ZIP Code 12194 in West Fulton, NY

Data Last Updated: October 1, 2025
City:West Fulton, New York
Names to Avoid:
W Fulton
County:Schoharie County
Timezone:Eastern (GMT -05:00)
Local Time:10:19:49 PM
Population:176 [See All]
Area Code:607
Classification:Standard [Normal Street Delivery]
Coordinates:42.5164, -74.4614
Land Area:16.474 sq mi
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https://www.zip-codes.com/zip-code/12194/zip-code-12194.asp

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Population & Demographics


ZIP Code 12194 has 176 residents and 74 households (average 2.38 persons per household). The median age is 49.0 years, significantly older than the state (39.0) and significantly older than the nation (38.8). The gender split is 52.3% male and 47.7% female, which is higher than the state male share (48.4%), making this a male-majority area. Largest groups are White (90.9%, much higher than the state average of 55.2% and well above the national average of 61.6%) and Hispanic or Latino (2.3%); Hispanic or Latino residents make up 2.3%, which is much lower than the state average (19.5%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:176Source: Census DHC
2023 ACS Population Estimate:213Source: Census ACS
2025 ZC Population Estimate:199Source: ZIP-Codes.com
Population Density:10.7 people per sq mile
Average Income:$81,250Source: Census ACS
Households:74Source: Census DHC
Average House Value:$232,000Source: Census ACS
Persons Per Household:2.38Source: Census DHC
Average Family Size:3.13Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--158147152155156138158121156122163177213
Decennial Census207------------------176------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 49

Male Median Age: 55

Female Median Age: 47.4

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male304412531383518131801
Female3644252831334666522
Total668837711162169241971323
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:16095.81%
Black:10.60%
Hispanic:*42.40%
Asian:00%
American Indian:10.60%
Hawaiian:00%
Other:10.60%
Total:167100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:9252.27%55.0 years
Females:8447.73%47.4 years
Total:176100%49.0 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:19792.49%
Native, born in PR, Island Areas, or abroad:83.76%
Foreign born, naturalized U.S. citizen:83.76%
Foreign born, not a U.S. citizen:03.76%
Total Population:213100%
Total Native Population:20596.24%
Total Foreign-born Population:83.76%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $81,250, which is generally lower than the state median ($84,578), is up $43,500 (115.2%) since 2011 and above its 2019 pre-pandemic level by $39,000. Family households earn a median of $88,750 versus $74,167 for nonfamily households (a difference of $14,583). By gender, male median income is $95,417 and female is $0, which is well under the state female median ($63,701), with a current gap of $95,417 that has widened from 2011 to 2023. The labor-force participation rate is 47.1%, which is markedly below the national rate (63.5%). The unemployment rate is 1.4%, which is markedly below the state rate (6.2%). The largest occupation group is Management (40.3%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$37,750$17,000$41,875$42,143$61,250$41,750$45,500$41,667$42,250$43,250$46,250$58,214$81,250
Median Family Income$54,792$56,458$61,875$73,750$64,375$55,000$61,875$48,750$48,958$44,750$45,625$58,036$88,750
Median NonFamily Income$13,333$15,125$16,944$18,750$0$38,194$38,125$38,750$40,375$41,818$0$0$74,167
Median Male Income$34,375$17,000$37,188$47,500$59,063$0$73,750$72,813$73,125$76,667$0$88,750$95,417
Median Female Income$39,375$28,438$22,375$28,750$31,875$30,625$44,375$42,500$59,167$0$58,750$0$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:7246.45%
Unemployed:10.65%
Not In Labor Force:8252.90%
Total:155100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:2940.28%
Service:34.17%
Sales and Office:1419.44%
Natural resources, construction, and maintenance:1419.44%
Production, transportation, and material moving:1216.67%
Total Civilian Employed Population:72100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $232,000, which is well under the state median ($403,000), is up $147,800 (175.53%) since 2011 and above its 2019 pre-pandemic level by $148,000. The median gross rent is $0, which is far less than the state median ($1,576), and above its 2019 pre-pandemic level by $0. Of occupied housing, owners make up 88.57% (62.90% with a mortgage, 37.10% free-and-clear) and renters 11.43% - making this ZIP Code more home ownership than the state and under national rental averages. The vacancy rate is 53.02%, which is far higher than the state rate (10.19%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$84,200$87,000$85,600$86,100$0$86,600$82,000$86,000$84,000$87,700$166,100$220,000$232,000
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:00.00%
$1,000 to $1,499:8100.00%
$1,500 to $1,999:00.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:00.00%
Total:8100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$0$0$0$0$0$0$0$0$0$0$0$0$0
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3955.71%
Owner Occupied (free and clear, no mortgage):2332.86%
Renter Occupied:811.43%
Total Occupied Housing Units:70100%

Occupied Housing Units:7046.98%
Vacant Housing Units (not graphed):7953.02%
Total Housing Units:149100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:12583.89%
Multi-Family Units:00.00%
Other Units:2416.11%
Total Housing Units:149100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 21.40% of adults (25+) have a bachelor's degree or higher, which is on par with the state rate (39.60%). High school or higher is 90.00%, which is on par with the state rate (87.90%). The uninsured rate is 0.90%, which is far lower than the national rate (8.60%). The share of people in poverty is 15.60%, which is comparable to the national rate (8.70%), down 9.90 percentage points since 2011 and above its 2019 pre-pandemic level by 10.20 percentage points. This points to a pronounced improvement in local conditions - rising incomes, firmer consumer demand, and a stronger tax base. Among residents ages 3+, the largest enrollment group is elementary (74.65%). College enrollment is 14.08%, which is markedly below the state rate (29.60%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:00.00%
9th to 12th grade, no diploma:1410.00%
High school graduate (includes equivalency):4431.43%
Some college, no degree:128.57%
Associate's degree:4028.57%
Bachelor's degree:2618.57%
Graduate or professional degree:42.86%
Total:140100%
High school or higher:12690.00%
Bachelor's degree or higher:3021.43%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:17464.44%
Public Insurance:9434.81%
No Insurance:20.74%
Total:270100%
Has Health Insurance:26899.26%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty25.5%32.6%28.9%24.5%26.5%8.8%0.0%3.8%5.4%6.9%26.4%20.0%15.6%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:00.00%
Elementary school (grades 1-8):5374.65%
High school (grades 9-12):811.27%
College or graduate school:1014.08%
Total:71100%
Early Childhood:00.00%
K-12 (Primary & Secondary School):6185.92%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


Business demographic information for ZIP Code 12194 is not available at this time. USPS data shows 84 residential mailboxes and 2 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:84Source: USPS
# Business Mailboxes:2Source: USPS
Total Delivery Receptacles:139Source: USPS
Single Family Delivery Units:84Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:0Source: CBP
1st Quarter Payroll:$0Source: CBP
Annual Payroll:$0Source: CBP
# of Employees:0Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 12194 is located in Schoharie County, New York, within the Albany-Schenectady-Troy, NY Metropolitan Statistical Area (CBSA 10580) and New York's 21st Congressional District. This Metro area has a population of 902,372 people, about 0.02% of whom live in ZIP Code 12194. It covers 16.474 sq mi of land and a water area of 0 sq mi.

CBSA Name:Albany-Schenectady-Troy, NYSource: Census
CBSA Number:10580Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:902,372Source: Census
MSA:Albany-Schenectady-Troy, NY MSASource: Census
Land Area:16.474 sq miSource: Census
Water Area:--Source: Census
Congressional District:21Source: USPS
Congressional Land Area:15114.76 sq miSource: Census
PMSA:--Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


12195 | | 12193

Schools in ZIP Code 12194


We could not locate which school district 12194 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Jefferson Central School 1332 St Rt 10
Jefferson, NY 12093
District: Jefferson Central School DistrictNearby
Middleburgh Junior/Senior High School 291 Main St
Middleburgh, NY 12122
District: Middleburgh Central School DistrictNearby
Middleburgh Elementary School 245 Main St
Middleburgh, NY 12122
District: Middleburgh Central School DistrictNearby
Gilboa-Conesville Central School 132 Wyckoff Rd
Gilboa, NY 12076
District: Gilboa-Conesville Central School DistrictNearby
Joseph B Radez Elementary School 319 Main St
Richmondville, NY 12149
District: Cobleskill-Richmondville Central School DistrictNearby
Country Classroom 2136 Huntersland Rd
Middleburgh, NY 12122
District: Private SchoolNearby
Sgt Henry Johnson Youth Leadership Academy 57081 State Highway 10
South Kortright, NY 13842
District: Private SchoolNearby
Cornerstone Christian Academy 133 Sprakers Rd
Sloansville, NY 12160
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 12194


Suny College Of Agriculture And Technology At Cobleskill State Route 7
Cobleskill, NY 12043
Type: Post Secondary
Otsego Area Boces-Practical Nursing Program 31 Center Street 3rd Floor
Oneonta, NY 13820-1142
Type: Post Secondary
Suny College Of Technology At Delhi 454 Delhi Drive
Delhi, NY 13753-1100
Type: Post Secondary
Suny Oneonta 108 Ravine Parkway
Oneonta, NY 13820-4015
Type: Post Secondary
Hartwick College One Hartwick Drive
Oneonta, NY 13820-4020
Type: Post Secondary
Excelsior College 7 Columbia Cir
Albany, NY 12203-5159
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov