ZIP Code 32569 in Mary Esther, FL

Data Last Updated: October 1, 2025
City:Mary Esther, Florida
County:Okaloosa County
Timezone:Central (GMT -06:00)
Local Time:8:36:43 PM
Population:12,378 [See All]
Area Codes:850 / 448
Classification:Standard [Normal Street Delivery]
Coordinates:30.4393, -86.7627
Land Area:4.133 sq mi
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Population & Demographics


ZIP Code 32569 has 12,378 residents and 5,065 households (average 2.44 persons per household). The median age is 36.9 years, younger than the state (43.0) and slightly younger than the nation (38.8). The gender split is 50.4% male and 49.6% female, which is slightly higher than the state male share (48.6%). Largest groups are White (68.4%, much higher than the state average of 57.7%) and Hispanic or Latino (10.9%); Hispanic or Latino residents make up 10.9%, which is much lower than the state average (26.5%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:12,378Source: Census DHC
2023 ACS Population Estimate:12,643Source: Census ACS
2025 ZC Population Estimate:13,507Source: ZIP-Codes.com
Population Density:2,994.9 people per sq mile
Average Income:$73,762Source: Census ACS
Households:5,065Source: Census DHC
Average House Value:$296,400Source: Census ACS
Persons Per Household:2.44Source: Census DHC
Average Family Size:2.98Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--10,59110,63810,86911,14711,51012,06812,35812,97112,65712,78912,18412,93612,643
Decennial Census11,235------------------12,378------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 36.9

Male Median Age: 35.9

Female Median Age: 38.2

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male3663383453814675815584253403223254664513322391489857
Female38133635831141448850440134027740148146834921817613799
Total7476747036928811,0691,062826680599726947919681457324235156
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:8,46369.69%
Black:1,1789.70%
Hispanic:*1,34611.08%
Asian:6064.99%
American Indian:800.66%
Hawaiian:420.35%
Other:4293.53%
Total:12,144100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:6,23950.40%35.9 years
Females:6,13949.60%38.2 years
Total:12,378100%36.9 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:11,53191.20%
Native, born in PR, Island Areas, or abroad:4993.95%
Foreign born, naturalized U.S. citizen:4823.81%
Foreign born, not a U.S. citizen:1314.85%
Total Population:12,643100%
Total Native Population:12,03095.15%
Total Foreign-born Population:6134.85%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $73,762, which is generally lower than the national median ($78,538), is up $14,114 (23.7%) since 2011 and above its 2019 pre-pandemic level by $12,211. Family households earn a median of $80,536 versus $66,185 for nonfamily households (a difference of $14,351). By gender, male median income is $58,065 and female is $45,011, which is far less than the national female median ($53,445), with a current gap of $13,054 that has narrowed from 2011 to 2023. The labor-force participation rate is 73.6%, which is markedly above the state rate (59.6%). The unemployment rate is 5.3%, which is a bit above the state rate (4.8%). The largest occupation group is Management (35.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$59,648$53,708$51,695$53,514$56,742$54,688$56,933$61,976$61,551$58,832$61,201$70,426$73,762
Median Family Income$70,152$67,879$64,306$66,429$70,881$69,063$74,825$78,381$78,701$70,487$71,833$81,447$80,536
Median NonFamily Income$32,778$31,714$31,703$31,012$33,246$32,778$36,047$39,775$40,047$45,938$50,469$61,853$66,185
Median Male Income$48,181$47,576$45,048$40,159$41,550$40,057$41,659$43,116$45,677$44,212$48,874$54,027$58,065
Median Female Income$30,616$30,442$32,217$34,667$33,807$36,917$34,682$37,105$36,678$36,452$39,685$42,591$45,011
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:6,32762.66%
Unemployed:3913.87%
Not In Labor Force:3,37933.47%
Total:10,097100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:2,23035.25%
Service:1,48423.46%
Sales and Office:1,33321.07%
Natural resources, construction, and maintenance:5098.04%
Production, transportation, and material moving:77112.19%
Total Civilian Employed Population:6,327100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $296,400, which is falls short of the state median ($325,000), is up $112,500 (61.17%) since 2011 and above its 2019 pre-pandemic level by $104,700. The median gross rent is $1,456, which is well above the national median ($1,348), is up $356 (32.36%) since 2011 and above its 2019 pre-pandemic level by $365. Of occupied housing, owners make up 68.16% (66.97% with a mortgage, 33.03% free-and-clear) and renters 31.84% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 10.03%, which is much lower than the state rate (15.19%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$183,900$176,500$171,500$168,300$167,500$170,400$172,900$179,800$191,700$213,500$234,500$272,800$296,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:503.01%
$500 to $999:1428.55%
$1,000 to $1,499:65439.40%
$1,500 to $1,999:45727.53%
$2,000 to $2,499:18711.27%
$2,500 to $2,999:674.04%
$3,000 or more:160.96%
No Rent:875.24%
Total:1,660100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$1,100$1,048$1,075$977$1,079$1,044$1,062$1,052$1,091$1,058$1,092$1,371$1,456
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):2,38045.65%
Owner Occupied (free and clear, no mortgage):1,17422.52%
Renter Occupied:1,66031.84%
Total Occupied Housing Units:5,214100%

Occupied Housing Units:5,21489.97%
Vacant Housing Units (not graphed):58110.03%
Total Housing Units:5,795100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:4,74081.79%
Multi-Family Units:80413.87%
Other Units:2514.33%
Total Housing Units:5,795100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 39.80% of adults (25+) have a bachelor's degree or higher, which is markedly above the state rate (33.20%). High school or higher is 94.80%, which is far higher than the national rate (89.40%). The uninsured rate is 11.60%, which is comparable to the national rate (8.60%). The share of people in poverty is 3.00%, which is markedly below the state rate (8.90%), down 0.50 percentage points since 2011 and above its 2019 pre-pandemic level by 0.40 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (37.11%). College enrollment is 25.31%, which is on par with the state rate (27.90%), meaning the community mirrors broader higher-education participation.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1922.02%
9th to 12th grade, no diploma:3063.22%
High school graduate (includes equivalency):2,44325.69%
Some college, no degree:1,89019.88%
Associate's degree:8959.41%
Bachelor's degree:2,59427.28%
Graduate or professional degree:1,18812.49%
Total:9,508100%
High school or higher:9,01094.76%
Bachelor's degree or higher:3,78239.78%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:8,50360.40%
Public Insurance:4,19429.79%
No Insurance:1,3809.80%
Total:14,077100%
Has Health Insurance:12,69790.20%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty3.5%3.1%5.9%6.4%6.3%5.5%7.1%3.9%2.6%1.8%3.2%2.5%3.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:24010.37%
Kindergarten:1165.01%
Elementary school (grades 1-8):85937.11%
High school (grades 9-12):51422.20%
College or graduate school:58625.31%
Total:2,315100%
Early Childhood:35615.38%
K-12 (Primary & Secondary School):1,48964.32%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 32569 supports both business and residential activity. According to the Business Census (2023), there are 260 business establishments, employing about 1,788 people with an annual payroll of $65,875,000. USPS data shows 5,536 residential mailboxes and 406 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:5,536Source: USPS
# Business Mailboxes:406Source: USPS
Total Delivery Receptacles:6,146Source: USPS
Single Family Delivery Units:4,047Source: USPS
Multi Family Delivery Units:119Source: USPS
# of Businesses:260Source: CBP
1st Quarter Payroll:$15,653,000Source: CBP
Annual Payroll:$65,875,000Source: CBP
# of Employees:1,788Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 32569 is located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin, FL Metropolitan Statistical Area (CBSA 18880) and Florida's 1st Congressional District. This Metro area has a population of 294,127 people, about 4.21% of whom live in ZIP Code 32569. It covers 4.133 sq mi of land and a water area of 5.047 sq mi.

CBSA Name:Crestview-Fort Walton Beach-Destin, FLSource: Census
CBSA Number:18880Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:294,127Source: Census
MSA:Fort Walton Beach, FL MSASource: Census
Land Area:4.133 sq miSource: Census
Water Area:5.047 sq miSource: Census
Congressional District:01Source: USPS
Congressional Land Area:4016.3 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:1243375Source: Census
Place Name:Mary Esther city; FloridaSource: Census

Adjacent & Nearby ZIP Codes


32570 | | 32568

Schools in ZIP Code 32569


ZIP Code 32569 is in the Okaloosa County School District, which serves grades Pre-Kindergarten thru 12th. There are 2 public school(s) in this ZIP Code, and we have located 3 private school(s). It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Mary Esther Elementary School 320 E Miracle Strip Pkwy
Mary Esther, FL 32569
District: Okaloosa County School District
Florosa Elementary School 1700 W Highway 98
Mary Esther, FL 32569
District: Okaloosa County School District
Beyond Expectations 103 Lewis St
Fwb, FL 32547
District: Private SchoolNearby
Calvary Christian Academy & Preschool 535 Clifford St
Fort Walton Beach, FL 32547
District: Private SchoolNearby
St Mary Catholic School 110 Robinwood Dr Sw
Fort Walton Beach, FL 32548
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 32569


Okaloosa Technical College 1976 Lewis Turner Blvd
Fort Walton Beach, FL 32547
Type: Post Secondary
Northwest Florida State College 100 College Boulevard
Niceville, FL 32578-1295
Type: Post Secondary
Radford M Locklin Technical College 5330 Berryhill Rd
Milton, FL 32570-8188
Type: Post Secondary
Fortis Institute-Pensacola 4081 E Olive Rd Ste B
Pensacola, FL 32514
Type: Post Secondary
Pensacola School Of Massage Therapy & Health Careers 2409 Creighton Rd
Pensacola, FL 32504
Type: Post Secondary
Pensacola State College 1000 College Blvd
Pensacola, FL 32504-8998
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov