ZIP Codes of Schoharie County, NY

Population & People
Population & People
Total Population
28,172
Household Income
Household Income
Median Income
$73,480
Housing
Housing
Total Housing Units
15,370
Business & Economy
Business & Economy
Total Businesses
534
Employment
Employment
Employment Rate
51.75%
Education
Education
Bachelor's Degree+
26.17%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 18 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:18 ZIP Codes (17 Standard, 1 PO Box, 0 Unique) [See All]
Area Codes:518 / 607 / 838
Timezone:Eastern (GMT -05:00)
Local Time:2:13:17 PM
Population:28,172 [See All]
FIPS:36095
CBSA:Albany-Schenectady-Troy, NY
Land Area:597 sq mi
Water Area:4 sq mi
Coordinates:42.6200, -74.4554
Quick Link:
https://www.zip-codes.com/county/ny-schoharie.asp
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New York's #58 most populous county
28,172 residents across 18 ZIPs — #58 of 62 New York counties.

Standout ZIPs in this County


Most Populous
Cobleskill · 8,287 people
29.4% of county total
Highest Income
Fultonham · $99,375 median
1.4× county average
Largest Land Area
Middleburgh · 107.7 sq mi
Spans the most ground
Fastest Growth
Schoharie · 10.3% (10-yr)
4,272 → 4,713 residents
Most Educated
Cobleskill · 29.1% bachelor's+
1,542 of 5,302 adults 25+

Things worth knowing about Schoharie County


28,172 residents live across 18 ZIPs covering 597 sq mi, served by 18 distinct USPS-recognized cities.

Population moved from 29,790 to 28,172 from 2014 to 2024 — a -5.4% change. 8 ZIPs gained residents, 9 lost.

The county's wealthiest ZIP 12071 (Fultonham, $99,375 median) and poorest ZIP 12036 (Charlotteville, $41,823) are 13.0 miles apart — a 2.4× income gap across local geography.

Median home values vary 2.2× across this county — from $108,100 in 12036 (Charlotteville) to $239,100 in 12194 (West Fulton).

Density varies 12× across the county — from 10 people/sq mi in 12194 (West Fulton) to 128 in 12043 (Cobleskill).

Educational attainment ranges from 13.9% bachelor's+ in 12187 (Warnerville) to 29.3% in 12175 (Summit) — the breadth of educational profiles across the area.

Within New York, this is the #58 most populous of 62 counties and ranks #42 for median household income .

Weighted by population, the typical household earns about $67,529 across the county — reflecting what a typical resident sees, not a simple ZIP average.

26.2% of adults age 25+ hold a bachelor's degree or higher (5,269 of 20,137 reporting).

17 Standard delivery, 1 PO Box only, 0 single-entity Unique ZIPs serve this county.

Stories about Schoharie County


Big & sparse

A frontier county — vast land area with only a few residents per square mile. Daily life looks very different here than in the country's denser counties.

Total area
597
square miles
Avg density
47.2
people per sq mi
Population
28,172
across 18 ZIPs
Middleburgh
107.7 sq mi
3,596 residents
Gilboa
71.8 sq mi
1,549 residents
Cobleskill
64.5 sq mi
8,287 residents

Population decline

Schoharie County lost 5.4% of residents between 2014 and 2024. ZIPs that shed the largest share:

Sloansville
-32.3%
1,058 → 716 residents
Jefferson
-29.6%
1,812 → 1,276 residents
Central Bridge
-29.1%
798 → 566 residents
Summit
-20.5%
770 → 612 residents
Middleburgh
-17.7%
4,372 → 3,596 residents

All ZIP Codes in Schoharie County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
12043CobleskillStandard8,287$64,58364.5-1.3%
12157SchoharieStandard4,713$75,99750.810.3%
12122MiddleburghStandard3,596$55,875107.7-17.7%
12149RichmondvilleStandard2,038$50,60842.9-15.6%
13459Sharon SpringsStandard1,888$65,89349.6-8.7%
12076GilboaStandard1,549$84,58371.8-2.1%
12093JeffersonStandard1,276$65,32163.6-29.6%
12092Howes CaveStandard1,208$58,61515.636.7%
12187WarnervilleStandard752$78,14922.344.1%
12160SloansvilleStandard716$69,75016.0-32.3%
12175SummitStandard612$90,25028.2-20.5%
12035Central BridgeStandard566$98,37510.8-29.1%
12071FultonhamStandard283$99,37512.811.0%
12036CharlottevilleStandard223$41,8236.610.4%
12131North BlenheimStandard183$71,56314.960.5%
12194West FultonStandard162$91,25015.54.5%
12031CarlisleStandard120$87,1433.35.3%
12073GallupvillePO Box0.0

Adjacent & Nearby Counties