| City: | Destin, Florida |
| County: | Okaloosa County |
| Timezone: | Central (GMT -06:00) |
| Local Time: | 10:05:59 PM |
| Population: | No Population Data |
| Area Codes: | 448 / 850 |
| Classification: | PO Box |
| Coordinates: | 30.3934, -86.4958 |
| Quick Link: |
ZIP code 32540 serves the downtown Destin business district in Okaloosa County, Florida. This is a point location within the larger Destin area, enclosed by ZIP 32541, which handles residential street delivery. The post office maintains 371 PO Boxes primarily for business use, alongside 337 business delivery points. With 25 business establishments employing 250 workers, this ZIP functions as a commercial mail hub rather than a residential area.
The facility has a single street address (Main St) with 123 delivery records using UNIT designators, suggesting either PO Box Street Addressing or a business complex. Because Destin has a standard ZIP code (32541) that provides street delivery, this PO Box classification doesn't mean businesses are isolated. It's simply a specialized facility serving the downtown commercial district. Businesses can choose between PO Box service here or street delivery via the neighboring ZIP.
Single street with UNIT designators suggests business complex or PO Box Street Addressing.
ZIP Code 32540 supports both business and residential activity. According to the Business Census (2024), there are 24 business establishments, employing about 244 people with an annual payroll of $10,346,000.
| # Residential Mailboxes: | 0Source: USPS |
| # Business Mailboxes: | 0Source: USPS |
| Total Delivery Receptacles: | 4,180Source: USPS |
| Single Family Delivery Units: | 0Source: USPS |
| Multi Family Delivery Units: | 0Source: USPS |
| # of Businesses: | 24Source: CBP |
| 1st Quarter Payroll: | $3,938,000Source: CBP |
| Annual Payroll: | $10,346,000Source: CBP |
| # of Employees: | 244Source: CBP |
ZIP Code 32540 is located in Okaloosa County, Florida, within the Crestview-Fort Walton Beach-Destin, FL Metropolitan Statistical Area (CBSA 18880) and Florida's 1st Congressional District. This Metro area has a population of 294,127 people, about 0.00% of whom live in ZIP Code 32540. It covers 0 sq mi of land and a water area of 0 sq mi.
| CBSA Name: | Crestview-Fort Walton Beach-Destin, FLSource: Census |
| CBSA Number: | 18880Source: Census |
| CBSA Type: | MetroSource: Census |
| CBSA Division: | --Source: Census |
| CBSA Population: | 294,127Source: Census |
| MSA: | Fort Walton Beach, FL MSASource: Census |
| Land Area: | --Source: Census |
| Water Area: | --Source: Census |
| Congressional District: | 01Source: USPS |
| Congressional Land Area: | 4016.3 sq miSource: Census |
| PMSA: | --Source: Census |
| Intro Date: | < 2004-10Source: ZIP-Codes.com |
| Place FIPS Code: | 1217325Source: Census |
| Place Name: | Destin city; FloridaSource: Census |
We could not locate which school district 32540 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.
Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on January 1, 2026.