.37%
Elementary school (grades 1-8):47145.51%
High school (grades 9-12):34032.85%
College or graduate school:10810.43%
Total:1,035100%
Early Childhood:11611.21%
K-12 (Primary & Secondary School):90887.73%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 34450 supports both business and residential activity. According to the Business Census (2023), there are 299 business establishments, employing about 2,692 people with an annual payroll of $93,597,000. USPS data shows 5,945 residential mailboxes and 388 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:5,945Source: USPS
# Business Mailboxes:388Source: USPS
Total Delivery Receptacles:6,787Source: USPS
Single Family Delivery Units:4,447Source: USPS
Multi Family Delivery Units:77Source: USPS
# of Businesses:299Source: CBP
1st Quarter Payroll:$22,478,000Source: CBP
Annual Payroll:$93,597,000Source: CBP
# of Employees:2,692Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 34450 is located in Citrus County, Florida, within the Homosassa Springs, FL Metropolitan Statistical Area (CBSA 26140) and Florida's 12nd Congressional District. This Metro area has a population of 158,693 people, about 6.80% of whom live in ZIP Code 34450. It covers 31.186 sq mi of land and a water area of 14.114 sq mi.

CBSA Name:Homosassa Springs, FLSource: Census
CBSA Number:26140Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:158,693Source: Census
MSA:Source: Census
Land Area:31.186 sq miSource: Census
Water Area:14.114 sq miSource: Census
Congressional District:12Source: USPS
Congressional Land Area:883.75 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1233950Source: Census
Place Name:Inverness city; FloridaSource: Census

Adjacent & Nearby ZIP Codes


34451 | | 34449

Schools in ZIP Code 34450


ZIP Code 34450 is in the Citrus County School District, which serves grades Pre-Kindergarten thru 12th. There are 5 public schools and 1 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Inverness Middle School 1950 Highway 41 N
Inverness, FL 34450
District: Citrus County School District
Withlacoochee Technical College 1201 W Main St
Inverness, FL 34450
District: Citrus County School District
Citrus Virtual Instruction Program 1007 W Main St
Inverness, FL 34450
District: Citrus County School District
Citrus Eschool K-5 1007 West Main Street
Inverness, FL 34450
District: Citrus County School District
Citrus Eschool 6-12 1007 W Main St
Inverness, FL 34450
District: Citrus County School District
Inverness Christian Academy 4222 S Florida Ave
Inverness, FL 34450
District: Private School

Colleges & Post Secondary Schools near ZIP Code 34450


Withlacoochee Technical College 1201 W Main St
Inverness, FL 34450-4301
Type: Post Secondary
Tenaj Salon Institute 11915 Cr 103
The Villages, FL 32162
Type: Post Secondary
Taylor College 5190 Se 125th Street
Belleview, FL 34420
Type: Post Secondary
Rasmussen University-Florida 4755 Southwest 46th Court
Ocala, FL 34474-6226
Type: Post Secondary
Suncoast Technical Education Center - 14075 Ken Austin Parkway
Brooksville, FL 34613-4904
Type: Post Secondary
Beacon College 105 E Main St
Leesburg, FL 34748
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov