ZIP Code 04646 in Islesford, ME

Data Last Updated: February 1, 2026
City:Islesford, Maine
County:Hancock County
Timezone:Eastern (GMT -05:00)
Local Time:8:04:29 PM
Population:96 [See All]
Area Code:207
Classification:PO Box
Coordinates:44.2593, -68.2264
Land Area:0.789 sq mi
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04646 - Islesford, ME

ZIP Code 04646, Islesford

Vacation Island
LocationHancock County, ME
Area1.0 sq mi
Population96
Households30
PO Boxes123 Regional Hub (410%)
Median Age39.6 years
Seasonal Housing78%
ZIP CreatedBefore Oct 2004
Key Facts
  • This is a PO Box-only ZIP code with no street delivery available on the island
  • 78% of housing units (130 out of 167) are seasonal vacation properties, one of Maine's highest rates
  • The post office maintains 123 PO Boxes for just 30 year-round households, reflecting extensive second-home ownership
  • Main Street is the only named street in postal records, with just 4 delivery points
  • Median home values reach $402,900, well above Maine's statewide median
  • 11 businesses operate using PO Box addresses, primarily seasonal tourism operations

A Seasonal Community

Islesford sits on Little Cranberry Island, one of Maine's most distinctly seasonal communities. Of the 167 total housing units, 130 are vacation properties that sit empty most of the year. That's 78% seasonal vacancy, among the highest in coastal Maine. Only 30 households live here year-round, yet the post office maintains 123 PO Boxes.

Why So Many Boxes?

The adoption rate of 4.1 boxes per household isn't about necessity. It's about affluence. Second homeowners need year-round addresses for property taxes, insurance documents, and seasonal deliveries. When your summer cottage is worth $402,900 (the median home value), you don't rely on a neighbor to collect your mail. You rent a box.

The Geography of Island Delivery

Main Street is the only named street in the ZIP+4 database, with just 4 delivery records. There's no street delivery here. The 11 businesses that operate during tourist season all use PO Boxes. So do the handful of lobstermen and artists who stay through winter. The post office building itself appears in the database as a named structure, the organizational center for an island that swells from 96 year-round residents to several hundred in July and August.

Street Name Patterns

Minimal Infrastructure Island Community Single Street

With only Main Street appearing in postal records, this reflects the minimal road infrastructure typical of small Maine islands. The single street with 4 delivery records serves primarily as an administrative designation rather than an active delivery route.

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Population & Demographics


ZIP Code 04646 has 96 residents and 30 households (average 3.20 persons per household). The median age is 39.6 years, younger than the state (45.1) and about the same as the nation (38.8). The gender split is 47.9% male and 52.1% female, which is slightly lower than the national male share (49.1%), making this a female-majority area. Largest groups are White (92.7%, much higher than the national average of 61.6%) and Black or African American (1.0%, much lower than the national average of 12.4%); Hispanic or Latino residents make up 1.0%, which is much lower than the national average (18.7%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2024 American Community Survey (ACS) 5-Year Estimates.
2020 Population:96Source: Census DHC
2024 ACS Population Estimate:134Source: Census ACS
2026 ZC Population Estimate:0Source: ZIP-Codes.com
Population Density:121.7 people per sq mile
Average Income:$88,750Source: Census ACS
Households:30Source: Census DHC
Average House Value:$428,600Source: Census ACS
Persons Per Household:3.20Source: Census DHC
Average Family Size:2.68Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group201020112102201320142015201620172018201920202021202220232024
Census ACS Population Estimate--5979868784827165686766100122134
Decennial Census94------------------96--------
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 39.6

Male Median Age: 38

Female Median Age: 40

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male412610390412470020
Female1344003106321331501
Total546101061967337101521
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:8997.80%
Black:11.10%
Hispanic:*11.10%
Asian:00%
American Indian:00%
Hawaiian:00%
Other:00%
Total:91100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:4647.92%38.0 years
Females:5052.08%40.0 years
Total:96100%39.6 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:13399.25%
Native, born in PR, Island Areas, or abroad:00.00%
Foreign born, naturalized U.S. citizen:10.75%
Foreign born, not a U.S. citizen:00.75%
Total Population:134100%
Total Native Population:13399.25%
Total Foreign-born Population:10.75%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2024, the Median household income is $88,750, which is considerably higher than the national median ($78,538), is up $38,750 (77.5%) since 2011 and above its 2019 pre-pandemic level by $29,712. Family households earn a median of $115,536 versus $63,750 for nonfamily households (a difference of $51,786). By gender, male median income is $102,857 and female is $41,875, which is much lower than the national female median ($53,445), with a current gap of $60,982 that has widened from 2011 to 2024. The labor-force participation rate is 75.7%, which is considerably higher than the national rate (63.5%). The unemployment rate is 0.0%, which is markedly below the national rate (5.2%). The largest occupation group is Management (38.3%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type20112012201320142015201620172018201920202021202220232024
Median Household Income$50,000$55,000$52,188$56,250$61,250$88,750$56,071$58,750$59,038$61,184$63,304$69,375$74,250$88,750
Median Family Income$60,000$95,313$77,500$86,250$80,000$100,313$0$0$59,038$61,635$64,306$95,625$92,500$115,536
Median NonFamily Income$40,625$22,083$42,813$44,167$44,583$0$0$0$0$0$54,000$64,375$62,250$63,750
Median Male Income$31,563$38,125$41,250$45,250$0$63,750$100,536$103,393$0$0$0$61,563$73,750$102,857
Median Female Income$27,750$29,688$29,583$43,750$0$68,000$0$0$0$0$0$57,083$59,750$41,875
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:8175.70%
Unemployed:00.00%
Not In Labor Force:2624.30%
Total:107100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:3138.27%
Service:56.17%
Sales and Office:1417.28%
Natural resources, construction, and maintenance:1822.22%
Production, transportation, and material moving:1316.05%
Total Civilian Employed Population:81100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2024, the median home value is $428,600, which is markedly greater than the national median ($303,400), is up $116,100 (37.15%) since 2011 and above its 2019 pre-pandemic level by $124,400. The median gross rent is $1,125, which is much lower than the national median ($1,348), and above its 2019 pre-pandemic level by $1,125. Of occupied housing, owners make up 84.62% (38.64% with a mortgage, 61.36% free-and-clear) and renters 15.38% - making this ZIP Code under national rental averages. The vacancy rate is 69.05%, which is markedly above the national rate (10.43%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Home Value$312,500$287,500$285,000$300,000$283,300$342,900$330,000$350,000$304,200$275,000$313,300$367,900$402,900$428,600
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:00.00%
$500 to $999:225.00%
$1,000 to $1,499:225.00%
$1,500 to $1,999:225.00%
$2,000 to $2,499:00.00%
$2,500 to $2,999:00.00%
$3,000 or more:00.00%
No Rent:225.00%
Total:8100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group20112102201320142015201620172018201920202021202220232024
Median Rent$0$913$0$0$0$0$0$0$0$0$0$0$1,550$1,125
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):1732.69%
Owner Occupied (free and clear, no mortgage):2751.92%
Renter Occupied:815.38%
Total Occupied Housing Units:52100%

Occupied Housing Units:5230.95%
Vacant Housing Units (not graphed):11669.05%
Total Housing Units:168100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:15994.64%
Multi-Family Units:42.38%
Other Units:52.98%
Total Housing Units:168100%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2024, 59.40% of adults (25+) have a bachelor's degree or higher, which is far higher than the national rate (35.00%). High school or higher is 96.90%, which is far higher than the national rate (89.40%). The uninsured rate is 11.20%, which is comparable to the national rate (8.60%). The share of people in poverty is 4.90%, which is comparable to the national rate (8.70%), up 5.00 percentage points since 2011 and below its 2019 pre-pandemic level by 14.20 percentage points. This signals a sharp increase in hardship - a shrinking consumer base, heavy pressure on public services, and job-market contraction risks. Among residents ages 3+, the largest enrollment group is elementary (35.29%). College enrollment is 20.59%, which is comparable to the national rate (26.70%), meaning the community mirrors broader higher-education participation.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:33.13%
9th to 12th grade, no diploma:00.00%
High school graduate (includes equivalency):2020.83%
Some college, no degree:1111.46%
Associate's degree:55.21%
Bachelor's degree:3031.25%
Graduate or professional degree:2728.13%
Total:96100%
High school or higher:9396.88%
Bachelor's degree or higher:5759.38%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:9766.90%
Public Insurance:3322.76%
No Insurance:1510.34%
Total:145100%
Has Health Insurance:13089.66%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2024)


Group20112102201320142015201620172018201920202021202220232024
% of People in Poverty0.0%0.0%0.0%0.0%14.3%11.1%16.7%16.7%19.2%0.0%0.0%0.0%5.0%4.9%
Source: U.S. Census 2011-2024 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:00.00%
Kindergarten:617.65%
Elementary school (grades 1-8):1235.29%
High school (grades 9-12):926.47%
College or graduate school:720.59%
Total:34100%
Early Childhood:617.65%
K-12 (Primary & Secondary School):2779.41%
Source: U.S. Census 2020-2024 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 04646 supports both business and residential activity. According to the Business Census (2024), there are 20 business establishments, employing about 29 people with an annual payroll of $1,791,000.

# Residential Mailboxes:0Source: USPS
# Business Mailboxes:0Source: USPS
Total Delivery Receptacles:133Source: USPS
Single Family Delivery Units:0Source: USPS
Multi Family Delivery Units:0Source: USPS
# of Businesses:20Source: CBP
1st Quarter Payroll:$270,000Source: CBP
Annual Payroll:$1,791,000Source: CBP
# of Employees:29Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 04646 is located in Hancock County, Maine, within the Metropolitan Statistical Area (CBSA ) and Maine's 2nd Congressional District. This area has a population of 0 people, about 0.00% of whom live in ZIP Code 04646. It covers 0.789 sq mi of land and a water area of 0 sq mi.

CBSA Name:--Source: Census
CBSA Number:--Source: Census
CBSA Type:--Source: Census
CBSA Division:--Source: Census
CBSA Population:0Source: Census
MSA:Source: Census
Land Area:0.789 sq miSource: Census
Water Area:--Source: Census
Congressional District:02Source: USPS
Congressional Land Area:27557.4 sq miSource: Census
PMSA:Source: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:--Source: Census
Place Name:--Source: Census

Adjacent & Nearby ZIP Codes


04648 | | 04645

Schools in ZIP Code 04646


We could not locate which school district 04646 belongs to, but we will update this once new district data is released. There are no public schools nor private schools with a mailing address in this ZIP Code. Listing Nearby schools instead. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Cranberry Isles School 251 Cranberry Road
Cranberry Isles, ME 04625
District: Cranberry IslesNearby
Mt Desert Elementary School 8 Joy Road
Northeast Harbor, ME 04662
District: Mount DesertNearby
Pemetic Elementary School 327 Main Street
Southwest Harbor, ME 04679
District: Southwest HarborNearby
Tremont Consolidated School 119 Tremont Road
Bass Harbor, ME 04653
District: TremontNearby
Mt Desert Island High School 1081 Eagle Lake Road
Bar Harbor, ME 04609
District: Mount Desert Community School DistrictNearby
The Community School 585 Sound Dr
Mt Desert, ME 04660
District: Private SchoolNearby
The Community School Of Mount Desert Island 585 Sound Dr
Mount Desert, ME 04660
District: Private SchoolNearby
The Bay School 17 Bay School Dr
Blue Hill, ME 04614
District: Private SchoolNearby

Colleges & Post Secondary Schools near ZIP Code 04646


College Of The Atlantic 105 Eden Street
Bar Harbor, ME 04609
Type: Post Secondary
Maine Maritime Academy 1 Pleasant Street
Castine, ME 04420-0001
Type: Post Secondary
Maine Media College 70 Camden Street
Rockport, ME 04856-5952
Type: Post Secondary
Beal University 99 Farm Road
Bangor, ME 04401
Type: Post Secondary
Eastern Maine Community College 354 Hogan Rd
Bangor, ME 04401
Type: Post Secondary
Empire Beauty School-Bangor 639 Broadway
Bangor, ME 04401
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on February 1, 2026.

  1. U.S. Postal Service [Last Updated: 2/1/2026], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 2/1/2026], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2024 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 2/1/2026], https://nces.ed.gov