ZIP Code 45224 in Cincinnati, OH

Data Last Updated: October 1, 2025
City:Cincinnati, Ohio
City Alias:College Hl, N College Hl
Names to Avoid:
Finneytown
County:Hamilton County
Timezone:Eastern (GMT -05:00)
Local Time:12:20:31 AM
Population:20,214 [See All]
Area Codes:283 / 513
Classification:Standard [Normal Street Delivery]
Coordinates:39.1970, -84.5300
Land Area:6.069 sq mi
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https://www.zip-codes.com/zip-code/45224/zip-code-45224.asp

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Population & Demographics


ZIP Code 45224 has 20,214 residents and 8,921 households (average 2.18 persons per household). The median age is 45.4 years, older than the state (39.8) and older than the nation (38.8). The gender split is 45.3% male and 54.7% female, which is lower than the national male share (49.1%), making this a female-majority area. Largest groups are Black or African American (54.1%, much higher than the state average of 12.5% and well above the national average of 12.4%) and White (38.3%, much lower than the state average of 77.0% and well below the national average of 61.6%); Hispanic or Latino residents make up 3.0%, which is much lower than the national average (18.7%), and Black or African American share is much higher than both the state (12.5%) and national averages (12.4%).

Explore More:Population Over TimeBy Age & GenderBy RaceBy GenderNativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:20,214Source: Census DHC
2023 ACS Population Estimate:22,186Source: Census ACS
2025 ZC Population Estimate:20,812Source: ZIP-Codes.com
Population Density:3,330.7 people per sq mile
Average Income:$57,754Source: Census ACS
Households:8,921Source: Census DHC
Average House Value:$174,400Source: Census ACS
Persons Per Household:2.18Source: Census DHC
Average Family Size:3.70Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--20,46020,12919,90720,04920,29519,87820,53721,40221,48121,33721,50420,91522,186
Decennial Census19,837------------------20,214------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 45.4

Male Median Age: 40.7

Female Median Age: 48.7

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male515551605637490568574548468465632670681628427261207226
Female530575560539422565634632612640679845923830713449358555
Total1,0451,1261,1651,1769121,1331,2081,1801,0801,1051,3111,5151,6041,4581,140710565781
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:7,73239.17%
Black:10,93855.42%
Hispanic:*6143.11%
Asian:1860.94%
American Indian:300.15%
Hawaiian:30.02%
Other:2351.19%
Total:19,738100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:9,15345.28%40.7 years
Females:11,06154.72%48.7 years
Total:20,214100%45.4 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:21,14095.29%
Native, born in PR, Island Areas, or abroad:430.19%
Foreign born, naturalized U.S. citizen:4381.97%
Foreign born, not a U.S. citizen:5654.52%
Total Population:22,186100%
Total Native Population:21,18395.48%
Total Foreign-born Population:1,0034.52%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $57,754, which is much lower than the national median ($78,538), is up $12,559 (27.8%) since 2011 and above its 2019 pre-pandemic level by $8,805. Family households earn a median of $79,273 versus $38,333 for nonfamily households (a difference of $40,940). By gender, male median income is $54,675 and female is $51,455, which is falls short of the national female median ($53,445), with a current gap of $3,220 that has narrowed from 2011 to 2023. The labor-force participation rate is 61.3%, which is a bit lower than the national rate (63.5%). The unemployment rate is 8.1%, which is considerably above the state rate (4.8%). The largest occupation group is Management (36.2%).

Explore More:Income Over TimeHousehold IncomeEmployment StatusBy Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$45,195$45,468$44,235$43,722$43,867$43,918$45,482$47,184$48,949$48,647$50,339$54,752$57,754
Median Family Income$61,049$59,954$59,149$58,730$60,438$65,490$66,756$66,690$64,859$65,443$63,594$68,525$79,273
Median NonFamily Income$25,974$26,703$26,559$25,051$25,594$25,712$26,040$25,706$27,340$32,577$35,025$38,348$38,333
Median Male Income$43,141$44,413$44,580$44,263$43,333$43,602$44,081$43,093$42,005$41,778$44,908$46,717$54,675
Median Female Income$36,476$37,177$37,992$37,408$37,348$36,983$38,939$39,351$40,891$44,479$44,657$47,380$51,455
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:10,07856.36%
Unemployed:8904.98%
Not In Labor Force:6,91238.66%
Total:17,880100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:3,64536.17%
Service:1,92919.14%
Sales and Office:2,03820.22%
Natural resources, construction, and maintenance:3893.86%
Production, transportation, and material moving:2,07720.61%
Total Civilian Employed Population:10,078100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $174,400, which is much lower than the national median ($303,400), is up $50,800 (41.10%) since 2011 and above its 2019 pre-pandemic level by $57,500. The median gross rent is $895, which is considerably lower than the national median ($1,348), is up $229 (34.38%) since 2011 and above its 2019 pre-pandemic level by $198. Of occupied housing, owners make up 60.31% (69.72% with a mortgage, 30.28% free-and-clear) and renters 39.69% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 4.29%, which is far lower than the national rate (10.43%).

Explore More:Compare Home ValueHome Value Over TimeRent & Over TimeHousing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$123,600$120,900$116,100$112,100$107,300$109,700$114,500$115,100$116,900$121,200$128,900$146,200$174,400
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:43411.56%
$500 to $999:1,85849.48%
$1,000 to $1,499:75320.05%
$1,500 to $1,999:3429.11%
$2,000 to $2,499:1183.14%
$2,500 to $2,999:180.48%
$3,000 or more:1133.01%
No Rent:1193.17%
Total:3,755100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$666$691$673$654$638$663$663$686$697$721$752$835$895
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):3,97942.05%
Owner Occupied (free and clear, no mortgage):1,72818.26%
Renter Occupied:3,75539.69%
Total Occupied Housing Units:9,462100%

Occupied Housing Units:9,46295.71%
Vacant Housing Units (not graphed):4244.29%
Total Housing Units:9,886100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:6,97370.53%
Multi-Family Units:2,91329.47%
Other Units:00.00%
Total Housing Units:9,886100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 34.10% of adults (25+) have a bachelor's degree or higher, which is on par with the state rate (30.90%). High school or higher is 92.20%, which is well above the national rate (89.40%). The uninsured rate is 9.10%, which is on par with the state rate (6.40%). The share of people in poverty is 13.00%, which is far higher than the national rate (8.70%), up 0.30 percentage points since 2011 and above its 2019 pre-pandemic level by 1.70 percentage points. Poverty has been broadly stable, which may reflect structural barriers or offsetting gains and setbacks. Among residents ages 3+, the largest enrollment group is elementary (37.11%). College enrollment is 19.28%, which is far lower than the national rate (26.70%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More:Educational AttainmentHealth InsurancePoverty Over TimeSchool Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:4262.73%
9th to 12th grade, no diploma:7945.08%
High school graduate (includes equivalency):4,69630.07%
Some college, no degree:3,01119.28%
Associate's degree:1,3588.70%
Bachelor's degree:2,90018.57%
Graduate or professional degree:2,43215.57%
Total:15,617100%
High school or higher:14,39792.19%
Bachelor's degree or higher:5,33234.14%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:12,54351.61%
Public Insurance:9,78740.27%
No Insurance:1,9728.11%
Total:24,302100%
Has Health Insurance:22,33091.89%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty12.7%12.9%11.7%11.3%13.1%10.6%10.2%11.4%11.3%10.4%13.9%15.0%13.0%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:1352.70%
Kindergarten:4218.43%
Elementary school (grades 1-8):1,85437.11%
High school (grades 9-12):1,62332.49%
College or graduate school:96319.28%
Total:4,996100%
Early Childhood:55611.13%
K-12 (Primary & Secondary School):3,89878.02%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 45224 supports both business and residential activity. According to the Business Census (2023), there are 232 business establishments, employing about 7,976 people with an annual payroll of $661,564,000. USPS data shows 9,547 residential mailboxes and 311 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:9,547Source: USPS
# Business Mailboxes:311Source: USPS
Total Delivery Receptacles:10,553Source: USPS
Single Family Delivery Units:6,655Source: USPS
Multi Family Delivery Units:2,710Source: USPS
# of Businesses:232Source: CBP
1st Quarter Payroll:$224,702,000Source: CBP
Annual Payroll:$661,564,000Source: CBP
# of Employees:7,976Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 45224 is located in Hamilton County, Ohio, within the Cincinnati, OH-KY-IN Metropolitan Statistical Area (CBSA 17140) and Ohio's 1st and 8th Congressional Districts. This Metro area has a population of 2,255,257 people, about 0.90% of whom live in ZIP Code 45224. It covers 6.069 sq mi of land and a water area of 0 sq mi.

CBSA Name:Cincinnati, OH-KY-INSource: Census
CBSA Number:17140Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:2,255,257Source: Census
MSA:Cincinnati-Hamilton, OH-KY-IN CMSASource: Census
Land Area:6.069 sq miSource: Census
Water Area:--Source: Census
Congressional District:01,08Source: USPS
Congressional Land Area:686.96, 2450.49 sq miSource: Census
PMSA:Cincinnati, OH-KY-IN PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:3915000Source: Census
Place Name:Cincinnati city; OhioSource: Census

Adjacent & Nearby ZIP Codes


45225 | | 45223

Schools in ZIP Code 45224


ZIP Code 45224 is part of 2 school districts, including: Finneytown Local School District (Grades PK thru 12) and Cincinnati City School District (Grades Pre-Kindergarten thru 12th). There are 7 public schools and 2 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Whitaker Elementary School 7400 Winton Rd
Cincinnati, OH 45224
District: Finneytown Local School District
Elevated Excellence Academy 2015 N Bend Rd
Cincinnati, OH 45224
Summit Academy Transition High School-Cincinnati 5800 Salvia Ave
Cincinnati, OH 45224
College Hill Fundamental Academy 1625 Cedar Ave
Cincinnati, OH 45224
District: Cincinnati City School District
Pleasant Hill Academy 1350 W North Bend Rd
Cincinnati, OH 45224
District: Cincinnati City School District
Aiken New Tech High School 5641 Belmont Ave
Cincinnati, OH 45224
District: Cincinnati City School District
Rising Stars At Aiken New Tech/College Hill 5641 Belmont Ave
Cincinnati, OH 45224
District: Cincinnati City School District
Central Baptist Academy 7645 Winton Rd
Cincinnati, OH 45224
District: Private School
Mercy Mcauley High School 6000 Oakwood Ave
Cincinnati, OH 45224
District: Private School

Colleges & Post Secondary Schools near ZIP Code 45224


Cincinnati College Of Mortuary Science 645 W North Bend Rd
Cincinnati, OH 45224-1462
Type: Post Secondary
Cincinnati School Of Barbering & Hair Design 6500 Colerain Avenue
Cincinnati, OH 45239
Type: Post Secondary
Cincinnati State Technical And Community College 3520 Central Parkway
Cincinnati, OH 45223-2690
Type: Post Secondary
Empire Beauty School-Cincinnati 8419 Colerain Ave
Cincinnati, OH 45239
Type: Post Secondary
Good Samaritan College Of Nursing And Health Science 375 Dixmyth Ave
Cincinnati, OH 45220-2489
Type: Post Secondary
Hebrew Union College-Jewish Institute Of Religion-Cincinnati 3101 Clifton Ave
Cincinnati, OH 45220-3796
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov